Amazon

#1 Best Selling Author

David Author

DISAPPEAR

WITHOUT

A TRACE

BE INVISIBLE TO

BIG BROTHER &

ANONYMOUS ONLINE

PROTECT FAMILY,

HOME, MONEY, ASSETS,

PRIVACY & SECURITY

HOW TO BOOK & GUIDE

FOR SMART DUMMIES

KINDLE EDITION 1.1

Published By:

GOOD ADVICE SELF-HELP

BOOK PUBLICATIONS

Cover Design By:

GOOD ADVICE SELF-HELP

BOOK PUBLICATIONS

ALL RIGHTS RESERVED

No part of this book may be

reproduced or transmitted in any

form or by any means whatsoever,

electronic or mechanical, including

 photocopying, scanning, recording,

or by any information storage or

retrieval system, without written,

dated, and signed permission

from the author.

Copyright © 2014 David Author

In This Concisely Written and Informative Self-Help Guide Book You Will Learn How To:

Vanish and Live Hidden Under Big Brother’s Radar

Obtain an Anonymous New Name To Use

Create an Anonymous New Identity To Step Into

Establish a Protected New Business

Live a Protected and Anonymous Life

Protect Your Home

Hide Your Mailing Address

Conceal Your Assets

Shield Loved Ones

Safeguard Your Cell Phone and Home Phone

Secure Computers

Safeguard Mail & Deliveries

Erase Your Digital Trail

Reclaim Your Privacy

Establish and Build Anonymous New Credit

Rent or Buy an Anonymous Place to Live

Rent or Buy a Car Anonymously

Work and Earn Money Anonymously

Fly or Travel Anonymously

Cash Checks Anonymously

Open A Hidden Bank Account

Be Free and Respected

Have An Unlimited Future

Become the Person You Always Wanted to Be

You Can Do It All - Simple, Easy, Fast, Legal, and Inexpensive

Table Of Contents

Important Note

Introduction

Reasons To Establish A New Identity

Reasons For Reclaiming Your Privacy

Accidental Disappearance & Deliberate Invisibility

Name And Identity Change Is Commonplace

Should You Relocate To Start Your New Life?

New Identity Primary Method

Links

Five Businesses Types

Business Name Choices

Name Your Business

Establish Business Mailing Address

Establish Business Phone Number

Establish Business Email

Establish Business Website

Open A Business Checking Account

Become An Author - Actor - Businessperson

New Identity Step-By-Step Example

Find A Place To Live Anonymously

People Do Not Keep Secrets

Rent Or Lease An Anonymous Place to Live

Purchase A Home Or Condo Anonymously

Turn On Utilities Anonymously

Rent A Car Anonymously

Purchase A Car Anonymously

Work Anonymously

Fly Anonymously

Open A Bank Account Anonymously

Cash Checks Anonymously

Run A Business?

Birth Certificate

Create A New Identity

Drivers License & State Identification Card

Student Identification

International Drivers License

Social Security Number

Stay In Touch With Family And Friends

Take Children With You

Personal Security And Privacy

Mail Security And Privacy

Dangers Of Facial Recognition

Computer Security And Privacy

Data Security

Telephone, Voice Over Internet Phone (VOIP), Cell Phone, And Superphone

Hide Your Digital Trail

Disappear From The Web

Home Security And Privacy

Inexpensive Home Security

What Does Your Trash Reveal About You?

Lethal Protection Advice

Nonlethal Protection Advice

Sheepdogs

Establish And Build New Business Credit

Final Tips

Alternate Lifestyles

Do A Cary Grant

Author’s Afterthoughts

About The Author

In Loving Memory

Legal Disclaimer

Important Note

Please don’t waste your hard-earned money on some of the other books or programs out there about “Creating A New Identity”, or “Changing Your Name”, or “How To Protect Privacy and Security”. I bought those books as part of my research to write this book. Frankly, those other books were disappointing. They addressed these difficult topics in a general way without specific recommendations on “how to do it”. This book contains a process to follow that make it easy to achieve your goals. There is “Real Life How-To-Do-It Experience” in the pages to come. I’ve used the techniques in this book myself to disappear from Big Bother’s privacy invasion and create a new life as a respected businessperson hidden under the protective umbrella of my legitimate businesses. You can do the same. There are detailed step-by-step processes for you to follow in this book. There are also active links to places you can go on the Internet to get forms, set up your legal new name, new identity, and for important added information.

Those other books were expensive to buy. If you bought those books, you would discover they are not as helpful as this book. Perhaps you’ve bought some of those books and been disappointed at the lack of specific “how to do it” information.

This book sold on the Internet under a different title for $39.95 plus $5.95 for shipping and handling. It’s updated with the latest information for 2015, and beyond with 70+ pages of new information. I wish to help as many people as I can, so I’ve brought this book to Kindle. The quality of information in this concisely written book is high. It is easy to understand and written in simple English. I’ve filtered away the fluff and trivial information. There’s no Puffery in this book.

Those other books are limited in scope and many needlessly advise you to do something illegal. It is not wise to violate laws to setup a new identity and legal name to use for security and privacy when there is a legal, simple, quick, and inexpensive way available to do this. I will show you how to do the legal option in this book and you will see it is easy and fast to do. It’s your legal right in the USA to use any name you like, but you must go about it properly to avoid problems or legal entanglements.

Most important of all, I will keep you legal, legitimate, ethical, and respected.

You can quickly start a new life with a new name, new identity, clean slate of credit, and unlimited opportunity. You can disappear from a negative past, financial disaster, or tragedy that has destroyed your life.

You can also use this book’s process to disappear from an abusive person, crazy person, stalker, predator, rapist, or other terrible person that has harmed you or loved ones.

You can have your personal equivalent of the “Federal Witness Protection Program”, but without the Feds control and oversight of your life. You will have complete control of your future and NOT anyone else.

This book will help you get a positive start in your new life and leave the past behind as if it never happened. You will be on the path to a protected and happy future. My process is legal in all 50 states. You will not need an attorney and you will not have to appear in court. Anyone can do it without even leaving your home over the Internet or by cellular phone. It only takes a couple of hours and I provide a detailed example for you to follow.

Let’s begin your enlightened and unlimited future!

David Author

Introduction

You might need to start a new life with complete anonymity right away. Perhaps you plan to vanish and start over soon, when the timing is best. Maybe you only want an alternative identity you can use whenever you choose for business, safety, or privacy reasons. This book provides you with the information you need to vanish and start your life over with a new identity while protecting your past identity, future identity, new name, new business, and loved ones. Perhaps, you want nothing more than to create an anonymous Pen Name to use as an author or a Stage Name to use as an actor or performer. Regardless of what your needs are for wanting a new name and identity, this book can help you to do it legally and legitimately.

In this age of computers and data sharing, the ways that worked in the past to change your name and set up a new identity DO NOT WORK TODAY. Big Brother is watching closer than ever. It is important to do it right and avoid the illegal ways that might get you into trouble.

This book uses simple yet legal processes. They are anonymous and use the convenience of the Internet or a phone call. You do not have to appear in person to carry out the methods of living anonymously presented here.

I have used these processes myself to escape and start a wonderful new life with wonderful new opportunities. Along the way, I discovered I also had the opportunity to become the person I always wanted to be and live the lifestyle I wanted to live. I know that sounds impossible but it’s true and can be true for you too.

You are embarking on a fresh start in life without limiting reasons from the past to restrict your future. It is easy to start over in life and wipe the slate clean of past blunders, disasters, or misfortunes.

You can use these tactics to live anonymously yet openly with complete freedom and without fear.

Hold your head high as you begin your new life. It's time to take positive actions and chase your dreams into reality

Let’s get started!

Reasons To Establish A New Identity

Legitimate reasons to pursue an alternate name and identity:

You wish to reclaim your privacy while becoming invisible to governments, businesses, organizations, and individuals that would restrict your freedoms or invade your privacy. You want to keep your private life PRIVATE because BIG BROTHER is indeed WATCHING!

Includes this book’s Author!

You are an Author, Actress, Actor, Musician, Waitress, or other professional person. Your wish is to conduct your professional business under your Pen Name, Stage Name, Musician Name, or other professional name while keeping your personal life separate and private.

I represent that!

Maybe you just want to have an alternate identity in reserve … a precaution in case of an unforeseen future disaster.

I’ll raise my hand here … It can’t hurt to have alternatives … Just in case!

To protect your life and assets, you need to escape from and forever avoid an abusive spouse, insane person, criminal, scam artist, rapist, stalker, or other terrible person that has delivered harm into your life.

I have used the techniques within this book to escape my stalker!

Protect your children and other loved ones from an abusive person or some other predatory person.

I don’t have children of my own but would do anything to protect them if I did … I do have loved ones to protect!

Start afresh after an Identity Theft. It is almost impossible to undo the financial, reputation, and credit damages from an Identity Theft. With the information in this book, you can refuse to allow an identity theft to destroy your future life. You can choose to move into the future with a new, private, and protected identity as well as a fresh slate of credit.

1.   People aged 18-24 are the highest group at risk

2.  Thirty-eight percent of Identity Theft victims had their debit or credit card number stolen, and 43% of all identity theft is a result of stolen wallets and paperwork

3.  About 1 in 10 US Citizens experience some form of identity theft each year

4.  Sometimes, a victim of Identity theft is even arrested for the illegal activities an ID thief does in their victim’s name.

I’ve twice had my identity stolen with the financial damages in the six-figure arena … not to mention the damages to my reputation, my good name, and the terrible stresses involved!

Maybe you just want to avoid abusive creditors, any organization, or any individual that is harassing you.

OK … I’ve experienced that too!

Set up new credit quickly rather than suffer the long and almost impossible process of trying to repair damaged credit.

I no longer seek to use credit and live within my means. I suggest you also do the same and avoid the expense and dangers of credit.

Regardless, I will show you how to set up, build and protect new credit later in this book.

You are a public figure, a famous person, or wealthy person that cannot go out in public or travel without being recognized. You can step into an anonymous name and identity to travel freely when and where you choose.

I’m only slightly famous as an author but it is nice to be protected from literary predators as well as everyday predators that target and take advantage the famous, wealthy, and public figures.

Sidestep the expensive, long, and humiliating Bankruptcy process that will leave you with destroyed credit for 10 years or longer. It is possible to start fresh, keep your assets, save the legal costs of bankruptcy, set up a new business, a new name to use, and a new identity with … A clean credit slate.

After my loving wife died of cancer many years ago when I was only 35, I was forced into bankruptcy by the overwhelming medical bills from the 5-year plus battle with her disease. We had exhausted the financial limit of our health insurance and the insurance did not cover many of the medical expenses, and only a portion of other medical expenses! Unfortunately, I’ve experienced the pain, stress, and embarrassment attached to a bankruptcy. I did not do anything wrong, my wife got sick, and it could happen to anyone. It could happen to your child, a parent, or anyone under your protection, and you are saddled with overwhelming debt.

Set up a new identity, reputation, and credit after an economic crisis. The recent crash in our economy has wrecked the lives of so many good people.

Like most people, I was damaged by the most recent crash in our economy!

WARNING:  Many reputable sources believe an even bigger and more devastating economic crash is looming!

Get a fresh start after Foreclosure. Leave the misfortune behind and start over with a new identity?

I’ve experienced foreclosure too … Read on!

You were buried under an avalanche of medical bills after an auto accident, disease, illness, or prolonged hospital stay. It does not have to happen to you personally. It could happen to your spouse, ex-spouse, child, or parent, and you are stuck with an overwhelming avalanche of medical bills.

I’ve already mentioned losing my loving wife to cancer, so yes … I’ve been there!

Avoid a deficiency judgment or other form of judgment. If you have lost your home or are about to lose your home to Foreclosure, the lien holder can chase you for any deficiency after the foreclosure sale. You can avoid judgments and hide your assets under the protective umbrella of a new identity.

I was forced to let my lovely waterfront home go to foreclosure after the recent economic downturn. My home sold at the foreclosure sale for 23% of my purchase price. I never worried about a deficiency judgment because I had set up my new identities in advance. I disappeared over the horizon aboard my yacht and left that house behind in her wake.

You are the victim of a frivolous lawsuit and you cannot afford to pay the legal costs to defend yourself. This happens all the time and the party suing wants you to settle out of court or make you suffer if you don’t. You can vanish from the radar of an unscrupulous attorney and plaintiff who files such a lawsuit. If a default judgment is entered against you, you will not be findable for any collection effort to collect the judgment. You can ignore the lawsuit and disappear.

I’ve faced a frivolous lawsuit just once, and I ended up paying $5,000 to settle out of court … Never again will I be ripped-off like that!

It will never happen again because I’ve executed a POOF! … Disappeared and left the arena.

You were innocently involved with a bad person or people and the press is relentlessly hounding and stalking you.

The press has never stalked me but I know someone who has suffered horribly at the hands of a crowd of reporters who stalked and harassed her for months. A couple of times in the past, Reporters have interviewed me and without fail, misstated facts, misquoted me, or used a quote out of context. This altered the impression given to the public. False press has also victimized me without being interviewed. The press can and will destroy a good reputation in the name of a sensational headline. A retraction DOES NOT reverse the damages!

You won the Lottery! 95% of big lottery winners are broke within 5 years after friends, relatives, and con artists strip them of their sudden wealth. Your good name and credit have been destroyed.

I’ve never won a lottery. If you ever do win one … Beware of the vultures that will chase you and strive to steal your wealth as a publicly known wealthy person.

Wealthy or prominent people are constantly the target of con artists or other bad people. You can disappear from the radar of these bad people by using an alternative identity.

I’ve been wealthy and retired young. I’ve sometimes felt like there was a bull’s-eye painted on me and all the predators were targeting me to get a piece of my wealth or assets. Since I disappeared and took control of my present and future, this has not happened!

There are more legitimate reasons why someone would want to have a new name and identity. It’s not Doom and Gloom or shameful. It is a unique opportunity to start afresh with a clean slate and unlimited opportunity in the future.

You can see from my personal experiences in life why I hold a strong interest in protecting privacy, identity, assets, myself, and loved ones from the trials of real life. I’m happy and secure in my new life as a successful and respected businessperson.

Reasons For Reclaiming Your Privacy

Privacy is seriously compromised and is something that no longer exists for the overwhelming majority of people in the United States!

Here are some reasons you might choose to reclaim personal privacy with an alternate name and identity or multiple names and identities:

Government Tracking:

I could probably write a book on this subject alone.

The Following short video does a nice job of pointing out “some of the many ways” our government is tracking us:

http://www.youtube.com/watch?v=PZak8JlIj4o

I hope this is still available when you click on the link … but don’t be surprised if it’s censured!

Video Cameras:

In recent years, video cameras have appeared on business exteriors, residential exteriors, airports, major highways, street intersections, toll bridges, inside most businesses, and at most public locations. It’s increasingly impossible to travel without recording by video cameras. With modern Face Recognition Technology, you can right now and soon will be personally identified almost everywhere you go … Every time a video camera has you in its view.

When you exit airport garages or cross a toll bridge, your license plate is recorded and goes into local, state, and federal databases.

I could go on, let’s just say you are being recorded almost everywhere you go. Increasingly, you are identified because of invasive government photo databases and business photo databases assembled by Facebook and its cousins. The photo images in these databases are linked to Facial Recognition Software. Is your photo on your driver’s license, passport, debit card, credit card, or on a social network like Facebook? Believe me when I say your image is in plenty of databases out there, government databases, and business databases the government has access to.

YOU ARE BEING CONSTANTLY TRACKED AND RECOGNIZED BY VIDEO CAMERAS AND LINKED FACIAL RECOGNITION SOFTWARE!

Land Line Phones:

While a warrant is supposedly needed, the government and various law enforcement agencies have had the capacity to listen to your home through any landline phone. This is done by remotely activating the microphone. Of course, unlawful taps are done all the time by unscrupulous businesses, snoopy individuals, private investigators, employers, and who knows! A phone tap warrant is not needed to listen in on a cordless phone because you are ON the Air and the government owns the airways! In fact, anyone with the right equipment can listen in on you and that includes your snoopy neighbors.

Your telephone could be listening to you … Do you want to take precautions to protect your telephone privacy? ... Read on!

Cell Phones and Superphones:

Our cell phones track us wherever we go and even when turned off because most have a separate small watch battery permanently installed or a permanent reserve built into the embedded battery. This small battery or battery reserve is to keep the tracking function active even if you turn the phone off or remove the main battery. Today, many Superphones have an alternative to the separate battery, which is a permanently embedded battery that cannot be removed that has a hidden battery reserve. Our Superphones can track us personally as well as locating our friends, relatives, or almost anyone you choose! Men, women, and children of all ages are carrying tracking devices everywhere they go!

As mentioned before, most cell phones have a hidden battery you cannot easily remove … Can you do something about it? These cell phones with backup batteries can always track you even if turned off and the main battery removed.

A warrant is NOT NEEDED to tap a cell phone because it is ON the AIR and the government owns the airways!

If you don’t believe there might be a second hidden battery in your cell phone to preserve the tracking function, check out this YouTube video. You will see one of these hidden batteries being removed. I hope, this video will still be out there for you to view, but I expect that sooner than later, Big Brother will have it disappear:

http://www.youtube.com/watch?v=1caimAQwczQ

Google Location History

Corporate surveillance in America has become amazingly shameless and bold. Google will show you your location history recorded from your Android phone. If you have turned on either GPS or Network-based Location, Google will show where you have been for the past month … Sort of! The system is resplendent with errors that could be used against you in court. Law enforcement or anyone can track you with this website.

If you allowed your phone to use the network identification feature, Google will likely show that you have been a whole bunch of places that you haven’t been to.

Check Out Your Location For The Past 30 Days On The Google Location History Page:

Log into the Gmail account connected to your phone, and then hit the link below.

https://maps.google.com/locationhistory/b/0

Computers and other Smart Electronic Devices:

Desktop computers, laptop computers, and other electronic devices such as tablets, smart HDTV’s, smart Blu-ray players, etc., we use at work and home, track every keystroke and website visited. These electronic devices report personal information about us, our purchases, credit card information, our interests, web searches we’ve done, websites visited, television programs viewed, etc. Have your ever searched for an item on your computer only to find your computer targeted with advertisements on every website you visit? The popup ads want you to buy the same product or similar products wherever you may go on the web in the weeks to come.

I have much more to say about our computers, tablets, etc., so read on to discover what you can do to protect your privacy, important files, and other sensitive information about yourself and loved ones.

Automobiles:

Your personal auto tracks you everywhere you go. Newer cars have an Event Data Recorder (EDR), an electronic device connected to various sensors around the car both inside and outside. The EDR can tell if a driver is wearing a seat belt or if the oil pressure is low. In the event of a crash, it sends a signal telling the car's air bags to deploy. It also tracks your car's acceleration or deceleration and its speed in the seconds before a crash occurs. This information is used by law enforcement, crash investigators, and insurance companies to decide fault in a wreck. All GM cars produced since 1998 have an EDR and some models were fitted with the recorders from the late 1970s. The devices work by continuously collecting data, but the most recent data are continuously overwriting previously stored information. In the event of a crash, the data cycle is "frozen”, allowing a snapshot of the most recent data to be available. Insurance investigators or law enforcement officers can then recover the information electronically. Drivers have little choice but to drive with the system. To disable it, you have to get rid of air bags, and it's unlawful to do so. You can reasonably assume all automobile manufacturers have installed EDR tracking devices similar to GM!

GM’s OnStar and similar systems from other car manufacturers can even remotely disable your car!

I’ve always enjoyed riding a motorcycle or bicycle, and my yacht carries both aboard. Now I have even more reason to enjoy anonymous two-wheeled transport.

Radio Frequency Identification Chips (RFID) invade every aspect of our lives:

Imagine going to a grocery store or department store, filling your cart with goods, and walking right out the door. No longer will you have to wait as a cashier rings up each item in your cart one at a time. Instead, RFID chips and labels will communicate with an electronic reader that will detect every item in your cart. The electronic reader will read the RFID chip on the plastic in your wallet without having to take it out of your wallet. The electronic reader will be connected to a large network that will send information on your products to the retailer and product manufacturers. Your bank debits your account to pay for the items in your cart. All of this will be thanks to a RFID chip that is already in your debit card or credit card. No lines and no waiting will be the heralded advantage!

Today, at many cash registers you no longer need to slide your plastic thru a scanning device to debit your funds. You just hold your plastic near a scanner so the RFID chip can allow access to your account and pay for your goods. We are only one step away from the fantasy I started this section with where you continue directly out of the store without pause to pay for your goods. All courtesy of embedded RFID chips already in our plastic.

An Identity Thief with a handheld illegal scanner could pass by you on the street, read your RFID credit cards, debit cards, and your driver’s license. The ID Thief then empties your accounts and charges your credit cards to the max. This is NOT fantasy … It is happening to unwary people every day. You can defeat this by encasing your plastic in metal to block the scanner. A tinfoil-lined sleeve to cover your plastic will do the job and they are available on eBay or elsewhere on the Internet as are metal fabric wallets.

I keep all of my plastic in these individual metal foil-lined sleeves.

RFID chips, a technology once limited to tracking cattle, are tracking consumer products worldwide. Many manufacturers use the tags to track the location of each product they make. They track a product from time of manufacture until bought.

Beyond the retail goods, RFID chips and tags are tracking cars, airline passengers, Alzheimer's patients, and pets. Soon, they may track your preference for strawberry or grape jelly. Many critics believe RFID technology is becoming too invasive. We're not even aware of all the parts of our lives they affect or how deeply our privacy is being invaded.

What about using cash? … That choice could soon disappear and the use of cash BANNED! Such possibilities are already being proposed.

These chips are in our credit cards, debit cards, driver’s licenses, passports, and the list goes on.

Researchers have developed a new way of embedding traceable RFID chips within “smart paper”. This will allow banks and governments using the technology to guard against counterfeiting and it will allow the tracking of paper money. RFID embedded in paper uses Laser Enabled Advanced Packaging (LEAP) to transfer RFID onto paper. Such “smart paper” could lead to new types of banknotes, legal documents, tickets, and smart labels!

Worldwide, central banks have launched separate projects to embed RFID in smart paper currency! LEAP can place ultrathin semiconductor chips at specific locations on both rigid and flexible materials. That could enable chip-embedded things such as smart clothing. It could enable the spread of RFID chips in applications as diverse as public transit smart cards and product labels!

Widely used RFID technology could transform everything about doing business right down to the way cash changes hands. Law enforcement agencies could track smart money as part of its efforts to fight drug trafficking or other organized crime activities. RFID technology could herald a future world where traceable currency further reduces the privacy of how people use money. For instance, the government might track the flow of money in the so-called “gray economy” to track and tax transactions that rely on mostly untraceable cash exchanges. You could find yourself getting a tax bill for the earnings from a yard sale, items sold online via eBay, or transactions started through online forums like Craigslist!

Here Are A Couple Of RFID Disable Videos You Might Want To Check Out:

I can’t advise you to do what these videos show to disable RFID chips, but it is interesting to see how it is done.

http://www.youtube.com/watch?v=e52WfJgXuXE

http://www.youtube.com/watch?v=-Gj--jfeJ1I

Patriot Act:

The USA PATRIOT Act of 2001 is an Act of Congress signed into law by President George W. Bush on October 26, 2001. The title of the act is a ten-letter acronym (USA PATRIOT Act) that stands for Uniting (and) Strengthening America (by) Providing Appropriate Tools Required (to) Intercept (and) Obstruct Terrorism Act.

The act was in response to the twin tower and other terrorist attacks of September 11, 2001 (9/11). The Patriot Act significantly weakened the controls on law enforcement agencies gathering of intelligence within the United States. It expanded the Secretary of the Treasury’s authority to regulate financial transactions, especially those involving foreign individuals and entities. It broadened the discretion of law enforcement and immigration authorities in detaining and deporting immigrants suspected of terrorism-related acts. The act also expanded the definition of terrorism to include domestic terrorism, thus enlarging the number of activities to which the USA PATRIOT Act’s expanded law enforcement powers can be applied!

Opponents of the act have criticized:

1.  The ability to detain immigrants for indefinite time without due process of law

2.  The permission given law enforcement officers to search a home or business without the owner’s or the occupant’s consent or knowledge

3.  The expanded use of National Security Letters, which allows the Federal Bureau of Investigation (FBI) to search telephone, email, and financial records without a court order

4.  Increased access of law enforcement agencies to search business records, including library and financial records. Since passage, several legal challenges have been brought against the act, and Federal courts have ruled some provisions are unconstitutional!

Many of the act's provisions were to sunset beginning December 31, 2005, 4 years after its passage. In the months preceding the sunset date, supporters of the act pushed to make its expiring provisions permanent, while critics sought to revise various sections to improve civil liberty protections. In July 2005, the U.S. Senate passed a reauthorization bill with substantial changes to several sections of the act, while the House reauthorization bill kept most of the act's original language. The two bills were then reconciled in a conference committee that was criticized by Senators from both the Republican and Democratic parties for ignoring civil liberty concerns. The bill, which removed most of the changes from the Senate version, passed Congress on March 2, 2006, and was signed into law by President George W. Bush on March 9 and 10, 2006!

On May 26, 2011, President Barack Obama signed the PATRIOT Sunsets Extension Act of 2011, a four-year extension of three key provisions in the USA PATRIOT Act:

1.   Roving wiretaps

2.  Searches of business records (the "library records provision")

3.  Surveillance of “lone wolf” individuals suspected of terrorist-related activities not linked to terrorist groups!

BE AWARE:  Many businesses now use the Patriot Act as an excuse to take a photocopy of your driver’s license. There is no provision in the Act for businesses to demand this but many businesses are doing this (doctor’s offices especially so). They endanger you in doing so because their records may not be secure. An employee or cleaning person could use your driver’s license number to steal your identity. One of two things is needed to run an illegal credit check. A driver’s license number, or a social security number linked to your name so beware of allowing copies or giving out these identifying numbers.

I refuse to do business with any business that insists on taking a copy of my driver’s license (which I keep in my car), or my social security card (which I never carry). I would only allow law enforcement to see my driver’s license.

You can often avoid a request for a driver’s license by showing a passport. The passport number is not usable to steal your identity or access your credit file and it is legitimate photo ID. I have debit cards with my photo in Business Names (Pen Names) and that is what I use for photo identification. This way, everything is in a Business Name that looks like a person’s name but it is NOT traceable to me personally, or my living address.

A Student or Teacher ID with photo is another choice to use for photo ID. I give you a link later in the book in that chapter where you can make your own Student ID or Teacher ID card with your photo on it … Done online for FREE.

ObamaCare:

You can say good-bye to what little remains of your medical privacy under ObamaCare!

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If you buy health insurance on an ObamaCare exchange, be aware that your Personal Health Information (PHI) will be made available to various government agencies, including the Internal Revenue Service (IRS).

Proposed Department of Health and Human Services (HHS) regulation will require state, federal, and local agencies as well as health insurers to exchange supposedly protected personal health information of anybody seeking insurance on an exchange. PHI includes an individual's medical history, test and laboratory results, insurance information, and the ever vague “other data”.

Americans not getting coverage via their employers will be required to buy it on the individual market or pay a tax penalty. That’s how the IRS will get your private medical information. The exchanges, some run by the states, others by the federal government, are supposed to provide marketplaces for individuals to shop for the ObamaCare-compliant insurance that best suits their needs. Depending on household income, individuals buying insurance on an exchange may be eligible for relief subsidies. Under the new rule, people will find their medical history subject to bureaucrats and possibly unknown others prying eyes as we are all reviewed to decide eligibility for those possible subsidies.

If an individual applies for insurance on an exchange, the exchange will send specific identifying information to HHS. HHS will verify applicant information with information from the federal and state databases and other program databases that provide eligibility and enrolment information on minimum essential coverage.

To get insurance on an exchange, an individual must surrender his PHI to the exchange. The exchange forwards the information to HHS, which will then share it with state and federal agencies. There is no requirement that applicants approve release of their PHI. Since income is the main criteria for subsidy eligibility, this information will be shared with the IRS, which is tasked with enforcing any violation of the insurance mandates with tax penalties.

The IRS’ enforcement role is cause for serious concern even for those not buying insurance on an exchange. Americans for Tax Reform has warned every taxpayer will have to file a new form with his annual income tax return to prove he is complying with the health insurance mandate. This new tax information document, the group argues, must, at a minimum, contain the following:

1.  Name and health insurance identification number of the taxpayer

2.  Name and tax identification number of the health insurance company

3.  The number of months the taxpayer was covered by this insurance plan

4.  Whether the plan was bought in an Obamacare exchange

It becomes simple for IRS agent to get anyone’s medical history.

With Americans PHI traveling around on all of these linked computer networks, it would also be relatively simple for hackers to get hold of sensitive information and use it for their own evil purposes.

Hackers have stolen millions of medical records from the Veterans Administration, and patients were at risk for identity theft. David Blumenthal, M.D., the President’s former health information czar, admitted “no infrastructure exists in most areas of the country for secure health information exchange among providers and between providers and consumers”. It becomes more complex and increasingly unsecure.

SERIOUS CONCERN:  Health care under ObamaCare comes at a steep price, which is the confidentiality of one’s medical records. Employers already deny employment based on medical information they ask you for but now they will be able to get your medical information without even asking!

Does anyone want this privacy loss? … No choice offered … We are being dictated to! A self-employed business person avoids the privacy invasion of an employer.

United States Postal Service Mail:

Every day, almost all mail and parcels get photographed, sprayed with a bar code, and tracked. It is reasonably presumed a similar process is used by FEDEX, UPS, and other mail or package shippers and couriers.

I go into much more detail about the pitfalls and answers to mail privacy issues further on in the book.

Social Media:

Social networking sites like Facebook, LinkedIn, etc., require users to agree to “Terms of Use” policy before allowing use of their services. These Terms of Use declarations often contain clauses allowing social networking operators to store data on users, or even share it with third parties. Facebook has attracted attention over its policies on data storage. This includes making it difficult to delete an account, keeping data after an account is closed, and being caught sharing personal data with third parties.

The high school bully who made your life miserable, or the supposed friend who told lies about you behind your back, and other unsavory people like this now want to be your friend online. The number of true friends we have in life can usually be counted on one or two hands. When someone claims to have hundreds or thousands of friends online, do you want to be just another one in the herd?

Facebook Addiction Disorder (FAD) is a named psychobabble disorder, in which an unhealthy portion of an individual’s life is spent on Facebook. Over 350 million people suffer from this pandemic disorder. Soon, a Big Pharmaceutical company is sure to come out with a drug for this disorder and label it as a new syndrome needing expensive treatment. Perhaps they will label it Facebook Addiction Disorder Syndrome (FADS). There will probably be a whole series of new prescription drugs for other disorders like Texting Syndrome (TS). They did it for “Restless Leg Syndrome”. Many more people are afflicted with FADS and TS.

Do you think I’m joking?

There are many ways third parties access information about you on social media sites. If you play games or take any of the quizzes, your information goes to third parties.

Potential dangers with Social Media Include:

1.  Identity Theft

2.  Sexual Predators

3.  Stalking

4.  Unintentional Fame

5.  Online Bullying

6.  Employment Screening:  Most hiring managers and job recruiters check social media on potential employees for old photos and posts. Most employers also fire employees for negative posts about a current job, employer, or coworkers.

7.  Online Victimization

8.  Private Investigators, skip tracers, and bounty hunters:  They often have more success with social networking sites to locate someone than they do with hacking their computer

9.  Its been said that ”30 percent or more of the profiles on social media are fake”. A large percentage of fake profiles are set up by … YIKES … USA government agencies to spread propaganda! Click below to learn more:

www.examiner.com/ social-media-in-national/ us-gov-software-creates-fake-people-on-social-networks-to-promote-propoganda

UH OH … Just before publication, I checked to see if all the links in this book were still active. The infamous “BIG BROTHER” has deleted this one.

PRIVACY NOTE:  Twitter has admitted they have scanned and imported their user's phone contacts onto the website database to learn more about their users.

INSTITUTIONAL CONCERNS:  Many institutions have expressed concern over the lack of privacy for users of social networking sites. These include schools, libraries, and even government agencies. Libraries in particular, being concerned with the privacy of individuals, have debated on allowing library patrons to access social networking sites on public library computers.

STRONG RECOMMENDATION:  I advise you to avoid Social Media or if you do use it … Use a fake name … NO … Just Don’t Use Social Media!

No attempt is being made to scare you with this information. I’m trying to open your eyes to real dangers of which most are not aware. In the chapters to come, I will show you how you can deal with all of these issues and take control of your life. You can reclaim your privacy and protect yourself. This book can be your salvation so read on dear reader.

Accidental Disappearance & Deliberate Invisibility

The first time I disappeared, it was an accident!

Here’s the story of how it happened and how I became invisible a 2nd time (on purpose):

Once upon a time … In a land far away … Known as Seattle …

My wife and I retired young and wealthy in our mid 40’s. Our early retirement at a young age came after a rewarding effort as a Realtor and Private Investor (mainly in real estate). We had planned to buy a big boat and retire to go cruising in a couple of years. We looked at a couple of boats so my wife could get an idea of what living aboard a big boat would be like. I had previously lived aboard two big boats for many years so I had already lived the lifestyle and wanted to do it again. We fell in love with one of the boats we looked at and decided we would make an offer. If accepted, we would retire right away and go cruising. Three days later, the seller accepted our offer. When the boat broker told us, we were shocked to realize we were obliged to follow through with the purchase. After I recovered my jaw from the deck, I blurted out “Oh my God … We just retired”.

We sold our investment properties, put our home up for sale, and moved aboard the 57-foot motor yacht that had retired us by accident.

A few months later, when the boat was ready and fully provisioned, we vanished over the horizon to begin a multiyear cruise of unspecified length. The cruise was to last at least five years with intent for much longer, perhaps a lifetime.

Like so many plans in life, the long cruise didn’t go quite as expected. So much for “The finest plans of mice and man” … “Man makes plans and God laughs at us”.

The journey first went north to SE Alaska via the Inside Passage, then south down the entire Pacific coast, through the Ditch (Panama Canal), north through the Caribbean and finishing in SW Florida. There were planned and unplanned zigs along the way. We had several “buddy boats” during the first year, but one and a half years into the cruise, we met another boat and crew with a 5-year plan similar to our own. Our boats crossed paths in the Sea of Cortez, Mexico. After some enjoyable times together in La Paz and elsewhere in the Sea of Cortez, the crews determined the two boats would cruise together for the next five years. My wife and I abandoned our plan to summer-over in the Sea of Cortez for hurricane season. We instead traveled with our boats new mate, south out of the Sea, then north from Cabo San Lucas, and arrived in San Diego for the second time. This was so our companion boat’s crew could sell their home ashore in San Diego and prepare for an extended cruise. The Captain of our companion boat had just retired and his younger wife was near to my wife and I in age.

After five months in San Diego, hurricane season was ending and we were ready to provision the boats for departure on the much-anticipated 5-year cruise. This is when the other Captain suffered a minor heart attack. A few days later, our friends decided they would sell their boat and buy a condominium in La Paz, Mexico where we had met them. My wife told me “if our friends are not joining us cruising, I don’t want to go either”. A major dilemma now separated us. My wife was willing and happy to continue living on our boat but did not want to go cruising without our friends. I wanted to continue cruising, even without our friends. I would not be happy to end the cruise and stay in San Diego. With no way for us to both be happy, we decided to settle our affairs and part friendly. I helped my wife find and furnish an apartment ashore. A couple of weeks later, much poorer and no longer a millionaire because of our agreed settlement, I headed my boat south.

A couple of months later, I became a millionaire again … Thanks to the “Tech Rally”.

The following year, I suffered horrible losses in the “Tech Crash”. After a several week period in remote parts of southern Mexico. I arrived at a mainland marina. I wandered into an Internet Café in the nearby town to see how my portfolio was doing. I was shocked to discover $880,000+ had vanished from my investment account. In the next few weeks, as I tried to save what little was left or my fortune, another $80,000+ disappeared. The balance in my account now stood at a mere $37,000 and change, which I transferred to a safe money market account!

A couple of years later and just over six years from the departure on my long cruise, I arrived in SW Florida. I was broke and had to borrow money from my parents to start my life over. On arrival, I was required to check-in with US Customs. After the bus ride to the airport to do so, I boarded another bus to arrive at the State Department of Children and Families. I wanted to see if I was eligible for “Welfare” or “Food Stamps”. Because I was an able-bodied single man, without dependent children, I was not eligible for public aid but they did grant me “emergency food stamps for one month”. At least I was not going to starve in the next few weeks!

The next bus ride took me to the Social Security office because I needed to get a replacement for my long-lost Social Security card. I needed to find a JOB (means Just Over Broke) right away so I needed to get a new Social Security Card. I was going to start my life over in my early 50’s … So much for my early retirement at age 46 after being semi-retired from age 29.

At the Social Security office, I discovered “Big Brother Was Watching”. It had only been about 20 minutes since I left the state offices with a Food Stamp Voucher. I had given the State of Florida the phone number and address of the marina where my boat was parked. It had been less than two hours since I left US Customs at the airport where I also gave the marina address and phone number. I told the clerk at SS that I needed to get a replacement SS card. She sent me on to another person who asked for my legal name. After inputting just my name into her computer, she asked me to give the last four digits of my SSN. This was to confirm she had found the correct account. I recited the requested numbers from memory. She checked her computer screen and asked if I lived at … “The Marina Address” … and if my phone number was “The Marina Phone Number”.

The FEDS already knew where I lived and what the phone number was!

To this day, I don’t know if they so quickly got that information from US Customs, the State of Florida, or both. Regardless, in less than two hours from giving my address and phone number to these two other agencies, Social Security had the information. I walked out of the SS office a few minutes later with a new SS card, in a daze of surprise and then … Shock set in!

I was out of the country for over four years since my second departure from San Diego!

Just 16 hours after arrival back in “Big Brother Land”, I was in both State and Federal Databases!

NOTE:  This was in April of 2001

The next morning, I went to a bank to see about applying for a loan so I could survive until I got a JOB. The friendly loan officer first ran a credit check on me. She immediately told me I would NOT be eligible for a loan. She told me that two of my credit scores were ZERO, and the third credit bureau had no record of me at all. In hindsight, I realized I had not used credit in over 15 years because I financially did not need credit as a wealthy individual. I did not exist during those 15-years as far as the Credit Bureaus were concerned because I did not use credit … I had paid cash for everything!

As I left the bank, I began to realize I had unintentionally “left the grid”, “disappeared under the radar”, and literally become “an invisible ghost”. I had vanished from all City, County, State, Federal, Business, and Credit databases while I was out of the country on my long cruise.

Then it hit me! … The day before, when I gave my address and phone number to two Federal Agencies and a State agency, I had again become visible to Big Brother. Further, all three credit bureaus now had me on their radar again with updated address and phone number. I was someone NOT creditworthy and the worst possible credit risk.

I HAD DISAPPEARED … BUT OVERNIGHT, I WAS AGAIN VISIBLE TO BIG BROTHER!

To make a long story short …

Three years later, thanks to the real estate boom in Florida, I was a millionaire for the third time! I had chosen SW Florida as the best prospect for real estate investment in the near future while my boat and I were in Bocas Del Toro, Panama. I had been correct in my assessment of the future and now lived in the fastest growing city in the USA. I owned a lovely waterfront home with the boat parked at my private dock, a short journey to the Gulf of Mexico.

And then …

The SW Florida real estate market collapsed in 2005.The fastest growing city in the USA quickly became the Foreclosure Capital of the USA! This real estate collapse predated the collapse of the real estate markets in the rest of the country by as much as two years.

Six years later, I had no choice but to let my lovely waterfront home go to a foreclosure sale for nearly a million dollar deficiency. The house sold at the foreclosure sale for 23% of my purchase price. Three days later, after a hasty move back aboard, I left aboard my yacht. I was broke again but I still owned my floating home and everything aboard her “free and clear”.

I disappeared again! …For the second time and forever …

The morning my boat and I motored away from my waterfront house, I again became invisible and dropped under Big Brother’s radar. The databases out there only had the address, phone number, etc., for the house left behind.

Since my second disappearance, I have lived aboard my boat under legal Business Names (my Pen Names as an author). My boat is a moving target and I live aboard in complete anonymity, wherever she may be or may journey to in the future. My mail goes to a protected P O Box and a protected Private Mail Service. These were registered to the house address before I left. I pay monthly rent to the marina my boat is parked in by a check from a protected Business Account. I write one check a month to cover everything, including slip rental, all utilities, and even Internet service. The marina management and residents know me by a legal Business Name, which is one of my Pen Names. I am anonymous and nobody knows much about me, where I came from, or where my boat might be traveling to next. They know me as an Author and by one of my legal Pen Names. I’m one of many transient live-aboard boat owners in the marina. I’m a respected businessperson and Author to all who know me.

For eight months after leaving my waterfront house, I updated my books and then published my first several books. I had begun writing over nine years before, during the final year of my long cruise.

In the 3 years and 5 months since leaving the waterfront home behind, my boat and I have spent time in seven different marinas.

One fateful day … Three months after first publishing, I became a #1 Best Selling Author!

The next day … I became a 4-Time #1 Best Selling Author!

Today … As I write these words, I’m living aboard my yacht (somewhere out there), and I’m now a 14-time #1 Best Selling Author under multiple pen names.

The Social Security income I now collect is inadequate for me to live on. I expect that at some point in the not-too-distant future, as the bankrupt US economy continues towards collapse, my SS income will come to a sudden end.

Yes Virginia, I’m in my sixties now and I regard SS income as “temporary gravy”.

Fortunately, my Author income is greater than social security and will show-up each month to multiple and protected business accounts. This happens regardless of where my boat and I are in the world.

I will continue to publish self-help books for others to benefit from. I expect my income as an Author will continue to increase as I continue to publish new books. Perhaps, I will become a millionaire for the fourth time but earning money no longer motivates me. I enjoy helping people and the simple life I have living aboard my boat. I enjoy the freedom to stay or leave on any given day aboard my mobile floating home.

Will I ever write a longer and more detailed autobiography?

I’ve been encouraged to write such a book by many as I have led an interesting life.

Truth Be Known …

Fear keeps me from writing a more detailed autobiography.

It might become a Best Seller and some movie producer would want to abuse me by making an Epic Movie. I’d become a household name and reporters would stalk me for interviews. I’d have to go into hiding to avoid my fans rather than living openly in plain sight … YIKES! See where fear can take you!

I love my life the way it is. It’s not an accident that I live as I do. I’m unstressed, relaxed, happy, content, secure, protected, anonymous, fulfilled, and free to go wherever I choose, and the person I want to be. My life is a conscious act of love for self, loved ones, and my fellow humans through my books.

It will be easier, safer, simple, and smart to remain anonymous as exactly the person I love to be.

What About The Future? …

My plan shall be to enjoy life, remain anonymous, help others through my books, and “die in bed with a gorgeous redheaded woman at the age of 150”.

I’m so relieved for having decided!

I owe it all to you my dear readers

Thanks so much!

That’s the short version of my story … And I’m sticking to it!

Name And Identity Change Is Commonplace

The use of a different name and identity is much more common than most people realize.

Women often change their last name and identity when they marry and nobody thinks anything about it.

People often use their middle name instead of their first name or they may use a nickname instead of their Given Name in daily life. That’s acceptable to everyone.

A William becomes Bill and Susan becomes Sue. Many more names change or are shortened by common practice.

My ex-friend Richard likes everyone to call him Bud. He’s an ex-friend because he’s a con artist and womanizer. He doesn’t want people to know his real name and that’s why he uses Bud.

This David doesn’t always like it when someone arbitrarily decides I’m a Dave and please never call me Davey!

My mother changed her last name when she married my father. She uses her middle name instead of her given first name for everyday life (I’m sure she has her reasons but I’ve never asked why nor does anyone else question her choices). This makes her a double name changer for using her married last name and her middle name as her daily use name everyone knows her by and accepts without question. For legal purposes, she uses her given first name, given middle name, and married last name in that order. She has a different identity as wife and mother then before as a single person. She has a different name in everyday life from her legal name.

Many of our favorite actors and actresses use a Stage Name rather than their Given Name. They do it for privacy, security reasons, or because their Given Name did not project the image wanted, or even because a studio had it changed it for them.

Singers, musical artists, and other performers often use Stage Names rather than Given Names.

Many authors use Pen Names rather than Given Names for a multitude of reasons.

To use myself as an interesting and complex example:

My given first name is David but people do persist in calling me Dave rather I like it or not.

One of my legal Pen Names under which I authored the book you are now reading is David Author.

I have other legal Pen Names I use as an author and I use multiple Pen Names for good reasons. For example, I write fiction under a different Pen Name, as I don’t want my fiction books associated with my nonfiction books.

I chose a last name for two of my Pen Names to begin with an “A”, because fiction books are filed alphabetically in a library. This is a lesson I learned as a junior high and high school student. You see, I read much science fiction when I was a student and I started by picking books out of the first fiction shelf at the library in the A’s. I progressed through the shelves and the alphabet over time. The first science fiction authors I read were Paul Anderson and Isaac Asimov in the seventh grade. The first science fiction magazine I read was also in the A’s, and titled “Analog”. It took me several years to progress through the bookshelves in the library and the alphabet to Jules Verne on the final bookshelf while in high school. Therefore, I have consciously chosen Pen Names to have a last name in the A’s. I’ve done this so someone starting in the A’s in a library would be more likely to find my books then if I used a last name further on in the alphabet. I want to have more people find my books because of the strategic positioning on the first shelves in a library the A’s allow. I also use Pen Names to protect my personal privacy from intruding literary agents, publishers, business credit card service companies, service agencies, critics, etc.

Many years ago, my wife and I chose the name for our firstborn son in my family tradition. The firstborn son receives the father’s first name as his middle name and a new first name. My loving wife and I chose our son’s name before we even married. She died of her cancer and we had no children. Later in life, it simply became too late to have children. Being childless, my son’s name was never used … Until I became an author. To honor the son I never had, I took his name as a Pen Name. In so doing, I’ve become a personal trinity … The father, the son, and the Author.

No offense intended towards our Creator and the Holy Trinity … The Father, the Son, and the Holy Spirit.

When I decided to publish as an Author, I joined a writer’s association to seek help in getting my books published. My association allowed the use of Pen Names so I officially registered under one of my Pen Names and introduced myself as “David Author” at my first meeting. It was interesting, entertaining, and fun to be an Author named “Author”. It was ironic that three months later, one of my books became a #1 Best Seller. It was under a different Pen Name, the Pen Name chosen to honor the son I never had! At the next author association meeting, I found myself proudly announcing my multiple #1 Best Seller status under my son’s name to my fellow authors. Afterwards, I had two months of difficulty in reregistering under my son’s Pen Name because the author association only allowed the use of a single Pen Name. Of course, I now wanted to be known under the Pen Name that had #1 Best Seller status attached.

It was a major identity crisis! I had to choose between my Given Name, David Author, and the status of my other Pen Name (my son’s name) as a #1 Best-Selling Author.

As far as the author’s association went, my son’s name eventually prevailed. I’m known by his name within the association and delighted to have such high recognition attached to this honorific Pen Name. At the time of this writing, I’m a 13-time #1 Best-Selling Author on Amazon (under my son’s name), and a #1 Best-Selling Author (as David Author)

Oh … I have another Pen Name or two … Or was it several more?

Should You Relocate To Start Your New Life?

It is not always necessary to move to start an anonymous new life with a new name. Perhaps you only want a second identity, or third, to use as you see fit. If you need to be anonymous, it probably will be necessary to move. Only you can evaluate your specific circumstances and decide if relocation is needed, or not. Please read this entire book before you make any move decision so you can make a smart decision.

If you do choose to move, the best place to move to and start a new life is not in some remote rural area, rather in a big city. The more people you have around you, the easier to disappear into the crowd and remain anonymous. In big cities, people don’t want to talk to you or get to know you, not even your neighbors. In smaller towns, people might ask questions or make inquiries about where you came from. It’s not necessary to move to a remote location.

If you currently live in a larger city, it is possible to stay in your city and still disappear by moving elsewhere within the city. You want to be shopping at different stores, banking at a different bank, and in general NOT visiting the same places you did before moving in a city.

If your neighbors don’t know you, your friends and relatives don’t know where you live, or you are in a rural area with no nearby neighbors, it might be possible to stay where you are.

Each individual or family situation is different and only you and your loved ones can decide what is best for your individual needs. Reading this book can help you make the best decisions possible for your needs.

New Identity Primary Method

The primary method to create a new name to use and legally step into a new identity is to set up a new business or multiple businesses and do everything under your new Business Name(s). You will choose a Business Name that sounds like a person’s name and legally go under the new Business Name. You will move forward in life as a business and NOT as a person.

You become the owner of a respectable business and do everything in your Business Name. You disappear as a person because you no longer function as an individual. You will still have your old identity in your Given Name but you won’t be using it anymore, unless you choose to. You will move forward in your life using a new “Business Name” that looks like a “real person’s name” and it is simple to do. It is easy to set up a new business and it does not matter if your business succeeds in the sense of producing income. Your business may never progress any further than creating a new Business Name and an Employer Identification Number (EIN). You don’t have to have employees to get an EIN, which is the business equivalent of your personal Social Security Number (SSN). Your new EIN even has the same number of digits as an SSN for an individual. Your new EIN is FREE to get online and it only takes a couple of minutes to do. You will be able to build new credit under the fresh slate of credit that comes with your new business EIN. I’ll tell you a little bit further on where to go online to get an EIN. Remember, your new EIN will cost you … Zero $$$ … It is FREE.

I know this works because I have started many businesses that failed in the sense they did not produce profits. They were successful for providing an alternate identity to use. They were also successful to own a home, car, RV, or boat in a Business Name rather than my Given Name. Some of my other businesses are profitable and support me nicely in my lifestyle as an entrepreneur, successful businessperson, and author.

I use my Business Names and Pen Names to do everything an individual can do so I can personally remain anonymous.

I’ve owned houses and condominiums in Business Names and my practical ownership was anonymous, as I did not personally own it.

I anonymously drive a car legally owned under a different Business Name and the car I drive is not traceable to me personally.

I own a yacht with complete anonymity under a Business Name.

Finally, I earn income under multiple Business Names. I’m respected as an entrepreneur and as a #1 Best-Selling author who owns many business enterprises.

For all practical purposes, I do not exist or function as a person. I live openly under the protective umbrellas of my legitimate Business Names and businesses.

NOTE:  It is interesting to recognize that if the police get behind me while driving and radio the license plate in, they will only discover the car is owned by a business. The police will NOT have identified me personally. How’s that for anonymous? … The police don’t even know who I am. When someone owns a car in their Given Name, the police know everything about that person from the registration information. They know the legal name, address, driver’s license number, age, physical description, any criminal record, etc. If an individual has an arrest record (including “not guilty” or “dismissed” charges), police are aware and more likely to pull that driver over. With a car owned by a business, the Business Name and address are the only information discovered by police. The police are more reluctant to pull over some unknown businessperson driving a business car who they know nothing about. A police friend of mine has admitted this is true and it is interesting to know you can drive an automobile with such privacy. One example of how anonymous businesspersons are.

A business can rent, buy, or sell houses, condominiums, or apartments. It can buy or sell cars, recreational vehicles, boats, aircraft, or any property that has a title. A business can have utilities, phone service, Internet service, satellite service, and cellular service. In short, a business can do anything a person can do except drive a car but you as the owner of a business can legally drive a business car. A business cannot drive a car but can hire a person to drive a businessperson. They call such a person, a Chauffeur. I’m not saying you can’t drive a car as a business owner because you can. You could have your business hire a Chauffeur to drive you around or your business employees could do so. I’m not saying you have to have employees or a Chauffeur. I’m simply trying to show that in your new life, as a businessperson, there are no limits. You could indeed have employees, a Chauffeur, House Cleaner, Chef, and Personal Assistant.

THERE ARE NO LIMITS ON WHAT YOUR NEW LIFE AND LIFESTYLE CAN BE

Take advantage of the marvelous opportunities you have in your new life … only you can limit yourself … so don’t limit yourself!

Links

We are about to get into the specific details of how to create your new Business Name and Business Identity. Before we begin, I want you to know there are many Internet links throughout this book to give you important extra information without the need to incorporate this information directly within this book’s pages. . You only click to go to the extra information if you want to see it. The Internet links also take you to the places online you need to go to setup your new Business Name and identity.

All the Internet links in this book are active and should work for you by simply clicking on them. The links all worked on my laptop at the time of publication. If the links don’t work on your device (there are gremlins in computer land), I’m certain you’ll be able to discover what I’ve directed you to in the links. None of the “Internet stuff” is difficult and is easy to find with any Internet search engine given the prompts I provide to you.

The table of contents also has active links and this makes it easy to navigate around this book. Just click on a chapter title and you will move to that chapter of the book.

E-books are so wonderful with many benefits over hardcover and softcover books:

The instant satisfaction and convenience of Click to own and read now

Much lower prices than soft or hard cover books

Automatically saved place when you come back after you stop reading (even if you closed your reader)

Changeable or removable highlighting

Text size adjustment for older or younger eyes

Colors and photos

Read on a computer screen, laptop, tablet, Superphone, or Kindle, and switch between them at will

Save on bookshelf space

Links for navigational convenience and important extra information

Five Businesses Types

Sole Proprietorship:  A Sole Proprietorship is exactly what it sounds like … one person starting a business solely by him or herself. A sole proprietorship can have employees. A Sole Proprietor is allowed only one EIN and uses the same EIN for every Sole Proprietorship owned by that person. It wouldn’t matter if a person owned one business or a thousand businesses that are Sole Proprietorships. All of these businesses would use the same EIN. This is the simplest and least expensive form of business to set up. You will only have one EIN number for as many Sole Proprietorship businesses as you like. The problem with having multiple Sole Proprietor businesses is that a common EIN number will link them. If you create only one new business, this would be the simple way to go. I recommend you create multiple new businesses, which are independent of each other, and not linked by a common EIN. You can do this with the business entities that follow.

Partnership:  Partnership is also just what it sounds like. Two or more individuals or entities form a business partnership (the entities need not be individuals and can be businesses). Two businesses can form a partnership or one individual and a business or six individuals, etc. Each partnership must have its own separate EIN unlike a Sole Proprietorship where all of your businesses use the same EIN. Partnerships are my personal favorite to set up a new business because each new business partnership gets a separate EIN and there are other advantages. A partnership has no linkage to any other business you might choose to create, unless you use the partnership to own another business. A partnership does not have the added expense or complexity of a Corporation, LLC, or Trust, which I cover in the next sections. Authors are a good example as they do this all the time. Many Authors use a Pen Name, which is NOT their Given Name, and they do business under their Pen Name. Actors, musicians, and artists are the same, as many of these types of people do not use their Given Name to conduct their professional business. It is common for such persons to work under a different name than their Given Name. Nobody disrespects a famous Author, Actor, or Musician as we admire and idolize these people. We extend famous and successful people special VIP status and privilege as Very Important Persons.

Corporations (INC) and Limited Liability Companies (LLC):  Corporations and LLC’s must have their own EIN. If a person owned ten different Corporations or LLC’s, there would be ten different EIN’s, one for each business. These types of businesses limit your personal liability for the business. There is higher monetary expense and it takes more time to form these types of business entities. Corporations and LLC”s are subject to annual renewal fees a Sole Proprietor or Partnership are NOT subject to. There are continuing expenses and compulsory annual or quarterly filings to maintain a Corporation or LLC. The only advantage I see with these entities is the prestige of having an official title like “President” or “Chairman of the Board”. Anyone can form an LLC or Corporation and give himself or herself any official title they choose. I would advise against these forms of business due to the higher expense, higher complexity, continuing expense and compulsory filings … KISS … Keep It Super Simple.

Trusts: Trusts are the final choice for a new business and you get a different EIN for each trust. Trusts are more expensive to form and generally require the specialized assistance of an attorney, accountant, or both. I don’t recommend this more complicated form of business … KISS … Keep It Simple Stupid … or … Keep It Stupid Simple!

There are five paths to get an EIN you can use for setting up credit, opening bank accounts, buying or renting a home, connecting utilities, buying or renting cars, etc. Those five ways are to start a …

1.  Sole Proprietorship

2.  Partnership

3.  Corporation,

4.  Limited Liability Company (LLC)

5.  Trust

All five of these business types can make you 100% anonymous. Your business(s) own the house, auto, pay for utilities, phone service, etc. You won’t function as a person anymore. You will be a business owner and have your business do everything for you.

When buying a car or house, you tell them to put it in your Business Name. They won’t even ask you what your personal information is except your name to sign as the owner of the business. If you do this right, you will not even sign your Given Name. THEY DON”T CARE because it is not a person buying the car or house! When turning on utilities, you tell them you are putting service in the name of the business. They will ask you for a contact name, phone number and email address of a person they can contact just in case they need to contact someone about the service. You can make up any name and phone number and they won’t ask for a SSN or anything else or sign your Business Name. I would give them a valid email address you have set up in advance so they can contact you if need be. I would personally also give them a valid phone number where they can leave a message you will get but NOT a phone or Cell Phone you would answer. Keep a record of the name, phone number and email address you give the utility company for contact purposes. You need to have the information for later in case you want to contact the utility to change or end service.

Another important thing about an EIN is this is the number your business will use to earn money. You are in fact your business so you are the one earning the money except the money is going into your Business Name and business account instead of a personal name and personal account. When you are paid, ask your client to make the check out to your Business Name instead of your personal name. This is how real businesses work and you want to be a 100% real and legitimate business.

You will also pay taxes under your Business Name, assuming you make enough money to pay taxes. You may not make enough money to pay taxes so check the tax table. You would still receive all the benefits of using a business identity, no matter how much money you made. In fact, a business can fail to make money and still be a legal business for eternity. Even if the business loses money every single year, it’s still a business and can stay in existence forever.

There are few things needed for a business to be established and legal. They are inexpensive or free. One thing a business may need is to file a Fictitious Name Statement. It may not be called a Fictitious Name Statement in your county or state but will have a similar name. Just call the local county courthouse in the county where you want to set up your new business and ask them what you need to do to start a new business. If it is done at the state level, you call the state. You can also find the information online for your county or state. To file a Fictitious Name Statement, there will be a small fee to pay.

I do it online and get a copy sent to my business email address.

Business Name Choices

To start a new business and reinvent yourself as a successful and respected businessperson, you need to become informed about your choices to set up a name for your new business. You also need to be certain your new Business Name is not already in use by another business.

When a person starts a new business, his or her personal background is NOT checked by anyone, for any reason.

An important fact about a business is the Employer Identification Number (EIN). An EIN has the same number of digits as a person’s Social Security Number (SSN) but dashes are in a different place as shown below.

A personal SSN would look like this:    123-45-6789

A business EIN would look like this:    12-3456789

Anyone can easily get an EIN in a couple minutes by going to a web address and it’s FREE. I will give you a link to the web address a bit further on in an actual example of how to do this process.

After you have decided which type of the five businesses you are going to start, the next step to do is to decide a name for your new business. Your new Business Name must not be in use by another business. Once you’ve chosen your Business Name, you get your EIN number online at the website for which I’ll soon give you a link. Depending on what type of business you start and what county and state it is located in, you may need to file a Fictitious Name Statement. You can use any name you want for your business as long as it’s not the same name as an existing business. For example, you can’t call your business IBM or Microsoft, because those names are taken. Do a Google search online to see if the Business Name you want to use is taken. Next, I would search the fictitious name filings in the county or state you intend to locate your business in to be certain your Business Name is not in use by another business.

It’s important to understand a business can have a name that sounds like a person’s name. You could name your business John Doe if you wanted to or Jane Doe Enterprises. To file a Fictitious Name Statement (means you are doing business in a name other than your Given Name). Call the courthouse in the county where you want to start your business or it might be at the state level. Ask them “how do I file a Fictitious Name Statement”. Fax, email, do it online, or snail mail the paperwork, pay any fee due and you have a business with a legitimately registered fictitious name. You can usually do this online and could pay the fee with an anonymous prepaid debit card. This way, you don’t use plastic in your Given Name. You can buy them at any Wally Mart or Targete, etc. You don’t have to appear in person and can do it from any computer, even a local library computer. It’s easier to accomplish on the phone or online, rather than appearing in person.

NOTE:  Use an address that is NOT your home address for the Fictitious Name Statement. Use your new business address (your previous home address, P O Box, or Private Mail Service). It is simpler if your new business address is in an unincorporated area to avoid any local government (City) requirements for licensing, fees, etc. Every city is different so check with your city to find out what the requirements for your new business might be. Do this in advance so you can make the best possible decisions.

The last step you may have to do to make your business legal is to get a business license. You won’t have to do this if you choose a business type that does not need a business license. You call your local county courthouse (city too if your business address is within city limits). Tell them what type of business you are going to start and where it will be located (a locked hole-in-the-wall at a post office or private mail service). They will tell you how much the fee is for the business license. Many types of businesses DO NOT need a license and I suggest you start this type of business so you won’t have to get a business license. When you call the courthouse or city, ask them what kinds of businesses don’t need a license. Start one of those if you don’t want to pay another fee and recurring fees to license your business. Every state is different, every county is different, and every city is different.

No matter what it takes to get your business started, it will be inexpensive and quick. You can do the whole thing in less than 24 hours. Usually, you can do the whole process in less than an hour or two.

Name Your Business

Decide exactly what your new Business Name / Pen Name / New Identity Name is going to be … your personal “Kathy Author” or “Kathy Author Enterprises” equivalent.

To arrive at a more anonymous Pen Name, you might want to choose it from common names like David Smith or Mary Johnson. Go to any phone book and you will see there are tons of Smiths and Johnsons. You can easily become lost among them and become just another Smith or a Jones, especially so in a bigger city where there will be pages and pages of Smiths, Johnsons, or Hernandez’s.

If you don’t want to become a Smith or a Johnson, you can go to the below website to discover the most common first names and last names for both females and males. You want a more common name so your new Business Name can disappear in the crowd:

http://www.namestatistics.com/

It is best to keep your first name as you are used to people calling you by your first name and only change your last name. Change your first name only if it is a rare name and could link you to your old identity.

Do a Google search online for your new name to see what comes up:

https://www.google.com/

Check online to see if your chosen name is available as a domain name by going to:

www.godaddy.com

Check USA Trademarks online using the Trademark Electronic Search System to see if your Business Name is a registered Federal Trade Mark by clicking the link below:

Check USA Trademarks

Check online for a State Trademark or other State use of your Business Name by clicking on the link below:

Check State Trademarks

If your Business Name is not in conflict after the above online searches … Congratulations on your legitimate new Business Name.

Establish Business Mailing Address

The second thing you need to do when setting up a new business after deciding the Business Name is to decide what the Mailing Address will be for your new business. The physical location where you receive your business mail could be a factor based on distance and convenience.

You choose your new business mailing address from these choices:

Your current mailing address:

This is the simplest address to use but mail will be traceable and in fact delivered to your living address. NOT recommended if you wish to disappear or protect your privacy.

Advantages:

Convenience of home delivery

No monthly service fees

No photo ID needed for setting up service

Disadvantages:

Lack of privacy

Your business mail is traceable to your living address

Your business mail is delivered to your living address

Your mail is NOT protected from theft unless you have a lockable mailbox. Packages that do not fit in the mailbox will not be protected if left on the porch by USPS, FEDEX, UPS, etc.

If a signature is required and you are not available to sign, your packages will be held at a regional center for pickup, which might not be convenient.

If you move to a new living address, you will have to forward your mail and set up a new mailing address.

A friends or relative’s mailing address:

This address choice might be inconvenient or impractical. It may NOT be safe if you must protect your location from being discovered by anyone or someone in particular.

Advantages: 

No monthly service fees

Your business mail does not deliver to your living address

Your business mail is not traceable to your living address because your friend will never tell

No photo ID needed for setting up service

Disadvantages:

You must travel to pick-up your business mail. Do not trust your friend or relative to bring mail to you if you need to keep your living address private.

The RISK that you CANNOT trust your friend, relative, their snoopy neighbors and friends, your snoopy other friends, to NOT track you to your living address.

A horrific person who you need to escape from could possibly know your friends and relatives and be smart enough to track you from this address to your living address

Your mail is NOT protected from theft unless you have a lockable mailbox. Packages that do not fit in the mailbox will not be protected if left on the porch by USPS, FEDEX, UPS, etc.

If a signature is required and you are not available to sign, your packages will be held at a regional center for pickup, which might not be convenient.

If you move to a new living address, you will have to have your friend forward your mail and set up a new mailing address unless you are still close enough to get your mail.

P O Box at a United States Postal Service (USPS) office:

This can be an excellent choice for privacy and safety purposes if you do it right.

When you go to the Post Office to open a P O Box, two current forms of ID are required. One form of identification must be photo ID. The other must include your physical address. Acceptable forms of ID are listed further on.

Advantages:

Less expensive than a Private Mail service

There is 24-hour / 7 days a week / 365 days a year access to your P O Box and keyed lockers for smaller packages too big to fit in your P O Box. Large packages are held for pickup during business hours.

USPS P O Box rental offers a more permanent address than private mailbox services, which go in and out of business and move locations. (This advantage diminishes as the USPS downsizes and closes locations).

USPS forwards P O Box mail after the box is closed for six months at no extra charge

They only want to see your ID and don’t take copies, which is better for your privacy.

Street Addressing for P O Box:  Beginning in April 2012, A USPS customer's mailing address may now be the street address for the Post Office, followed by # or unit and the box number. Street addressing allows private carriers such as FEDEX and UPS to deliver to a P O Box.

Your mail is protected from theft in the locked P O Box, a locker, or larger packages are securely held for pickup during business hours

If a signature is required, your letter or package will be safely held until you sign for it during business hours.

Disadvantages: 

You must travel to a USPS location to pick-up your business mail.

P O Box fees

If you order over the Internet, some sellers will refuse shipment to a P O Box. This can be solved if Street Addressing for the P O Box is applied for (covered in more detail below)

There is a risk that friends, relatives, or a horrific person you escaped from could track you to a USPS location near to your previous address or a location you have used before. Best to use a location you have never used before. Somewhere far away from your previous living addresses.

If you move to a new living address, you will have to forward your mail and set up a new mailing address unless you are still close enough to pick up your mail.

When you go to the Post Office to open a P O Box, You will have to fill out and sign USPS Form 1583A and present two current forms of ID. One must be some form of photo identification. The other must include your physical address. Acceptable forms of ID are listed below. Click below to access the form:

USPS Form 1583A

Acceptable Photo ID:

Valid driver's license or state identification card

Armed forces, government, university, student, or recognized corporate identification card

Passport, passport card, alien registration card, or certificate of naturalization

Acceptable Non-Photo IDs:

Current lease, mortgage, or deed of trust

Voter or vehicle registration card

Home or vehicle insurance policy

NOTE:  If you need to keep your future location private, use ID from your previous address or don’t change your address on one form of ID. This way, you can continue to use your previous address for future privacy purposes. This way your P O Box can be registered to your previous address (an address you no longer live at). Your old neighbors DO NOT know where you moved to because you did not tell them or misdirected them. Neither can they contact you because you did not give them contact information. If you need to stay in touch with someone, I will give you a safe manner that will be shown further on. You can continue to renew your P O Box without proof of your living address and so keep your living address private or move to a new hidden address at will.

Street Addressing for P O Box

Beginning in April 2012, a P O Box mailing address may now be the street address of the Post Office, followed by # and box number, or P O Box followed by box number. You must submit a Customer Agreement form to request the Street Addressing alternative. You can get the proper form from your local USPS location or online here:

Street Addressing Service for Your P.O. Box

Here’s how Street Addressing with USPS P O Boxes works. Instead of putting “P O Box 123″ as the street address, box holders can now use the street address of the post office followed by the box number. For example, “2468 Main St #123 or Unit 123″, 2468 Main St being the street address of the post office where P O Box 100 is located. The USPS will deliver mail addressed in this manner to the P O Box.

NOTE:  You must follow the USPS guidelines for “street addressing” or the item will be returned to the sender. For example, you cannot use “suite”, “apt”, or “room” before the box number in the street address.

NOTE:  The USPS forbids the use of the P O Box street address as a physical address for either yourself or your business in legal documents. However, you may be able to use a P O Box Street Address and leave off your box number (this is not in accordance with the rules but I know it can work).

NOTE:  Some merchants or private carriers such as UPS and FedEx do not allow shipping to a P O Box address. The P O Box Street Addressing alternative enables you to receive packages and mail from private carriers or merchants who want a street address for delivery of your parcels.

Now businesses managed out of the home can have a street address for the business without having to list their home address, by renting a P O Box and using Street Addressing.

Packages delivered by private carriers accepted with “street addressing”

The USPS will not only receive letters Street Addressed to a P O Box, it will also receive packages delivered by private carriers such as UPS and FedEx that are Street Addressed. Now you don’t have to plan your workday around package deliveries. The post office will receive them for you and put them in your P O Box or a secure lockbox for bigger packages if one is available. The key for the lockbox is placed in your P O Box, so you can pick up the package any time. For larger packages, you pick it up at the service counter during business hours.

NOTE:  Customers who sign and present the Customer Agreement for Street Addressing should NOT present a Change of Address (COA) from their P O Box to the associated street-style address.

Email or Text Messages Notice for a P O Box:  Many but not all USPS locations now provide email or text message notice (one or the other but NOT both). Contact the USPS location you use or wish to use to find out if this choice is available at that particular location.

I currently have two P O Boxes in different locations … One allows email or Text Message Notice and the other does not.

Private Mail Service:

Many Private Mail providers will rent you a locked box in a wall much like a P O Box at a USPS location. There are also online providers that give you the convenience of a street address in another state. The services provided vary with the individual Private Mail Service provider.

This is a good alternative to a P O Box and can provide advantages NOT available with a P O Box. A Private Mail Service can also be an excellent choice for privacy and safety purposes if you do it right and pick the right provider.

Advantages:

Mail forwarding to different locations:  I use a Private Mail Service while cruising aboard my boat to send mail to my current location in the world. USPS will forward to one address but not constantly changing addresses. I also will have mail sent to my next port of call so it is there for me on arrival. By leaving a balance of funds to draw from or a debit card on file, some Private Mail Service providers will send your mail to you wherever you may be. You call or email with a new forwarding address for your current location in the world be it a marina, USPS General Delivery, a relative, friend, etc. I have had mail sent to a friend’s address, which brings the mail with them when they travel to meet me at that wonderful Island of Paradise I’m currently visiting, etc. The same can be done while traveling in your RV or Land Yacht. Maybe you have a friend or relative willing to provide this service for you.

A private mail service can receive mail from private couriers and packages from UPS, FEDEX, etc.

You will have a street address, which sometimes is necessary (you might be able to use this street address on your driver’s license instead of your living address)

Your mail is protected from theft in a locked box like a P O Box

If so allowed, staff can sign for packages on your behalf so your package is available for pickup rather than you having to sign for delivery then return at a future date to get it.

There are online Mail Forwarding services that open your mail and make images available online so you can preview your mail and choose which ones you have sent to you. They destroy the rest so you save on mail forwarding costs by only sending the mail you need to receive to your hand. These places can be far from where you live or are currently hanging out.

NOTE:  If you need to escape from a horrific person, you could use an online service located in a part of the country (even a different state) far from where you live. This is a form of misdirection to anyone trying to track you by your mailing address. The online service can forward mail to you at a protected mailing address in another state or country!

Disadvantages:

USPS will NOT forward mail from a closed private mailbox service.

Private mail services sometimes close or move.

I had the unfortunate experience of having a private mail service close on me and my mail was not allowed to be forwarded. Some important mail never delivered to me. This was a major inconvenience and there were unexpected serious consequences. I chose to move my mailing address to a P O Box. In the future, with USPS downsizing, you still might not avoid this potential pitfall even with a P O Box.

You will have to sign a “Private Mailbox Rental Agreement” that includes much small print. If you are in the United States, you will also have to fill out and sign the USPS Form 1583a (June 2011). If an agent of the Private Mailbox does not witness your signature, it must be notarized. You are required to provide two forms of identification, same as for a P O Box.

The Postmaster or designee at a Private Mail service may want a photocopy of your picture ID for “verification purposes”.

All major private mail service addresses are kept in commercial databases. This will block your efforts to use such an address on your driver’s license or for any other official use. A single-location mom-and-pop provider might not appear in commercial databases and avoid this potential issue.

If you order over the Internet, some sellers will refuse shipment to such an address.

I’ve never had a problem with Amazon, eBay, or for any other online purchase but I suppose it is possible given the data sharing that is possible these days.

You may or may not get 24 / 7 / 365 access to your mail box, signing for packages requiring a signature, usable street address, mail forwarding, etc. Services vary from provider to provider.

RECOMMENDATION:  Contact Private Mail Service providers in the area you want to receive mail or online and get answers to your questions about services provided so you can find one to meet your specific needs.

You can check out some mail forwarding services online by clicking on this link:

Private Mail Forwarding Services

Establish Business Phone Number

For a discussion of Telecommunication Security Issues, go to the chapter Telephone, Voice Over Internet Phone (VOIP), Cell Phone, And Superphone, further on in the book.

Here Is My Personal Voice Communication Scheme:

For security and privacy reasons, I use only MagicJacks and prepaid cell phones I buy at local discount stores. With these communication devices, you can be anonymous and untraceable (if you do it right).

NOTE:  At $59.95, including the first year of unlimited and long-distance phone service, MagicJacks are an awesome bargain for voice communication. The recently introduced MagicJack Plus and MagicJack Go have the best voice quality for VOIP (Voice Over Internet Phone) and can be used without being connected to a computer … It still needs an Internet connection. Click below to checkout a FREE 30-day trial:

http://magicjack.com/index.html?mkwid=sMQW18AJI_dc&pcrid=50537090649&pkw=magicjack&pmt=e&gclid=CjwKEAjwre6dBRC94d-Gma7g3wcSJACNatZesLXKjqhqQEc5B2GSAvgiTJBE6C-6mG4qx9Rc6sdj2xoCZrDw_wcB

I use a MagicJack at home, as a “message only” business number so I can screen incoming calls and only return the calls I choose. This lets me avoid solicitation and other types of unwanted calls. This MagicJack is registered in a fake name and is NOT enabled for 911 to my living address. It is NOT traceable to my Business Name, Business Address, my Given Name, or my Home Address.

I use a second MagicJack for voice communication at home. Only a trusted few people have the phone number. This MagicJack is also registered in a fake name and is NOT enabled for 911 to my living address (untraceable).

I keep a third unregistered MagicJack as backup that I could register in a couple minutes. If I were to decide I wanted a new and protected phone number for any reason, this MagicJack provides me with that choice. Perhaps if an undesirable person were to get my second MagicJack’s phone number. When activated, it would be untraceable.

I keep a basic prepaid cell phone with the battery removed (so it cannot be tracked), in my car. This cell phone is for traveling and emergency only. This phone does NOT have a backup button battery that keeps tracking active. I gave a link to a video earlier that showed how hidden backup batteries are permanently installed and how to remove said battery for one type of phone. If you did not view it, you should!

I keep a second prepaid cell phone at home with the battery removed for emergency backup and without a backup button battery.

That’s it … nothing more! A Superphone is NOT needed for voice communication and I don’t need Superphone functions like GPS that can track you. My car has a GPS receiver and so do my yacht and her tenders. Even my motorcycle and bicycle have GPS receivers.

NOTE:  These receive only GPS units are not traceable.

Establish Business Email

Email is difficult because it is multi-sided, a sender and receiver or multiple receivers for each email. You can’t control what the other party does with email you send, let alone what ALL of your email friends do with email both sent and received. In addition, you cannot control what your email service provider does with email or the parties to whom you send email, or the parties who send email to your email address.

RECOMMENDATION:  My advice is simple, keep email respectable and safe. This way, if anyone were to read any email you send, you would not be embarrassed or placed in any jeopardy. In short, assume your email is read by your worst nemesis and CYA (Cover Your ASSets).

You can use any email provider you like and I’ve included links for several below (I personally prefer Gmail for excellent spam filtering):

Gmail.com at this link:

Gmail

Yahoo.com at this link:

Yahoo

Hotmail.com, Outlook.com, or Live.com at this link:

Hotmail

Establish Business Website

This is optional but an important step if you do wish to have an Online Presence.

NOTE:  You might want to check what domain names are available in advance. A Business Name you want to use might not be available as a domain name and that might affect your choice for your new Business Name that looks like a person’s name. You can see if your new Business Name is available as a .com, .net, .co, etc., by going to the website below. If the name you want is available, you should consider buying the domain name right away, so you don’t have to risk that it might not be available later:

www.godaddy.com

I own a bunch of domain names for my various businesses. I’ve bought domain names as inexpensively as $1.99 and the most I’ve ever paid is $7.99. That is inexpensive to set up an online business presence. It’s a good deal even just to have the domain name to show on your new business card and lend your new business (your new identity name) more legitimacy and prestige. It is your choice if you want a domain name to become a genuine business outlet for your new business, or not. Maybe, a domain name will do nothing more than to improve the image of your new business and identity name.

NOTE;  An author who publishes on Amazon can get a free author website where they can put up a profile, photos, list their books, sell goods, and even start a blog. Click for more information.

Amazon Author Central Free Author Website

Open A Business Checking Account

The final step to make your business not just legal, but fully functional for your purposes, is to open a business checking account with a bank. You will need to provide the bank with your EIN number and the Fictitious Name Statement for your new business. You will also probably have to provide your personal information and it is safe to do so unless you’re on the run from the FED’s. If you do this right, your personal information will not show on your checks or the Debit Card issued by the bank. Just the Business Name will be shown (ask them to show your Business Name only and not your personal name as the business owner).

Some banks may insist your personal name also be on the checks and that is one reason I recommend you form a partnership rather than a Sole Proprietorship. Even if your bank insists you must have your personal name on your business checks, you don’t have to accept that. Instead, you refuse checks from the bank and order your checks form a private seller on the Internet and have them print your checks the way YOU want them. Ordering your checks online is much less costly than getting them from the bank and you’ve cut out the intermediary (the bank). I order all my checks online and get the exact style and information shown that I want. For example, you could have the address and phone number on your checks different from what the bank has on file for your business account. You could show no address or phone number if you so choose. It is your choice and NOT the bank’s choice about what information is shown on your business checks. You form the business partnership as an author would between your Given Name and your Business Name (your new identity name that looks like a person’s name). Then you have the bank only show your partner’s name (your Pen Name) on the checks and Debit Cards. You are now going to live under your Business Partner’s Name. Actors do the same thing as they live their lives and are paid under their Acting Name rather than their Given Name. You could also be an investment company where you are the brains and your partner handles the money and does the banking. You want your partner’s name on the checks and debit cards and your partners name will be the name you now assume as your new identity name and Business Name. You are going to be just like other people who work under a Business Name that is NOT their Given Name (a fictitious name as shown on the Fictitious Name Statement). You are doing what a famous Author, famous Movie Star, or a filthy rich top dog Investor does. This is a common thing in our world today. Good company to have in your new identity and indeed you are now free to become one of the privileged people who get special treatment worldwide and wherever they go. There is even a special acronym for people like this who have special status and privilege … they are known as a VIP (Very Important Person). You can become a VIP with your new business!

NOTE:  My personal favorite bank to open a business account at the time of this writing is Bank of America. I prefer Bank of America for two reasons. First and most importantly, you can ask them to put your photo on your new business Debit Card and only show your Business Name. You now have picture ID in your Business Name (your legal new identity name) in the form of a Debit Card with your photo on it … cool! If your Business Name happens to sound like a person’s (John Doe Enterprises for example), you have picture ID to confirm your new identity name as John Doe. If someone wants to see identification and wants picture ID, you can use your Debit Card instead of a Driver’s license, State ID Card, Student ID card, or Passport. I’m not aware of any other bank that puts your photo on a business Debit Card. Perhaps they exist and perhaps you can find one but Bank of America is your friend. They do this for personal accounts and you have to ASK them to do it for a business account.

The second reason I like Bank of America is this bank is a MONSTER. They have branches everywhere and you can conduct your banking business almost anywhere you may go in your new life!

NOTE:  Some banks may want a Partnership Agreement filed with the State and Bank of America is one of them (in my state). This is NOT a legal requirement by the state and merely a requirement of that bank. It is easy to just go online and do this for a small fee as I have done. Smaller and less-known banks are less likely to want a Partnership Agreement registered with the state. Call the bank you want to use in advance and ask them what documents they need to open a Business Partnership account. This is NOT needed for a Corporation or LLC. These more complex and costly forms of business are registered with the state as part of the normal process. Sole Proprietorships don’t have this requirement, because of a single owner of the business. Trusts are more complex and I recommend you do NOT go this route or hire an attorney and / or accountant to do it for you if you form a trust.

Become An Author - Actor - Businessperson

So now that you have chosen your New Name, and set up your New Business, how do you officially become a legitimate Author or other type of professional person? There is NO licensing requirement or official list of Authors or lists of other professionals out there to get your new Pen Name on so how do you do this?

Here is the easiest method I know to go about officially becoming an Author. Go to the nearest mirror and put a solemn look on your face. Raise either hand and watch yourself in the mirror as you repeat these magical words … “I AM AN AUTHOR” … and so it shall be!

To become a Private Investor, utter the magical words “I AM A PRIVATE INVESTOR”.

To become an Actress, utter the magical words “I AM AN ACTRESS”.

To become a Publisher, utter the magical words “I AM A PUBLISHER”

To become a Businessperson, utter the magical words “I AM A BUSINESSPERSON”

You could do more than one solemn oath and become more than one new type of person … be John Author and John Investor … now you have TWO new identities. You have a second identity and business you can use as you see fit or hold in reserve if need arises. You could own your home in one business and your car in another business … I do. Now you’re a respected self-employed businessperson with multiple business enterprises … HOW COOL IS THAT.

How about John Author Enterprises for a new Business Name? … That’s an impressive Business Name, which contains your new identity name within it. This name makes you appear to be the guiding force of an important bunch of Enterprises and indeed, you could in fact own other businesses under this Business Name … Why not? … I have done so! There are unlimited possibilities so be creative and become the person you’ve always wanted to be as part of the process.

You can be personally known as John Author and use the full Business Name of John Author Enterprises as your own Publishing Company for your books. On Amazon, there is a place to upload the “Publisher” for any book uploaded for publication. You might as well make your book look more professional by having an Official Publisher. John Author Enterprises could also be your official Editor on Kindle.

Perhaps you’ve always wanted to write a book. Now you are a genuine Author, a genuine Publisher, and a genuine Editor too (you took the solemn oaths in front of a mirror). You could even become a paid consultant to other authors to help them publish and market books … You guessed it … I’m a Publishing and Marketing Consultant. I’m also a publishing and marketing lecturer. You too can be all five with just the one Business Name of John Author Enterprises. So go write some books and chase your dreams into reality … whatever they may be.

You have a wonderful opportunity to create a new identity and a genuine new business to go with it. You can become the person you always wanted to be with a sparkling clean slate. Please don’t make or repeat the same mistakes or bad choices you may have made before in your previous life.

ASTUTE NOTE:  You might have astutely noticed the Author example above is a real life example for me personally.

I’ve become an Author and written many books, including this one, but NOT in my Given Name. I use my Pen Names (I have more than one Pen Name and so can you). I have the Business Names, banking accounts, business cards, mailing addresses, websites, etc., for each of my legitimate businesses as an author as well as being my own Publisher and Editor. I’m a consultant and lecturer too. I can do my professional business as well as my personal business under my Business Names and so can you. I have published this book under my legal Pen Name of “David Author”. My businesses as an Author, Publisher, Consultant, Lecturer, and Editor are legal businesses in the state of Oregon (or was it Delaware?). Today, I only use my Given Name to collect the social security benefits I earned under that name. Others know me by a different legitimate Pen Name.

TO SUMMARIZE:  Nothing here requires anything special. I’ve personally started many businesses without the need to file a Fictitious Name Statement or get a business license. It depends on what state or county your business address is located in and what type of business you’ve chosen to set up. Put some careful thought into it and choose your Business Name, type of business, mailing address, and location, wisely.

Anybody can easily do these things with a new Business Name, which you choose free, and a new business address for a nominal expense or free. You could use a trusted friend’s address. The EIN is free. If needed, there is a small expense for a Fictitious Name Statement. There might be another small fee for a Business License depending on where your business is located and what type of business you’ve chosen.

RECOMMENDATIONS:  I recommend you find a state and county that do not require a Business License for your new business. The Fictitious Name Statement would be a onetime small fee so is not a big deal. A Business License will be a continuing annual fee with probable regular compulsory filings for taxes and this can be a pain. KISS … Keep It Super Simple. While I recommend you disappear into a Big City, I also recommend your business address (P O Box, friends address, or Private Mail Service) be located in an unincorporated area. An unincorporated area is an area outside official city limits and not subject to local city laws, regulations, or licensing requirements. This way, you are not subject to local City Licensing, taxes, or reporting. It is always wise to KISS and Keep It Simple Silly.

IMPORTANT NOTE:  As long as you have no intent to defraud anyone, it is all 100% legal. In the USA, you have the legal right to use any name you like and the right to start a business.

New Identity Step-By-Step Example

Let’s use the ever-popular Author Scenario for this example.

1.  As a new Author, you should be forming a Business Partnership between your legal Given Name and your chosen Pen Name. If you already have a Business Name or want the ultimate in privacy, form a Business Partnership between your Pen Name and another Business Name you own. You could form a separate Business Name to use. This way, your Given Name is not directly associated with your new Business Partnership. You can of course use a LLC (my 2nd choice), Corporation, Sole Proprietorship (not recommended), or Trust (not recommended). There are good reasons to use the Partnership form of business, of which you will soon become aware. You will elect to use your chosen Pen Name as your Business Name so your Business Name looks like a real person on the checking account Debit Card, checking account Checks, business card, etc.

If your Given Name is Kathy Beautiful, you might choose Kathy Writer as your Pen Name (also your new Business Name as shown on the Fictitious Name Statement (coming in a few steps). Note that you can keep or change your first name but you do want to change your last name unless it is a common name like Smith or Hernandez (Spanish equivalent of Smith). You might want to change your first name too and especially if it is a unique or rare first name that could give your old identity away. You will now be doing business as Kathy Writer or better yet, use Kathy Writer Enterprises and so it will proclaim on your debit card and business checks. You can now introduce yourself as Kathy Writer and nobody will know you by your Given Name. You will have checks and Plastic with your new Business Name that just happens to match your chosen New Identity Name of Kathy Writer of Kathy Writer Enterprises. Don’t get fancy and use a middle name. Just become plain Kathy Writer of Kathy Writer Enterprises. If anyone asks what your middle name is, just say you don’t have one or you don’t use it because you don’t like it!

Pen Name Example that is also your Business Name:

Kathy Beautiful chooses Kathy Writer … Or Kathy Writer Enterprises (better) … Or Kathy Author Publishing … Or all the above.

Write down on a piece of paper your chosen Business Name (s)

2.  Establish your Business Address as previously outlined in the chapter Establish a Business Mailing Address (click to go there)

Business Address Examples: 

P O Box 1234

Any City, FL  33954

Alternatively, use a Street Mailing Address for that same P O Box by filing the following form with the USPS branch where your P O Box is located:

Street Addressing Service for Your P.O. Box

Alternatively, use a Private Mail Service Address.

Alternatively, use a Friend’s Address or Relative’s Address … if you have someone you can trust to protect you.

Write down your Business Address on the piece of paper with your Business Name

3.  Establish Business Phone Number (click to go to that chapter)

You can use a cell phone provider of your choice, a prepaid cell phone, or a MagicJack you can buy locally or online at this link:

MagicJack Free 30-day Trial

Write Down Your Business Phone Number(s) with your other Business Information

4.  Establish Business Email Address:

You can use any anonymous email provider you like. However, keep in mind that some providers arbitrarily block content they don’t approve of by treating it as spam. At the time of this writing, email providers you might specifically want to AVOID include Verizon, AOL, AT&T, Comcast, EarthLink, and GoDaddy hosted emails.

NOTE:  Keep in mind that an email account such as StupidDummy@comcast.net might NOT be anonymous and reveals you might also have cable TV, or telephone service with Comcast. You compromise your privacy and security by providing information that could lead to someone tracking you to your service or living address for any of the Comcast triple-play services. AT&T, Verizon, and GoDaddy email addresses imply that you have cell phone or Internet services with that same provider. Avoid these types or email providers and don’t be a “Stupid Dummy”.

NOTE:  When registering for a new email address, to be completely anonymous, use a fake name. Provide the minimum amount of information to open the account and DO NOT provide information that can be tracked to your living address, etc. Don’t add a profile, photo, or other identifying information.

NOTE:  Pay service providers like HushMail.com and Safe-Mail.net, provide built-in encryption as well as other services such as private web surfing.

I switched to Gmail shortly after it was introduced. If I were to switch to a pay service, I would probably go with Hushmail.com, but further research would be wise to choose the best provider at that time.

I have repeated some anonymous and free email provider links from an earlier chapter. These providers have uncensored control of spam filters:

Gmail.com at this link:

Gmail

Yahoo.com at this link:

Yahoo

Hotmail.com, Outlook.com, or Live.com at this link:

Hotmail

Write down your Business Email Address with your other Business Information

5.  Establish A Business Website. You can add legitimacy to your new business by setting up an Internet online presence. A domain name is the name of an online website a business would use to market and sell products. You do not have to market products or services but you could. That’s what a real business does. For an example, if your Pen Name were John Author, you might want to buy the Domain Name of JohnAuthor.com or JohnAuthorEnterprises.net.

Optional, but if desired, establishes an Online Presence with a Website. You can establish websites here:

http://www.godaddy.com/

Add your Business Web Address to your other Business Information

6.  Establish your Business EIN by going to this link:

Free Business EIN

It’s FREE to get an EIN, you don’t have to appear in person. You do it online or by phone, I recommend online. You can find the phone number on the website link above if you wish to do it by phone. You will have to provide your social security number to get an EIN but you are giving your SSN to the Internal Revenue Service (IRS). Only the IRS knows you have an EIN number and the IRS will never disclose it to any other entity or person in the world. They don’t publish any record of ownership for an EIN is. Nobody can discover you now have an EIN number or multiple EIN numbers for multiple businesses if you so wish. It is impossible, unless you tell somebody, so if you don’t want anybody to know then DON’T TELL ANYBODY! No record of your personal information will associate with the EIN number unless you give the information to someone who would associate you with it. EIN’s are assigned to a business and NOT to people. There isn’t anywhere anyone can visit to discover if someone owns a business that was issued an EIN. You cannot call the IRS and ask if John Doe has a business that has received an EIN number. The IRS won’t share information about the owners of businesses, except with federal agencies like the FBI or CIA. As long as the FED’s do not want you, you’re good to go. Even if you have warrants for your arrest, they don’t do any background checks when you apply for an EIN number. To repeat, An EIN belongs to a business and NOT to a person.

Once you have an EIN number or several, you can use your new business to own another business if you so choose. In this case, you do not give your personal SSN and information to get another EIN. You give the EIN and information for an established business that will own the NEW business.

You do not have to do anything special to get an EIN number. You need to have a name for your business, a business mailing address, and the information for the business owner(s), which can be another business.

A business will use an EIN just as a person would use their SSN. When a business calls in to have electricity turned on, the electric utility company does not ask you for a personal SSN, they will ask you for the business EIN. A business can open a bank account, get a debit card, credit cards, and establish credit.

Add your Business EIN number to your other Business Information

Create a Business File Folder and add your EIN Document from the IRS to the folder so you have a hard copy for future use.

Put the paper with the Business Information into this Business File Folder for future use

7.  Go to your State website to get a Business License. You can find your state of choice by going to this link:

State Business License

Place a copy of your State Business License in your Business File Folder for future use.

8.  File a Fictitious Name Statement (if needed), in the name of your Business Name / Pen Name, which just means you are going to be doing business in a name other than your Given Name. You will have to research your State Website above to discover if a Fictitious Name Statement is needed or not.

Place a copy in your Business File Folder for future use

9.  If needed, apply for a County Business License and a City Business License. If you followed my advice in previous chapters, this SHOULD NOT BE NECESSARY.

If needed, place copies in your Business File Folder

10.  Open A Business Checking Account (Click for details), at the bank of your choice (Bank of America is a personal favorite):

The Bank of America Website link is below:

Bank of America

If wanted by your bank of choice, get a State Partnership Agreement from your State Website:

Pick Your State Here

If needed, add your State Partnership Agreement to the Business File Folder for future use

Add your Checking Account documentation to the Business File Folder

11.  Order FREE Business Cards fromVistaPrint here (shipping is not free and this is optional):

VistaPrint Business Cards

Congratulations … You are there … An Established and Deserving of Respect … BUSINESSPERSON

Find A Place To Live Anonymously

The first thing you will need after you make your exit from your old life is a place to stay. Depending on why you need to disappear and change your identity, you have many choices. If you only seek to have an alternate identity, you can assume at will, you would not necessarily have to move elsewhere. The choice is yours and depends on your individual circumstances for wanting a new identity.

Assuming you need to move, a temporary answer is to rent a hotel room. You can use your current ID to rent a hotel room and you will be hidden from just about anybody. Many “extended stay” hotels have inexpensive weekly or monthly rates that can even be cheaper than renting a house or apartment and much less expensive than a regular hotel. I recently rented a hotel room with cooking facilities and two queen-sized beds for only $179 a week. It’s cheaper per day and a monthly rate is even more reasonable for per day costs. Cable TV with HBO was included as was Internet access. I was allowed to have my pet with me so it is possible to take Doggie or Kitty with you. If you give your driver’s license as ID to rent a hotel room you are still mostly safe from discovery. No national database exists which records every person who rents a hotel room.

The only way you’re ever found is if someone you’ve told your new location tells on you. If you are running from someone that has access to your banking records, just open a new business account at another bank and use that account to avoid detection. No one can know what city you are going to so DO NOT TELL ANYONE to be safe. Don’t tell your relatives or best friends so they cannot tell what they DO NOT know. Someone who knew what city you were going to would still have to call every hotel in that city to find out if you are registered and have a room rented there. This is another good reason to choose a larger city rather than a small-town. If you are running from the FED’s and are wanted for a serious crime, you know they will check everything. They will check your credit cards, debit cards, and bank accounts to try to track you. Therefore, if you bought gas all the way from Miami to Las Vegas with your debit card, you probably won’t want to rent a hotel in Las Vegas. The Fed’s will surely check every hotel in town until they find you. If you use your debit card to rent a hotel, they’ll be there in minutes. They won’t have to check with every hotel since you used your debit card and led them right to you. If you don’t leave a trail of plastic charges or debits to your location, you can’t be traced. If you pay cash all the way, you can still pay cash for a hotel room without discovery and still use your real driver’s license or ID to check into a hotel. Especially if the person or organization trying to track you have no way of knowing what town you will be in. Las Vegas is the first place they check since many criminals on the run go there right away. Another city is advisable, so think about where you travel to for your fresh start. If you are in a big city, you could just move elsewhere in the city.

If you are hiding from an abusive spouse, stalker, or person who does NOT have access to your bank account, you can use your ID and plastic to rent a room. They won’t discover where you are or what you are doing. The only way they can find you is to call the hotel you are staying in and ask if you are registered. If you want to get away from someone like this then go somewhere they would never guess you would go and don’t tell anyone where you are.

If you have friends and family in Seattle then it may NOT be a good idea to go to Seattle and rent a hotel room there or stay with your friends or relatives. The person you are running from may be smart enough to call every hotel in Seattle and your friends and relatives and might find you. You may want to go to San Diego (or some other city where you don’t have family and friends). Especially if you have never been there before and the person you are hiding from would never think you would go there. This means they also wouldn’t think to check with every hotel in San Diego so you would be safe by just renting a hotel room. You can take some time to find a permanent place to live you can move into anonymously. I’ll give details on how to do that in a coming chapter.

IMPORTANT NOTE:  Before going any further, I want you to know the main reason someone could find you is your own big mouth. If you tell other people where you are going, or what you are doing, you will only have yourself to blame when the person you are hiding from finds you.

People Do Not Keep Secrets

When someone knows a secret, it’s almost as though that person must pass the secret to someone else. They ask that person to also keep the secret (don’t tell anyone else but here’s what I know …). Then the person or people they tell will in turn tell other people in confidence, and so on. Soon, many people know your business and you still think just one person knows because they would never admit they told your secrets to someone else.

YOUR BEST FRIEND WILL TELL YOUR SECRET!  They tell their lover in confidence, who tells their best friend, who will tell their family, etc.

DO YOU GET MY POINT?  Keep your mouth shut and don’t tell another living soul where you are going and what you are doing if you want to disappear and keep it that way. You will kick yourself later if you trust other people with your secrets. You can tell people you are going to take off but don’t tell them where you are going or how to get in touch with you. You can remain in contact with people if you need to and I’ll explain how to do this further on in this book.

If you in fact are lucky enough to have someone you can trust with your life, you may know a person who will help you out. If this is the case then you can have your trusted person rent a hotel room for you in their name. Then you are anonymous instantly. This applies to renting apartments, houses, or anything else as well. This is a great way to become instantly anonymous and is the first way you can rent a place to live anonymously. People like this are rare so be careful about whom you trust and keep it to one person.

If you know someone who will give you his or her credit or debit card, you can make a reservation at a hotel using his or her credit card number. When you check into the hotel, all they will ask for is the credit card used to reserve the room. All you have to do is give them the credit card and there is a good chance you won’t have to show a driver’s license or anything else. It’s not a guarantee, but it’s a high chance of success. You must have the card with you when you go to the front desk. The hotel will swipe the card when you arrive. I’ve used my own debit card to reserve a room over the phone and over the Internet. They never asked to see my driver’s license when I went to the front desk to check in. All they wanted to see was the debit card I used to make the reservation. You could set up your new business in advance and open a business checking account. Many banks will issue a temporary debit card you can use until your permanent business debit card shows up at your new business address.

You can buy a gift card or a prepaid debit card at Wally Mart and use this card to make the reservation and then check in without showing any ID. If you don’t know where to find those cards, they are at almost every cash register at Wally Mart. If you don’t see them then just tell the cashier, “I’m looking for the prepaid debit cards”. They will know exactly what you are talking about and point you to them. This is also a great way to send money anonymously and a great way to spend money over the Internet anonymously. You can buy these cards 24/7/365 and use them for everything you can imagine. They don’t work everywhere every single time, but they do work 95% of the time. Of course, you have to load money onto them when you buy them and they cost $3 for the card itself. Therefore, if you want one with $200 credit on it then you take $203 in cash to the register.

NOTE:  You usually have to show identification when you rent a hotel room unless you reserve the room with a credit card and you present that card to the front desk when you check in. Otherwise, you are going to have to show a photo ID. You could get lucky in a small hotel but there is a reason a hotel wants to see your ID. They don’t want someone to steal their television and everything else they can get their hands on. If you open your business account at Bank of America, you can get a debit card with your photo on it and use that as picture ID. A student ID or Passport can serve as Picture ID and would be difficult to trace to you personally. You can also show a passport as photo ID.

Rent Or Lease An Anonymous Place To Live

The best way is to rent a place without having to show your ID or have a credit report run. I have done this successfully several times. First, don’t be too fussy about where you will stay. You’re probably not going to be able to rent a nice place unless you pay all cash for the entire term of the lease. By paying cash, I mean you pay cash for the entire time you will be there. For example, let’s say the rent is $800 a month and they will agree to lease to you for six months and you will have to pay a deposit of $1000 as well. This would be $4800 for the six months rent plus $1000 deposit, which comes to $5800 total. If you are willing to pay cash up-front then maybe you can move in without showing ID or having a credit report run on you.

RECOMMENDATION:  Here is the process I have used successfully is to find a small property owner who needs the money.

Avoid the larger rental properties with professional management staff. Get the local classified advertisements on places for rent. Call on the phone and tell the property owner you have cash for the first month’s rent. If they say yes, that means they are probably going to have you give some limited personal information, not do a background check and give you the keys for the first month’s rent. If the property owner does not ask for ID, you can make up any name you want. It would probably be safe to give your real ID as there is not going to be a background check but your new landlord would know your real identity.

Craigslist is also a good place to search for rentals online because you can type in search criteria. Using Craigslist, type in “no credit check” in the search criteria and it will then show the places that don’t do a credit check. Calling them first is a good place to start.

Finding a place to rent in this manner may take some time or you might get lucky on the first call. Just keep at it until you find the right one. It’s best to do all the legwork over the telephone. This way, you don’t waste your time driving all over town talking to many people who won’t rent to you without ID and credit or background checks. Look for a mobile home you can rent weekly or a small house or townhouse, etc. Small apartment complexes that only have about 10 or less apartments or a duplex or 4-plex is more likely to have a private owner and no professional management. Put in the effort and you will eventually find the right landlord.

Another way is to become a professional house sitter. Check the local yellow pages or online for housesitting businesses. These service businesses provide a live-in house sitter to people to care for and protect their homes while they are away. You could end up living in a posh place FREE and anonymously as you don’t own or even rent the home you are living in. You may have to pass screening by the housesitting agency that sends you to live in someone else’s home. Heck, it’s even a great business idea for your new business. Why not start your own housesitting business and you run it from whatever home you are living in while being paid a fee to do so.

Two ways to rent a place anonymously and legally are:

Find a landlord that will accept cash or a money order and NOT ask for ID or a credit and background check.

Have someone else rent a place for you in his or her name.

Two ways to live in a home FREE and anonymously are:

Become a house sitter for a professional housesitting agency.

Advertise your services as a FREE house sitter.

Two ways to be PAID to live in a home anonymously would be:

Set up your own housesitting agency as a business and run your business from the home you are personally occupying for a paying client.

Advertise your services as a paid house sitter without starting a formal business to do this for other homes. In other words, you just want one home for you to occupy on a housesitting basis.

NOTE:  If the place you find to rent does not do a credit check or a background check then it would be okay to show your real ID. You would still be anonymous to the rest of the world. The only person knowing who you are is your new landlord.

NOTE:  If you are a female, you might just be able to tell the property owner your ex-husband has tried to kill you and he beat you up for years. Ask the landlord to NOT run a credit check on you because he knows all your information and he has pulled your credit report online before to track you. Tell them … “if they run your credit he might show up on your doorstep and finish what he promised to do … which is to kill you”.

IMPORTANT REMINDER:  I want to remind you that it is legal to go by another name. You have the right to go by whatever name you want to in the USA as long as you are not trying to defraud someone or escape the law. As long as you use your new name for everything, you have the right to go by any name of your choosing. Just make sure you memorize the name and don’t ever forget it. When your new landlord calls you by your new name, you don’t want to act like you don’t know who they are talking to. Women change their names often and everyone thinks it normal. Women usually change their name when they get married and often when they get divorced (not necessarily back to their maiden name but to any name they like). My ex-wife has used this process to change her name multiple times. My mother did not like her first name and preferred her middle name. As an adult, she simply chose to use her middle name by reversing it and using her first name as her middle name. My mother also changed her name when she married my father. I’ve used my cat’s name with the phone company just so my phone number would be anonymous without having to pay a monthly fee for an unlisted number. People use alternate names all the time just for convenience sake or for privacy reasons or even personal taste or bias. Telemarketers never use their Given Names nor do strippers. Waitresses and other service people often use a different name to protect their identity. Public figures such as famous authors and actors use Pen Names or Stage Names. People use alternate names all the time because it is prudent to do so and we rarely think of it as being sinister or illegal.

Purchase A Home Or Condo Anonymously

You do this by buying the property in the name of your Sole Proprietorship, Partnership, Corporation, LLC, or Trust.

There are five different types of business entities and so there are five different ways to buy a house anonymously right there.

You will need to set up a business or create a Trust. We’ve already gone over how to set up your new business. For buying real estate, you might want to name your business something like XYZ Investments or ABC Properties or Kathy Investor Enterprises. When you buy the house, you do the documents in your Business Name and tell them to title the house in your Business Name. This is common and done thousands of times every day in the USA.

You can finance or get a loan for a piece of real estate in a Business Name or Trust because businesses and trusts can get credit and loans. Of course, you would first have to go through the steps of starting a business or trust first and then establishing credit in the Business Name or Trust Name

Do a Google search for “Trust” here:

http://www.google.com/search

In addition, do a Google search for “corporate credit” or “business credit”. You will find much information on how a business can get credit to buy real estate. Further on in the book, I will give you a step-by-step process for establishing new business credit in your Business Name.

Thousands of times every day, businesses buy real estate, automobiles, aircraft, and boats in this manner. I’ve done it myself and I still own some properties from doing it.

Trusts buy real estate all the time. Trusts are valuable ways to protect your identity and assets and wealthy people commonly use them to hide their assets, protect their identity and to reduce personal liability.

Click for additional information about Trusts:

Trust Information

Another way to live anonymously is to stay with friends or have a friend or family member get a place for you in their name. If you choose this method, you trust this person won’t tell anybody elsewhere you are. It’s better if people you used to hang with don’t know where you are. This way they won’t be able to tell anybody where you are or place you in jeopardy.

Be prepared to give neighbors a made up name (could be your Business Name) and try not to talk to any of them besides to say a friendly “Hello”. Maybe you could just give them your first name and get by with that. It’s always best when trying to fool people you will see regularly to use your real first name. That way you will always recognize the name you’ve given them and you don’t slip when talking to them and reveal your Given Name, which is different from the name you told them.

Don’t give other people details about yourself or start relationships without knowing exactly whom you are going to say you are and what you do for a living. People are nosy and inquisitive so take the time to get your story straight before you run into someone who asks many questions. Remember, this is legal and ethical. You have a right to go by whatever name you want and so does your new business. Your business may only achieve one thing, which could be renting or owning where you live. That might be all you need your business to achieve.

NOTE:  You don’t have to start a business to buy a home. Call a Realtor and ask them. They’ll tell you how easy and common it is to buy a home that is already owned in a Business Name. You buy the business that owns the home and you not only have a new Business Name, you have the home that came with it and perhaps even the loan that came with it.

Another choice would be to lease with an option to buy in your Business Name. You will have the future option to buy or not buy the property where you are living. Options are a cool way to control a property without owning it.

NOTE:  You don’t have to start a new business to get a Business Name … you could buy or assume an existing business! You might find a motivated business owner who just wants out for any number of legitimate reasons and you can buy an existing business.

Turn On Utilities Anonymously

You will need to have your utilities turned on anonymously. The way to do this is to have your utilities put in the name of your business. You could even have a different Business Name for your utilities. Put your house in one Business Name and your utilities in a different Business Name. You will need to get an EIN or “Employer Identification Number” to have your utilities turned on. There is no way for a utility company to verify the EIN you provide to them is attached to the Business Name you give. You could fake an EIN but that would be silly as they are easy to obtain and free. An EIN has the same number of digits as a Social Security Number and the only difference is an EIN has one dash and the dash comes after the first two numbers. Like this, 12-3456789. As opposed to a Social Security Number, which has two dashes, 123-45-6789. You can go to the IRS website to get a new EIN and you can find their website here:

Free Business EIN

You will then click on “Apply for an EIN online”. You will need to supply the IRS with all of your information. This will include supplying your name and social security number.

You will need an address for your business and a phone number. Think about what you are doing and get the information worked out first. You could go to any UPS Store and rent a mailbox to use for your business address or any other Private Mailbox Service. The UPS Store will ask to see your driver’s license but just go ahead and give it to them because they won’t share the information with anyone else. They are required to get ID in case somebody uses one of their boxes for fraud and the authorities have to hunt that person down. You will not be committing any fraud so you are 100% safe. In fact, all you need is an address. You won’t receive any mail because you will get your EIN online. You could just look up a UPS Store address and provide that as your business address without having rented a private mailbox.

You may not want to provide your real information to the SSA for your EIN if you are going in deep cover. This can compromise your anonymity. There are ways to do this anonymously since they are free and the process is online. If you haven’t done anything illegal, and law enforcement is not looking for you, you are 100% safe giving your real information. You can use that EIN to buy your house, turn on your utilities, work, and make money.

You can just make up a phone number if you want because they won’t ever try to call you and they don’t verify the phone number.

EIN’s first two numbers are the only numbers that have to be valid. This site will give you the two number prefixes that are valid:

EIN Info

When you call the utility company, you tell them your business now owns or rents this property and you need to have the utilities put into the name of your business. New businesses buy and rent properties every day of the week. This is a common event and they won’t suspect anything.

Rent A Car Anonymously

One of the main things you may need while you are living under the radar is a car.

There are several ways to rent a car anonymously. The first way is to have a business account with a business debit or credit card so you can reserve the rental with the plastic card. When you pick the car up, you will have to show your driver’s license. This will only be used to prove you have a legal license to drive and to prove you are who you say you are. No one will be able to discover you rented the car unless they have access to the bank records for the debit or credit card you are using. You will of course make sure ahead of time there is no way anyone can do that. It is simple to open a business checking account and I explain that in the section on banking. The police can call all rental companies and get records of who has rented cars but the information isn’t sent to them automatically. Even if the police were looking for you, you would still be safe to rent a car and use it. To be safe, return late at night when nobody’s around. Put the key in the drop box and walk away.

Another way to rent a car anonymously is to have someone else rent the car for you and let you have the keys. All rental car companies will ask the person renting the car if there will be any other drivers. If they answer yes then the rental car company will want to see the other driver’s driver license. They usually charge more to rent a car with an extra driver. It works every time if the person renting the car says “no there won’t be any other driver’s” and they trust you enough to let you drive the car. However, it doesn’t matter if you show your driver license because they aren’t going to enter the second driver’s name into any database anywhere. They want to look at your ID because they need to know if you are legally licensed to drive a car. It’s a good idea to be certain you have insurance on the car when you do this. It may be a good idea to pay the small extra fee for the insurance the rental car company will try to sell to you.

Purchase A Car Anonymously

You want to do the same as buying the house. You start your own business and you title the car in the name of the business. I recommend finding a car for which you can afford to pay cash. There are plenty of inexpensive and expensive cars available on:

http://www.craigslist.com

When you buy the car and the seller signs the title over to you, you just tell them to make the title out in the name of your business. Again, you don’t have to start a business. You just tell the people you’re dealing with you have a business and you want the car titled in the Business Name. They might ask you what your business does so it would be a good idea to have your story straight in advance. You could put the car in the same Business Name as the house, if you bought a house. Personally, I would put my home in one Business Name and my car in another Business Name. This way, the car is never connected to the house. If you didn’t buy a house then you can just make up a Business Name just for the purchase of your car. You are free to name your business anything you want. I would probably make the name of my business sound like a respectable business and not some goofy fun name. You don’t want to draw attention to yourself. You might call your business something like “Investor Enterprises” or “Jackson Investments”. Businesses buy and own cars every day and all you need is a legitimate Business Name. You won’t need an EIN or anything else to buy a car in your Business Name.

One benefit of having your car titled in a company name is if a police officer should ever call in your license plate, he will not know who you are. If the police officer doesn’t pull you over then you are safe. License plates give the police much information about you if you title your car in your personal name. If you have a criminal history, even a misdemeanor, you may not want them to know who you are. They might just pull you over only because you have an arrest record and even if you’ve paid your debt to society, you are still a marked person. Even if you were accused of a crime and found NOT GUILTY, you will still have an arrest record unless you had the record expunged (it still might show up). If the police have no idea who you are, they are less likely to pull you over. A Police friend of mine has verified that fact. If they call in your license plate and the car is in your personal name, they will immediately have all of your information. They will know your name, address, and criminal background just from your auto license plate. If you title your car in the name of your business, all they know is the name and address of the business. You may want to rent a mailbox to use the mailbox address as the address of your car-owning business. You have you car’s registration in the address of the mailbox rather than your home address. This way, you will not have your home address on record with the license plate on your car. If someone ever comes looking for the owner of the car, they won’t come to your house. They will go to the private mailbox address you rented and NOT your home address. Of course, your car is now anonymous too.

When you have bought a car, you will need anonymous insurance on the car. The insurance company will allow you to get insurance on the car in the name of your business as well. The insurance company will ask for a driver’s license. The insurance company will then insure the car. The car is titled in the company name and the tags only show the company’s information so it is okay to give your real driver’s license to get insurance. The license plate still only reveals the information on the business that owns the car, not the driver’s insurance information.

Don’t get pulled over while driving is always sage advice. Drive correctly and stay out of the spotlight. Don’t break the law and invite the police to pull you over. Pay the taxes on the car every year and always get your tags renewed on time. Keep your business car in good standing.

Work Anonymously

You may have guessed what I’m going to say here … Start a business! Starting a business is the best way to work anonymously. Here you will need an EIN as we discussed earlier. Again, you could have a friend or family member get you a number to use under their name. For this, you can’t just make up a number as you can to have your utilities turned on. If you borrow someone else’s EIN, you may run into problems with the IRS later so DO NOT do that. You will want a real number so you can file taxes under that number and be legal.

One thing about starting a business and getting an EIN is you can call your business by the name of your choosing. In other words, if I want to name your business “Joan Cutiepie”, then you can name it “Joan Cutiepie”. You could go online and get my EIN in the name of Joan Cutiepie. “Joan Cutiepie” is just like a name a person would have. If you went to apply for a job somewhere and told them your name was Joan Cutiepie, You could also give them your EIN as your Social Security Number. They will never know the number you gave is an EIN. Just put in two dashes the same way a SSN would have and you’d be fine. The IRS wouldn’t know it either, because you will be paid in the Business Name and that’s exactly how a real business would be paid … BY CHECK, in the Business Name. As long as they don’t do credit checks and background checks, that would work great as a way to get a job working for a company owned by someone else. This is NOT legal so I advise against it but it works nicely in many circumstances. You know, I don’t think it’s legal, but the truth is I don’t know for sure. As long as the name matches the number, I don’t think the IRS would discover what was happening. Sometimes, ignorance can be bliss but I would still not recommend you do this.

It depends on what you do that determines whether you need an EIN number or not.

There are numerous ways to earn money under the radar. You can wash and detail cars. You can wash and detail cars for people at their place of business. This way they don’t have to come to you, you go to them. Alternatively, you can have them bring the cars to you. You can sell stuff on eBay, Amazon.com, Craigslist.org or a whole host of other sites on the Internet. You can baby-sit, mow lawns, paint, remodel homes, or do plumbing. If you have a marketable skill, you can make a living doing it privately. I have personally made a good living buying, repairing, and reselling outboard motors on Craigslist and eBay.

Being a self-employed businessperson is the best path to anonymity. Just do what you’re good at or do what you’ve always wanted to do. You can find clients and advertise your business FREE on www.Craigslist.org.

Fly Anonymously

It’s simple to fly anonymously. The first method is to remember you have the legal right to go by whatever name you want. The thing about this first method of flying anonymously is you must recruit a friend or family member to help you. Since 9/11, airlines require you to show identification to fly. The exception is when you have someone with ID willing to escort you to the airport. The airline allows them to show their identification and to vouch for you. Your friend has to confirm you are whom you say. You make a flight reservation in whatever name you want, take cash and your friend to the airport. When you pay for your ticket, the airline will ask for your ID. You say, “I don’t have it because I lost it”. Your friend volunteers, “I have identification”. Your friend shows identification, confirms you are whom you say, and you get a plane ticket anonymously.

The second method that allows you to fly without showing identification is when making a return flight. This means you buy a round-trip ticket and the airline presumes you have used the first part of your ticket to get to where you are now. You have supposedly flown to Chicago and you are now ready to fly back to Miami. You go to the ticket counter and they ask you for your ID. Tell them your wallet was stolen or you lost it while you were in Chicago and you don’t have ID. Since the airline believes you flew from Miami, you won’t have to show ID because they assume you showed ID when you got on the plane in Miami. They let you fly without showing ID. Remember, this happens all the time. People lose their wallets. You paid for a round-trip ticket from Miami to Chicago and back to make it appear as though you came from Miami and now you are just on your way back. You fly anonymously.

NOTE:  It is interesting that a round-trip ticket is often cheaper to buy than a one-way ticket!

Open A Bank Account Anonymously

Again, I’m going to tell you to start a business so you can open a business checking account. If you haven’t figured it out yet, the best way to do everything is to start a business then live and work under your Business Name. A business can do anything a person can do. Rent a place, buy real estate, open a bank account with debit cards, turn on utilities, everything! Don’t forget that Corporations, LLC’s and Trusts work for all these same purposes.

CHEXSYSTEMS NOTE:  Some individuals are kept from opening a personal bank account because their personal name has negative information on a ChexSystem report to which the bank subscribes. Many banks do not check your personal name when you open a business account but they might do so. If you have this problem and are rejected for a new business account, you have two choices. First, find a bank that does not use ChexSystems for business accounts or searches using the Business Name rather than a personal name. Second, you find a bank that DOES NOT use ChexSystems. Call some banks and ask if they use ChexSystems, you will eventually find one that will open an account for you.

NOTE:  You will have your best chance of success with credit unions or smaller community banks that often do not use ChexSystems.

Some banks will let you open a business checking account online. You can do a search for “open a business checking account online” on

http://www.google.com

Alternatively, click the following link where I’ve done the search for you

Open A Business Checking Account Online

You should find a few banks there.

My personal favorite is Bank of America. They have branches just about everywhere and offer Debit Cards with a photo that can be used for ID purposes (just ask that a photo be added to your business debit card).

https://www.bankofamerica.com/

You can easily find other banks on your own. A person could easily open a business checking account online and only have to fax one corporation officer driver’s license. Could you borrow your brother’s or mother’s or a close friend’s driver’s license and social security card and just make a copy of it so you can get this bank account open right away?

Remember, only the EIN number will be associated with the account. The bank just needs to see somebody’s ID who is one of the owners or officers of the business to open the account … Just ONE and NOT all. This is one reason I prefer partnerships with the second choice being a LLC for the business type you open.

Another way to open an account is to visit the bank in person. You say you work for this LLC, Corporation, or Partnership and you need to open a bank account. You tell them the Chief Financial Officer or your partner is in another state and you need to get the account open. The Chief Financial Officer or Partner you are talking about should be a live person, available by telephone and by fax. The bank will speak to that person on the phone and they will have to fax over a copy of their driver’s license.

You can deposit checks made out to any name into your business checking account. If someone gave you a check made out to John Doe, you just write “for deposit only” on the back of the check and drive through the drive through and deposit it. If they tell you they can’t do it, just take the check back and go to another branch and drive through their drive through. I would just continue this until some teller deposits the check. This usually happens on the first try though. This is one-way to cash checks anonymously. You don’t get cash immediately but as soon as the check is credited to your account, you can use your debit card to withdraw the cash.

Another way you can open a business account is to open a sole proprietorship business checking account and not a Corporation checking account. You should get an EIN number for this but you can use your social security number if you want. You could even have a friend or family member open a business checking account for you. Banks do this every day and it is simple to do. You could borrow your mother’s information and open the account for her as described above. You can use all the same tactics from above for opening a Corporation checking account or a “Trust” checking account. The same rules apply to these business checking accounts.

You may have to give the bank what they call a Fictitious Name Statement”. To get a Fictitious Statement, you just call your local county courthouse and ask them how you get one. You can usually get one online at their website or just stop by the courthouse and fill out a simple form stating the name of your business and its owners. You then pay a small fee and they give you a document that shows you own the business. You’ll need to provide your business address inside their county and a business telephone number. You can get an address easily. Just use your mailbox rental or a friends address. They may send you quarterly income tax statements. Just tell them you haven’t made any money because your business hasn’t gotten off the ground yet and you will owe nothing for taxes.

Another way to open a checking account anonymously is to start a Trust. You can hire someone or use an online service to do this for you. Just do a Google search for “start a Trust”

You can use all the same information described earlier on how to open a Corporation checking account for this Trust account. The requirements are the same as opening a business checking account. You can make anonymous deposits in the account and the simple business checking account as well.

As stated earlier, if you have a business checking or Trust checking account you can deposit any check into that account, no matter what name is on the check.

Another way to open a bank account anonymously is to have a friend or family member open an account and just let you have the debit card and access to the account online etc. The account will be in their name, so you will remain anonymous but you now have a checking account you can use. You must Trust this person to NOT give you away so please be careful who you Trust.

To read about how to open a bank account without a social security number, click the following link:

Open a Checking Account Without a SSN

TIP:  When you open a new business account, it would be wise to use a bank you’ve never used before. There will be no risk of the bank linking you to a past personal account or a past joint account with your ex significant other.

Cash Checks Anonymously

One way to cash checks anonymously is to go to just about any check cashing service. Call them first and ask them if you have to have ID to cash a check. Many will say no you don’t have to have an ID. What happens is you go to the check-cashing place and they will call the person that wrote you the check. They will ask them if they wrote you the check and ask them if it is okay to cash the check for you. As long as that person says yes, you will get your check cashed. They may ask that person what you look like and if they can describe you, your check will be cashed with no further hassles. You might mow someone’s lawn, they would write the check out to John Doe, and you go straight to the check cashing company to cash it with no ID. The check cashing company would ask if you minded if they called the person who wrote the check. You would say, “Be my guest”. They would call and ask if they wrote John Doe a check and the person would say, “Yes”. They will ask the person what you look like and if the description matches, you will walk out with the cash in just a few minutes without having any ID. This happens in every check cashing business every single day.

Another way to cash checks anonymously is to use any one of the five types of business checking accounts from the chapter on how to open checking accounts anonymously. Any of the five types of business accounts work. You can use a John Doe name for any of those techniques as well.

Another way to cash checks anonymously is to have the person write the check to your John Doe name or any name you please. Then find a friend or family member that already has a checking account. Sign the check over to them and have them deposit the check in their account and give you the cash.

Run A Business?

I want to stress again that you don’t have to run a business to have a business checking account, to own real estate or a car in a Business Name. All you need is paperwork that proves the business exists. Your business will be legal and valid if you have done the proper paperwork and obtained an EIN. However, the business doesn’t have to do anything specific.

Let’s say you open a business checking account for a business you just started. Then it does not work out and you never get the business going. You don’t have to close the business checking account. You can keep that checking account forever. Ninety percent of new businesses fail so this is a common happening.

The situation is similar for real estate and cars. You bought the house in the company name or the car in the company name and then you never got the business off the ground. You don’t have to sell the house or the car or change the ownership on the title or deed. You can keep them in the name of the company that never got off the ground and do so forever. Just pay taxes on the real estate and the registration fees on the car every year and you have no worries. You had intended to start a business and it just never happened but you still get all the anonymity benefits from the business that never was.

Birth Certificate

The first point I want to make is … YOU DO NOT NEED TO DO THIS! I will provide you with the information on how to do this but I recommend you DO NOT pursue this. It is unnecessary to do so and you will avoid potential legal entanglements.

No matter which way a person chooses to get a birth certificate, that person should always call the county where they want to get the certificate. Ask the questions, “What does it take to get a birth certificate?” “What’s the cost” “Who can get copies and who can’t?” “How do you get them mailed to you?”

You ask all of the questions you need to know answers to. Don’t ever be afraid to call and ask questions. These places have calls coming in all day long that are people asking questions so you won’t stand out. Most places have websites nowadays so you can find their websites and get all that information online too. Most times, it’s easier to call and ask.

I will cover this in detail in the next section.

Create A New Identity

The basis of any identity is a birth certificate. One way a birth certificate could be obtained is by getting what is called a Delayed Birth Certificate. A delayed birth certificate is a birth certificate that is acquired after birth. In other words, when the birth happened, there was no birth certificate issued.

Usually, there would not be a birth certificate issued if the birth did not take place in a hospital. For instance, Amish parents have children and when Amish people have children, they have them in their own Amish communities. They don't go to hospitals. The fact they don't go to hospitals doesn't mean a birth didn't happen. When Amish have children, they don't apply for birth certificates or social security numbers. They just have their children and raise them. When someone leaves the Amish community, they find out they have to get a birth certificate and a social security number to work and get a driver’s license. They get a Delayed Birth Certificate. The same thing would happen with a woman who had a baby in a taxicab in New York City. There was no doctor present so a Delayed Birth Certificate is what is needed be it one day or 50 years later. There are many reasons babies are not born in hospitals and so we have Delayed Birth Certificates issued for those babies and even issued later in life when they have grown into adults.

The Delayed Birth Certificate is common. If a person was born in Tulsa, Oklahoma, outside a hospital, that person could get a Delayed Birth Certificate any time after their birth took place. Their parents may get them a birth certificate soon after the birth. All cases are different so it’s easy to come up with reasons you didn’t get yours yet. Just plan your story well before you go about the process of getting a delayed birth certificate.

Perhaps the parents never get the child a birth certificate. The child may grow up to the age of 71 years old and have never had a birth certificate. In this case, the person could send a letter to the department of vital statistics (or whatever the local county department is called that handles birth certificates) asking for a copy of their birth certificate. In that letter, the person would provide the details in their request for the birth certificate. That person might say something like, "Hi, my name is John Doe. I was born in Big County Oklahoma on Dec 25, 1957. I would like to get a copy of my birth certificate. My mother's maiden name is Jane Katherine Maiden and my father's name is James Frank Doe."

Big County won't find a copy of John Doe's birth certificate because this name is only being used by the person applying and is not a real person. When Big County receives the request for the birth certificate, John Doe would now be on record in Big County just because he applied for a birth certificate. Big County will send a letter back to John Doe stating they don't have a birth certificate on record. They will tell John he will have to provide them with some proof of his existence and once they get the proof, they can issue him a delayed birth certificate. They will send along a list of what they will accept as proof of his existence. One of the things they will accept is if two people will vouch for John Doe and say they knew John's parents and they have known John since his birth. If two real people write John a letter (possibly needing notarization on this letter) and those two people vouch for John then they will go ahead and issue John the birth certificate.

A person could make up a name, a mother and father's name, a birth date, and send in a request to any county in any state for a copy of their birth certificate. The county would not be able to locate the birth certificate so they would send a reply telling the applicant what they need to issue the Delayed Birth Certificate. They usually would also send a document that would enable this person to use this new name to go and get a driver's license or state ID card. You apply and they send you an official piece of paper that says, “If you need to get a driver’s license just use this piece of paper in place of your birth certificate”. Take that piece of paper and a fake employee ID you make with a computer and laminating machine you can buy at Office Depot. You could use a student ID card you print from an online website (click here to go to the chapter on Student Identification). You apply for and get a State ID card. You want to get a State ID card because you don’t have to take a driving test or a written test. I just showed them my stuff and got my State ID card within about 10 minutes.

Big County may send a document you can use to get a driver's license, or state ID card. You have one item needed to get a driver's license. The state driver's license bureau will tell you what else you will need.

NOTE:  It is important to point out it is easier to get a State Issued ID Card than a driver's license. It is a good idea to get a State Identification Card during the first visit to the DMV. Once you have that, you can go back and use your State ID as identification to get a driver's license. One reason a State ID is easier is you don't have to take any driving tests. You just show your documents, have a photo taken, and get your ID.

A State ID Card is just as good as a driver's license for identification purposes, even if caught driving without a driver's license. Let’s assume you never got a driver's license and you are caught driving. You get a ticket for driving without a driver's license but you won’t go to jail.

Another path to a birth certificate in a fake name is, create one. There are so many different styles of birth certificates. Nobody knows if one is real or not. Obtain a blank birth certificate and fill in the blanks. A birth certificate whited-out, copied, and edited has worked for thousands of people. Using this type of birth certificate to get State ID or a driver licenses is risky. Many DMV's verify if a birth certificate is on file in the county that supposedly issued it. I would NOT suggest this method.

Some identity changers have stolen or borrowed someone else’s identity. They get someone else’s information, go to a DMV, and get an ID in that person's name with their own picture. This is easy to carry out but takes several days or even weeks. If someone knew a real person's information, that person could send a request by mail for a copy of that person's birth certificate and claim to be that person. They need a copy of the birth certificate and a photo ID to get a real state ID card or driver's license. A good way to get a picture ID is to enroll in an inexpensive course at a local community college under the new name so you get a student ID card. Another way to get a picture ID is to open a checking account with a bank that puts photos on the Debit Card (Bank of America for example). With a birth certificate and a photo ID, a State ID can be obtained in just a matter of minutes. A State ID is a powerful ID. Even the police won't question one unless the person presenting it doesn't know the information by heart. A real person would know their birth date, address, and how to spell his or her name.

An identity changer should always know by heart all the information that will instantly give them away if they don't know it. In addition, when using someone else’s information it might be best if the new ID were acquired in a state where the person had never lived in before. A person could say, “I just moved here and I need a new ID”. If it were done in the same state and same city where the real person lived, it may be best to say, “I lost my license and I need a duplicate issued”. If you ask, “What do I need to get the duplicate”, Missouri will say, "Nothing, we have your picture on file so just come on in.” When you come in, they will just look at your picture and look at you and if you are the same person, they will give you another driver license or state ID card.

STRONG RECOMMENDATION:  I suggest you do not need to get a new birth certificate to setup a new identity and name using this approach. It is much simpler and easier to keep your real identity and simply NOT use it. Start a business and operate under the Business Name, as this is simpler to do and legal to do.

Drivers License And State Identification Card

The first point I want to make is … YOU DO NOT NEED TO DO THIS! I will provide you with the information on how to do this but I recommend you DO NOT pursue this, as it is unnecessary to do so. You will avoid potential legal entanglements.

First, don't ever be afraid to call the DMV and ask them questions. They answer these same questions dozens of times every day and they won't mind answering them for you too. As previously stated, a State ID Card is much easier to get than a driver's license because no testing is needed. All that has to be done is to give the DMV the proof they want and they will give you a state ID card. A birth certificate or a baptismal certificate will work as proof of your age.

A baptismal certificate can be bought at any bible supply store, or church supply store. They can also be found online easily. Just do a Google search for "baptismal certificates”. The picture ID could be a yearbook with an old picture. That person could easily look different today. There are all types of things the DMV will accept to issue you your new ID. Just call them up, have a pen ready, and ask them what they need to get a state ID. Choose the easiest for you to obtain and get them. This process is simple if the information is verifiable. Use the methods shown above to get a birth certificate and then find a state to get the ID in that doesn't require you to provide your social security number. Michigan is one state that does not (at the time I wrote this), require a person to provide their social security number when getting a driver's license, or state ID. Check this web address:

Getting a Social Security Number and Card

In addition, a person can refuse to provide a social security number for religious reasons. Read the information on these next links as this is powerful stuff.

Religious objections to SSN# and DMV:

http://articles.latimes.com/1997/oct/25/local/me-46419

How to get a bank account without a social security number:

Opening a Bank Account Without a SSN

So to get state ID's and licenses, just call them and find out what they accept, then figure out which of those things you can come up with to go get them. No one can do this for you! You may have to get a little creative but don't give up, a state ID is easier to get than you think. Make sure you have all of your information memorized. It's easiest to go to a state that doesn't require a social security number to get a driver license or state ID.

STRONG RECOMMENDATION:  I suggest you do not need to get a new state ID card or Drivers License and to set up a new identity using this approach. It is much simpler and easier to keep your real identity and simply NOT use it. Start a business and operate under the Business Name, as this is simpler to do and legal to do. You can still use your current driver’s license to drive and be a law-abiding respectable businessperson as well. If you want a simple process to get a legal drivers license, please check out the upcoming chapter to get an International Drivers License.

Student And Teacher Identification

Student ID is among the easiest forms of Photo Identification to get

Enroll for a class of interest at your local community college or an online college and pay a nominal fee for your new Student photo ID. You can use the information on your Business Debit Card with Photo for the information you want to have on your new Student ID.

This won’t work with all colleges but check around. Ask the Registrar what’s needed to get a Student ID card.

Printable Student And Teacher ID cards with a photo and “ANY INFORMATION YOU WANT”, can be obtained online FREE or professionally laminated for a small charge by going here

Free Homeschool ID Card

I had loads of fun at this website and printed several ENTERTAINING Teacher and Student ID’s for myself from the following fake school, college, and university:

1.  The School of Hard Knocks

2.  College of Lessons Learned

3.  University of Wisdom To Share

NOTE:  You can insert any School Name, any name, any birth date, any address, and any phone number you want. I would select grade P and your new identity name as both the Home Educator and Student Name for a Student ID card.

NOTE:  You can also use the above website to create a Teacher ID … It would be best to use an obscure educational institution that is not commonly recognized.

International Driver License

While I have not done the following method myself and cannot personally vouch for it, I know someone who has used this process with success.

The United States will issue you an International Driver’s license that will allow you to drive in other countries but NOT in the United States. I’ve legally driven in many foreign countries without the need to get a local driver’s license. That’s not what I’m addressing here. The USA does a reciprocal thing with citizens from foreign countries who want to drive here in the USA.

Some Foreign Countries issue International Driver’s licenses that are valid in other countries other than their own, such as the good old USA. Do a Google search for “International Drivers Licenses”. You want one issued by other countries and you will find plenty of information. Pick the country that seems best suited to your needs and follow their application process to get an International Driver’s license from another country that is valid within the USA. Even if you don’t have a driver’s license issued by one of our 50 USA states, you could get an International driver’s license issued by another country. The foreign countries International Driver’s License would be valid anywhere in the USA … how interesting!

WARNING:  There are some fraudulent sellers in this arena will just take your money. Proceed at your own risk and do keep your wits about you if you decide to pursue an International Driver’s License.

Social Security Number

The first point I want to make is … YOU DO NOT NEED TO DO THIS! I will provide you with the information on how to do this but I recommend you DO NOT pursue this. It is unnecessary to do so and you will avoid any potential legal entanglements.

There are only a few ways to get legal social security numbers. One way is to prove to the social security administration you are the victim of identity theft and your number has been abused. Another way is to prove you are the victim of an abuser and the abuser used your number to find you. They don't take changing your social security number lightly so it will take some solid proof to get it done. Check the website for details. They do allow people with the number 666 all in a row to get a new number since this is the number of the anti-Christ.

You can go here:

http://www.ssa.gov/ssnumber/

At this website, you can find out straight from the social security administration exactly what reasons qualify for changing your current social security number. You can learn what to do to apply for a new social security number if you've never had one. If a person over the age of twelve years old applies for a new social security number, they must do so in person at a social security office.

NOTE:  For a person under 12, it can be done via mail.

Identity changers who have created new names and birth certificates out of thin air, apply for a new social security number in the same name as the one on their new birth certificate. They apply for two different birth certificates using the same name. One needs to be under age 12, newborn is best. The other would be near the age of the person wanting the new name and social security number. They would obviously get the two birth certificates from two different states. Then they apply for a new social security number with the under 12 identity. Usually, they do this through the mail and they apply for the number as though they were less than 12 years old. They use the number when they get it and still give the social security number when they need to, even when they give the birth date used for their new name and birth certificate. Nobody can tell the age of a person by his or her social security number. If this is done, it has to be done with a real birth certificate, passport, or US Consular Report of Birth.

A person could apply for two Delayed Certificates of Birth as described under birth certificates section, in the same name but with different ages. One applicant could be from one state, under 12 years old, to obtain a delayed birth certificate. The second could be from another state, older than 12 years. Then they could use the under 12-year old to get a new social security number. Then use that social security number as the social security number of the older person with the same name.

STRONG NOTE:  I want to remind you that you don't have to have a social security number to live and work in the USA. You can simply use a business EIN number instead, which is the anonymous business equivalent of a SSN.

You can live and work as your own business. As a business, you use your Employer Identification Number instead of a social security number. This is the main reason people seeking to change their identities have problems. They think they can't work if they don't have a new social security number. Read the other chapters about how to live and work under an Employer Identification Number. If you can live and work anonymously, you don't even need new identification. Even if the police were looking for you, you could still live under a Business Name or names and you could hide forever.

The police don't actively hunt you unless you've done something serious like murder or some other major crime.

If the Federal Government wants you, they will hunt you down using every resource available so you can't just start a business using your real identity and not be found. The Feds may find out you started the business and they will check it out. They are excellent at tracking down information. Just remember that loose lips sink ships so if you don't want anybody to know where your ship is or where you are located - DON'T TELL ANYBODY.

If you live and work anonymously, the only potential problem is being stopped police while driving. You don't have to have identification if the police stop you. People are stopped all the time and don't have ID. The police just want the correct information. If the person stopped can give a name, date of birth, address that's on a driver license, they might get by with no problems. They would have to be a close match to the height, weight, age, and eye color on the real driver’s license. If the person pulled over had a state ID and no driver’s license then they would get a ticket for driving without a license.

STRONG RECOMMENDATION:  I suggest you do not need to get a new Social Security Number to establish a new identity and name. It is much simpler and easier to keep your real identity and simply NOT use it. Start a business and work under the Business Name and business EIN, as this is simpler to do and legal to do.

SOCIAL SECURITY NOTE:  You will want to collect social security benefits when you reach age 62 or older. It will be much simpler to do so by keeping your Given Name and identity but simply not using them for any other purpose except perhaps your driver’s license. When the time comes, you can anonymously collect social security benefits under your Given Name. I have done it this way and I do receive social security benefits in my Given Name. I have my monthly social security check sent to one of my business addresses and then I sign the check for deposit to one of my business accounts. You can also have your social security benefits automatically deposited each month to any banking account you choose, including a business account. This is one reason you want to keep your old identity. With the methods in this book, you will operate under a business identity and Business Name, still keep your old identity, and only use it if you choose to.

Stay In Touch With Family And Friends

You can stay in touch with your family or friends without them ever knowing where you are. If they don't know where you are, they can't tell anybody where you are either by accident or on purpose. An easy way of staying in contact is to buy prepaid cell phones. Cell phones can be traced to their location, so never call anyone from where you live. You would want to use this phone as far away as possible from where you live. When near home, keep the cell phone turned off, it’s traceable even when not in use. It is best is to remove the battery and any backup battery until you want to use it again someplace far away from where you live.

NOTE:  You can get an area code for any part of the country and I recommend you get an area code from somewhere other than your local area code.

The authorities are the only ones who can trace cell phone locations so if you were just hiding from a stalker you’d be safe to call from wherever you are.

Driving is good too. You turn the phone on when far from home and then you are a moving target while you have your phone conversation. You could throw the phone away as soon as you hang up the phone. You only go to this extreme if the FED’s are hunting you, a powerful organization, or a rich person willing to spend a lot of money on a shady Private Investigator. Someone able to trace cell phones, there aren’t many. If you’re not on the run from the government, you should be able to keep a separate cell phone you use for those calls only.

A prepaid phone that you can get anonymously would be best. You can choose whatever area code you like when buying a prepaid phone so you could use an area code far from where you are.

Prepaid anonymous cell phones are never linked to your real home or anonymous address. Mail is okay if you use an untraceable mail drop. Do a Google search for "Private Mail Service". You will find many listings for these services.

Take Children With You

If you have children you need to take with you into hiding, the one thing that hurts you is that children must be enrolled in school by law. Even home schooled children must be registered. If you are just hiding from an abusive person or stalker, it should be okay to get the children’s school transcripts from their old school and use them to enroll them in the new school. It might be a good idea to call a school ahead of time and ask if there is way to keep your children’s identity protected. It’s okay to be honest about why you are worried. You could make some test calls on schools you are not interested in and this way you are prepared when you call the school you do want. Unless the person you are hiding from knows to check the exact school district you enrolled them in the children should be safe using their Given Names for school. Other than the school, they will be living under your legally assumed identity with you. You don’t have to worry about taking them to a doctor. It’s not a problem, as all medical records are private. Someone might discover such a record, but only if they knew exactly what doctor to call or which hospital. Children are safe because schools don’t let information go easily. Call a few schools and ask what their policies are. Do they give out information about who is enrolled in their school? You will find they don’t.

Private Schools and Charter Schools may provide a higher level of privacy but it comes at a price.

Your final alternative is Home Schooling for the highest privacy, with some costs involved. For many people, this is the only choice if you want to guarantee a high quality education and you are willing and able to invest your time in your child’s future.

HIGHER EDUCATION ADVICE:  This may shock many, but consider allowing your children to SKIP higher education after graduating high school.

“The cost of a college education has gone up 500% since 1985” … a quote from an ABC news broadcast.

“38% of college graduates work in jobs that do not need a college education” … a quote from that same ABC news broadcast.

“Four of the five richest people in America are college dropouts” … A quote from Forbes Magazine.

The richest man on the planet is a college dropout who failed in two businesses before starting his third business out of his garage with his friend. The company is Microsoft and the two friends are Bill Gates and Paul Allen who is also filthy rich. Successful people keep trying and learn from their failures … they fail but keep trying until they find success!

“Ninety percent of millionaires in the USA are High School Dropouts” … I honestly can’t remember the source for that quote which I crossed paths with somewhere several years ago.

Most high school graduates should never go to college. Often, they have no idea what they want to do, once they graduate. If you have concerns about morals, think of the peer pressure in college involving drugs, binge drinking, and indiscriminate sex. If you have concerns about privacy, know that privacy will be lost until they graduate or drop out. If concerned about money, you, they, or both, will be tens of thousands of dollars poorer or in debt, with no guarantee of a higher paying job.

Instead, teach your children to be self-employed, with privacy, anonymity, common decency, and respect, as successful businesspersons at a young age. Invest a small part of the cost of a college education in their first business while they are still in high school. Encourage and support them while you give them something better to do with their free time. With their business income as the lure to help them buy their own first car, you can keep them from hanging with the wrong crowd, doing drugs, wasting time on video games, etc. Help them move into their own first home or apartment funded by their own income rather than wasting time to go off to college. Make sure they can support you in the style to which you’ve become accustomed in your old age! … Do you think I’m joking?

OK … I’m going to confess … I’m a college dropout!

I’m glad I did not waste more time and money than I did on a college education … worse yet … I’m even proud of it!

Personal Security And Privacy

Your Driver’s License Number, or your Social Security Number guarantee identifying you … So don’t give them out and especially don’t allow photocopies to be taken! You can refuse to do business with anyone or any business who insists on having such sensitive information about you because there is no legal requirement. Vague references to the “Patriot Act” and “9/11) are just that … Vague and NOT a legal requirement.

How to keep your real home address secret has already been discussed.

Date Of Birth (DOB):

Even with a common name, or your protected Business Name is a common one, you can be identified in a commercial database by associating your name, or birth date, with an address.

About your birth date, you rarely have to give it out. If asked for it, just say you don’t give it out because of Identity Theft and Privacy concerns. If further pressed, you can say you are “middle-aged”, “elderly”, etc.

If filling in a form yourself, you can write “legal age”. Another response is a fictitious date. If you feel obligated to give a date of birth, choose one that is easy for you to remember. Why not make yourself a couple of years younger if there is no way for your DOB to be verified?

Social Security Number (SSN):

The Privacy Act of 1974 requires that any federal, state, or local government agency requesting your SSN must tell you four things:

1.  Whether disclosure of your SSN is required or optional

2.  What statute or other authority requires your SSN

3.  How they will use your SSN

4.  What will happen if you do not provide your SSN

If asked for your SSN by a federal, state, or local government agency (including a state university that accepts federal funds), look for the Privacy Act Statement. If it isn’t there, ask to see it before you give your number. Since the subject of this book is privacy, and not tax evasion, I see no problem in providing your SSN to the Internal Revenue Service.

Last Four Digits:

It may sound innocent enough when you are asked for “the last four digits” of your SSN. Cable TV people often ask that question when you order their service (assuming you wisely decline to read off the number of your driver’s license). This 4-digit number can identify you, because nobody else with your same name will also have the same last four digits of the SSN. The easy solution is to have some other four-digit number ready to use, think about this ahead of time. Perhaps it can be a date in history, or the house number where you lived long ago. Of course, the better solution is to work under a protected Business Name that looks like a real person’s name. It would still be wise to use a made-up 4-digit number to use with your protected Business Name.

Driver’s License (DL):

I believe the only time you ever have to produce a driver’s license is when at a car rental agency or when pulled over by law enforcement while driving. For all other occasions, you can use your passport, student ID, or Bank of America Debit Card with photo as legal Photo ID.

Please do all that is legally possible to avoid having your true living address on your driver’s license, just in case someone has a spy inside the DMV. Unless you are wanted by the Feds, I don’t believe there’s a problem when dealing with government agencies.

The private businesses and organizations can be a real pain to deal with. A low-level clerk behind the counter expects you to fill out every part of a form because everyone else does, and it’s “company policy”. So let’s consider some of these private businesses or organizations:

Your Employer’s Demand For Your DL, DOB, and SSN:

Your ideal employer is YOU.

I’ve been self-employed since the age of 23, and I recommend this course of action to everyone (assuming you can live with your three nasty bosses known as Me, Myself, and I).

If self-employment isn’t possible for you, here’s the bad news. When you work for wages, the IRS requires the employer to get your SSN. Often they will ask for it before you’re even hired (so they can check your credit and any criminal record). Tell them you’ll give your SSN if hired for the job. If this is not acceptable, ask yourself … How badly do I want this job? If you take the job, know that your name, address, and SSN must (by law), go into the database for the National Directory of New Hires within twenty calendar days. This applies to every person hired in the United States. You can possibly avoid giving out your protected home address by giving your business address, a relative’s address, a friend’s address, or a ghost address. If you take a job as an employee, your name and any other information you provide will be associated with your employer’s information in the above-mentioned Federal database.

Sometimes, you may be able to work as an independent contractor and thus avoid giving out your Social Security number. Instead, you will give your Business Name and EIN, which is the SSN equivalent for a business

Hospitals And Doctors:

If you qualify for Medicare and wish to use it, you’ll need to provide your true SSN. Other than that, I’m not aware of any law that requires your SSN to be an ID number. Insurance companies can sometimes be persuaded to use another number instead of the SSN.

Passport:

If you don’t already have one, get a US book passport or ID card you can use for identification purposes rather than your DL or SSN, even if you do not intend to travel internationally. You never know when you might suddenly want to cross international borders for a holiday and you will be prepared in advance to do so. Maybe your rich uncle in Germany will pass away leaving you a small fortune?

US passports issued after October 2006 and the new ID card contain an RFID chip, so the precautions mentioned in earlier chapters about RFID apply.

You can find out more information about getting or renewing a passport here:

Apply For A New Passport

You can also get a US Passport Card, which serves the same ID purposes as a regular passport book. It can be used to enter the United States from Canada, Mexico, the Caribbean, and Bermuda at land border crossings or sea ports-of-entry and is more convenient and less expensive than a passport book.

The passport card cannot be used for international travel by air but it is much more convenient to carry, as it is credit card sized. It’s less costly. There is a RFID chip in a passport card so the precautions mentioned in earlier chapters about RFID apply.

For more information, click below:

http://travel.state.gov/passport/ppt_card/ppt_card_3926.html

Cash On Hand:

One essential in preserving privacy is to pay cash at gas stations, grocery stores, etc. You can safely use a protected Business Name debit card for these purposes but cash is king. To be safe, given the state of the economy, you should have a cash reserve to be prepared for the day banks may close, or if a government agency freezes your bank accounts without warning. To do this, you must keep a fair amount of cash that is easily accessible and yet invisible to burglars.

Where should you hide cash?

A burglarproof home isn’t realistic, nor does a security system exist that cannot be bypassed. The typical burglar will be inside your home for less than ten minutes. Your goal should be to keep your cash hidden for longer than that time. A burglar will head straight for your master bedroom. He’ll check your underwear drawer, then your other drawers, and he’ll look under your mattress. If he can find some cash in any of these places, he may just grab it and run. Maybe you leave a small amount there to convince him he found your cash and bait him away from your real hordes of cash. The burglar will next check your refrigerator and your freezer so don’t keep any cash in either place. Instead, if you have a file cabinet, use one or more of the file folders for holding the cash. Title them with obscure names such as “Old Receipts” or “Travel Brochures”.

If you have a library, cut the center out of some boring book you no longer want and put your money inside and mix the book with others in your bookcase. My personal favorite method is to use “can safes” available on the Internet. You store your money in a fake canned good on your kitchen shelves or in your pantry. These methods also work for small items.

For outdoor mildew and rustproof storage, nothing is more safe, negotiable, anonymous, and compact than silver and gold. I prefer silver rounds, but since many might prefer gold, $ 100,000 in gold coins will fit into a coffee can with room to spare.

In case you die in an accident, it may be a nuisance, but consider keeping valuables off the property in private storage. In case of death, a trusted friend or family member, whom you’ve coached earlier, will clean out the unit and dispose of the contents.

For MEDIUM and LARGE storage, a fireproof and lockable file cabinet or heavy-duty fireproof safe is best stored in a secret room. It’s best if your secret room is large enough and fortified to hold one or two people during a crisis. A room such as this provides added security and a place to retreat to if you are at home during a home invasion, burglary, zombie attack, manmade disaster, or nature made disaster. This is also a good place to keep your self-defense arsenal and emergency rations.

Mail Security And Privacy

PROTECT INCOMING MAIL:  I’ve already discussed your choices to deal with how you receive mail in an earlier chapter. Here, I want to make some points about what you don’t want to do with your mail as most people do:

NEVER receive mail at home where anyone could simply open your mailbox and steal your mail. You are risking great financial damages, Identity Theft, and much worse is possible. Every day, more than 100,000 mailboxes have mail stolen from them.

If you walk out and place outgoing mail in a curbside mailbox, you are noticeable in so doing. Then you raise a red flag to tell your mail carrier but you also tell the entire snoopy neighborhood you have outgoing mail. The red flag also tells a passing mail thief you have outgoing mail and invites them to steal the contents of your mailbox. Mail thieves go thru your stolen mail hoping to find checks you’ve written. They wash off the payee and insert themselves as payee, then alter the amount to collect large sums of money when they cash your check. With that single check, a mail thief can order a new set of checks in your name online then write bad checks everywhere. The mail thief can use information found in your mail to steal your identity, then apply for new credit in your name and cause you even more financial harm by ordering online or from catalogs. Worse, you could find yourself arrested for bad checks passed or fraudulent credit card activity done by your ID Thief.

If your mail goes into a locked box, that is better. It is not as safe as both sending and receiving mail anonymously at a P O Box or Private Mail Service that is NOT associated with your living address.

Consider that a curious child, baby-sitter, or a houseguest could view or even open your mail and see private information. This could be financial information in a bank statement, an investment account, bad news from an attorney, or even good news you might want to keep private. Securing your mail so only you can access it avoids these types of issues.

You are at risk for invasion of your privacy by the mail carrier who sees every letter and parcel even if nobody else sees your mail. Anyone who sees how each piece is addressed and return addressed can learn a whole lot about you. It is wise to avoid risks to your privacy from mail carriers, snoopy neighbors, friends, relatives, business associates, etc. You should NEVER put outgoing mail in an unsecured mailbox for the same reasons.

If your mail is intercepted or stolen, payments you thought you made to pay bills are never received. You are now subjected to late fees and penalties as well as any check fraud damages or identity theft damages and costs.

DOES THE USPS PHOTOGRAPH YOUR MAIL?  Thanks to an anonymous USPS insider, the following can be reported:

1.  The front side of an envelope is photographed and a fine color bar code is sprayed on the backside of the letter at the same time.

2.  The photo is next sent to a remote site where a worker keys in a unique bar code for that specific piece of mail.

3.  Next, your letter passes through a machine that reads the light-colored bar code on the backside and sprays a regular bar code on the lower front side of the envelope. If a letter already has a bar code, it will not usually have a photo taken. An example would be mail from a utility company that bypasses this process. Nobody knows for how long the photos are stored.

WHAT HAPPENS TO MAIL RETURNED FOR INSUFFICIENT POSTAGE, WRONG ADDRESS, OR DAMAGES?

These circumstances will cause your letter to go to Atlanta, Saint Paul, or San Francisco. These are the USPS three major mail recovery centers and once your letter goes there, it will be opened and examined.

HOW TO PROTECT OUTGOING MAIL:  The thing to do here is make it appear as normal as possible. A standard size #10 envelope with a laser-printed label is best. A sealed, taped, or noticeably protected envelope calls attention and is a risk for theft but if needed, enclose everything in a slightly smaller #9 envelope then insert that one into a #10 envelope. This can also serve to offset an envelope’s transparency when sprayed with liquid Freon.

IS INCOMING AND OUTGOING MAIL SECURE?  Depends on where it’s from or going to! Some suspicious businesses and individuals have their mail watched. The Patriot Act has lessened the privacy of mail. There are also certain government agencies that watch mail to and from tax haven countries.

Here is a list of countries by region that are listed on various Tax Haven Lists:

Caribbean and West Indies Anguilla:

Antigua and Barbuda

Aruba

Bahamas

Barbados

British Virgin Islands

Cayman Islands

Dominica

Grenada

Montserrat

Netherlands Antilles

St. Kitts and Nevis

St. Lucia

St. Vincent and Grenadines

Turks and Caicos

U.S. Virgin Islands

Central America:

Belize

Costa Rica

Panama

Coast of East Asia:

Hong Kong

Macau

Singapore

Europe and Mediterranean:

Andorra

Channel Islands (Guernsey and Jersey)

Cyprus

Gibraltar

Isle of Man

Ireland

Liechtenstein

Luxembourg

Malta

Monaco

San Marino

Switzerland

Indian Ocean:

Maldives

Mauritius

Seychelles

Middle East:

Bahrain

Jordan

Lebanon

North Atlantic:

Bermuda

Pacific, South Pacific:

Cook Islands

Marshall Islands

Samoa

Nauru

Niue

Tonga

Vanuatu

West Africa:

Liberia

URGENT NOTE:  Do this immediately to protect your mail. Forward your mail to a safe location. When you fill out the mail forwarding application form from the USPS, DO NOT check the box for “Permanent”. If you do so, your name and address will go into the USPS change of address database. This database is sold to the commercial mail list providers and your name and address will end up in an untold number of computers, and there goes your privacy! Instead, mark it “Temporary” and give a date (6 months maximum). When the date arrives, your mail will revert to the old address unless you tell the USPS to stop forwarding mail and then mail will be returned to sender. So fill out the proper USPS form and have them stop forwarding your mail and have it returned to sender. Meanwhile, tell only those parties you wish to of your new protected mailing address.

Buy a quality shredder and shred everything you don’t wish to keep in a locked filing cabinet.

Copy the British and DO NOT use a return address or use a return address that is not your home and protected if you must.

Consider going paperless with your bank accounts, credit cards, etc., then secure your computer so nobody can use it to access your online account information (Computer Security covered next).

Pay your accounts online and avoid mailing a check and the postage costs as well.

NOTE:  The USPS is becoming more restrictive … any parcel weighing more than 13 ounces must be taken to the counter where they will insist on a return address. The day is coming sooner than later when a return address will be required for all mail.

IMPORTANT NOTE:  It is far better to avoid potential for harm and have your mail serviced by an anonymous locked box in a wall of boxes. This can be at a Private Mail Service, an Online Private Mail Service, or use a P O Box with the USPS. There are ways around encryption, but this will stop 99% of hackers and police.

Dangers Of Facial Recognition

Facebook’s and other social media are just plain dangerous. A research team has shown that Facebook has become a worldwide photo identification database. Paired with related research, there is the prospect where ugly people will be able to identify a face in a crowd and know sensitive personal information about that person. The researchers only relied on Facebook’s public profile information and off-the-shelf facial recognition software. They accessed profile information through Facebook’s search engine and matched Facebook to their pictures on anonymous Match.com accounts. Using previous research, they were successful at discovering individuals’ Social Security Numbers. From there, it is just an automated click to your Google profile, LinkedIn work history, credit report, and many other sources of private database information.

The FBI introduced nationwide facial recognition in January of 2012. The system will allow local police to identify unknown subjects in photos. Using a Next-Generation Identification system under development, law enforcement analysts will be able to upload a photo of an unknown person and get from two to 50 mug shots back. This will happen within 15 minutes so the analyst can inspect for potential matches. Large-scale searches could give many false positives.

So what might happen with your picture? The photo from your passport, a travel visa, any government ID, your driver’s license, a website, a dating site, or Facebook photos posted by you or your friends. Believe it when I say your photo is in many known databases and many more unknown databases.

THE FUTURE IN FACIAL RECOGNITION:

The next step is the face-scanning glasses the Brazilian police plan to wear at the 2014 World Cup. A small camera fitted to their glasses will be able to capture 400 facial images a second and send them to a central computer database storing up to 13 million faces. The system can compare biometric data at 46,000 points on a face and will immediately signal any matches to known criminals or people wanted by police.

Soon, this won’t be limited to police. Facebook has the largest collection of identified photographs in the world outside a government, and they are at work on a major photo-tagging project.

YOU MIGHT BE FALSELY TARGETED:

You could receive a letter from a state Dept. of Motor Vehicles telling you to stop driving. Your driver’s license could be revoked by an antiterrorism computerized facial recognition system that scans a database of millions of state driver’s license images. It picks you as a possible fraud because you resemble another driver. In 2012, the facial recognition system picked out more than 1,000 cases that resulted in State Police investigations. Many people so targeted are guilty of nothing more than looking like someone else.

CAN FACIAL RECOGNITION BE DEFEATED?

Face recognition works by measuring the distance from your eyes to another point on your face, such as your hairline, the bottom of your chin, your cheekbones, or the edge of your mouth. This is more difficult to achieve if you do the following:

Wear a baseball cap or other hat

Wear tinted or dark glasses

Have facial hair

Use dark eyeliner

Smile, because a smile in a picture will distort the biometrics. Now you understand why the clerk at the DMV tells you not to smile for the driver’s license photo. So smile anyway, and say, “I can’t help it, I’m happy to get my license renewed.” If you post a picture of yourself anywhere on the Internet, you might consider a picture showing your profile, and thus hiding your key measurements. You could use a photograph where your head is just a small part of the picture and the lack of definition will make precise measurements difficult.

Put glasses on … Don’t take them off. The glare or tint off the lenses can hide your eyes, which are primary biometric points.

Don’t allow your friends or acquaintances to take a picture of you. Tell them, “I don’t have my picture taken”. If someone asks why, say, “it’s none of your business” or “It’s against my faith”.

Computer Security And Privacy

You need to understand that you and the computer you’re using right now has a specific digital fingerprint. The information included in that fingerprint includes many things from the make of processor your computer uses, to the printer connected to it. Individually, these things might not be enough to absolutely connect you to the computer.

For example, many people in the world who use the same make and model computer as you. However, the number of people who use the same computer, same processor, and same hard drive is significantly less. When you add enough variables such as the model of your mouse and keyboard, or the web browser or other software you use, it becomes easy to distinguish your computer from all the others. When you do something on a computer that connects you to it, like order something engraved with your name from Amazon, the metadata stored by the government has a link between you and your computer.

With this in mind, it’s important to realize that the advice I’m recommending can only go so far. You might install military level encryption on your mobile phone or device (one of my recommendations lets you do just that), but if you order a pizza delivered to your house, you’re leaving a digital trail. There are plenty of tools to help you be safely outside the watchful eye of Big Brother.

You no longer need a desktop computer for computing power. Therefore, I recommend you only use laptop computers because they are so much easier to control, move, hide, or bring with you. I’m not even going to discuss desktop computers that are fixed in their location, hardwired to a printer, and too big or awkward for you to move, hide, or securely lock away.

The precautions in this chapter for laptops, applies to all computers, tablets, smart TV’s, or other smart electronics that access the Internet.

You can take all the precautions there are but should never be lulled into thinking the data on your laptop is secure. While I will discuss the Internet, email, and encryption, the safest approach is a laptop that’s never connected to anything outside itself and only used by one person. I realize that is not realistic in today’s world so please read on

Let’s assume you have some files or folders you wish to keep private. These files might be personal letters, business secrets, the manuscript for your latest book, a confidential list of names and addresses, photos, etc.

Here are some scenarios showing how access to private files happens:

A burglar breaks into your home and steals your laptop then sells it to a fence, who sells it to … Who knows! Anyone with your laptop can access your private stuff.

Law enforcement gets a search warrant based on a false complaint against you and seizes your laptop. You may never be arrested, or the charges dropped, or much later, you are found innocent. Nevertheless, they will have accessed your laptop, cloned the hard drive to keep even if your laptop is ordered returned to you. They will access your private files, folders, and emails using specialized software. Fingerprint readers, eye scanners, etc., are not going to protect your private stuff. However, encryption CAN protect your private files.

A Private Investigator who parks his van down the street or a snoopy neighbor can watch the “Van Eck” emissions from your screen. They will legally see everything that appears on your screen.

A Federal Agency targets you for questionable reasons and does not have the real evidence to get a search warrant. Instead, they do a Sneak & Peak entry into your home and will check or clone the hard drive on your laptop. Before leaving, they will install a keylogger on your laptop, which records every keystroke you make, including passwords. Probably, bugs will be left on your phone and elsewhere. You will never be wise to this invasion.

An untrustworthy spouse, girlfriend, relative, neighborhood snoop, local bad person, or a private investigator, installs a keylogger on your laptop during a birthday party for your child.

A family member, a neighbors teenaged child, or your best friend, decides it is OK to invade your personal files.

There are many more scenarios where your private computer stuff could fall into the wrong hands.

RECOMMENDED UMBRELLA PROTECTION

Protect Your Location And Your Name:

Disappear as a person and live under the cover of your protected Business Name and Business Identity. If nobody except select people you trust knows your Given Name or where your home is, then law enforcement, federal agencies, private investigators, snoopy people in general, and untrusted people, cannot find your home. None of them will be able to confiscate, steal, alter, or add to your laptop computer because they don’t know where you live. Your phone, Internet connection, utilities, cable TV, etc., will all be in a protected Business Names not traceable to you personally. The home itself, rather owned or rented, will be under a protected Businesses Name. You won’t function as a person or under your Given Name. You will instead be a respected, successful, private, and protected Business Owner.

Do You Need file encryption software?

Most people assume encryption is beyond a normal human’s realm, too much trouble, or too costly. Those assumptions are all false. There is Freeware that after a short setup of creating a new storage locker, accessing files and folders is easy. There is no noticeable slowdown when accessing your data. You can even take all your files with you by transferring your locker to an encrypted USB pen drive that can be used on any computer without the original software.

Private information can be embarrassing if released to the public, therefore the word “private”. In addition, losing personal information to the wrong person (stolen laptop), could result in identity theft. That would be worrisome and stressful, none of it necessary because it’s possible to protect your sensitive data.

Data encryption means you’ve essentially shredded it. No one can read it. With computing power, we can “unshred” our data back to its original state. We can use, revise, add to it, and shred again. You can do it as many times as you like. Unlike paper, your shredded data can’t be pieced together, at least not without knowing the proper key or password.

NOTE ON ENCRYPTION PASSWORDS:  If you encrypt files with a password, understand that computer forensic experts use password-cracking programs that can find any real word in any language. DO NOT store your passwords in your wallet, purse, or on an index card taped to the bottom of a desk drawer.

Be careful about password-hint alternatives on Web sites. Make sure the hint is not a giveaway to anyone who knows you well. For example, if the question is about your pet’s name, use a different name and memorize it. Never use a real word by itself. Instead, use a KEY PHRASE where you type the first letter of each word, followed by a word at the end. Eight digits should be your minimum and twelve is better.

KEY PHRASE PASSWORD EXAMPLE:  The phrase “I Love To Eat Red Fruit At Night” translates to “ilterfan.” Next, capitalize the second letter or the fifth. We now have iLterfan. Add a four-digit number, perhaps some keyboard pattern such as “7410” to arrive at “iLterfan7410”.

Memorize your Key Phrase Password.

There are many encryption software programs out there and you can spend some serious coin. However, to take my advice for a superior and Freeware encryption product, click below to checkout TRUECRYPT:

http://www.truecrypt.org/downloads

What About Internet Security?

For peace of mind whenever you access the Internet, and regardless if you're at home, at work, or on the run, how do you make the Internet private? Can you remove viruses, malware, and ad-trackers? Can you encrypt your Internet traffic? The short answer is “YES” and if you would care to take my recommendation for a superior and Freeware Internet solution, checkout SPOTFLUX by clicking below:

http://www.spotflux.com/

You of course want to run antivirus software and you should avoid or delete any free trial that may have come with your laptop. The paid antivirus providers such as Norton or MacAfee will invade and eventually slow down or take over your computer … I’m not kidding!

Run a free antivirus / antimalware software such as AVG, Avast, or Malwarebytes. Don’t pay for the upgraded versions of these as that is not needed. You should only run one antivirus / antimalware program or there will be conflicts that can cause severe problems on your computer. You should only download software from a secure website such as CNET. My personal favorite is Malwarebytes. Click below for more information:

MalewareBytes

Run a free Antispyware program such as Spybot - Search and Destroy … This program can seek and destroy malicious spyware on your computer:

Spybot - Search & Destroy

NEW LAPTOP NOTE:  When you purchase a new laptop, the manufacturer will have loaded it with all kinds of free software and free trials. This is commonly referred to as “bloatware”. The manufacturer is able to sell you the computer at a reduced price because software providers pay the manufacturers to load their software on new computers. All of this bloatware will invade and slow down your computer until it becomes too slow to use. Have you ever noticed that a new computer is never again as fast as the first time you used it and it gets slower over time. Bloatware is part of the problem.

NEW LAPTOP RECOMMENDATION:  I recommend you take a new laptop and have a clean install of your operating system and software done without all the bloatware … Before you even use it!

Please keep in mind that computer security is a rapidly changing field. Therefore, any software recommendations I’ve given, might not be good choices as time goes by. Check for better software online every few months to see what the latest developments are for software protection against the latest types of threats.

LAPTOP SECURITY LEVELS - IN DESCENDING ORDER

Level One Laptop:

A laptop used by yourself and never shared with anyone else (even your spouse and children). This laptop is NEVER connected to the Internet and has wireless connections disabled. Of course, it is NEVER used for email. You bought the laptop under a protected Business Name and paid for it anonymously with a protected Business Debit Card or preferably Paid Cash. There is no association of this laptop with you personally or even to your business.

You should “password protect” this computer to prevent casual intrusion (any sharp computer person worth his salt can get around this). Protection against forgetting a password could be to use a KEY PHRASE PASSWORD (above). Another choice is a laptop with fingerprint reader or devices found at the link below. While convenient, these are expensive choices. These readers convert your print into a unique digital string that becomes your password. Just don’t lose that important finger!

http://www.digitalpersona.com/Fingerprint-Biometrics/Fingerprint-Readers/Fingerprint-Readers/

All of your personal and important files and folders used on your Level One Laptop are kept separate. You keep them on an encrypted Primary USB Pen Drive secured with a memorized KEY PHRASE PASSWORD (above). You keep your Primary USB Pen Drive on your person or safely secured. You do this with the freeware TRUECRYPT (link below) or similar encryption software.

http://www.truecrypt.org/downloads

Lock this “most important laptop” away when not using, bring out only as needed, and lock it away again.

Your Primary USB Pen Drive is locked away in a different location from your Primary Level One Laptop or kept on your person.

This computer will be available and function, no matter what may come. Preferably, it will be a newer model from a reputable maker. I recommend you install a Solid State Drive (SSD), which is far less prone to failure because there are no moving parts. A SSD consumes less power, and helps your laptop run cooler, which extends life expectancy. The price of SSD’s has come down to reasonable price levels in the past year as they have become more commonly used. Regardless, a primary use and a backup laptop is desirable so read on …

Level Two Laptop:

A “clean laptop” used for Internet, primary use, and travel away from home. Nearly a million laptops are stolen each year so it is sensible to take special precautions when you travel or commute. Many laptops are lost by accident by leaving them in a restaurant or a taxi. Many disappear from hotel rooms, or when the owner sets the laptop down for “just a moment”. Laptops vanish at the far end of airport scanning machines, or with luggage if you don’t carry it with you aboard your plane.

RECOMMENDATION:  I suggest getting a compact and lightweight laptop for your Level Two and “clean” laptop. This way, you can always keep your svelte laptop with you rather than having to leave it unattended in a hotel room or elsewhere. You might get along without a second laptop if you never or rarely travel, or you could follow the Alternate Recommendation below.

I prefer a BIG 17 inch power laptop for home use. When I need computing power on the go, I take along a 13.3 inch clean laptop that is only 2.5 pounds. This laptop still has a full-size keyboard, and is a trim 1/2 inch thick … I’m seriously “in lust” with that gadget!

ALTERNATE RECOMMENDATIONS:  An alternative to a clean laptop for travel could be a tablet. The 7-inch tablets are substantially under a pound! This can be just fine as long as you don’t need to do much typing that would want a keyboard. You could get a Bluetooth wireless keyboard to carry with your tablet.

I usually carry a Kindle Fire HD 8.9 that only weighs 1.25 pounds (hidden away in my “old fashioned” Day-Timer). If I need more computing power, then I take my featherweight clean laptop. Sometimes, I take both. I’m seriously “in lust” with both gadgets. They are both useful to me for different reasons. At home for my daily use Level Two Laptop, I prefer a BIG 17” laptop that weighs about 8 pounds (bigger screens are easier on older eyes).

ULTIMATE RECOMMENDATION:  If you can afford it, for maximum benefits, DO BOTH as I have. Get a compact and lightweight laptop to take with you and a tablet too. Heck, you can get a “convertible laptop”, that’s BOTH.

Level Three Laptop or Desktop:

Any other computer that’s as unprotected as most people’s computers are! Don’t continue to use that unprotected or unsafe computer, or the day may come when you regret it!

Get rid of all desktop computers and destroy the hard drives beyond recovery. Any old hammer will do to smash the drive into small pieces, toss the hard drive into a hot fire, or wipe it with a powerful magnet.

If you wish to keep a Desktop computer at home, perhaps for a bigger screen, or because you can’t afford another laptop, then secure it too. Turn that Desktop machine into a Level Two machine as noted in Level Two Laptop … Above.

Turn any other laptop you own into a Backup Level One or Backup Level Two Laptop:

Other laptops you own should preferably become a Backup Level One or Backup Level Two Laptop if you prefer. You do this by destroying the old hard drive and replacing it with a new hard drive and a fresh install of your software. Keep a Backup Level One Laptop securely locked away in a different location from your Primary Level One Laptop. You can share the Encrypted USB Pen Drive you keep in yet another secure location.

Don’t even think about recycling this laptop into a Level One or Level Two device unless you destroy and replace the hard drive. This is because reformatting a hard drive will NOT overwrite files or erase files that are Still There! If you turn a laptop into a Backup Level Two by replacing the hard drive, then you can leave it out to use and have as a second DECOY. You could also hide it away if you like. Ideally, each family member should have his or her own Level Two laptop that nobody else uses.

Backup USB Pen Drive:

While USB Pen Drives have no moving parts, and models from reputable makers are reliable, no electronic device is immune to failure, mechanical damage, or the human failures of “lost” or “misplaced”.

Backup Cloud Storage:

Another place where you can store information is online and have it available to any computer anywhere in the world with Internet access, is a “Cloud Drive” or “Cloud Storage”. This is a rapidly expanding arena and there are many providers including Microsoft, Google, Amazon, and the list goes on. There are even some free Cloud Storage options. One advantage of Cloud Storage is that you don’t have to physically hide or secure a Pen Drive or other storage device … Your files are hidden by the Cloud Storage provider. Amazon.com gives you 5 gigabytes of storage just for having an Amazon account. I received an addition 20 gigabytes of storage from Amazon when I purchased a Kindle device. Amazon wants you to store your books, music, magazines, etc. with them. This type of storage is convenient but inherently insecure and your files are not in your possession once they are stored “in the cloud’. One way to make this type of storage secure is to use a provider that provides encryption of your files but that can be expensive. The inexpensive option is to use TRUECRYPT encryption freeware to encrypt your Cloud Drive like recommended for a secure pen drive. I recommended TRUECRYPT earlier, and you can use this software to protect your Primary and Backup USB Pen Drives. Encrypted Cloud Storage could even become your primary storage. Pen Drives would then be utilized for backup storage in case something happens to your Primary Cloud Storage.

Here’s the link for TRUECRYPT (again):

http://www.truecrypt.org/downloads

STRONG RECOMMENDATION:  Do a backup of your Encrypted Primary USB Pen Drive or encrypted cloud drive at frequency intervals that make sense for your use of your personal and private files. Back these files up to another Encrypted Pen Drive, perhaps a third, or to secondary encrypted Cloud Storage. Store your Backup Encrypted USB Pen Drives in a different location from the Primary. If important stuff is on there, consider getting a fireproof lockbox or safe for hidden storage. You could keep your Backup in a Safety Deposit Box, or some other off-premises and secure location.

Family Laptops, Student Laptops, Shared Laptops, Etc.:

I’m against it! Get a separate Level Two laptop for each family member. This removes the temptation to use someone else’s laptop. You would not want someone using yours … Would you? You don’t share laptops because everyone is entitled to his or her privacy. You will never have the issue of figuring out who caused a computer problem on a shared computer … with only one user for each computer, it is easy to assign blame. Encryption can guarantee individual privacy, even between family members. If money restricts this separation, then a shared computer could have separate encryption for each family member or each could have his or her own encrypted USB pen drive.

YOUR INTERNET SERVICE PROVIDER:  When you sign-up for Internet service, your personal security and privacy can be compromised. At the government’s request, an Internet Service Provider (ISP) must provide, without advance notice to you, the following information about your account:

1.  The name given, and the address where bills are sent

2.  Records of all Internet sessions, including session dates, times, and duration

3.  The telephone number given and other account identifying number(s), such as any Internet or Network addresses assigned

4.  The source of payments, including any credit card or bank account numbers

5.  The content of and other records about your electronic mail messages, including attachments

Can you get by with a False Name or a Protected Business Name, a Protected P O Box address, and pay the bills by money order or payment from a Protected Bank Account?

Yes … but if the government ever decides to go after you, the ISP will be forced to give up the source of your Internet connection … your service address! An over-the-air ISP can make you more anonymous because. Using someone else’s Internet connection via WIFI is another possibility.

I live on a boat and can use the Marina’s Internet via WIFI so it is NOT traceable to my boat or me. I’ve used an over-the-air ISP that was two miles from my actual location. I currently have Comcast internet but in a protected Business Name so it is not traceable to me personally.

RECOMMENDATION:  Use a Protected Business Name, Protected Business Address, and pay online, by Check or Debit Card from a Protected Business Account in the Protected Business Name. All legal, as you will just be a respectable businessperson doing business as any business would. As long as you are not wanted by a government agency, you should be fine

INTERNET EMAIL SCAMS:

Internet scams happen all the time (I get one or three each month).

Here’s an example:

1.  You receive an unsolicited email containing a link to a seemingly innocent site such as a great place to buy products at a huge discount.

2.  If you click on the link, a file transfer from a site in Nigeria is opened in the background. Files with child pornography are secretly downloaded to your computer. Perhaps the scammers use a malicious Java application that uses reverse tunneling to bypass your firewall.

3.  A couple of days later, you receive an email threat. It accuses you of downloading child pornography and tells you how to find these illegal porn files on your computer. You are directed to provide a valid credit card name, expiration date, and billing address for protection from future occurrences, or the evidence will be presented to law enforcement or your employer.

Other scams, involve you winning an obscure lottery overseas, your email address being randomly selected for a prize. They want you to open a link or click on a link to provide your contact information. You are directed to send your information to a return email address so you can collect your prize or winnings. You can usually Google such scams to discover there have been victims and there will usually be alerts about the scams.

STRONG RECOMMENDATION:  Never! … Ever! … Open an incoming attachment or click on a link in an unsolicited email from an unknown source. Only open or click if it is from someone you know and you are expecting it.

Here is a website that discusses the top 10 Internet email scams:

The Top 10 Internet/Email Scams

Data Security

July 5, 2014 … Russian hackers stole 1.2 billion usernames and passwords.

What if one or more of your login credentials were part of that 1.2 billion?

What if your login usernames and passwords are part of the next theft?

Some of the press coverage said that the theft doesn't matter but that is quite wrong. This kind of identity theft could hurt you a lot if you use the same username and password for multiple accounts like Amazon, online banking, PayPal, etc. Not only can your identity be stolen … The financial devastation you suffer could be HUGE!

October 2014 … Bank Of America issued NEW Photo ID Debit Cards to clients:  I only know about this security breach because I was issued a new debit card because of an undisclosed Security Breach. I’m one of the people whose identity and personal account was breached. My old debit card was automatically disabled and Bank of America sent me a new one in the mail with a new 16-digit number and security code. This was done without advance notice or warning! One day the new debit card showed up and I was advised to destroy the old one. Bank of America refused to disclose any details about the Security Breach when I spoke to a branch manager and made a phone call to inquire. I was informed that it was just a precautionary measure. Neither would B of A officials disclose how widespread the breach was!

These are just two recent examples of the ever-increasing Security Breaches that are happening globally.

SKIMMING:  Skimming involves the capture and recording of card magnetic stripe data using an external device, which is sometimes installed on a merchant,’s Point of Sale System (POS). Skimming can also involve a dishonest employee utilizing an external device to collect the card magnetic stripe data. The data is then used to create counterfeit credit and debit cards.

How is Scimming done?

Restaurants and bars are common scenes for skimming because the perpetrator has physical possession of the victim’s credit card. In this situation, the perpetrator often uses a device so small it can fit in the palm of your hand to read and store data encoded in the magnetic stripe on the back of the victim’s credit card. The perpetrator may also use a small keypad device to record the three or four-digit security code printed in the signature box.

Skimming can also involve PIN-debit transactions. In some cases, the perpetrator places a device over the card slot on an ATM to read the magnetic stripe as cardholders pass their cards through it. These devices are often used in conjunction with pinhole cameras to record the cardholder’s unique personal identification number (PIN).

Skimming may involve tampering with vulnerable Point-of-Sale terminals and PIN-pad equipment. Typically, a perpetrator inserts a device into the terminal or PIN-pad at the merchant location, then uses it to collect credit card and PIN data.

The petroleum industry experiences a high instance of skimming. Perpetrators take advantage of widespread pay-at-the-pump devices, often targeting high-volume locations to access the pump’s card reader technology without detection. In a matter of minutes, a skimmer attaches a device that records data encoded on the card’s magnetic stripe. Pinhole cameras are sometimes used to record the cardholder’s PIN while the device is capturing card data.

PHYSICAL BREACH:  A physical breach involves the physical theft of documents or equipment containing cardholder account data such as cardholder receipts, files, PCs, Point-of-Sale terminals. 
Follow these steps to help protect your business from a physical breach: 
Track technology inventory

ELECTRONIC BREACH:  An electronic breach is the un-authorized access or deliberate attack on a system or network environment (at a business or its third party processor) where cardholder data is processed, stored, or transmitted. This can be the result of acquiring access, via Web servers or Web sites, to a system’s vulnerabilities through application-level attacks.

Here’s some help to protect your important usernames and passwords:

First and foremost, never allow your plastic to leave your sight … For this reason alone, I always pay restaurants by cash.

RoboForm: An encrypted password reminder and form filler and is a plugin for most major browsers. It is also an app for most smartphones. RoboForm allows you to have 300+ DIFFERENT username and password combinations to all the different sites for which you have logins. If any are hacked, the hackers only get access to that one site … NOT the rest of your sites.

You can set it up so that it synchronizes between your computer, your spouse’s computer, and both of your smartphones. If a truck runs you down, your spouse can still get access to everything.

To learn more, and for a free trial:

RoboForm

LOK-IT Secure Flash Drive:  This is straight out of a Mission Impossible mission. LOK-IT is a USB flash drive that has built in military level encryption, a digital keypad, and a self-destruct feature if the wrong password is entered too many times. Just plug it in, enter your pin number, LOK-IT unlocks and activates a green LED to show it is ready to go, and insert it into any USB port on any device. Devices could be a computer, laptop, tablet, SuperPhone, Smart TV, etc. With no software, LOK-IT is immune to keyboard loggers and eliminates a path that malware could use to infect your computer.

I have a LOK-IT with me most of the time that has important documents on it that I might need in a hurry from a location that is not home and I don’t have my laptop with me.

As an Author, my manuscripts, book covers, and research are quite important to me. I keep a secure backup handy on an LOK-IT. My ultimate backup is also a LOK-IT, locked away in safe deposit box, along with my last will and testament.

They are not as cheap as a regular flash drive, but they are quite useful.

You can find a LOK-IT Here:

LOK-IT Secure Flash Drive

StrongVPN:  A virtual private network that allows you to do secure browsing in non-secure locations like coffee shops and free Wi-Fi hotspots.

StrongVPN

Telephone, Voice Over Internet Phone (VOIP), Cell Phone, And Superphone

All cell phones not only track you, the Superphones have GPS as well as Internet access and can be much more dangerous than a computer to your personal security and privacy.

All the privacy concerns and dangers listed in the previous chapter about computers apply to the Superphone that most carry today. There is the added risk of location tracking by Cell Tower Triangulation and GPS tracking that can pinpoint your location within a few feet.

Here are your security levels with these communication devices from most secure to least secure in descending order:

Level One:

Don’t own a cell phone so there is no number to give out to people and No Tracking Ever! There is no over-the-air communication, which is easily monitored.

Use a VOIP phone (MagicJack) at home, registered in a Fake Name or Protected Business Name, on a Level Two protected and secure computer. It is best to use a wired phone plugged into the MagicJack rather than a cordless phone because the cordless phone is over-the-air and anyone can be listening. Since you already have a computer with an Internet connection and it is protected, the VOIP phone working through that computer poses no added security risk as long as you DO NOT plug a cordless over-the-air telephone into the VOIP’s box that is linked to the Internet. Always use a corded phone for maximum security.

RECOMMENDATION:  For VOIP, I like the Magic Jack or the recently introduced MagicJack Plus and MagicJack Go that can work with or without a computer, but an Internet connection is still needed. Bought retail for cash so no personal information is given out. Register to a fake name (I use David, David … So it looks like I made a mistake and repeated my first name in the last name box). Maybe NOT registered for 911 calls to your living address. This is so your living address does not end up in a whole bunch of databases even if it is attached to a fake name. You could use a neighbor’s address for 911 emergencies, so the police or fire department would arrive near to the correct address in an emergency.

Level Two:

A basic Prepaid Cell Phone (with any backup battery disabled) and kept turned off in your auto with the battery removed. This cell phone is for emergency use only or for occasional use while traveling and never used at home except in a dire emergency. Register to a fake name or protected Business Name so it is not traceable to you personally. You insert the battery and turn this phone on only as needed and only when miles from your home. You turn it back off and remove the battery as soon as you finish using it.

I buy the prepaid cell phone locally and anonymously for cash. Don’t give the number to anyone.

WARNING:  If you forget to turn the Cell Phone off, remove the battery, and travel home with it on or the battery in … You’ve been tracked!

Use a VOIP phone (MagicJack) at home, registered in a Fake Name or Protected Business Name, on a Level Two protected computer. This is preferred to the Prepaid Cell Phone because the Cell Phone can track your location. See VOIP information and IMPORTANT NOTE under Level Two about VOIP.

I’m currently at Level Two but would have no great issue with getting rid of the basic prepaid cell phone and becoming Level One. I rarely use the prepaid cell phone and then only when traveling in my car. I could survive fine without the prepaid cell phone. It’s nice to have for an emergency and backup.

Level Three:

TRY TO AVOID THIS LEVEL!

A Basic Cell Phone without an imbedded battery so you can remove it and with any backup battery disabled or removed. You require much airtime away from home. You use this cell phone for travel and when away from home. You turn it off long before you arrive back home and remove the battery. Bought locally for cash and registered to a protected Business Name and Protected Address. You turn it off long before you arrive back home and use VOIP at home. Don’t give the number to anyone except your trusted inner circle or to nobody.

WARNING:  If you forget to turn the Cell Phone off, remove the battery, and travel home with it on … You’ve been tracked!

Use a VOIP phone (MagicJack) at home, registered in a Fake Name or Protected Business Name, on a Level Two protected and secure computer. Don’t use a Cell Phone because the Cell Phone can track your location. See VOIP information and IMPORTANT NOTE under Level Two about VOIP.

Level Four:

AVOID THIS LEVEL!

A Superphone without an imbedded battery so you can remove it and with any backup battery disabled or removed. You only go here because you need the Superphone functions for business purposes, maybe you travel a lot, or away from home a lot. You turn it off long before you arrive back home and remove the battery. Bought locally for cash and registered to a protected Business Name and Protected Address. Don’t give the number to anyone except your trusted inner circle or to nobody.

WARNING:  If you forget to turn the Cell Phone off, remove the battery, and travel home with it on or the battery in … You’ve been tracked.

Use a VOIP phone (MagicJack) at home, registered in a Fake Name or Protected Business Name, on a Level Two protected and secure computer rather than the Superphone because the Superphone can track your location. See VOIP information and IMPORTANT NOTE under Level Two about VOIP.

Level Five:

BE AS UNSECURE AND UNPROTECTED AS THE AVERAGE JOE AND DON’T EVEN BOTHER TO PROTECT YOUR HOME WHILE YOU ARE AT IT. YOU ARE ONLY AS GOOD AS YOUR WEAKEST LINK AND THE SUPERPHONE OR ANY CELL PHONE YOU USE AT HOME IS BY FAR YOUR WEAKEST LINK!

You might as well have a hardwired Landline Telephone too if you choose to live at this level (expensive and registered to your home address).

What is a basic Cell Phone?

It’s a “no-frills” cell phone defined more by what it does not have than has. There’s no camera, 3G or 4G radio, WIFI, Bluetooth, memory storage, music player, or apps. It can’t even send text messages. It’s a generic quad-band GSM cell phone offering nothing more than unprotected over-the-air voice communication.

Best Practices for General Cell Phone Security

Cell phones are small, easily misplaced, lost, or stolen. Someone knowledgeable easily compromises the best-secured cell phone. They may want your data or use your cell phone to incur a large roaming bill in your name.

Be aware of the risks of “Social Engineering”. If you are making a phone call that involves sensitive information, for example, a credit card number, be sure no one can overhear you and use the information fraudulently or commit identity theft.

Contact your cell phone provider as soon as your cell phone is lost or you think it’s been hacked. At a minimum, if your cell phone is lost or stolen you’ll want to stop service immediately before the thief can run up a big bill.

Password protect your phone. Use a strong password (minimum of 8 characters, with a mixture of numbers, symbols, uppercase, and lowercase letters). This prevents most casual thieves from stealing your info, but 95% of people don’t do this. If a cop asks for your phone, you are not obligated to give the password. For smartphones, apps like Lookout can be programmed to back up your data and help you find a lost phone.

Turn off Bluetooth, unless you need it. Disabling the Bluetooth service will significantly decrease a hacker’s opportunity to hack into your phone.

Get and install antivirus software, if it’s available for your model, and keep it updated. New malware is created every day, so it’s important to have antivirus software on your cell phone.

Don’t accept files and text messages from individuals you do not know. You wouldn’t download an attachment to an email you received from a stranger to your desktop or laptop computer. For the same reason you want to be careful about opening unsolicited files and text messages on your cell phone.

Get and install encryption software for your cell phone, if available. GadgetTrak offers a service that will encrypt your data and back it up in the cloud. There are ways around encryption, but this will stop 99% of hackers and police.

What if the police or criminals steal your phone and go to work hacking into it and getting your passwords, financial information, and recent whereabouts? Just use GadgetTrak, SeekDroid, or Webroot to remotely wipe your phone’s data. This can be done from your home computer.

FINAL SAFETY AND SECURITY NOTE:  Never say anything over any communication device that you would not want published in tomorrow’s local newspaper. If something embarrassing or private needs to be securely communicated … Use Encrypted Email (next chapter), or meet face-to-face at a safe location. Intelligence agencies and many law enforcement agencies, educate their people to “never use a telephone or cell phone if a face-to-face meeting is possible” … NEVER! Do you remember when Obama was elected President? … The Secret Service took his Blackberry away before he was sworn in as President!

Hide Your Digital Trail:

That is Easy … just do everything in the previous two chapters … “Computer Security And Privacy” and “Telephone, Voice Over Internet Phone (VOIP), Cell Phone, And Superphone”. Your laptops will be secure, protected, and encrypted. Important and private files will be securely encrypted and stored in a separate secure location from your laptops. You will have secure and encrypted backups. You will have a decoy and clean computer, protected for everyday and travel use. Your Internet browsing will be protected, secure, and private.

If you have a tablet or Superphone, then make it private. Start by registering these devices to a Protected Business Name or a Fake Name that is NOT traceable to your Given Name or your home address.

How do you make your email private?

This is difficult because email has many sides. There’s a sender, a receiver, and maybe multiple receivers for every email. There’s also the email provider for each party to an email. You can’t control what other people do with email you send, let alone what ALL of your email friends do with email both sent and received. You don’t control the email provider either.

RECOMMENDATION:  My advice is simple. Keep your emails respectable, responsible, and safe to the point that if anyone were to read any email you send, you would not be embarrassed or placed in any jeopardy. To put it another way, assume your email is read by your worst nemesis and CYA (Cover Your Assets). For those occasions when you need an email to be secure and even self-destruct, read on …

SEND PRIVATE INFORMATION BY EMAIL:

Go to www.thismessagewillselfdestruct.com

Enter a message in the box on the left

Enter a password. (optional, but recommended). Something simple like the first name of the recipient, or P O Box number.

Send a clue about a password to the recipient in advance

Check the box where you accept the Terms of Service

Click on the button “Save This Message”

A URL will show up

Click on the small icon at the end of the URL

It will say “COPY”

You can send a test email to yourself:

In the body, hit “Control + C” to paste the URL in the message

Send it

When the email arrives, click on the URL

Enter the password

Read your test message

When you leave the page … The message disappears!

NOTE:  To be anonymous, send all encrypted email from a public computer far from home (library or Internet café). Never write a secret message using Microsoft Word, because there is imbedded “metadata” about the document’s author.

Disappear From The Web

Sometimes the best solution is the easiest one. Google is the standard when it comes to finding practically everything on the Internet. However, there’s a website offering similar search capabilities but you don’t have to sacrifice your online privacy when using it. That website is:

www.duckduckgo.com

When you first go to the site, you notice that it looks similar to its Google counterpart. The search results will be similar to Google and other popular websites. However, there’s one big difference, which is that DuckDuckGo never records any of your personal information or activity.

Google and the other web browsers track browsing history and use it to compile profiles on their users (as well as provide a way for the government to record metadata of users). DuckDuckGo doesn’t store anything. It’s a lot like other privacy and encryption programs that place privacy at the top of their priority list.

Besides providing users with a platform to perform searches, DuckDuckGo doesn’t go any deeper than that. In fact, because of their refusal to gather the personal information of their users, their search results are the same for everyone. With Google, search results are modified based on a number of factors such as previous search results and location. DuckDuckGo’s responses depend solely on the terms being searched. If the government should show up at DuckDuckGo’s corporate offices demanding to see the search results of you or another American, you can rest easy knowing they’ve hit a dead end.

The real beauty of this Internet search solution is that you can use it anywhere. You don’t have to bring anything with you, and you don’t have to install any software onto any computer you’re using. If you want to stop in at the local library to check look something up, you can use DuckDuckGo and know that your quick search isn’t stored in some government database in Utah. You also know that marketers in Google or Yahoo aren’t figuring out the next product to put in your ad sidebar based on your last search query.

Check it out:

www.DuckDuckGo.com

Are you tired of embarrassing things showing up or private information being revealed whenever someone Googles your given name? Maybe you don’t want everyone knowing where you live. Perhaps you just don't like the fact that the internet makes you easy to find and discover information about you. You might want to consider removing your history from the web.

If you have used the processes in this book to create a new name and business identity, you might still want to make your given name disappear from the web. You would do this to avoid any possible linkage to your new name and identity.

For famous (or infamous) individuals, disappearing from the web is probably impossible, but for the average person it's not difficult to delete yourself entirely. It just depends on much info is already out there.

Step 1: Delete Your Social Network Accounts

Chances are the first results that pop up on a Google search of your name are your social network profiles. This includes things like Facebook, Twitter, LinkedIn, Google+, and anywhere you use your given name. If you just want to remove search results, set your profiles to private, skip this step, and move on to the next step. This isn't a perfect solution, but if you want to keep your social networks, it will at least pull the results off the search engines. Here's how to delete your accounts on the big social networks:

Facebook:  To delete your Facebook profile, go to this link while you're logged in:

Delete Your Facebook Profile

Click the "Delete My Account" button, and you're done. The process might take up to 14 days before your profile is completely gone. Doing it this way deletes all of your data, and it cannot be reactivated. Some messages might still show up, but anything you've been tagged in will have your name removed (although the pictures themselves will remain). If you want those pictures removed, report that you didn't give permission for that photo under the intellectual property tag on Facebook, or contact your friend directly and ask them to remove it.

Twitter:  To delete your Twitter account, head to your account settings page, and click "Deactivate my account" at the bottom. Your account is deleted completely, but it will take a few weeks before results stop showing up in searches.

LinkedIn:  To delete your LinkedIn account, head to your settings page, click the "Account" icon, then the "close your account" link.

Google+:  Google+ is a bit tricky because it's tied to your entire Google account. If you want to go ahead and close everything including email, calendars, and whatever else, sign into your primary Google Account homepage, and chose "Close account and delete all services and info associated with it." This will get rid of everything from Gmail to Google Checkout. If you only need to ditch the Google+ account, follow this link and select "Delete Google+ content." This will remove your profile from Google+, but keep any other Google services you have.

You'll want to follow the above steps for any other social networks you use, forum accounts you have, or other sites you registered under your real name (this might include Yelp, Amazon, Quora, etc.). If you have trouble remembering all your accounts, Account Killer has a huge list that includes direct links for deleting your profile from over 500 different sites. Your Google search for your name in the first step should also provide a guide to places you used your real name to create an account.

Step 2: Remove Unwanted Search Results

An online reputation management company like InternetReputation.com can help you remove unwanted search results. After you delete your social profiles, content is likely still floating around the web that you will want to get rid of. They might be images, articles, or even employer websites. The first thing to do is figure out where you're showing up online in search results. Do a Google search and make a note (or bookmark) where you name shows up on web sites. You essentially have one course of action to remove this content: contact the source directly. Email the web site hosting the content and politely ask them to remove it (or at least remove your name). A quick email works well for places like former employers who still haven't removed you from the employees list. Email family members who post pictures of you on their personal blogs, or even on donation pages for causes you've supported. Eventually, it will drop from search results. After that, you can appeal to the search engines directly to remove the edited pages right away. You can do so through Google, Google Images, or Bing by filling out a simple form and requesting the URL to be indexed again. This doesn't always work, but it's worth a shot. You'll have a better chance if someone is publishing libelous content about you, breaking a copyright, or if a page is displaying confidential information about you.

If you cannot remove everything from your Google search results, you might consider burying personal data as far as possible. To do this, create profiles on popular social sites like Twitter, Google+, or Facebook with just your name an no other details. Do the same with landing pages like About.Me with just your name and no other details. You can also set up your own website filled with lots of keywords about your name but no actual information (or just create a 410 error page and leave it at that). It's not as good as deleting content completely, but at least Internet sleuths will only be lead to a blank page with no information on you.

Step 3: Get Rid of Background Check, Criminal, and Public Record Results

By now, we've destroyed the bulk of your search results and social networks. However, people can still run background checks and people searches on you very easily. It's time to destroy that personal data as best we can, and dig into various people databases.

Here are a few worth checking:

Zabasearch:  Zabasearch is mostly about finding addresses and phone numbers. Make a quick search of yourself and see what it knows.

Intelius:  Intelius can perform background checks, hunt down criminal records, email addresses, social networks, and more. You have to pay to get your results, but you'll get a general idea of what's out there by simply searching your name.

Spokeo:  Spokeo is essentially an address book and it can track you down to reveal your gender, age, phone number, address, relatives, marital status, and a whole lot more. Again, it costs a bit of money to get your full results, but you can get a general idea of what you need to snuff out.

Pipl:  Pipl aggregates all of the above searches, but it's worth looking at to make sure no others have slipped through the cracks.

If you're anything like me (or a neighbor I also tested this on), then you're probably a little surprised by the amount of information these databases have. It's time to get rid of as many of those as possible.

You have a couple different options for this. You can pay a service like DeleteMe $99 to go through and delete all these results. Alternatively, you can follow DeleteMe's own guide to do it yourself. The DIY method requires you contact around 25 different sites individually to remove the listings that include your address, phone number, income, marital status, current job, and everything else. Some sites are as simple as opting out through a link (Reddit has a great collection of the easy ones), while others require that you send in proof of identification and a letter.

This step will help get rid of everything that comes in search results, but it will not completely remove your data. As long as information like your address and phone number are registered somewhere, people will be able to find you. Going through the process of opting out of background checks, public records, and people search engines makes that personal data harder to find.

Step 4: Remove Any Usernames Attached to an Email Address with Your Name

Any good Internet sleuth will be able to link together your usernames on forums, web sites, and elsewhere with your email address and may eventually trace that back to your name. The process to remove this data is dependent on the forums and sites you use. If you can, unlink your primary email address with your username whenever possible. If you're dealing with forums, ask the moderators to delete any posts that identify you personally. Essentially, cut any ties between your email address and name with your username. If you use the same username for every site, consider coming up with new names for every site.

Step 5: Stay Off Search Engines Without Going Offline by Remaining Anonymous

In the future, you'll have to remain vigilant to avoid publicly releasing your information. That means no social networks with your given name, and a yearly audit of the background check websites to ensure there is not any new information on you.

Chances are you still want to use the Internet. To ensure your info stays private, you will want to create a fake identity complete with a birthdate, and everything else.

To do so, you create an email address on a service like Gmail or Outlook with a fake name and identity. You can also use a temporary email address for all your communications, and then use your new fake identity and fake email address to sign up for any services you need. To keep your cell phone records private, you might also consider using Google Voice instead of going through a carrier since you can make up your Google Account name.

FINAL NOTE:  In creating your fake name and identity, it is wise to use a common name like John Smith. You get lost in the mass amount of info found under such common names as Smith, Anderson, and Hernandez.

Home Security And Privacy

Only you can decide the level of security and privacy you want at your home, which is also your living address. It is sage advice to err to the excessively safe side of the scale rather than suffer negative results for failing to protect your privacy and securing your home from unwelcome intruders or predators.

I’m going to assume you want to achieve a higher level of privacy and security because it wise to be protected, safe, and as secure as possible. You can choose to live at a lower level but I advise against it because you never know what the future may bring and it is far better to be safe than sorry.

Here are some examples of things that happen:

Pizza Delivery:

You might feel confident in calling in an order for pizza, even if you give them a Fake Name, but here is a possible scenario:

Suppose a Private Investigator (PI), or any person wishing to track you has your phone number (123-456-7890). They are after your name (Stupid Dummy), and your home address (123 Protected Street). From your telephone prefix, your stalker may know what city you live in (did you use a protected phone number with a different prefix from your local one?). Their next step might be to call every major pizza delivery company in your area (does not work with an out-of-area phone prefix). They know that in most areas, these companies log the phone numbers of customers for faster future orders.

Here’s the scenario:

PI: I want to order a pizza delivered to my home.

Pizza Place: What’s your phone number?

PI: 123-456-7890

Pizza Place:  Is your name Stupid Dummy? (YIKES!)

PI: Yes, I’m Stupid Dummy

Pizza Place: Are you still at 123 Protected Street? (YIKES AGAIN!)

PI: Yes … Wait a sec … Something just came up … I’ll have to cancel … I’m Sorry!

Pizza Place:  OK … Good-bye!

PI:  Good-bye … (Double OOOPS!)

The PI or other person tracking you has found you and knows your name, address, and phone number … you are indeed:

Stupid Dummy

123 Protected Street

Phone: 123-456-7890

SAGE ADVICE:  Never receive anything at home … NO Pizza, NO USPS mail or packages, NO UPS or FEDEX deliveries, NO courier deliveries of any type … NOT EVEN IN ANOTHER NAME! Don’t be a “Stupid Dummy”.

The Party:

You throw a birthday party, Tupperware party, or hold some other get together at your home. A few days later, your home is burglarized and you wonder how that could have happened. This is how … 95% of all burglaries are committed by someone you know or someone those people know. Your relatives, neighbors, and friends have brought their spouse, children, boyfriends, friends, etc., with them into your home. One, of those people or more likely, someone connected to them comes back later to rob you after casing your home at the party. Here is another statistic … 99% of residential burglaries go unsolved.

This happened to me, the robber was the friend of the neighbor’s son. Yes, I caught him and he was arrested because he was dumb enough to take an expensive camera and lenses to a pawnshop and use his out-of-state driver’s license as ID in so doing. He did not know I had recorded the serial numbers and given them to the police when I filed my burglary report with them. In that state, at that time, a pawnshop had to report serial numbers for all items pawned. I was further victimized by my insurance company that only covered a small part of the replacement cost of everything I lost to the burglary. I did not get my camera back for over three months and then the pawnshop operator wanted to charge me the pawn fees (which was illegal). When I pointed that out, I got my camera gear back without paying those fees. The burglar was on parole for previous burglaries and after 3 days in jail, was signed out by his parole officer. This was because the jail was full and space was needed for violent offenders! I only became aware of the burglar’s release because my cousin was a Lieutenant in the local police force at the time and he called to let me know. So much for our criminal justice system that released a convicted burglar on parole to … DO IT AGAIN! In fact, I know he did it again, thanks to my cousin the police Lieutenant who let me know about the burglar’s next arrest a few weeks later. My cousin is now a retired Captain and runs his own business enterprise as a well-paid private security consultant.

Consent To Enter By Deception:

The following applies to any home a law enforcement agency would like to search, but for lack of evidence, cannot get a warrant. A van appears from a courier service and pulls into your driveway. The driver, with a package, rings your bell. He asks for a person that does not live there and when you say no such person lives there, he asks to borrow your telephone to “call the company” or to use your bathroom. If you allow him inside and he sees anything that might be illegal, he could return in a few hours. This time he will be with police officers who have a warrant to search your home, based on what the courier saw earlier. You and I are law-abiding people, with nothing to hide. Nevertheless, you should NEVER allow strangers into your home … Just say “NO”. The only way to avoid having someone send you a letter or a package to your home is to live in a home where the address is protected and unavailable. This means it is NOT available in any database, given to any business, or given to any person. Perhaps, not even your closest friends know where you live. That way, if a uniformed courier should appear on your doorstep, or a pizza delivery person, you immediately know they don’t belong. If you see someone through the peephole you do not know, (you do have a peephole?), don’t even open the door! Just because someone knocks, you are NOT in any way obliged to open your door.

Just as an aside, you should always respectfully decline all law enforcement requests to enter your home for any reason, even if you do not have anything to hide. You simply exercise your rights and with courtesy, tell them “at advice of legal counsel, a search warrant will be necessary”.

Home Invasion:

There have been improvements in burglar alarms and door locks over the years so a burglar or team of violent thugs may just ring your doorbell instead of even trying to break in. When you open the door, they force their way in and death can be the worst possible result for you and your loved ones!

RECOMMENDATON:  Install a peephole and NEVER open your door to someone you don’t recognize and trust.

Burglars OR Home Invasion Thugs May Impersonate The Police, Or A USPS Delivery Person, Or a Courier Service:

If no one knows where you live, it is unlikely that law enforcement will ever show up at your door as long as you don’t offend any neighbors. Therefore, if you see what appears to be police at your door, and if you have even the slightest doubt about them, DO NOT open the door! Call 911 on your protected VOIP phone to check them out (you do have a protected VOIP phone?).

Unfortunately, this happens a lot.

A protected home address will give you not only protection but peace of mind as well. No longer do you have to wonder who is knocking at your door. If it is someone you DO NOT recognize and because nobody has your address, they have no business there. A uniformed law enforcement officer … Don’t answer the door! A USPS delivery person or courier person in a uniform? … Ignore them because you get your mail and packages at a different and protected address! Several people in leather jackets? … Don’t even think of answering the door!

Do you see how much safer and less stressful it can be when you remove tracking to your living address? If someone unexpected shows up at your protected home address, it could be a wise precaution to be prepared to defend your life, home, possessions, and loved ones … Just in case. Such a person or persons do not belong at your protected address! Being prepared to defend is a “major can of worms” that varies from jurisdiction to jurisdiction and the subject of another book. Not a book I will ever write but there are many good ones out there to discover. Go to Amazon.com and do a search.

Personally, I prefer nonlethal choices like the biggest can of Pepper Spray local laws allow. I keep a stout cane handy by each entry door, which is faster to wield than a baseball bat. I also keep a loud air horn handy. (see Cheap Security below). That does not mean I don’t legally own Mr. 12 gauge, Ms. 40 S&W, or Senior 9mm. I’m simply NOT going to say anything to anyone about such ownership or lack of ownership for any reason. It’s nobody’s business to know what I have or don’t have! One should consider what’s kept in automobile. Think about what you will keep on your person. What is in your fanny pack, purse, or briefcase for self-defense purposes and in case you need to come to the aid of someone else. People who come to the aid of others are the finest type of individuals out there because they are willing to risk themselves to aid others. The term Sheepdog comes from the guard dog that protects the flock … of sheep. Not everyone is capable of being a Sheepdog but my complements to you if you are such a caring and helpful person. As an Author, my purpose to benefit and help others and that is NOT a Sheepdog activity. If you were being beaten by a thug or robbed and I could personally intervene on your behalf, that would be a Sheepdog activity. The world needs more Sheepdogs who have the physical capabilities, assets, and mind set to help others in need.

Home Deliveries:

Never allow your Given Name to be associated with a delivery to your home address. If you feel that it is important to have a delivery made to where you live, it should NOT be in your Given Name. Courier companies keep a national database of names and addresses and any of their thousands of employees can run a search for your name. Law enforcement agencies know this and have contacts inside these companies as a gray area method to track people of interest. If you have ever received a letter or package at your present living address under your Given Name, the only way to protect your privacy in the future is to move. Once this move is accomplished, future deliveries are in another name or preferably to a protected business address. When you sign for a delivery, you sign your Business Name that looks like a person’s name and it’s best to do so illegibly. My signature has long been a repeatable scribble that is unrecognizable. You should get by with no problems doing this, as long as you do not order expensive items from out-of-state. If you do, you should keep in mind that in states with a sales tax, it’s not uncommon for irate neighbors to call the tax department and report you. They say, “The people next door are buying such-and-such to avoid the state’s sales tax”. Do you know you are obliged to “voluntarily” pay any local sales tax on goods bought out-of-state? One solution for anonymity with courier services could be to have your parcels come into one of their nearby offices and just pick them up there. Unfortunately, while they never ask for ID at a private home, they DO demand photo ID if you stop by one of their offices to pick something up.

I have photo ID in my Business Name (looks like a person’s name … example … John Doe Enterprises). I have everything delivered in a Business Name at protected Business Address that is NOT my Living Address so this kind of thing is not a problem. Do you have a protected Business Name, a protected Business Mailing Address, and an Alternative Identity (or more than one) to use as you see fit? Another way is to use Street Addressing with a protected P O Box so FEDEX, UPS and other courier services can deliver to the USPS who will then accept a package from FEDEX, etc. Of course, you want to have the P O Box rented in your Protected Business Name, not your Given Name, and NOT traceable to your Living Address. You could also use a Protected Private Mail Service in the same manner as a Protected P O Box.

Cleaning Person Or Handyman:

If you must, use someone your friends have used for years and will recommend without reservations. If you have important secrets to protect, this precaution may be inadequate. Private Investigators and Law Enforcement Officers have been known to offer serious money to buy trash from a home office before papers are shredded.

You could employ only long-time members of Jehovah’s Witnesses. Unlike mainstream religions, almost no Witnesses are in jail anywhere unless (as in many countries), they are imprisoned for their faith. These people would rather die than use drugs, steal, cheat, or accept a bribe to sell their employer out. Witnesses do as much as 80 percent of nightly janitorial work in office buildings in major American cities, and are in demand for nighttime janitorial work in clinics (due to drugs present). They do the cleaning in many classy homes and mansions where security is supreme.

The Witnesses rarely have objections to working late at night or early in the morning, because this gives them time for their ministry during the day. Another plus is they work on January 1, July 4, December 25, or any other national holiday. They call their meeting places “Kingdom Halls”, but you can find them in the Yellow Pages under “Churches”. The best time to call a Kingdom Hall is 6:45 PM on a Tuesday, or 9:45 AM on a Sunday (Fifteen minutes before a meeting is about to start). Ask to speak to an “elder”. If busy, leave your number for a call back. When an elder comes on the line, don’t use a title such as pastor, or elder as they do not use titles. Simply explain what you need and add that you prefer a worker who is a “pioneer”. Witnesses use this term for those who put a minimum number of hours in their bible-teaching work. People are Pioneers because they possess an excellent reputation within their congregation. There is no reason to be embarrassed about calling as businesspersons often call Kingdom Halls to inquire about hiring one of their members for a job. If you are hiring a Witness crew for offices where secrets must be protected, just explain your circumstances to them. Tell them to remove the trash and never leave it in the building’s dumpster. Instead, they should take trash with them and dispose of it in some safe manner. Stress the importance of calling you immediately (on your protected phone) if anyone approaches them is interested in your trash. They may charge more than lowest-bidder types, but worth the peace of mind

Baby-Sitter:

Never use a baby-sitter other than someone trusted, like Grandma. If you ignore this advice, you might have fears. If you do have concerns, setup a voice-activated recorder with multiple microphones and you might hear phone calls, boyfriends visiting, or sounds of child abuse. A nanny-cam can see what happens in living color. Perhaps, the sitter is checking out your computer or rifling through drawers! If you suspect the sitter needs electronic surveillance, your fears are probably correct. Better to call Grandma, the Witnesses, take the child with you, or stay home.

Bounty Hunters:

If you ever post bail via a bondsman, and fail to show up in court, a bounty hunter can legally break into your home. There have been plenty of articles and TV programs about this fact. The CBS program, 60 Minutes, has reported on a bounty hunter that unlike law enforcement, can search anything he likes without a warrant. He can break down doors, read your mail, check your laptop, Smartphone, copy keys found, or do pretty much anything! The authorization for this is that anyone arranging bail via a bondsman signs a contract. The bounty hunter is only fulfilling the fine print in this contract. So if any of you readers ever forfeit bail, you best make sure your home address is private. A more sinister danger is that you unknowingly invite someone into your home that has forfeited bail. This could be a friend, neighbor, or a relative. You could be in danger if anyone wanted just stops by to visit. Sometimes, there’s danger in knowing the person bounty hunter seeks. One person interviewed on 60 Minutes told of a couple being held and grilled for eleven hours by bounty hunters intent on getting enough information to track down someone the couple knew. If someone pounds on your door and yells, “Special Agent”, you are about to meet one or more bounty hunters that prefer to call themselves, “bail recovery agents”. Do not be fooled if they wear uniforms and carry badges!

IMPORTANT COMMENT:  For most of my readers, your home address is readily available. USPS regular mail, FedEx, and UPS have probably been delivered to your home address and pizza as well. The smartest and safest move you can make to protect your privacy is to move to a protected address.

NOTE:  If you live at the highest levels of privacy, it’s unlikely you will be found by anyone. Even a higher level Private Investigator with four or five-figure funding is unlikely to find you. However, if the Feds want you for a serious crime you probably will be found. The only other way you might be found is if you’ve somehow offended or damaged a wealthy person. This would be someone who can afford to dedicate six-figure or unlimited funding to Top Tier Private Investigators willing to bend or break the law.

Inexpensive Home Security

This book is not intended to be about security equipment to protect your home, it’s about becoming invisible and reclaiming privacy. To secure your home, I recommend consulting with an “experienced” security professional.

The above expressed, here’s some inexpensive options:

Cheap Security:

A Loud Air Horn … If you feel threatened for any reason, toot your Loud Air Horn repeatedly. Use a SOS Pattern (short - short - short … long - long - long … short - short - short … repeat the SOS pattern). You could also just do a bunch of short blasts (four or more short blasts is the official DANGER signal between boats).

When hundreds of pro burglars were interviewed inside prisons, this was the only security measure that 100% agreed would have them leaving immediately. Of course, this only works if you are home and you keep the horn(s) handy. You can buy a Loud Air Horn at marine supply houses such as West Marine or online. Avoid the inexpensive models and get the $20 to $30 models that are LOUDER and have a bigger eight-ounce air canister for more blasts. Pocket-sized air horns are available that you can carry on your person, in a purse, fanny pack, brief case, backpack, camera case, laptop case, etc. An air horn is far superior to any whistle you blow into.

WARNING:  Your hearing may be impaired for a short while if you use an air horn while indoors. An inexpensive set of foam earplugs kept attached to your air horn is not a bad idea if you have time to insert them into your ears before use.

More Cheap Security:

Most burglaries, home invasions, rapes, etc., occur under the cover of darkness. Most burglars interviewed in prisons admitted they shy away from well-lit properties. It’s safer for them to target another property that “is not well-lit”. Motion-detector security lights on each corner of a home, and especially in front of entry doors, and first floor windows, are your best investment. These provide deterrence from burglary, home invasion, sneak and peek artists, or bad people in general. You light them up before they get to your doors or windows. This works when you are NOT at home as well as when you are at home. Outside lighting is your “best buy” for 24/7/365 crime deterrent.

Even More Cheap Security:

BIG Video Camera warning signs posted about a property are another form of inexpensive crime deterrence. Just the signs or better yet, with inexpensive motion detector battery-operated fake video cameras that have a red LED light-up when you come within 20 or 30 feet of them. Of course, real video cameras are even better to capture video of any Bad Guy on your property. The el-cheapo fake video cameras with the motion detector red LED are about $5 on eBay, and the BIG warning signs are about $2.

Boat Security Measures:

The 40-watt loud hailer aboard my Yacht can be heard for half a mile or more. Security sensors can be added to it. This is true of most marine loud hailers. My floating home does have a separate security system any home ashore would be proud to have.

A True Story From The Files Of The Author

Once-upon-a-time, many moons ago while my girlfriend and I were sleeping aboard my yacht, we were awakened by strange noises. As a precaution, I hit the “All Lights On” button on the security keypad in my boat’s master stateroom. This turned on most of the interior lights of my boat and activated two 500 watt outside floodlights. I went up to the main deck to see what was making the strange noises. I spotted two guys running away from a neighboring boat and carrying the distinctive orange oars belonging to that boat’s dingy. I did not recognize these two guys and they DID NOT belong in a locked private marina at 3 AM. I had determined the intruders did not belong (thanks to the 500-watt security lights). The intruders had been startled when all those lights came on and the floodlights turned darkness into day. They were running to escape!

I grabbed the mike and used my yacht’s loud hailer siren feature to send a short alarm. I then keyed the mike so I could describe the men, in detail, to the entire neighborhood. I next hit the panic button on my boat’s security system. This activated a 140-decibel whoop-whoop siren and two bright strobe lights that are part of the security system. I woke everyone up in a half-mile radius and later learned that neighbor boats, neighboring houses, and businesses placed about two dozen calls to 911. Those neighbors, who were placed on high alert by my security measures, directed the police to my boat’s exact location thanks to the strobes and siren that pinpointed the location. Both men were in their late 20’s and were so unnerved by the security lights, loud hailer, siren, and strobes. They swamped the dingy they had stolen from my neighbor’s boat in their haste to escape. The dripping wet bad guys climbed back onto the dock, only to be blinded by a high-intensity spotlight I kept handy. Myself, Mr. 12 gauge Mossberg pump shotgun, and a neighbor with a large gaff hook who was accompanied by his big ferocious looking dog, detained said bad guys between us. I directed them to “lay face-down on the dock”. A couple of helpful neighbors agreed to standby at the security gate to let the police into the marina. After going face down on the dock, the bad guys were terrified of my neighbor’s big dog. Unfortunately, the friendly pooch blew his cover as a “ferocious guard dog” by going up to one of the bad guys and licked him on the face. After the guard dog wrecked his cover, Mr. Mossberg served to keep them face down on the dock. Mr. Mossberg was only pointed at the sky, and never was he pointed at the soggy guys.

After about 10 minutes of waiting for police to arrive, one bad guy threatened to get up and walk away. He said, “I don’t think you will shoot me in the back”. My thoughts were something like “Frak … He is correct in his assumption” … and so I …

Immediately performed the next level of “shotgun intimidation”.

There is something “very intimidating” about a shot shell being chambered in a pump shotgun … The “ka-chunk” sound everyone recognizes. The bad guy reconsidered and decided to stay prone on the dock. Mr. Mossberg stayed pointed at the sky but now had one of the 00-buckshot loads chambered.

The arresting police officers showed up about 15 minutes later and took the damp burglars into custody. The police officers were grinning ear-to-ear while taking several neighbors statements and mine.

It was almost hilarious when, for the police officers benefit, I shined my spotlight on the stolen and swamped dingy that had drifted away and beached itself at a nearby park. My neighbor with the gaff hook and big dog proclaimed, “Hey … That’s my dingy!” He had not been aware his dingy had been stolen until lit up by my spotlight.

Suffice to say, these two burglars went to jail for Criminal Trespass and Burglary as they had robbed two boats near to mine

Did I mention … I used to be in the security alarm business!

In hindsight, I could have been better prepared to handle this incident!

While well prepared to stop, repel, and even capture intruders, I was poorly prepared to “detain them”. A couple pairs of handcuffs or some large plastic wire ties (inexpensive handcuffs), would have been useful to secure the bad guys. My helpful neighbor or I could have easily secured them to a handy dock cleat or lamppost so any attempt to leave would have been foiled. I would not have needed to chamber a shot shell in Mr. 12 gage Mossberg. Further, Mr. Mossberg could have been retired to his secure locker once the bad guys were shackled.

LESSONS LEARNED: Even if you think you are prepared, know that you cannot possibly be prepared for all things that can happen. I was not prepared to shoot these guys unless they somehow threatened my life. I’ve never had to point a firearm at someone, or been placed in a situation where it would be necessary to defend life by pulling the trigger. I honestly don’t know if I could pull the trigger in such a situation. I  certainly don’t want the death of another on my conscience. Therefore, I now have both handcuffs and big wire ties stowed in Mr. Mossberg’s locker on my current floating home. Also in the locker is a large canister of pepper spray, which is a nonlethal choice to subdue uncooperative detainees. A legal (in my state) Taser is another nonlethal choice I’ve since added.

I guess you can consider me a Security Expert. After the first burglar hit me in my 20’s (he was arrested many weeks later), I went into the security alarm business. I have not been burgled since and my record for stopping or repelling future burglar attempts (four tries to date), has been 100%. I’ve put several previously convicted burglars back in jail and my security system scared the rest away when I was not at home. Unfortunately, the bad guys don’t stay in jail for long or are released by their parole officers to be back out there doing it again (because of a lack of jail space for nonviolent criminals!). Thanks to my Police Officer cousins, who kept me informed, I know this to be a sad reality. The two bad guys in the true tale above were both on parole for previous burglaries, and were released from jail by their parole officer a few days later. They were arrested for burglary again just a few weeks later.

FYI NOTES:  About one percent of our USA population is imprisoned in our overloaded jails and prisons. However, two percent should be! It’s that one percent that is released, paroled, signed out by parole officers, or never imprisoned, and still on our streets, that does most crimes.

Most know one or more people from the not-imprisoned one percent living among us.

About 90% of crimes are committed to get drug money. Those crimes are mostly committed by the one percent living among us.

The majority of criminals are drug addicts and/or alcoholics … They commit crimes to support their addictions to the substances they abuse.

If you know or are related to any of the one percent that are not imprisoned but should be imprisoned and living among us … You should never trust them! These members of the “one percent of criminals amongst us” pose a big threat to the rest of us

What Does Your Trash Reveal About You?

Garbage is the food remains from preparing meals. Trash is everything else but the two are often mixed. Trash is a gold mine to a Private Investigator or even a snoopy neighbor. Imagine what could be learned about you and your family if someone had secretly gone through your trash for the past month.

A trash-sifter watches for items on the following list:

Any items you tore up (rather than using a shredder) … They tape the pieces back together.

Credit card statements

Receipts, invoices, ATM receipts

Bank statements with your name, address, account number, and balance

Anything suggesting drug use

Telephone bills revealing your number and numbers called

Utility and other bills, showing the name and address you use for those

Paycheck or money order stubs

Empty bottles from prescription drugs, with your doctor’s name

Classified ads from newspapers, to see if anything is circled

Magazines, travel brochures, or anything that would suggest interest in weapons or strange practices

Beer, wine, and liquor containers

Personal and business letters with all address labels

Scraps of paper revealing a phone number or email address

Receipts, for evidence of alcohol, illness, condoms, birth control pills, or anything to suggest homosexual activity

What else can you think of, in your particular case?

Do you have a weekly arrangement for someone to come in and clean?

Do they have access to the trash?

If you work in an office? … Who handles the trash?

Janitors are sometimes bribed to turn trash from a specific office over to private investigators or government agents.

If you do everything else right, no one will be able to sift through your trash because nobody can find you. However, if someone does find you (perhaps by following you home), make sure all papers have been shredded and there is nothing to find in your trash.

Empty prescription bottles with the label removed, whiskey bottles, and other items that cannot be shredded are best tossed in a dumpster far away from home.

Lethal Protection Advice

I’ve already stated my position:

“If someone unexpected shows up at your protected home address, it could be a wise precaution to be prepared to defend your life, home, possessions, and loved ones … just in case! That’s the subject of a major “can of worms” that varies from jurisdiction to jurisdiction and the subject of another book. I will never write such a book but there are many good ones for you to discover.

OK … One prolific author you might want to check out is Massad Ayoob:

Massad Ayoob

I’ll add some sage comments:

It is far wiser to avoid situations that place your life or your loved ones lives in jeopardy then to find yourself having to defend your life, home, possessions, or loved ones needlessly:

Use a protected business mailing address not registered to your Given Name

Don’t receive mail or any other delivery to your protected home address

Stop functioning in life as a person and work instead as a respected businessperson

Create alternate business identities to use in daily life with backups to step into if needed

Never enter a bad neighborhood, or any building, or place of business, or house, if your instinct is to NOT do so

If someone tries to pick a fight, apologize and leave … avoid confrontation if possible

Be a NICE and POSITIVE person … they attract other Nice and Positive people. Have you ever noticed violent or mean people repulse everyone? … Don’t be repulsive yourself!

Lethal protection is often taken from an unskilled or uncertain owner by a skilled and determined bad person and used against them. Three out of five civilian gunshot victims are actually shot with their own gun.

Civilian gunfights happen because of two dynamics, which are escalated arguments and ambushes. Never escalate an argument … Sage advice anytime and anywhere.

That still leaves ambush and you can’t be ambushed if you are disappeared or invisible to all senses. A gun does not make you invincible and may get you into serious trouble. This is especially so if you rely on a gun for protection rather than avoidance of violence first. Avoid conflict if possible because a gunfight is the last thing you ever want.

In real gunfights, the winner is usually he who hits first and that is rarely the first shot fired. You never want to get into a gunfight and never want to be shot … Period!

There are other liabilities.

For example, I once discovered a burglary at my parent’s home while they were on vacation (I wonder who knew they were gone?). A window was broken as the point of entry and the only things taken were some jewelry and a revolver my father kept clipped to the side of the bed. Fortunately, my mother had most of her jewelry with her.

However, there was an illegally obtained firearm in the hands of a burglar criminal… Who knows what happened with that weapon in the future days and years?

Nonlethal Protection Advice

I’ve already stated my position:

“Personally, I prefer nonlethal alternatives like the biggest can of Pepper Spray that local laws allow and a stout cane kept handy by each entry door. That does not mean that I don’t legally own Mr. 12 gauge, or Ms. 40 S&W, or Senior 9mm. I’m simply NOT going to say anything to anyone for any reason … it’s none of their business to know what I have or don’t have!”

GOOD ADVICE:  I recommend you adopt a similar “no comment” attitude. That way, nobody knows what you have or don’t have.

NOTE:  In the previous chapters, Home Security And Privacy and Inexpensive Home Security. I gave advice on how to secure and protect your home. It is far smarter to avoid the need to have to defend your home, self, or loved ones than to have the need to defend.

COMMENT:  Avoidance of violence if possible is the best choice but it’s still wise to be prepared … just in case!

Sheepdogs

People who come to the aid of others in an emergency are the finest type of individuals because they are willing to risk themselves to aid others. The term “Sheepdog” comes from the guard dog trained and tasked to protect a flock of sheep from predators. Not every human is capable of being a Sheepdog that will come to the aid of fellow humans. My complements if you are such a caring, capable, and helpful person. I applaud anyone who desires to become a Sheepdog, or seek to be all that you can and be as close to a Sheepdog as you can.

As an Author, my purpose to benefit and help others. While that is perhaps commendable, it is NOT a Sheepdog activity. If you were being beaten by a thug or robbed and I could personally intervene on your behalf, that would be a Sheepdog activity. The world needs more Sheepdogs who have the physical capabilities, tools, assets, and mind set to help others who are in harm’s way. A Sheepdog is prepared to meet force with force to protect the innocent victims of a Wolf or a bad situation. A Sheepdog will stop and lend aid at an accident scene.

Most humans are good at heart, would not purposely harm another, and are Sheep. Then there is that one or two percent living amongst us who would willingly harm others for their own benefit, and they are the Wolfs. Some people are fine in everyday life but take advantage in a crisis. These are people who become looters during a manmade or nature made crisis and who become Wolfs when there is opportunity. There aren’t any statistics on the percentage of the population that would become looters or Wolfs in a crisis but I’m sure it varies with the neighborhood and the financial status of a neighborhood. Low rent neighborhoods probably have a higher percentage of potential Wolfs than a high rent neighborhood where nobody is lacking for anything. A wolf is more likely to reside in a low rent neighborhood and do his looting in a high rent neighborhood. A parent might become a wolf and harm others to feed their children when no food is available during a crisis.

Many law enforcement officers and firefighters are Sheepdogs but not all. Many people in our armed services are Sheepdogs. The world needs more Sheepdogs. Sheepdogs are prepared to survive and care for their loved ones in a manmade or nature driven crisis.

Again, my complements to you who are the Sheepdogs amongst us. You are not easily recognizable nor do you seek recognition. You are a low profile person that does not stand out in a crowd. You have the physical attributes, intelligence, mindset, and tools to do battle with the Wolves and prevail. You work within the system and only use force as a last choice. While you only use force against the Wolfs if there is no other choice, you are prepared and capable of doing so. You are prepared to deal with a crisis. You are the finest example of a human being there is because you are an active protector of society and all good things. You are the true super heroes hidden amongst us.

I thank you for your service!

Establish And Build New Business Credit

You set up new credit every time you set up a new business. However, there is no credit rating because credit has not been used or reported to the business credit bureau, Dun & Bradstreet (D & B).

To find out how to get credit under a Business Name just do a Google search for “business credit” or click this link:

Business Credit

Dun and Bradstreet is the credit bureau for businesses, just like Equifax, Experian, and Transunion are credit bureaus for people. You can register your new business and start building credit under your new Business Name at their website. Just click the link below:

Dun and Bradstreet

In the first edition of this book, I was surprised by a reader who criticized me for not including details on exactly how to build new credit under a new Business Name. While this book is not intended to be a book on Credit Building, I have nevertheless taken the reader’s comments to heart and have added this chapter. I will outline a process that can be used by a new businessperson to build credit with positive new credit ratings under the Business Name.

The first thing I want to do is to raise the caution … “Credit can be dangerous and expensive”!

Just ask anyone who has faced foreclosure, bankruptcy, or repossession because of the potential pitfalls of credit. Many of the people reading this book are doing so because credit destroyed their lives. The recent economic downturn has ruined many lives. Many people had perfect credit only to suffer the damages caused by an identity theft that destroyed their good name, reputation, and credit. Some have even gone to jail because of identity theft when arrested for crimes committed by the identity thief’s fraudulent activities in the stolen identities of their victims. Economic crisis is still looming for the USA and will continue to loom for many years to come. Nature driven disaster can occur. Disease, injury, or illness can happen to a spouse, children, relatives, or ourselves, and you can be left holding the financial liabilities.

Credit can also be costly with interest rates on credit cards upwards of 30%.

STRONG RECOMMENDATION:  If you are reading this book because credit directly or indirectly destroyed your past life, I suggest you never again allow credit to place you into potential jeopardy. Don’t seek new credit personally or in a new Business Name. This will mean you have to live within your means. I recommend improving your means so you never again need or want credit. Take your new life as a respected businessperson seriously and work to produce the income that places you above the need for credit.

If you do seek to build new credit, do so under one Business Name only. Do so in a business that does not own your home, automobile, yacht, recreational vehicle or any other item important to you. Do everything else important in a separate Business Name. This way, those important things can never be jeopardized by a credit problem, personal injury, identity theft, economic crash, natural disaster, etc. Keep things compartmentalized so one sinking ship or business cannot affect your other important business holdings.

The above stated … Here is a simple detailed process to build new business credit:

I’ve used $500 for this example but a higher amount is better (consider $500 the minimum amount).

1.  Contact local banks by telephone and ask to speak with a business loan specialist. You want to ask, “does the bank report business loan payments to the business credit bureau, Dun & Bradstreet?”. Keep contacting banks until you have a list of at least three that report business loans to D & B. You might start with any bank(s) where you have already opened a new business account.

2.  Go to the first bank on your list and open a business Savings account with a $500 balance. If you have extra funds to devote to getting your new business credit established, that’s fine, use the higher dollar amount. For simplicity sake, I will continue to use $500 for the rest of this example.

3.  A few days after opening the savings account, visit the bank in person or make an appointment to open a business loan.

4.  When you meet with the business loan officer, explain that your business is new and you wish to help build the business credit rating by taking out a small business loan. Also, explain that you are already a business client with a savings account at the bank and you are willing to pledge the balance of your savings account as collateral. In this way, you will be able to 100% secure your new business loan. There will be no risk at all to the bank for making the business loan and without risk, the bank will make the loan. The bank likes zero risk and to guarantee the bank’s protection, they will freeze your $500 savings account as collateral for your $500 loan. You will sign the loan documents and walk out of the bank with a cashier’s check or cash for $500. If for some reason you do not get the loan, don’t be discouraged. Withdraw your funds and move on to the next bank on your list.

You’ve deposited $500 and received $500 in return after the loan is made!

5.  Go to bank #2 on your list and open a business savings account with the $500 you received from the loan at the #1 bank.

6.  Repeat the loan process to walk away with $500 again.

7.  Do the entire process again with bank #3 on your list.

Three times is enough.

You’ve used $500 to get three bank loans and you even got the $500 back after the third loan … Cool!

OK … Now make your payments on time or early for the next 3 months. Each month, your timely payment will be reported to D&B.

After 3 months of payments on each new business loan, you will have established your D & B credit rating with timely payments on three business loans:

1.  Take the $500 you got back from the bank #3 loan three months before and go to bank #1. Pay off the business loan in full. You will have paid a small amount of interest for the three months your business loan has been open and reduced the balance below $500.

2.  Having paid off your business loan in full, the $500 business savings account will now be unfrozen. Leave the $500 in the savings account and apply for a business credit card with as high a credit line, as the bank will give you … it will probably be $500 but could be more.

3.  When Bank #1 approves your new credit card, withdraw most of the money from the savings account but leave a small balance to keep the account open.

4.  Take the funds to bank #2, repeat the process, and then repeat with bank #3.

You have used $500 to get three business loans reported to D & B. Bank loans hold the highest credit scoring at D & B. Your three loans with timely payment and “paid in full” are all perfect credit references.

You now have three shiny new Credit Cards!

Now you can get credit with stores. You might even buy a business auto with your perfect new business credit and further improve your business credit rating.

It will take a bit over three months to carry out this business credit process.

An individual can do the same process to establish new personal credit. However, adding new credit accounts to an already damaged credit rating will NOT remove the bad credit accounts and so the bad credit accounts will still probably keep the overall credit rating damaged beyond use. These days with computerized records and data sharing, methods that could delete bad credit ratings in the past, no longer work.

Use your new business credit responsibly and pay your balance off each month … So you aren’t hit with those high interest rates.

Congratulations on your new BUSINESS CREDIT!

Final Tips

Think about whom might be looking for you or trying to stalk you. Only a federal agency or high-level expensive private investigator is going to find you if you live under a Business Name and then only if you are wanted for something serious. When someone looks for a person, they seek the person. They don’t look for businesses. They could NOT find you even if they did look for a business. They wouldn’t know what business to look for or where to look for that business.

It is best if you put your house in the name of one business and put the car in the name of another business. Finally, put everything else in the name of a third business. This way none of your information or your assets are crossed or linked in any way.

NEVER use the address where you live as the address for your car registration. Rent a Private Mailbox from UPS -or some other provider and use the street address of the place you rented the box from as your car registration address. This way if someone checks on your car tags, they will never be able to find where you live. All they will find is a Business Name and the address of your Private Mail Service. That will only reveal the address you gave when you opened the Private Mailbox and NOT your actual living address.

IMPORTANT TIP:  You might want to open your Private Mailbox or P O Box with your current home address, BEFORE you move and vanish. From 2010, these mailbox providers are required by federal law to get your personal information to rent you a box. They now WILL NOT rent a box to you unless your Driver’s License or other valid ID has the same address as you are providing for your home address. In other words, the address on your driver’s license or other identification you provide (you must provide two forms) MUST match the address you give as your home address. It won’t matter if you use your old home address as you just left it behind and it is easier to provide this correct (but soon to be invalid or already invalid information). You can always change your address later or don’t bother to do so. If someone could get the address you used to rent the Private Mailbox, all they have is the address of where you used to live. You might want to keep one form of picture ID in your old address for future use. Student ID’s are the easiest to use for that purpose.

Many people move and forget to update the address on their Driver’s License and these people cannot rent a Private Mailbox until the Address on their identification matches the living address provided. Of course, they could just use the old address on their driver’s license. You can rent your new mailbox in a new Business Name but you need to make sure your personal information matches. It is much easier done using your OLD identity and address and before you vanish. The information you provide will become worthless to anyone trying to track you because it is no longer valid information as soon as you move.

Use a different Business Name to have your utilities hooked up. Not required but that’s how you are most anonymous. You can get a business EIN number free so that is the smart way to go. A utility company might do a credit check if you use your Given Name so use a Business Name and give them an EIN instead. If you don’t pay the bill you can just start a new Business Name and get it hooked up again. Just give new information and say you just moved in. If a copy of the lease is needed, you can buy a lease form at any Office Depot or Office Max and create a fake lease.

You can live and work under a Business Name. If you do, the only thing you won’t have is a driver’s license under your Business Name but you could get an International driver’s license (see that section). Since your driver’s license is in your Given Name, your task in life is to NOT be pulled over by the police so drive responsively and that won’t happen. You would want to change your driver’s license address to an address you don’t live at and this could be a private mail service. If you were to get a citation, the public record would not show the address you live at and would show your business address, which is not traceable to your real location. Use turn signals all the time and no rolling stops at stop signs. This is how everyone should drive! You would make sure the taxes on the car are paid every year and you keep your vehicle registration and insurance current.

A Business Name can take you anywhere you want to go anonymously and can keep you anonymous for life. However, if needed for some reason, you can legally continue to create more new businesses and new identities for the rest of your life. It’s easy to do. Driving is your only worry so drive defensively and you won’t have any problem or use your real identity driver’s license for driving. Just don’t get pulled over and you will never have to show it. When you put things in the name of a business, they may ask you for the name of a contact person. Just make up any name you want to use in that case but is important you keep good records and notes. Record all names, Business Names and Employer Identification Numbers you use, especially for utilities and such. The reason for this is because you may want to make changes to the account at some point and you can’t make changes or cancel service if you don’t know the correct information. If you have cable TV in a Business Name and you now want to add HBO to the account, you must have the correct information to make those changes.

Also, remember you don’t even need an EIN to buy a house or a car in your Business Name. They won’t ask for anything except the name of the company. You will need an EIN to get the water, gas, electricity, etc., turned on.

IMPORTANT NOTE:  I can’t stress this enough! You don’t need a new driver’s license or a social security number to live anonymously. This is where so many identity changers get into trouble by doing something unlawful to get a driver’s license in a different name or Social Security Card in a different name and number. You can safely drive without a license or use your real license and drive carefully. You can use an Employer Identification Number instead of a social security number to make money. If you must work for a company, you can try to have them hire your business instead of hiring you personally. You could try telling them a psycho has terrorized you and he has been finding you by your social security number. You ask if they could hire you by hiring your company and making your paychecks out to your company that way you could use your EIN rather than your SSN. You could give your EIN, as a SSN as it does have the same number of digits … just be sure you get the dashes in the right places but I don’t recommend you do that.

If you just need to hide money or assets from someone, this would be simple to do. Just start a business at a mailbox rental address. Buy houses and cars in the name of the business. Start a bank account in the name of the business and put your money in the business account. You now have everything in your Business Name and not in your Given Name.

Get yourself an extra prepaid anonymous cell phone. Use this extra cell phone only for your home. In other words, give this number to the utility companies when you have your utilities hooked up. With prepaid minutes, you don’t have a monthly charge so you will always have this phone when you need it. You could also use it to have pizza delivered etc. Now you have an anonymous phone not linked to anything. Don’t call anyone from your old life with this phone.

Get another prepaid phone you can use to carry with you in your new life. Use it as your business phone and daily use phone. Don’t call anyone from your old life with this phone.

You can also buy a MagicJack for about $60 which is available at Wally Mart, drugstores, and online too. You can make anonymous phone calls anywhere there is Internet service with this small device. A MagicJack works online and anywhere in the world! You simply plug it into a USB port on any computer with Internet access and then you can use a headset to make phone calls from that computer. You can plug a regular phone into the MagicJack and use the phone to make phone calls or receive phone calls. If your MagicJack isn’t plugged into a computer, it cannot be traced and you still receive any voice messages by email. Forward the messages saved to your MagicJack phone number to an email address of your choosing which you can access anonymously by means of the Internet.

NOTE:  You can get any prefix you want with a MagicJack and you don’t have to have it plugged into a computer to use it as a message phone number. You can give a MagicJack phone number to utility companies, etc. and they will just leave you a message. You can then access your messages anonymously by means of the Internet and return calls from your prepaid phone or from another MagicJack. You could plug the MagicJack into your laptop computer while at a coffee shop which has free WIFI. You make your return calls over the Internet while you are at the coffee shop with a headset. MagicJack minutes are unlimited, nationwide within the USA and can call the USA from ANYWHERE IN THE WORLD where you can get Internet access. You get one year of service with your $40 purchase and extra years (not months but years!) are $30 a year. The MagicJack is a marvelous and inexpensive anonymous communication choice that can work for you ANYWHERE!

If the Authorities are NOT seeking to find you, it would probably be safe to use a MagicJack from your home. You simply plug a phone into it and use your MagicJack like any phone service. Just to be safe, Register your

MagicJack in your Business Name but better yet would be to register to a made-up name. Nobody’s going to verify what name a MagicJack is registered to or what address it’s registered to. You don’ have to register it to any address. I use my given first name twice and register to, David, David as if I accidentally typed my first name where the last name should have been. You could be Jane, Jane … or Ralph, Ralph.

NOTE:  Just introduced in July 2013 is the new MagicJack Plus and more recently in 2014, the MagicJack Go. These do the same as the regular MagicJack, except they can be used without being plugged into a USB port on a computer and offers superior voice quality. I’ve switched to these new versions and they do provide improved voice quality. It is rated as best voice quality in the VOIP (Voice Over Internet Phone) industry. That’s impressive considering it is the least expensive VOIP service in the industry!

Google Voice is a way you can get a FREE phone number just to receive messages online. You could give friends and relatives a Google Voice phone number as an emergency contact number and then call them back from a safe phone when you receive the voicemail message over the Internet. Google voice numbers are FREE ... Click below to get yours:

Google Voice

I’ve personally used both Google Voice phone numbers and MagicJack numbers for business and personal reasons and have remained anonymous in doing so. This is anonymous as long as FEDS aren’t looking for you. Just don’t register these types of phone service in your Given Name or provide your real address or other real information about yourself. You can make up any information you like but keep records of the information you used to open the account. You need the information so you can make changes to your service if needed or make a payment to continue service.

NOTE:  You can use a MagicJack from anywhere in the world to call the United States free over the Internet. This is convenient when you are traveling and have Internet access available. You can send a MagicJack to anyone anywhere in the world and they can use it to call the United States free over the Internet. MagicJack to MagicJack phone calls are free because they are over the Internet. Of course, an Internet connection is required.

You can order MagicJack’s here:

https://www.magicjack.com/

NOTE:  If you do have someone stalking you or trying to find you, be careful where you use your MagicJack. Because it works over the Internet, it can be tracked to the Internet Service Provider you use to access the Internet with to use the MagicJack. If you are using it near to your home and let’s just say that is in SW Texas, it could show the ISP is Comcast of SW Texas. You would be pinpointed to the service area of Comcast of SW Texas. Your general whereabouts could be discovered by a smart computer jock and that could make it easier to find you by cutting out the rest of the USA as areas you might be in.

Always have your information memorized and be ready to spit it out fast. Practice often!

Don’t give the wrong information to the wrong people.

Always think ahead and plan when you have to talk to someone. Be certain in your mind what information you will give to this person.

Don’t ever carry all of your information around with you if you have photo ID’s in multiple business names, etc. If you are caught with more than one driver’s license, you’ll find yourself in big trouble fast so I don’t recommend you do this.

Carrying different businesses information around with you is not suspicious at all … it only shows you are a successful businessperson who owns multiple businesses.

Don’t ever use any debit or credit cards that are under your Given Name again. If you use that card, someone may get access to your bank information and find where you are by the bank records. In fact, don’t ever use any of your real personal information for anything that can lead someone else to you. Best is to just get rid of all your past identity stuff but do keep your driver’s license. Also, keep your Social Security Card but hide it away and don’t ever carry it on your person. You might want to collect Social Security benefits one day when you reach age 62 or older.

A great prepaid debit card is the Wally Mart money card. You can buy them at any Wally Mart and the website is:

http://walmartmoneycard.com

Take it from one who has used the methods in this book and knows from real life experience. The methods outlined in this book, even the ones that aren’t exactly legal are the only methods that work in modern America.

The only other identity change method that works is the classic paper trip method. It's NOT legal and it's time-consuming. I strongly suggest you DO NOT go that route. If you must have it, I’m sure you can find it online with a Google search. Again, I do not recommend you do this or do anything that is unlawful as it is RISKY. Such activities might land you in serious trouble and it’s not necessary to go there! It’s much better to become a successful business owner and live under the protective umbrella of your business.

INTERESTING NOTE:  Who says you have to move within the USA? You could go to another country. I have traveled to and lived in many foreign countries while enjoying my alternative lifestyle aboard my Yacht.

INTERESTING YACHT NOTE:  A federally documented boat is defined as a “Yacht”. A Yacht is documented through the US Coast Guard and NOT by one of the 50 states and the Document issued by the Coast Guard is valid in ANY state. You do not need to redocument a federally registered boat to operate it in any state, or move it to another state, or even to another country. There is no driver’s license required for a boat or a yacht in any state or country. A yacht owned by your business can go anywhere in the world without the need to redocument it. Finally, the ownership document for a yacht renews annually for FREE. You do need an address to have the renewal document mailed to each year.

When I was traveling abroad on my yacht, I had the renewal document sent to my parent’s address and they sent it to me wherever in the world I was. I’ve also used mail forwarding from a Private Mail Service to receive the renewal document.

Alternate Lifestyles

What I’m talking about here is something I have personally done for many years and I most enthusiastically say, “I enjoy this Alternate Style of Living”.

You can either buy or rent a boat or even boat-sit a boat and live in a Marina. The marina you are staying at will charge a monthly dockage fee for the boat itself and they will add an amount to your monthly dockage fee to cover your utilities as well. The marina I’m living in as I type these pages includes electric, water, sewage, garbage, laundry, exchange library (take one and leave one), WIFI Internet, and cable TV. There is also a clubhouse, workout facility, swimming pool, several restaurants within a short walk, and barbeque area ashore as part of the total package. A small monthly live-aboard fee is added to the monthly bill and only applies to boats that are actually lived on. I only write one business check each month to have everything included (yes … one of my businesses owns the yacht). That’s KISS… Keep It Silly Simple!

You could buy a boat that does not run at a lesser price than an operational boat and just to use as your floating home. You might be able to boat-sit someone else’s boat free. You could change your physical location constantly by simply moving your floating home from one marina to another marina, whenever you like. The cool thing is you don’t have to move your stuff when you move because you are moving your home and all your stuff within it. You could buy a fully functional seaworthy boat and go cruising so you only put into a marina occasionally for supplies and fuel. You could move form marina to marina and stay as long as you like at each one. Not only have you disappeared, you’re a moving target that would be difficult to trace.

You could travel to another Country and take your floating home with you! The Bahamas are only 50 miles from Florida and the USA does share borders with Canada and Mexico.

I’ve lived temporarily in many countries as I’ve traveled and explored while “Cruising along the Shores and Islands of Paradise” on my yacht.

You could also buy a Land Yacht (Motor Home, RV, or Trailer) and have similar freedoms to change your location and travel on land rather than water.

You could have the freedom to change your location at will … Here today … Gone to somewhere else tomorrow.

See how awesome an Alternate Lifestyle can be and do it yourself.

I LOVE LIVING ON A YACHT!

My floating home enjoys a panoramic waterfront view and the view is easily changeable at will. I take my floating home with me wherever I go. I take advantage of million dollar waterfront views wherever I go. My portable island and I have visited Alaska, Washington State, Oregon, California, Florida, and that’s just the USA. My yacht has been to Canada, Mexico, Costa Rica, El Salvador, Honduras, Panama, Columbia, Guatemala, Belize, and numerous Islands of Paradise in the Caribbean Sea. She is capable of crossing oceans and visiting Europe or wherever I may choose to go.

Creating a new protected business, Business Name, and business identity comes with unrestricted possibilities for the future. You can be the person you always wanted to be and live the lifestyle you always wanted to live.

I’m the person I always wanted to be.

I love the freedoms and privacy I enjoy today.

YOU CAN DO IT TOO!

Do A Cary Grant

You have before you a unique opportunity to embark on a fresh start in life. Your opportunities for the future are unrestricted and unlimited. Make the best of this wonderful opportunity and become the person you’ve always wanted to be.

Move in positive directions, take positive actions, and build a happy, prosperous, fulfilled, and positive future for yourself. Divest yourself of the negative factors of your past life as you move forward adding new and positive factors to your life. Carry your head high and be proud of who you are and your achievements in your new life.

If you are not sure how to go about this, you can take a cue from the famous movie actor Cary Grant. Cary was a shy and meek man … but one day he decided to start acting like the man he wanted to be. Soon, the act became reality and he transformed himself into a famous, self-confident, and debonair movie star that swooned women.

Do a Cary Grant and start acting like who you want to be. Soon, the act can become your reality.

I want you to know that Cary Grant was a name and identity changer. He was born as Archibald Alexander Leach but he died as Movie Star Cary Grant.

Walk the walk … Talk the talk … Dress the dress … Dance the dance … own the name!

Live, eat, breathe, and be who you want to be … You can become that person in real life.

Author’s Afterthoughts

Thanks ever so much to each of my cherished readers for investing the time to read this book!

I know you could have picked from many other books but you chose this one. So a big thanks for downloading this book and reading all the way to the end.

I sincerely wish to help as many people as I can and change people’s lives with this book. More reviews help to accomplish that positive result. If you enjoyed this book or received value from it, I’d like to ask you for a favor. Please take a few minutes to post an honest and heartfelt review on Amazon.com. Your support does make a difference and helps to benefit other people.

LEAVE A REVIEW ON AMAZON:

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Good Health, Prosperity,

Fulfillment, Freedom, Peace,

Bliss, and Love to all

of my cherished readers!

David Author

About The Author

David Author is an Entrepreneur, International Best Selling Author, and #1 Best Selling Author on Amazon.

He is a prolific author who has published over 30 books under several pen names. His purpose as an author is to entertain, enlighten, and help people through his books. To benefit as many people as he can, he keeps the price on his books low.

Captain Author is a master yachtsman who lives aboard his 57-foot motor yacht full time. He has cruised along the shores and islands of paradise and lived aboard for more than 20 years. His floating home is currently somewhere in sunny Florida. The 700 islands of the Bahamas are his next cruising and writing destination.

Of Lynne Marie who

became an Angel at age

38 on September 19, 1986

Christopher David who

was never born because

of Lynne’s passing

Legal Disclaimer

While all attempts have been made to verify the information provided in this publication, neither the author nor the publisher assumes any responsibility for errors, omissions, or contrary interpretations of the subject matter herein. Adherence to all applicable laws and regulations, including international , federal, state, and local governing professional licensing, business practices, advertising, and all other aspects of doing business in the US, Canada, or any other jurisdiction is the sole responsibility of the purchaser or reader. Neither the author nor the publisher assumes any responsibility or liability whatsoever on the behalf of the purchaser or reader of these materials. Any perceived slight of any individual or organization is purely unintentional. The views expressed are those of the author alone, and should not be taken as expert instruction or commands The information provided in this book is for informational, discussion, and entertainment purposes only. The Author is not responsible for your actions. The reader will always be personally responsible for his or her own actions.