[HN Gopher] Indiana life insurance CEO says deaths are up 40% am...
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Indiana life insurance CEO says deaths are up 40% among people ages
18-64
 
Author : wsc981
Score  : 413 points
Date   : 2022-01-02 15:59 UTC (7 hours ago)
 
web link (www.thecentersquare.com)
w3m dump (www.thecentersquare.com)
 
| gumby wrote:
| My uncle was outside that age group but died last summer of a
| heart attack --- due to Covid. All the ICU beds in his area were
| occupied by Covid patients.
 
  | MandieD wrote:
  | I'm so sorry. My father-in-law has had his "elective" surgery
  | to deal with a hernia cancelled twice due to hospital
  | overcapacity, and all we can do is pray that Germany's current
  | restrictions will have kept the numbers low enough for his
  | current appointment this week and likely follow up procedure to
  | deal with tachycardia to happen.
  | 
  | They're not even talking about rescheduling the hernia surgery
  | anytime soon - he's making do with a compression band.
  | 
  | This is why it _is_ other people's business whether someone is
  | vaccinated.
 
    | sm4rk0 wrote:
    | I assume your opinion is "more vaccinated people => less load
    | on hospitals", but this article hints it could be the
    | opposite.
 
      | gumby wrote:
      | The article says no such thing, and in fact doesn't even
      | address that issue.
      | 
      | The closest is the following: "It may not all be COVID on
      | their death certificate, but deaths are up just huge, huge
      | numbers."
      | 
      | The person quoted isn't commenting on hospitals at all. For
      | example my uncle doesn't have COVID on his death
      | certificate but his doctor says that his case was simple
      | enough that he _could_ have been saved had he been able to
      | be admitted.
 
    | diogenescynic wrote:
    | I don't disagree but I think we should also be demanding more
    | capacity from our hospitals and maybe just maybe demanding
    | actual universal healthcare. It's so bizarre to me that
    | that's not even on the table but it's because most just
    | assume we have to have a for-profit medical system.
 
      | SamoyedFurFluff wrote:
      | Increasing capacity for hospitals is actually a hard
      | problem, because the time it takes to train people to fill
      | the capacity is quite high.
 
      | ericd wrote:
      | Isn't Germany's healthcare system already universal, and
      | their support for elderly people quite generous?
 
      | gumby wrote:
      | Hospitals build out capacity based on projections of need.
      | So they look at the population of their catchment area,
      | other hospitals, demographics of the locals, and calculate
      | that they'll need about X icu beds / maternity rooms etc
      | etc and then build in a small overcapacity for surges.
      | 
      | If they routinely overbuilt then cost would go up even
      | more. I think this approach is reasonable for any
      | business,* whether private or public hospital.
      | 
      | The Covid surge isn't something you can plan for, nor could
      | you really build ICU capacity quickly enough for.
      | 
      | Also there's a systems issue: the ICU pressure shouldn't
      | even exist to the degree it does as we have a "defense in
      | depth": vaccination. But for some reason people aren't
      | using that defense, which simply makes things worse for the
      | rest of us.
      | 
      | * not getting into the cost issues in general, just
      | addressing your specific comment.
 
| dukeofdoom wrote:
| This examination of pfizer's own vaccine safety study, claims
| that it shows an increase in all risk mortality.
| 
| https://www.canadiancovidcarealliance.org/media-resources/th...
 
  | LorenPechtel wrote:
  | Just from the name I strongly suspect it's one of the
  | disinformation spreaders.
 
    | incrudible wrote:
    | The information itself is neutral. The channel is not.
    | Unfortunately, this information isn't digested by the sort of
    | critical and investigative journalism that should exist in
    | our society. The obviously wrong or misleading information
    | gets "fact checked", but this just gets ignored. There's no
    | room for nuance when the prevailing belief is that "everyone
    | must get vaccinated or people will die".
 
| Tycho wrote:
| Well a few months back in official UK mortality statistics from
| the ONS you could see a massive increase in the non-covid death
| rate for vaccinated people, but no one in the health authorities
| seemed to notice or feel the need to explain it.
| 
| Previous discussion here:
| https://news.ycombinator.com/item?id=28532552
 
| draw_down wrote:
 
| smartplaya2001 wrote:
| i wonder if it has anything related to the covid vaccine rollout?
| The timing coincides.
 
  | Voloskaya wrote:
  | A much simpler explanation is that this is a side effect of the
  | pandemic itself.
  | 
  | The timing of the vaccine roll out is of course related to the
  | timing of the pandemic. So it's expected that we would see some
  | loose correlation in timing between the different events
  | related to the pandemic.
  | 
  | Things such as increase in mental issues and increased drug
  | consumption due to loneliness, lack of medical care due to
  | overflowed hospitals or loss of income etc. all took time to
  | build up once the pandemic started. Just as it took time to
  | manufacture and distribute a vaccine once the pandemic started.
 
| throwawayboise wrote:
| If they are comparing deaths in 2020 when everyone except
| "essential workers" was stuck at home for 3/4 of the year, to
| 2021 when many more people were back to their routine of driving,
| work, recreation, etc. I would not be surprised to see a spike in
| deaths for young people who are back into doing a lot more things
| that can cause accidents.
| 
| If they are comparing 2021 to something like a 10 year average
| death rate and seeing a 40% jump, then that is more interesting.
| 
| Also raw numbers matter. Two deaths from some rare cause this
| year vs. one last year is a 100% increase, but doesn't really
| mean anything in a state with 6.5 million people.
 
| kyleblarson wrote:
| He says it's going to cost the company more but could there also
| be an increased incentive for covered employees to increase their
| coverage and thus increase the premium revenue to OneAmerica? I
| am generally dubious when the CEO of a (private) company that's
| bottom line is so closely tied to death rates publishes an
| article with such a nice round number increase in the death rate.
 
  | oneoff786 wrote:
  | Would you feel more at ease if he said 38.23%?
 
  | 1123581321 wrote:
  | It sounds rather like a public explanation for pricing changes.
  | The pricing changes would be based on changes to underwriting,
  | and reinsurance costs.
 
| Flockster wrote:
| Unavailable from the EU.
 
  | ur-whale wrote:
 
    | CoastalCoder wrote:
    | Why?
 
      | derefr wrote:
      | Presumably because sites not available in the EU aren't
      | legally obligated to annoy everyone with cookie consent
      | banners.
 
        | oneplane wrote:
        | They aren't legally obligated to track people with
        | cookies either. It's always their own choice.
 
        | dazc wrote:
        | But they have a cookie consent banner regardless of
        | whether they are tracking people of not.
 
        | hansel_der wrote:
        | Fixed that for you:
        | 
        | But they are tracking people regardless of whether they
        | have a cookie consent banner or not.
 
        | Xylakant wrote:
        | Why would a site available in the EU be obligated to
        | annoy everyone with cookie consent banners. Many probably
        | do, but it's laziness on their part, but there's no legal
        | obligation to do so.
 
        | rob74 wrote:
        | IANAL, but I doubt that sites not available in the EU are
        | legally obligated to annoy non-EU visitors with cookie
        | consent banners? Of course, it's easier to annoy
        | everyone, but if you can block EU visitors based on their
        | IP you can also show the cookie consent banner only for
        | these IPs?
 
        | derefr wrote:
        | Because the banners are targeted at EU citizens, not
        | people geographically within the EU. You're required to
        | show the banners to e.g. EU citizens living in the US.
        | 
        | ETA: under GDPR, blocking the EU geographically (e.g. via
        | GeoIP), in combination with requiring user registrations
        | to specify that they're not EU citizens, would be
        | considered a "good-faith effort" to avoid collecting the
        | data of EU citizens.
 
        | stickfigure wrote:
        | Good luck extraditing.
 
        | rob74 wrote:
        | Ok, that's pretty absurd and technically impossible, but
        | blocking users from the EU, as many US sites do, does not
        | "fix" for this issue, because EU users living in the US
        | will be able to use the site without getting a cookie
        | banner.
 
      | dazc wrote:
      | The burden of complying with EU privacy laws that benefit
      | no one aside from a powerful lobby group of EU-based media
      | businesses.
 
        | disgruntledphd2 wrote:
        | Huh? Personally, as an EU citizen, I like the laws, and
        | feel like they benefit me.
 
        | ur-whale wrote:
        | We're not talking about the laws here but about the dumb
        | pop-up you anyway click OK on systematically and
        | therefore serves exactly no purpose.
 
        | disgruntledphd2 wrote:
        | Well, actually what I do almost always is click reject
        | all on the GDPR ones, then tab over to the legitimate
        | interest tab and object to all of that too. I can't speak
        | for the behaviours of others.
        | 
        | If you have a _real_ legitimate interest, you don 't need
        | my consent, so I feel entirely justified in objecting to
        | their fake-ass "legitimate interest" (i.e. please let us
        | do what we want).
 
      | kreeben wrote:
      | To send a signal to the EU that US based web sites wish to
      | continue to steal their users' PII and sell it to whomever
      | they wish, without users having to give their consent,
      | because that's how you make money when you don't have good,
      | quality product.
 
        | dazc wrote:
        | This would be a good argument but for the fact that
        | everyone just clicks OK anyway.
 
        | OJFord wrote:
        | Unless they use an ad-blocker and don't even see it.
        | (It's (supposed to be) opt-in.)
 
| ummonk wrote:
| A sizeable chunk of this is from fentanyl poisoning, which is now
| the leading cause of death amongst 18-45.
 
| ilaksh wrote:
| Well, I'm sure there is a little bit of significance, but you
| have to take into account that it's a relatively small number of
| deaths compared to the population size, and the person giving you
| the news about "DEATHs ARE UP" sells LIFE INSURANCE.
 
| throwaway4good wrote:
| Life Expectancy in U.S. Declined 1.8 Years in 2020, CDC Says
| 
| https://www.wsj.com/amp/articles/life-expectancy-in-u-s-decl...
| 
| This is for 2020 - COVID-19 deaths are more for 2021.
| 
| Really wild numbers if you think about it.
 
  | throwaway4good wrote:
  | It also hints that covid-19 related deaths are undercounted in
  | the us.
 
    | Redoubts wrote:
    | The NY Times used to do a breakdown, and found yes they are: 
    | https://www.nytimes.com/interactive/2021/01/14/us/covid-19-d.
    | ..
 
    | lostlogin wrote:
    | The Economist article posted here a few days ago had the US
    | at a bit over 1 million deaths.
    | 
    | https://www.economist.com/graphic-detail/coronavirus-
    | excess-...
 
      | FabHK wrote:
      | Assuming that COVID deaths are fully accounted for, that
      | would mean about 200k excess deaths due to other,
      | presumably COVID related, factors (suicide, drug overdose,
      | ...).
 
        | lostlogin wrote:
        | That's a big assumption though. Some places had death
        | rates decline for many 'normal' causes of death.
        | 
        | Suicide, flu and car crashes caused less deaths than
        | usual where I am, and the lockdowns led a negative value
        | for 'excess deaths'. I'm in New Zealand.
 
    | cmurf wrote:
    | That's what the CEO is quoted as saying: _What the data is
    | showing to us is that the deaths that are being reported as
    | COVID deaths greatly understate the actual death losses among
    | working-age people from the pandemic. It may not all be COVID
    | on their death certificate, but deaths are up just huge, huge
    | numbers._
 
    | pclmulqdq wrote:
    | It could also hint that excess deaths from lockdown policies
    | are higher than expected. COVID deaths are almost certainly
    | undercounted by some factor, but suicides and drug overdoses
    | are skyrocketing. These numbers would make sense if the cure
    | is worse than the disease too.
 
      | ok_dad wrote:
      | Assuming that all covid deaths are accounted for and all
      | the rest of the excess deaths are from lockdown, there
      | would have to be at least as many excess deaths as covid
      | deaths to start saying the cure is worse than the disease.
      | From the numbers it seems like there would be about 800k
      | covid deaths to 200k excess (in the USA), so that would
      | indicate the disease was 4x worse than the cure. Of course
      | those are all assumptions that I don't think are accurate,
      | but using your own logic.
      | 
      | But one thing we probably can agree on is that at this
      | point covid is endemic and most people have given up trying
      | to get to zero cases.
      | 
      | For me, I personally just integrated into my worldview the
      | fact that I can't trust most humans to give a shit about
      | others (like following simple mask and vaccine guidelines)
      | and have to protect my family however best I can, even if
      | that means less social interaction for the rest of my life.
 
      | tedsanders wrote:
      | What is your source for the claim that suicides are
      | skyrocketing? How do you quantify skyrocketing?
      | 
      | In the US, it looks like suicides fell slightly, according
      | to provisional data:
      | 
      | https://www.cdc.gov/nchs/data/vsrr/VSRR016.pdf
      | 
      | Even if these statistics are updated upward, I don't see
      | how they can be interpreted as skyrocketing.
      | 
      | Please do your best to stick to facts and source them when
      | convenient.
 
    | adam_arthur wrote:
    | Or that second order effects from covid prevention policies
    | have led to many extra deaths. e.g. suicides, alcoholism,
    | drug overdose
    | 
    | Have to look at the numbers to understand
 
      | throwaway4good wrote:
      | If you look at the global numbers not all countries had a
      | similar drop in life expentency (ie. Denmark and New
      | Zealand had no drop) but went through similar or more
      | severe lockdown and vaccine policies.
 
        | Riseed wrote:
        | Yes, exactly. Lockdowns and vaccines are not the only
        | covid prevention policies. Stimulus checks and
        | unemployment compensation (along with their universality
        | and the ease and speed of obtaining them), testing
        | availability, and general healthcare access also fit into
        | the "covid prevention policies" category, and can be
        | reasonably suspected to have had some impact on life
        | expectancy.
 
    | diogenescynic wrote:
    | Missouri coroners proudly admit they aren't counting any
    | COVID deaths. It's definitely being undercounted. I know
    | someone who died in Wisconsin but the hospital said he didn't
    | have COVID then a year later they admitted they'd done the
    | test wrong and actually didn't know. None of the data
    | provided is reliable. More people should be worried about how
    | unreliable our healthcare system.
 
| shadowgovt wrote:
| With few exceptions, if you want to know what's really going on,
| the insurance companies are the numbers to draw from. They have a
| vested interest in knowing what's happening and people usually
| have a vested interest in reporting to them to collect resources.
| 
| (The exception is when there are secondary effects. Auto
| insurance reporting under samples minor accidents, because people
| don't want to risk their perfect driving record rate bonuses on a
| fender-bender. But there are no incentives to refrain from
| collecting on life insurance.)
 
  | LorenPechtel wrote:
  | Note that life insurance isn't going to be a good model--there
  | are two selection biases at work here.
  | 
  | 1) Those in ill health likely can't afford life insurance.
  | 
  | 2) Life insurance is mostly to provide for dependents--which
  | means people in good enough shape to have dependents and people
  | are young enough to still have dependents. (Once the kids are
  | grown there's much less reason for term life insurance.)
 
    | shadowgovt wrote:
    | Good point. You've highlighted two ways in which these
    | numbers might under count COVID fatalities based on what we
    | know about correlation with both age and prior health
    | conditions and morbidity with this disease.
 
| anttisalmela wrote:
| https://archive.is/VIzFv
 
| WriterGuy2021 wrote:
| I don't know what's going on and I'm scared.
 
  | blihp wrote:
  | People aren't getting as much exercise, sitting around more
  | eating cheetos and drinking beer, doing more drugs and getting
  | more depressed. I'm not suggesting that all of those are
  | happening to everyone, but each of them is a risk factor and
  | due to the pandemic they're occurring to different segments of
  | the population at the same time.
 
    | [deleted]
 
| netizen-936824 wrote:
| Why should we believe this biased source?
| 
| >Davison said the increase in deaths represents "huge, huge
| numbers," and that's it's not elderly people who are dying, but
| "primarily working-age people 18 to 64" who are the employees of
| companies that have group life insurance plans through
| OneAmerica.
| 
| So he sees the data for non elderly people, because those are the
| people who have his company's plans. So he doesn't have the data
| to compare against to say elderly people _aren 't_ dying at
| higher rates because _they aren 't his customers_
 
  | omosubi wrote:
  | Why must it be a comparison? A 40% increase in deaths for any
  | population is mind boggling
 
    | k2enemy wrote:
    | It really isn't if you are starting from an extremely low
    | baseline.
 
      | loeg wrote:
      | Depends on historical variance, no? The baseline was half a
      | percent _of hundreds of millions of people._ It's a lot of
      | additional deaths.
 
      | omosubi wrote:
      | So we should just ignore these numbers? Does this not
      | warrant more information about what is causing these
      | deaths?
 
        | CoastalCoder wrote:
        | I suspect you misunderstood the parent's point. Not being
        | mind-boggling doesn't imply we should ignore it.
 
    | netizen-936824 wrote:
    | Because the quoted source is literally making the comparison,
    | which I am saying is incorrect because his data is biased.
    | Please reread the piece I quoted to see the comparison
    | 
    | >that's it's not elderly people who are dying, but "primarily
    | working-age people 18 to 64"
 
      | zo1 wrote:
      | You're being oddly pedanti? He could mean any number of
      | things with that mention of elderly people.
 
        | netizen-936824 wrote:
        | Because he is making claims of fact based on his
        | available data. I am saying the statement is incorrect
 
        | zo1 wrote:
        | He also, in the article, mentions that he is looking at
        | other companies in the market. "We are seeing, right now,
        | the highest death rates we have seen in the history of
        | this business - not just at OneAmerica".
        | 
        | Anywho without more info about what access to data he is
        | making his observations on, we're just speculating.
        | Definitely can't say he is factually wrong with the vague
        | and open bits of info from the article. It's just quotes
        | that could mean almost anything.
 
  | jliptzin wrote:
  | Also this is a $100 billion company that is private and with
  | only 2400 employees? Something doesn't smell right.
 
    | erwincoumans wrote:
    | Roblox has a market cap of 60 billion and less than 1500
    | employees(it was private until less than a year ago)
 
    | gbronner wrote:
    | Life insurance is mostly a passthrough from the living to the
    | families of the dead Most people never use the product.
 
      | [deleted]
 
    | hnburnsy wrote:
    | Probably this is assets under management, not yearly sales or
    | net income.
 
    | carls wrote:
    | I think the $100bn number does not refer to the company
    | revenue. According to the company, in 2016 revenue was close
    | to $2bn [1]. It may instead refer to total assets under
    | administration (which was $74bn in 2016, according to the
    | same source).
    | 
    | -------
    | 
    | [1] https://www.oneamerica.com/newsroom/news-
    | releases/oneamerica...
 
    | [deleted]
 
  | xojoc wrote:
  | How many new young customers do they have? Maybe more people
  | than before think about getting a life insurance and for
  | whatever reason the more "fragile" ones are getting one.
 
    | hnburnsy wrote:
    | These are most likely group life policies where the employer
    | pays the premiums for a base amount for all employees. Since
    | there is no charge to the employee for the base coverage,
    | most would accept the coverage.
 
      | kevinmchugh wrote:
      | If the employee base changed it could end up being
      | unrepresentative of the broader population, but it's hard
      | to imagine what that might be. Healthier people quit?
      | Healthier people left Indiana? A competitor insurance
      | company signed all the healthier groups?
 
    | whatever1 wrote:
    | Big employers in the US offer group life insurance to their
    | employees without the need to opt in. Of course they have opt
    | in add ons to increase the coverage, but in any case if you
    | are employed and you die (knock wood) the insurance company's
    | phone will ring.
 
  | the_optimist wrote:
  | He is not saying that elderly people aren't dying. He's saying
  | elderly people are not in his sample set. In other words, you
  | read this incorrectly. Also, you do not justify your claim of
  | bias.
 
    | netizen-936824 wrote:
    | >that's it's not elderly people who are dying, but "primarily
    | working-age people 18 to 64"
    | 
    | "that's it's not elderly people who are dying"
    | 
    | Am I missing something? Is this _not_ a comparison?
 
      | the_optimist wrote:
      | Yes, you miss the context of the conversation. No, it is
      | _not_ a comparison.
 
        | netizen-936824 wrote:
        | If elderly people are not in the data set, why are they
        | mentioned at all?
 
      | maxerickson wrote:
      | It's a literary construction, emphasizing that the 40%
      | increase is not an observation about elderly people.
      | 
      | It's not intended to be taken alone as a statement about
      | the elderly.
 
        | netizen-936824 wrote:
        | He is making a statement on his data and saying that
        | elderly aren't dying at the same rate. How is it possible
        | to take that any way besides literally?
 
        | notreallyserio wrote:
        | I dunno what the disconnect is but you may be the only
        | one struggling with the meaning behind the words. I don't
        | see him referring to the death rate of people outside
        | 18-64 at all.
        | 
        | You could say his information is biased because it is
        | limited to folks that have insurance through his company,
        | but he's up front about that.
 
        | netizen-936824 wrote:
        | >it's not elderly people who are dying
        | 
        | Quoted verbatim from the source article. This is a plain
        | statement on the death rate of that specific age group.
 
        | notreallyserio wrote:
        | Do you think he's saying elderly people aren't dying?
        | Because that's what those precise words would mean when
        | you take them out of context. In context, it's clear that
        | he's not talking about elderly people at all.
 
        | netizen-936824 wrote:
        | I've had to chop up the quote to point out the exact part
        | I take issue with. The entire quote is a comparison of
        | age groups, of which he does not appear to have data for.
        | 
        | Also as others have mentioned, this part may have been
        | added by the reporter who definitely doesn't cite Amy
        | source for the comparison. Either option equates to poor
        | reporting.
 
        | the_optimist wrote:
        | As others point out here, this is a literary construction
        | flagging that in his specific context, he is not
        | referencing old people. He is making the very point that
        | he is above accused of not making. Just as if I were to
        | chop the quote in your sentence "this part may have been
        | added by a reporter" (which is not a self-reference to
        | your own quote possibly having been edited by a
        | reporter), the context is important. The reporting here
        | is causal but being able to interpret such statements is
        | part of basic reading comprehension.
 
        | netizen-936824 wrote:
        | It is a literary construction that makes the sentence
        | contain incorrect information. A correct statement would
        | have not mentioned elderly people at all because they are
        | not included in the data:
        | 
        | "There has been an increase in deaths of working age
        | 18-64 year olds."
        | 
        | Full stop. No need to mention the elderly.
 
        | the_optimist wrote:
        | Sure. Is this true: (WHERE 18 <= age <= 64) is the same
        | as (WHERE 18 <= age <= 64 AND NOT 64 < AGE) ? This is
        | what he's saying. It's emphatic, not pedantic to make
        | such a point.
 
        | hllooo wrote:
        | No, he's making a statement saying that his data shows
        | working age people dying at a higher rate. It says
        | nothing about elderly people.
        | 
        | The head of Indianapolis-based insurance company
        | OneAmerica said the death rate is up a stunning 40% from
        | pre-pandemic levels among working-age people.
        | 
        | ...
        | 
        | Davison said the increase in deaths (that his company
        | sees) represents "huge, huge numbers," and that's it's
        | not elderly people who are dying (to account for this
        | increase), but "primarily working-age people 18 to 64"
        | who are the employees of companies that have group life
        | insurance plans through OneAmerica.
        | 
        | Plus, he actually could say "that elderly people aren't
        | dying at the same rate" in his dataset and be technically
        | correct. The elderly are not part of his dataset, so it's
        | vacuously true.
 
        | netizen-936824 wrote:
        | Yes, he is making a comment on _his data_ and as an
        | insurer this data only includes working age people, not
        | the elderly.
        | 
        | So of course he doesn't see elderly deaths because _they
        | aren 't in his data set_
        | 
        | But since his data set is limited, we just can't draw
        | this conclusion
 
        | the_optimist wrote:
        | You are simply reading this wrong. If you want to prove
        | that to yourself, call up this guy and talk to him. He
        | will tell you you're stating something totally obvious
        | and making a very silly distinction. You're agreeing with
        | him violently. Come back in a couple of years and re-read
        | this, you'll realize your interpretation is wrong.
 
  | austinkhale wrote:
  | What claim do you believe is being made that utilizes this
  | source in a biased way? It seems to me that in his remarks he
  | was pretty clear about this data applying to the vertical of
  | participants in employer plans, in a specific age group.
  | 
  | I don't think it's any secret that the last two years have been
  | poor for people's mental & physical health. It stands to reason
  | that we're going to be feeling the consequences of the pandemic
  | & pandemic mitigation efforts for quite some time.
 
    | netizen-936824 wrote:
    | >that's it's not elderly people who are dying, but "primarily
    | working-age people 18 to 64"
    | 
    | He's literally claiming that elderly are not dying at the
    | same rates, based on his internal customer data
 
      | austinkhale wrote:
      | I think you're misinterpreting his statement. He isn't
      | making a claim about elderly death rates. He's saying the
      | pandemic (both the disease and other effects) is affecting
      | a younger, working cohort as well, based on their available
      | data.
 
        | netizen-936824 wrote:
        | I am saying that comparison is wrong, because he is
        | missing data for the age group that he is comparing
        | against.
 
        | austinkhale wrote:
        | I believe where you are interpreting it one way and the
        | rest of us are interpreting it another is perhaps due to
        | missing the quotation marks.
        | 
        | ...deaths represents "huge, huge numbers," and that's
        | it's not elderly people who are dying, but "primarily
        | working-age people 18...
        | 
        | Davidson, the CEO in question, directly said "huge, huge
        | numbers" and "primarily working-age people 18..." in his
        | address. However the author of the article, Margaret
        | Menge, added the "that's it's not elderly people who are
        | dying" piece.
        | 
        | Essentially Margaret, as explained in another comment,
        | used a literary construction to tie the quotes together.
        | The sentence is being used to convey that contrary to the
        | popular narrative that the pandemic is only killing the
        | elderly, here we have evidence that it's affecting other
        | cohorts as well.
 
        | netizen-936824 wrote:
        | If that is true, them this changes the meaning of the
        | quotes. In my opinion this is just as bad because the
        | entire article centers around these claims and she is
        | adding claims that her source did not make.
        | 
        | Horrible reporting
 
      | whatever1 wrote:
      | Are we reading the same sentence?
 
        | netizen-936824 wrote:
        | So how do you interpret it?
        | 
        | My interpretation is that this guy runs an insurance
        | company who insures working age people through their
        | employers. That is the source of the data, so he is
        | _missing data on elderly people_
        | 
        | Yet he makes a claim that the people he does not have
        | data on are dying at a lower rate than the people he
        | _does_ have data on. This makes no sense, as you can 't
        | make a comparison when you simply don't have data on the
        | group you're comparing against
 
        | GaveDrohl wrote:
        | Can you share the quote from the article that you're
        | referring to? Not saying it's not there, but I'm just not
        | finding it.
 
        | netizen-936824 wrote:
        | I have it quoted in multiple comments here, including my
        | top comment. Here it is again:
        | 
        | >Davison said the increase in deaths represents "huge,
        | huge numbers," and that's it's not elderly people who are
        | dying, but "primarily working-age people 18 to 64" who
        | are the employees of companies that have group life
        | insurance plans through OneAmerica.
        | 
        | Here is the specific part I take issue with:
        | 
        | >it's not elderly people who are dying, but "primarily
        | working-age people
 
        | [deleted]
 
| littlecranky67 wrote:
| Mortality rates are basically up in all countries (at least those
| who can adequately measure it). My bet is that "after Covid" we
| will see rates under the pre-pandemic value for a couple of years
| as Covid was most lethal to those that would have died the next
| 0-5 years anyways without it.
 
  | rkk3 wrote:
  | Yes excess mortality it will probably go down in the older
  | groups that died slightly pre-maturely. But the deaths in the
  | 18-64 is not just from Covid-19 but from things exacerbated by
  | it on the society level; Delaying treatment/tests, Drug
  | Overdose, Alcoholism, Depression, Suicide, Traffic Accidents
  | etc. Those are net-new and not necessarily ones that would have
  | happened in the next 5 years.
 
    | erichurkman wrote:
    | Don't forget to add in the folks who technically recovered
    | from COVID but are suffering lingering conditions like
    | scarred lung tissue, kidney damage, atrial fibrillation,
    | myocarditis, [...]. Those will add more sad stories over the
    | coming years as those conditions will make recovering from
    | other ailments harder.
 
| ceva wrote:
| And rate for age between 1-100 i 99,9% lol
 
| nop_slide wrote:
| I can already see this being used as a source that the vaccines
| are the reason for the increased deaths.
| 
| Could anyone point out if how vaccines as the casue could be
| ruled out by this data?
 
  | cced wrote:
  | Why are you asking to rule it out and not question wether or
  | not it _might_ be a contributing factor (however that might
  | be)?
 
    | nop_slide wrote:
    | Sure let me rephrase.
    | 
    | Does this data provide any support whether vaccines could be
    | or not be a contributor?
 
  | FabHK wrote:
  | You could check for excess mortality among vaccinated and
  | unvaccinated people. I think the data is very clear:
  | vaccination does not lead to excess mortality (unlike COVID).
 
    | nu11ptr wrote:
    | I think that would be very tricky to decouple variables here.
    | The vaccine seems to reduce mortality from COVID, but if the
    | vaccine were killing x% itself, the vaccine would only have
    | to be more effective at saving from COVID than killing for
    | that safety signal to be lost. In short, comparing vaxxed vs
    | unvaxxed mortality alone isn't likely to tell you if you have
    | a vaccine safety signal.
 
      | FabHK wrote:
      | You're right, you'd have to test whether people in each
      | group are infected with COVID, and correct for that. Should
      | still be doable. Would also need to correct for age and co-
      | morbidities (doable), and also for differences in behaviour
      | (hard).
 
    | sm4rk0 wrote:
    | What data are you citing?
    | 
    | There's official data showing the opposite (I personally
    | checked each data point in that graph):
    | https://alexberenson.substack.com/p/vaccinated-english-
    | adult...
 
      | Flankk wrote:
      | I'm convinced you could show data that every single person
      | that received the vaccine died and these people would still
      | say it's safe. Objectivity is gone and health care is now
      | political. The sheer irony that Trump was blamed for
      | everything except for the worst thing that he actually did.
      | Operation Warp Speed rushed the scientific process and
      | caused bad medicine to be released to the general public.
 
| omosubi wrote:
 
  | wayoutthere wrote:
  | It's a mixed bag there; a lot of despair can come from being
  | forced to be around people who you don't like. Working from
  | home has definitely given me a new perspective and I don't
  | dread working the way I used to. To paraphrase Sartre,
  | sometimes hell is other people.
 
  | loeg wrote:
  | Additional deaths of despair are on the order of 1-10% of COVID
  | deaths. I agree they are tragic, but the numbers do not support
  | your conclusion.
 
    | msandford wrote:
    | Well how they are distributed is also important IMO. If you
    | kill one young person for every 10 elderly you save that's a
    | clear tradeoff situation. I don't know what the right answer
    | is of course but it's not as though lockdowns are cost free
    | as some have suggested.
 
      | loeg wrote:
      | Keep in mind, it isn't obvious that killing more of their
      | parents and grandparents would lower deaths of despair in
      | youth -- Covid itself is (IMO) depressing, not just
      | lockdown measures.
 
  | kenferry wrote:
  | Your comment made me interested to see what happened to the
  | suicide rate.
  | 
  | For 2020 it was down a touch.
  | 
  | https://www.statnews.com/2021/11/16/the-pandemic-didnt-incre...
 
    | [deleted]
 
    | theli0nheart wrote:
    | It's more complicated than that. Suicide rates for under 35
    | males were significantly higher.
    | 
    | Per the original source data from the CDC [1]:
    | 
    | > _For males, the age-adjusted suicide rate dropped 2%, from
    | 22.4 per 100,000 in 2019 to 21.9 in 2020. Rates for males in
    | age groups 10-14 and 25-34 increased by 13% and 5%,
    | respectively, although only the 5% increase for those aged
    | 25-34 (from 28.0 to 29.3) was significant. Rates for males
    | aged 45-54, 55-64, and 65-74 declined (Figure 3). Although
    | essentially unchanged from 2019, the rate for males aged 75
    | and over was the highest of all age groups at 40.2 in 2020._
    | 
    | [1]: https://www.cdc.gov/nchs/data/vsrr/VSRR016.pdf
 
    | yissp wrote:
    | On the other hand, overdose deaths were up significantly,
    | which I think would also be fair to categorize as "deaths of
    | despair" [1].
    | 
    | [1] https://www.cdc.gov/nchs/pressroom/nchs_press_releases/20
    | 21/...
 
  | ebiester wrote:
  | There are multiple interpretations here.
  | 
  | For example, if those disabilities are due to long COVID, then
  | that would indicate that the cure is indeed not worse than the
  | problem itself, but rather that the problem is even worse than
  | we thought.
  | 
  | Why is the total deaths up? Are cancer deaths going up because
  | the system is stressed by COVID? Are the people who are dying
  | people who had COVID, or people who didn't?
  | 
  | Are people dying because they have more stress and less
  | exercise? Are people dying because of the restrictions due to
  | the pandemic? Are people dying because they have lost their job
  | and no longer have access to health care? Are people dying
  | because of hidden effects of a vaccine? Are people dying
  | because social isolation causes follow-on problems?
  | 
  | That's not even to talk about Fentanyl and meth addiction, as
  | mentioned above, which seems to be a confounding factor that
  | started before COVID.
  | 
  | Perhaps there is a complex interaction of issues that will lead
  | everyone to their own interpretation.
  | 
  | This data doesn't tell us any of those things. And it certainly
  | doesn't say, one way or the other, if the cure was worse than
  | the disease, or even what cure we are talking about.
 
    | netizen-936824 wrote:
    | My point was the comparison between age groups is flawed.
    | Nothing to do with cause.
 
      | netizen-936824 wrote:
      | Apologies. I replied to the incorrect comment thread
 
        | loeg wrote:
        | FYI, you can delete comments less than an hour old. Click
        | the time stamp.
 
  | VincentEvans wrote:
  | I've read the article - I don't see where it specifies the
  | cause of the reported deaths.
  | 
  | I interpreted it as deaths caused by Covid. Do you have a
  | reason to interpret it differently?
 
    | notreallyserio wrote:
    | I don't think they provided enough information to say either
    | way. My gut hunch is that Covid and delayed health care are
    | involved but I don't have a guess as to what degree.
 
      | s1artibartfast wrote:
      | Cancer drug sales have been way down by a massive amount so
      | that and operation per year would be one method
 
    | goodcanadian wrote:
    | They didn't really specify the causes, but they did indicate
    | that COVID was generally NOT on the death certificates.
 
| k2enemy wrote:
| I'm actually surprised it is not higher. For 40-64 year old in
| the US, the annual chance of death is about half a percent
| (before covid) so a 40% increase is still a very low mortality
| rate.
| 
| https://hdpulse.nimhd.nih.gov/data/deathrates/index.php?stat...
 
  | hn_throwaway_99 wrote:
  | Define "very low". I think the "half a percent" number can seem
  | "artificially" low because it's just looking at the probability
  | of death in a single year. Looking at US actuarial tables, even
  | an 80 year old has an annual chance of death of less than 5%.
  | Just looking at that number alone may make one think that is a
  | "low" death rate, but nobody is surprised when an 80 year-old
  | dies.
 
  | toss1 wrote:
 
    | spamizbad wrote:
    | People really need to multiply that death rate against a
    | population of people who are likely to be infected. And they
    | are skipping this step for whatever reason.
    | 
    | A death rate of 20% isn't bad if it's a rare disease that has
    | a 10 cases worldwide (2 deaths), whereas a 0.2% death rate is
    | devastating for a highly contagious virus that spreads
    | rapidly over the planet (millions of deaths)
 
      | toss1 wrote:
      | That was already done, and specified in the comment.
      | 
      | >>"Just to give you an idea of how bad that is, a three-
      | sigma or a one-in-200-year catastrophe would be 10%
      | increase over pre-pandemic," he said. "So 40% is just
      | unheard of."
      | 
      | In fact, it was the entire point of the article - this
      | disease is so bad because the entire population of people
      | is subject to infection, and the death and disability rate
      | is very substantial.
      | 
      | >>whereas a 0.2% death rate is devastating for a highly
      | contagious virus that spreads rapidly over the planet
      | (millions of deaths)
      | 
      | We've got that. Here. In this topic and case.
      | 
      | So, I'm really struggling to see the point of the comment.
      | ?
 
    | csee wrote:
    | > a significant portion end up losing 7-10 IQ points just
    | from dementia
    | 
    | There probably is an IQ drop, but I question this figure. I
    | recall a study doing the rounds here which showed this figure
    | as a ballpark and it was very low quality.
 
      | toss1 wrote:
      | From direct accounts, the figure is likely low. A good
      | attorney friend has a friend who used to be one of the
      | sharpest and most witty attorneys he knew. Months after a
      | "mild case" (no hospitalization), the friend is not all
      | there, fading in and out - he'll literally fade in and make
      | a witty comment almost like before, then seconds later not
      | remember it..., and hasn't been able to get back to work.
      | That sounds like a lot more than 10 points, more like
      | 140->95.
      | 
      | Even if the effects are temporary, and even if it's "only
      | five points", I'm not interested in that risk, and you
      | shouldn't be either.
 
        | csee wrote:
        | Was that attorney vaxxed?
        | 
        | > I'm not interested in that risk, and you shouldn't be
        | either.
        | 
        | Well, I share your anxiety about it at least. It's my
        | biggest concern about COVID as a young person. Even 2
        | points is too much given the asymmetric payoff at the
        | margin.
 
  | cma wrote:
  | Half a percent is Russian roulette with 2.9 do-overs.
 
  | [deleted]
 
  | jb1991 wrote:
  | I'm surprised it is as high as you claim! You're saying that
  | for that age group, in a given year, the chances are 1 in 200
  | of dying? That seems like pretty bad odds on something that is
  | literally life and death.
 
    | brilee wrote:
    | Assuming risk is evenly distributed between birth and death,
    | you would expect a 1 in 80 chance of dying in any given year.
    | But since the risk is loaded towards the later years of life,
    | 1 in 200 during the earlier years sounds about right. Perhaps
    | it's 2x higher than I would have guessed otherwise, but it's
    | the right order of magnitude.
 
      | brianwawok wrote:
      | No that is bad math around 1/80.
      | 
      | If the average person had a 1/80 chance to die each year,
      | the average life expectancy would be 40 years.
      | 
      | Think about this another way. You have a gun with 80
      | chambers and 1 bullet. How many times on average can you
      | point it at your head and pull the trigger before it goes
      | off? Would you still argue 80 times? On average it is the
      | last chamber?
 
        | leni536 wrote:
        | That's not how it works. For a geometric distribution
        | with p=1/80 the mean or expected value is indeed 80.
        | 
        | https://en.wikipedia.org/wiki/Geometric_distribution
        | 
        | Your gun example has a uniform distribution between 1 and
        | 80 with an expected value of roughly 40 if you don't spin
        | the chamber each time between pulling the trigger. If you
        | spin it each time, then it's again the geometric
        | distribution and the expected value is 80.
        | 
        | If you don't spin the chamber between each time, then
        | each time you pull the trigger the probability of dying
        | at that round is not 1/80, the probability goes up and up
        | at each round, it's only 1/80 on the first round.
 
        | capitalsigma wrote:
        | "evenly distributed" implies uniform distribution
 
        | notfbi wrote:
        | To be fair, they said the _risks_ are evenly distributed,
        | not that _deaths_ are.
 
        | adverbly wrote:
        | I had the same initial thought, but this isn't quite a
        | perfect model... that distribution averaging assumes that
        | the only factor at play is covid... but there are other
        | chances of death with highly irregular probability
        | distributions as a function of age... with other
        | nonlinear weightings as a function of age you could get
        | pretty different numbers in the end...
 
        | [deleted]
 
        | i_cannot_hack wrote:
        | Your last example is not applicable.
        | 
        | The question is comparable to a gun with _infinitely_
        | many chambers, each with a 1 /80 chance of containing a
        | bullet: How many times on average can you point it at
        | your head and pull the trigger? The differences are that
        | you have no guarantee that the first 80 chambers will
        | contain exactly 1 bullet, that more than one chamber can
        | contain a bullet, and that you can pull the trigger more
        | than 80 times.
 
        | adverbly wrote:
        | Are you sure? Is it not the same as this:
        | https://math.stackexchange.com/questions/1009490/average-
        | num...
        | 
        | E = p/(1-p)
        | 
        | So pretty close to 80 years, no?
        | 
        | I guess it gets more complicated because you'd die of
        | other reasons as you age so there's no point including
        | the eventualities where you reached 120 for example... I
        | guess it gets pretty complicated in the end...
 
      | minitoar wrote:
      | I think motor vehicle related mortality really shifts the
      | risk forward.
 
    | cm2187 wrote:
    | Probably highly skewed to the upper end of that age range.
 
    | thehappypm wrote:
    | Well, also consider that people live to be roughly ~100 years
    | old. The population is roughly stable, so every year ~1% of
    | the population must die and be replaced by a ~1% is born.
 
    | benlivengood wrote:
    | https://www.ssa.gov/oact/STATS/table4c6.html has the
    | actuarial table by age, which is indeed a base rate above
    | 0.002 from age 46 onward.
 
      | lordnacho wrote:
      | Wow, remarkably the Queen, who is 95, is unlikely to make
      | it to 100. In fact her annual hurdle rate is greater than
      | 1/5. Am I reading this wrong?
 
        | alisonkisk wrote:
 
      | zuminator wrote:
      | That's true, but 0.002 is 1/500, not 1/200.
 
    | kragen wrote:
    | https://www.ssa.gov/oact/STATS/table4c6.html confirms that.
    | In the US, it's about 1 in 400 for men at 40, 1 in 600 for
    | women; at 50 it's 1 in 200 for men and 1 in 300 for women;
    | and at 60 it's 1 in 90 for men, 1 in 150 for women. About 17%
    | of US men, and 11% of US women, who make it to 40 are dead
    | before 66. These are all pre-covid rates (from 02017).
 
    | vasilipupkin wrote:
    | think of it this way, 1 in 200 means the chance that you will
    | not die is 99.5% When put that way, sounds pretty good,
    | right?
 
      | chucksmash wrote:
      | Think of it this way, 1 in 200 means the chance that you
      | will die is 10x worse than that of someone base jumping[0].
      | When put this way, sounds pretty bad, right?
      | 
      | [0]: https://pubmed.ncbi.nlm.nih.gov/17495709/
 
        | vasilipupkin wrote:
        | No, I mean, 1 in 200 chance here refers to living, which
        | includes all activities, including BASE jumping
 
    | lordnacho wrote:
    | How old are you? How many people from your high school years
    | have passed? Say, in your year and the years adjacent, where
    | you might be told the news?
    | 
    | Out of about 90, I can count 4. Graduated 1999. 1 in 200 per
    | year sounds like it might be ballpark, though of course from
    | my limited set it's hard to tell. Assuming the rate is low at
    | around 40 but a fair bit lower when you've just graduated,
    | and a fair bit higher as you pass 60.
 
| encoderer wrote:
| > Just to give you an idea of how bad that is, a three-sigma or a
| one-in-200-year catastrophe would be 10% increase over pre-
| pandemic," he said. "So 40% is just unheard of."
| 
| Do we have an actuarial crisis on our hands? We've seen the same
| thing in finance, disaster preparedness and other unrelated
| industries. We have "once in 200 years" events happening it seems
| far more often than once in 200 years.
| 
| And how does it even pass muster that a 10% increase in deaths
| would be a "once in 200 years" event. When has there ever been a
| 200 year period without major war, disease or disaster? What
| exactly are they smoking?
 
  | hericium wrote:
  | > We have "once in 200 years" events happening it seems far
  | more often than once in 200 years.
  | 
  | Past performance is not indicative of future results.
 
  | joelbondurant0 wrote:
 
  | nn3 wrote:
  | Maybe it's similar to the well known "more likely to be hit by
  | a meteorite than to win the lottery" style statements.
  | Obviously that's completely wrong: i've never heard of anyone
  | being hit by a meteorite, but people win the lottery every
  | month.
  | 
  | I'm not saying that they're actively lying, but it seems some
  | assumptions in these frequentist's numbers are just not
  | correct.
 
    | irrational wrote:
    | https://astronomy.com/news/2020/05/death-from-
    | above-7-unluck...
    | 
    | Just last year a woman had just gotten out of bed when a
    | meteorite came through her ceiling and hit her pillow where
    | her head had been.
 
      | nn3 wrote:
      | I was actually aware of that story. But she wasn't hit, so
      | it doesn't invalidate my statement.
 
    | LorenPechtel wrote:
    | They're not lying. It's just meteorite kills are very clumpy.
    | 
    | I'm not a lottery player so I can't give a good estimate on
    | the number of lottery winners, but for the major jackpots
    | I'll guess many per year.
    | 
    | AFIAK we have no documented meteorite deaths--but it looks
    | like the destruction of Sodom (of biblical fame) was a
    | meteorite. While obviously we have no death toll it's
    | obviously a *lot* of years of major lottery wins. The
    | atmosphere stops most of the stuff but when something's big
    | enough to get through it makes quite a boom. (Chelyabinsk was
    | half a megaton but was high enough up the blast only caused
    | harm by throwing broken windows at people. Tunguska, however
    | was a few megatons and got low enough to be a city-killer.
    | All it blew up was forest for probably zero deaths, but had
    | it fallen 7 hours earlier the world would be a different
    | place because it would have wiped out Leningrad.)
 
      | nn3 wrote:
      | AFAIK the Sodom story was pretty much debunked
      | 
      | https://retractionwatch.com/2021/10/01/criticism-engulfs-
      | pap...
 
    | ehvatum wrote:
    | There's a confounding effect arising from the difficulty in
    | comparing false negative rates between person-meteor-strike
    | and person-lottery-jackpot. Whereas lottery-jackpot events
    | are rarely misinterpreted as some prat dropping rubbish onto
    | person, person-meteor-strike too often is.
 
    | withinboredom wrote:
    | A lot more people try to win the lottery than jump in front
    | of meteorites.
 
  | resoluteteeth wrote:
  | > And how does it even pass muster that a 10% increase in
  | deaths would be a "once in 200 years" event. When has there
  | ever been a 200 year period without major war, disease or
  | disaster? What exactly are they smoking?
  | 
  | I don't know if it's a once in 200 years event or not, but this
  | is a US insurance company, presumably talking about numbers in
  | the US. Aside from ww2, in which the US had around 400,000
  | deaths, the number of Americans who have died in wars or
  | disasters has been fairly small relatively.
  | 
  | Even the 400,000 for WW2 was over four years, whereas the US
  | has had around 400,000 covid deaths a year for the last two
  | years, and even more if you just look at excess mortality
  | (however the population is obviously larger now than during
  | ww2).
 
    | WalterBright wrote:
    | More than half of the covid deaths were the elderly.
 
    | uncletaco wrote:
    | I'm guessing your comment is about people who died since WW2
    | but an estimated 750k died in the civil war.
 
  | nkmnz wrote:
  | > We have "once in 200 years" events happening it seems far
  | more often than once in 200 years.
  | 
  | "Experts" making such a statement usually assume the variable
  | in question to be standard distributed - which is close enough
  | to the truth for non-extreme outcomes. But a lot of variables
  | do not behave like the perfect standard distribution at all:
  | due to non-linear effects and self-enforcing feedback loops,
  | their distribution deviates more and more from the standard
  | distribution the more extreme their values gets (they are "fat-
  | tailed"). Referring to the n-sigma of such extreme events is
  | plain and simple stupid, because there's no such thing as a
  | standard deviation (or variance) for a fat-tailed distribution.
 
    | red_trumpet wrote:
    | Many probability distributions have a variance[1], not only
    | the standard distribution. Why do you think there is no
    | variance for your "fat-tailed distribution"?
    | 
    | [1] https://en.wikipedia.org/wiki/Variance
 
  | cperciva wrote:
  | I doubt there's an actuarial crisis brewing, for the simple
  | reason that changes in life expectancy are a known risk which
  | can be hedged. In the case of life insurance companies, the
  | usual solution is to also sell life annuities; if insurance
  | payouts go up, annuity payouts go down.
 
  | s1artibartfast wrote:
  | >We have "once in 200 years" events happening it seems far more
  | often than once in 200 years.
  | 
  | I just don't take it seriously anymore. Track 200 factors, 200
  | businesses, or 200 industries and you will see 1 event per
  | year. Track all of the above and you will see 40,000 such
  | events in a year.
  | 
  | More to the point, their actuarial model was probably wrong,
  | not reality. Somewhere buried in their model were assumptions
  | excluding black swan events
 
    | peteradio wrote:
    | Ok, but the important ones are resource limited and possibly
    | highly correlated. So if you see 1/200 for all sorts of
    | (possibly correlated) events you might be misreading the
    | implication.
 
    | citizenpaul wrote:
    | You can pretty much blame six sigma for these braindead once
    | in 200 years predictions. When you beat your effecency
    | numbers into the ground then have to explain a .000001
    | varianc will only happen in 200 years based on this totally
    | detached from real world statistic model is hew you get here.
    | 
    | The person that sold that idea cashed out and left the
    | company long ago.
 
    | jeremyjh wrote:
    | I think the more thought-provoking question is what exactly
    | _is_ the Black Swan event? If only 37% of their ICU beds are
    | used for COVID patients then why are so many more people
    | dying right now?
 
      | fabianhjr wrote:
      | It is the US so unlike most of the rest of the world even
      | if there were a lot of surplus ICU beds most people can't
      | afford the 100K USD with insurance or 1M USD with under-
      | insurance or no insurance it would cost them out of pocket
      | to receive treatment.
 
        | baryphonic wrote:
        | > most people can't afford the 100K USD with insurance or
        | 1M USD with under-insurance or no insurance it would cost
        | them out of pocket to receive treatment
        | 
        | Where are you getting these numbers? I know multiple
        | people in the US who have needed a COVID ICU bed, and
        | they certainly weren't paying $100k out of pocket to do
        | so. In most areas of the US, $100k could buy you a small
        | house.
 
      | praestigiare wrote:
      | Three years ago, 0% of ICU beds were used for COVID
      | patients. Now it is 37%. If ICU admission correlates with
      | risk of death, and those beds would have been empty
      | otherwise, or used for lower risk patients, a 40% increase
      | in deaths seems reasonable. Certainly not a rigorous
      | analysis, but it passes the smell test.
 
      | hattmall wrote:
      | Homicides are up, In Atlanta it's 65% from 2019, other
      | cities are similar. I think car fatalities as well. Then
      | the isolation, COVID fears and economic issues have made
      | worse an already growing drug and suicide problem.
      | 
      | I've known of quite a few deaths of youngish people
      | recently and only one was COVID related. Car crashes, ODs
      | and other medical issues. Like I've known two girls both
      | about 30 that died unexpectedly of non-covid medical issues
      | last year.
 
      | LorenPechtel wrote:
      | 1) 37% of ICU beds for Covid means about a 50% increase in
      | ICU patients.
      | 
      | 2) If you go into the ICU for Covid you're probably leaving
      | via the morgue. The survival chance for a Covid patient in
      | the ICU is a lot lower than the typical ICU patient.
 
  | welcomealex wrote:
  | I'm not sure about the case at hand here, but one reason for
  | hearing about these events more often than once every 200 years
  | might be because they are uncorrelated.
  | 
  | E.g. a "once in 200 years drought" in California might happen
  | at the same time as a "once in 200 years over-mortality event"
  | in Indiana.
  | 
  | News would tend to report on these, so we see many of these
  | even though they are rare.
 
    | LorenPechtel wrote:
    | Yup. There are a *lot* of events to have a 1 in 200 chance
    | of. Each is a separate chance, the odds add up.
 
  | addaon wrote:
  | Keep in mind that "once in two hundred years" is (an estimate
  | of) the probability of a given event. The more events you
  | track, the more "once in two hundred years" events you'll see
  | in any given year. If you're tracking (or reporting on) many
  | events...
  | 
  | Think of the number of hundred year floods you see reported on
  | each year. Then look at the number of floodplains that your
  | news source would report on...
 
  | chiefalchemist wrote:
  | We might. Could be a Black Swan event. Just the same, all along
  | we should have been asking about "collateral damage." We
  | ignored it. That's sadly suspicious.
  | 
  | Obviously, we don't have other pandemics' data to lean on. But
  | we did have the economic crisis circa 2007 - 2008. There was
  | plenty of analysis about the socio-economic impact of that
  | event. That is, for example, poverty rate goes up, so does X, Y
  | and Z.
  | 
  | If we can model a pandemic, can we not also - at least try - to
  | mobel the impact of "the cure" and possible collateral damage?
 
  | jamses wrote:
  | I'd guess war is usually excluded from insurance policies.
  | 
  | I wonder if the 1 in 200 year example wasn't communicated very
  | well; it could be the actuaries view a long-lasting 10%
  | increase to be the 1 in 200 year event; it does sound low for a
  | single year stress.
 
  | hn_throwaway_99 wrote:
  | I commented on this elsewhere, but I think your point is fair.
  | Many real-world processes follow power laws, but they are
  | modeled as normal distributions. The issue with that is that a
  | power law can "look like" a normal distribution, except it has
  | fat tails, where you get these "once until the heat death of
  | the universe" type events much more frequently.
 
    | dukeofdoom wrote:
    | You might enjoy this video:
    | 
    | Nonlinearity Breeds Contempt
    | 
    | https://www.youtube.com/watch?v=C6eX6KaSBjc&list=LL&index=32.
    | ..
 
    | chmod600 wrote:
    | _Black Swan_ by Nassim Taleb is an entire book about this
    | very common mistake.
    | 
    | It's a case where highly-educated people often make errors
    | that laypersons would not.
 
      | [deleted]
 
      | richardw wrote:
      | I think Taleb's point was more that humans don't have a
      | good intuition for extreme events, layperson or expert. See
      | the housing crisis during which experts and laypeople were
      | equally fooled. We're good at understanding eg height of
      | people (small variation) but have no sense of wild scale,
      | eg stock market movements or a huge bank imploding within
      | days.
 
        | hn_throwaway_99 wrote:
        | > See the housing crisis during which experts and
        | laypeople were equally fooled.
        | 
        | Not discounting your main point, but there were _plenty_
        | of experts and laypeople that were completely unsurprised
        | by the housing crisis. If anything, I think the housing
        | crisis was more of a case that so many people had a
        | vested interest in thinking /pretending the music would
        | never stop.
 
        | richardw wrote:
        | Totally, I'll claim to have been very pessimistic before
        | it happened. Referenced the likely downturn in an
        | economics assignment that didn't impress my very
        | optimistic lecturer. I missed the bottom though, was
        | convinced we were going down a lot further. Don't fight
        | the Fed, I guess.
 
      | lumost wrote:
      | Anecdotally, I see a lot of pseudo-rigor in Business
      | oriented statistics. Leadership selects the statistics and
      | statisticians which make the most rigourous _plausible_
      | model that achieves the desired outcome.
 
  | [deleted]
 
| setToNull wrote:
| The excess mortality numbers: https://www.economist.com/graphic-
| detail/coronavirus-excess-...
 
| mcguire wrote:
| Supporting data: 2020 all-cause mortality was up 20% over 2019.
| (https://www.cdc.gov/nchs/data/databriefs/db427.pdf)
 
| daenz wrote:
| 18-64 is an extremely broad range. Does anyone have a breakdown
| of smaller ranges? I'd like to know what is accounting for the
| deaths of younger people, since supposedly, statistically covid
| has a very mild effect on their health.
 
| stakkur wrote:
| What 'data' is he referring to? It's not mentioned in the
| article, and for all sorts of reasons 40% for 18-64 sounds
| statistically fishy.
 
| johnnyApplePRNG wrote:
| I imagine it has something to do with shuttering society for the
| better part of two years now.
| 
| Spouses are known to die within weeks of each other, presumably
| due to loneliness/lack of will to live/etc.
| 
| If you force people to stop congregating, stop working out, stop
| having fun socially, etc... it's kind of the same thing, no?
| 
| It must have some effect on people's health.
 
  | whack wrote:
  | Luckily we don't need too vivid an imagination to find the
  | answer. The data shows that the main cause of higher death
  | rates is covid, not loneliness.
 
    | johnnyApplePRNG wrote:
    | Source?
    | 
    | The article does not have an answer or provide any data.
    | 
    | It only talks about the uptick in deaths not attributed to
    | covid.
 
      | fundad wrote:
      | The deaths could all be fire extinguisher attacks
 
| andrewclunn wrote:
| > "The CDC weekly death counts, which reflect the information on
| death certificates and so have a lag of up to eight weeks or
| longer, show that for the week ending Nov. 6, there were far
| fewer deaths from COVID-19 in Indiana compared to a year ago -
| 195 verses 336 - but more deaths from other causes - 1,350 versus
| 1,319."
| 
| So last year more covid deaths (particularly among the elderly),
| but while those numbers have declined, the numbers from younger
| "working age" people have increased more than enough to make up
| for it.
| 
| > "Just 8.9% of ICU beds are available at hospitals in the state,
| a low for the year, and lower than at any time during the
| pandemic. But the majority of ICU beds are not taken up by
| COVID-19 patients - just 37% are, while 54% of the ICU beds are
| being occupied by people with other illnesses or conditions."
| 
| Well a lot of people were avoiding medical care (precisely
| because of Covid concerns), so this makes some sense. Couple that
| with the increased death rate for younger people and something
| has happened to worsen the health and outcomes generally for that
| population. Cue wild speculation and theories.
 
  | divbzero wrote:
  | > _Cue wild speculation and theories._
  | 
  | There is uncertainty in many areas of life, but this seems like
  | one thing we don't have to speculate about. We will not only
  | have definitive data [1] within a couple years, but also annual
  | [2] and weekly [3] provisional data much sooner.
  | 
  | [1]: https://www.cdc.gov/nchs/fastats/leading-causes-of-
  | death.htm
  | 
  | [2]: https://www.cdc.gov/mmwr/volumes/70/wr/mm7014e1.htm
  | 
  | [3]: https://data.cdc.gov/NCHS/Weekly-Provisional-Counts-of-
  | Death...
 
  | redisman wrote:
  | Very anecdotal but me and everyone I know is in crappy shape
  | and fallen to different coping mechanisms during Covid
 
  | ganoushoreilly wrote:
  | Within my brothers circle of friends / former friends etc,
  | amongst those that participate in recreational drug use, there
  | have been a crazy number of Fentanyl related deaths. They're
  | all between the ages of 25 - 30. I can't help but wonder how
  | much this has an impact.
 
    | 3maj wrote:
    | Probably a big one. Drug overdoses have killed more 18-54
    | year olds in Canada than Covid has.
    | 
    | Hell, in British Columbia there have been more drug overdoses
    | than Covid deaths across all ages.
 
    | joe_the_user wrote:
    | US has had both a drug-addiction epidemic, a diabetes
    | epidemic and an obesity epidemic.
    | 
    | Each these conditions doesn't just reduce lifespan. They also
    | put people in a more fragile life-situation where they need
    | more support. And the US hasn't been at maintaining those
    | kinds of support during the epidemic.
    | 
    | Edit: The US life expectancy decline relative to other
    | advanced nations is relevant. Take a look at the following
    | chart in detail. US life expectancy was set back twenty
    | years. No other nation was set by more than ten years.
    | 
    | https://www.healthsystemtracker.org/chart-collection/u-s-
    | lif...
 
      | throwawayboise wrote:
      | And makes people more vulnerable when they contract other
      | diseases. COVID hits harder if you are diabetic and/or
      | obese, for example. The people who try to promote body
      | positivity are doing a disservice to the overweight. You
      | cannot be healthy and fat, and we should not pretend
      | otherwise to spare hurt feelings.
 
        | syshum wrote:
        | Body Positivity movement started out with a good goal,
        | but went off the rails with the obesity == healthy BS.
        | 
        | However if you want to solve obesity, especially the
        | morbid obesity shamming will never resolve that as
        | chances are the obesity is cased by an underlying metal
        | or medical issue. most often an anxiety disorder of some
        | kind, and socially shaming someone that suffers from
        | anxiety is not going to cure them, and in fact will most
        | likely make their eating disorder worse.
 
        | thebooktocome wrote:
        | The primary cause of obesity -- in my experience, as a
        | midwesterner -- is a lack of access to affordable,
        | healthy food. What people can afford (in terms of
        | money/time/opportunity cost) is primarily overprocessed
        | garbage. It's mostly impossible to maintain a healthy
        | weight in such an environment.
        | 
        | Yes, I'm aware of the twinkie diet guy. Most people
        | aren't the twinkie diet guy.
 
    | nerdbaggy wrote:
    | Correct!
    | 
    | " The synthetic and highly addictive drug has claimed more
    | lives than COVID-19, auto crashes, gun violence, cancer and
    | suicide in the year 2020."
    | 
    | https://www.abc12.com/news/fentanyl-number-one-cause-of-
    | deat...
 
      | woodruffw wrote:
      | Government data does _not_ say that. The CDC recorded 100k
      | drug overdose deaths in 2020[1], ~75% of which were from
      | opioids. They don 't have a breakdown of how many of those
      | 75k opioid deaths were fentanyl, but it's an order of
      | magnitude below just the _confirmed_ number of COVID-19
      | deaths in 2020[2].
      | 
      | Edit: The reporting in this article is _remarkably_ bad: it
      | confuses a two-year range (Jan-2020 to Dec-2021) with a
      | one-year range, and itself contains a number that 's
      | nowhere near the number of COVID deaths:
      | 
      | > The drug has taken just shy of 80,000 people's lives
      | between January 2020 and December 2021.
      | 
      | [1]: https://www.cdc.gov/nchs/pressroom/nchs_press_releases
      | /2021/...
      | 
      | [2]: https://www.webmd.com/lung/news/20211122/us-covid-
      | deaths-202...
 
        | mlyle wrote:
        | I agree the report makes its point poorly and phrases
        | statistics carelessly, but you made a similar mistake:
        | they explicitly state it exceeds COVID deaths over ages
        | 18-45.
        | 
        | All these media reports were all influenced by this
        | underlying factsheet from FAF.
        | 
        | https://drive.google.com/file/d/1S0szR2Ua9v0Sr91YhDD7gPrX
        | sDk...
        | 
        | Broadly, it appears true: fentanyl deaths look like they
        | outweigh all those things in the younger population. And
        | it doesn't look implausible that synthetic opioids could
        | have killed a total of 64k across the entire population
        | in 2021. (I think they were comparing trailing-twelve-
        | month data from two dates in each case..)
        | 
        | edit, 3mins: I was distracted and my previous version of
        | this reply was word salad.
 
        | woodruffw wrote:
        | Thanks for linking the factsheet. These deaths are a
        | useless tragedy, and it frustrates me to see them framed
        | against _another_ useless tragedy.
        | 
        | The CDC's death count with age breakdowns[1] shows that
        | over twice as many people aged 18-64 died of COVID-19
        | than drug overdoes, combined across 2020 and 2021. That
        | flips when you limit it to just 18-45, which is the
        | statistic FAF is using.
        | 
        | [1]: https://www.cdc.gov/nchs/nvss/vsrr/covid_weekly/inde
        | x.htm#Se...
 
        | evv555 wrote:
        | >it frustrates me to see them framed against another
        | useless tragedy.
        | 
        | The framing is relevant since the increase is arguably a
        | product of the lockdown/social isolation. Generally it's
        | not Boomers or the upperclass who are having to deal with
        | opiate addiction. Is it a coincidence that their needs
        | once again supersede the needs of others? Maybe
 
        | mlyle wrote:
        | > and it frustrates me to see them framed against another
        | useless tragedy.
        | 
        | You know, people need an anchor point for comparison very
        | often.
        | 
        | "Holy shit COVID and car crashes are bad, and among
        | younger adults -- believe it or not-- fentanyl is even
        | worse".
 
        | ineedasername wrote:
        | Anchoring like that is a problem when it's used to
        | dismiss something: _" Eh, more people die from fentanyl,
        | so X isn't so bad"_.
        | 
        | Which disregards that X may be a _new_ source of
        | _increased_ deaths, not to mention that when X == COVID,
        | the methods needed to mitigate the risk are antithetical
        | to a mindset of _" it's no big deal"_ because that
        | mindset pushes back against taking even some minimal
        | precuations.
        | 
        | So, anchoring can help people understand the magnitude of
        | something, but at the same time convey a
        | misunderstanding, or short-circuit reasoning as well.
        | 
        | This is precisely why it is a common sales tactic: Go
        | into a jewelry store asking for a nice watch as a
        | present, and you may be shown a $3k watch. Way over your
        | budget, so when you ask to be shown a something else a
        | $700 watch seems like a much better deal, even if it
        | might still be a bit more than you wanted to spend. Maybe
        | the third watch will be an ugly one for $400 to help
        | convince you that you need to spend more, putting both an
        | upper & lower bound on the purchase.
 
        | evv555 wrote:
        | >"Eh, more people die from fentanyl, so X isn't so bad"
        | 
        | The increase in deaths is being driven by lockdown/social
        | isolation so it looks more like medical triage. Who do
        | you save, upperclass/baby boomers who generally don't
        | have these problems or disenfranchised young?
 
        | SuoDuanDao wrote:
        | >Who do you save, upperclass/baby boomers who generally
        | don't have these problems or disenfranchised young? I
        | guess we know the answer to that, not that anyone in the
        | latter group had any doubt before we ran the experiment.
 
        | mlyle wrote:
        | > The increase in deaths is being driven by
        | lockdown/social isolation so it looks more like medical
        | triage.
        | 
        | This is an argument many make, but it's not a really good
        | argument.
        | 
        | - Fentanyl deaths were trending up before 2020.
        | 
        | - The degree to which fentanyl is lacing other street
        | drugs is unprecedented and seemingly independent of
        | lockdown.
        | 
        | - Look, we don't really have "lockdown" anymore.
 
        | evv555 wrote:
        | >- Fentanyl deaths were trending up before 2020.
        | 
        | They were trending up but there was a very sharp increase
        | once the epidemic started.
        | 
        | >- The degree to which fentanyl is lacing other street
        | drugs is unprecedented and seemingly independent of
        | lockdown.
        | 
        | There was precedent before 2019. Seemingly independent
        | growth that's also parabolic during 2020? Unlikely
        | 
        | >- Look, we don't really have "lockdown" anymore.
        | 
        | The genie is out of the bottle once people relapse. Maybe
        | you don't realize how dependent recovering addicts are on
        | rehab programs and social connections to stay clean. For
        | some people giving them a steady unemployment income and
        | forcing them to isolate is basically a death sentence.
        | This was a predicted outcome during the start of the
        | isolation.
 
        | mlyle wrote:
        | > They were trending up but there was a very sharp
        | increase once the epidemic started.
        | 
        | Opioid deaths increased 1014% from 2013 to 2019. This is
        | an average compound growth rate of 46.8% per year over
        | that span.
        | 
        | Opioid deaths increased by about 50% from 2019 to 2020.
        | 
        | It looks like they increased by less than 40% from 2020
        | to 2021. So over the past 2 years we have had the same
        | increase rate as from the entire span.
        | 
        | The data don't support your assertions.
 
        | mlyle wrote:
        | > Which disregards that X may be a new source of
        | increased deaths, not to mention that when X == COVID,
        | the methods needed to mitigate the risk are antithetical
        | to a mindset of "it's no big deal" because that mindset
        | pushes back against taking even some minimal precuations.
        | 
        | I don't think anyone has said, "fentanyl is worse for
        | 18-44, therefore COVID is no big deal".
        | 
        | I think the message taken was "two sources of premature
        | death shot way up, passing traffic accidents and suicide,
        | which we all know are really bad in that age group". And
        | maybe "wow, fentanyl is even bigger than COVID as a cause
        | of death among young adults".
        | 
        | It doesn't make me take traffic safety less seriously,
        | either.
        | 
        | Look, I ain't got time each year to compute loss-of-life
        | expectancy numbers, and decide how preventable each and
        | every cause is, and then come up with an analytical
        | ranking of each cause and its "importance" (I did this at
        | one point, but I'm not going to repeat it to understand
        | trends).
        | 
        | I don't work in public health, either. Approximation
        | based on reasonable anchor points and understood risks is
        | just fine.
 
        | woodruffw wrote:
        | I think it's valuable to have a reference point, and I've
        | done that myself in my comments. The frustration comes
        | not from the comparison or reference, but as a framing
        | designed to excuse irresponsible behavior during the
        | ongoing pandemic.
 
      | arcticbull wrote:
      | > "The synthetic and highly addictive drug"
      | 
      | Funny use of the word 'synthetic' to add extra spookiness.
      | Something like 60% of first-world medicines are natural
      | origin or secondary metabolites of natural origin - the
      | other 40% are all synthetic. [1]
      | 
      | [1] https://www.spandidos-
      | publications.com/10.3892/br.2017.909
 
        | jimmygrapes wrote:
        | I wondered this myself, since they usually spell out
        | "synthetic opioid" when referring to fentanyl and its
        | ilk, ostensibly to compare it against naturally derived
        | opioids. I have no idea how many in use today are
        | naturally derived; maybe "synthetic" was always a scare
        | term on that context?
 
        | philipkglass wrote:
        | The only two opioids naturally found in the poppy that
        | are also used in medicine are codeine and morphine. All
        | others are semi-synthetic (chemical modifications of
        | poppy alkaloids) or fully synthetic. Even most codeine is
        | made by methylating morphine, since the poppy under-
        | produces it relative to medical demand.
        | 
        | https://en.wikipedia.org/wiki/Opioid#Semisynthetic_and_sy
        | nth...
 
        | worik wrote:
        | "Synthetic opioid" is used to describe an opioid not
        | derived from the morphine in the opium poppy (or the
        | codeine in the dried poppy)
        | 
        | I am not a doctor: Of the very powerful "powder" drugs
        | heroin is the safest as it has very little effect on the
        | involuntary respiratory system which is the route that
        | opiates take to kill. "Nodding off" on synthetic opiates
        | leads commonly to death (which is why you always prod a
        | sleeping junky - wake up!!) but not so much on heroin.
        | 
        | But it is much safer to smoke opium, if you wish to have
        | such a habit. Much less chance of death and disease.
        | 
        | So, you cruel, nay, sadistic lawmakers: Legalise opium!
        | 
        | But people popping pills are nearly invisible and die
        | quietly - people smoking opium fill up establishments,
        | make funny smells and do not conveniently die off in the
        | corner.....
 
        | mlyle wrote:
        | Note that semi-synthetic is a category too that
        | "synthetic opioid" generally excludes.
        | 
        | Natural opioids: codeine, morphine.
        | 
        | Semi-synthetic opioids: heroin, hydromorphone,
        | hydrocodone, oxycodone, etc.
        | 
        | Synthetic opioids: methadone (though this is usually
        | excluded from the reporting of "synthetic opioid overdose
        | deaths" for various reasons), demerol, fentanyl, lots of
        | -fentanyl analogs, etc.
 
        | mlyle wrote:
        | Here it's reasonable to differentiate between natural
        | opioids, semi-synthetic opioids, and fully synthetic
        | opioids. It's not a perfect measure, but the degree of
        | potency tends to vary with the category and the fully
        | synthetic opioids do not rely upon poppies for
        | precursors.
 
        | viktorcode wrote:
        | In general, "synthetic" drugs are more of a menace due to
        | the ease of transportation and production. They don't
        | have to be produced in specific geographic regions and
        | can be very powerful, which adds up to dangerous
        | combination.
 
      | Bud wrote:
      | Not to be unkind, but a local TV station as a primary
      | source for such a sweeping conclusion on a very complex
      | issue is, well, basically worthless.
 
      | intrepidhero wrote:
      | Yikes. For ages 18-45, since heart disease and cancer still
      | lead overall but still yikes.
      | 
      | https://api.politifact.com/factchecks/2021/dec/23/facebook-
      | p...
 
      | jeffbee wrote:
      | No byline. No sources. Bad article.
      | 
      | The article appears to attribute _all_ accidental poisoning
      | to fentanyl. That seems like an error.
 
        | mlyle wrote:
        | > The article appears to attribute all accidental
        | poisoning to fentanyl. That seems like an error.
        | 
        | I don't think it does. Sure, they throw out the 100k
        | overdoses number at the end, which isn't specific to
        | fentanyl, but the other numbers they cite are around
        | 40k/year and a run rate of 64k/year by Deceber 2021.
        | 
        | Current data is here:
        | 
        | https://www.cdc.gov/nchs/nvss/vsrr/drug-overdose-data.htm
        | 
        | It's about 62k deaths from synthetic opioids/year
        | (excluding methadone) at the end of the series-- the vast
        | majority of these are fentanyl. Plus a bunch of heroin
        | deaths which are rapidly becoming "really fentanyl"
        | deaths. And that's up to April, not December.
 
        | jeffbee wrote:
        | That data is for all ages. If you go to WISQARS and
        | filter for ages 18-45, which is the subject of the news
        | site's article, it looks to me like the numbers they are
        | giving in the article are the same as the total number of
        | accidental poisoning.
 
        | mlyle wrote:
        | They're pulling from this fact sheet:
        | 
        | https://drive.google.com/file/d/1S0szR2Ua9v0Sr91YhDD7gPrX
        | sDk...
        | 
        | Topic 1 is on ages 18-45: more deaths from fentanyl than
        | from...
        | 
        | The later topics are on all ages.
        | 
        | The fact sheet attributes 24k deaths in the age range to
        | fentanyl in 2019. WISQARS accidental injuries from
        | poisoning in the age range were 38k in 2019. 2/3rds in
        | that age range being fentanyl is totally plausible.
        | 
        | https://wonder.cdc.gov/controller/datarequest/D157;jsessi
        | oni... has the broken down data. They have 36,907 deaths
        | in 2020 from 18-45 with T40.4-- "other synthetic opioids
        | excluding methadone". FAF is calling all deaths from
        | synthetic opioids fentanyl, which isn't quite true but
        | it's very likely close to true.
 
      | TrispusAttucks wrote:
      | [1] The person that many hold accountable for the opioid
      | crisis was made head of the FDA by the Biden administration
      | on his first day!
      | 
      | [2] Most fentanyl (+ precursors) is manufactured in China
      | and then comes across the southern border from Mexico.
      | 
      | [1] https://www.theguardian.com/us-news/2021/jan/28/fda-
      | janet-wo...
      | 
      | [2] (PDF) https://www.dea.gov/sites/default/files/2020-03/D
      | EA_GOV_DIR-...
 
      | sneak wrote:
      | A reminder: tobacco use kills 7x as many people every day,
      | week, month, and year as opiates in the USA.
      | 
      | If opiate deaths are a problem, tobacco ones are a 7x
      | larger problem.
 
    | reaperducer wrote:
    | At least the people you know are rational enough to admit it.
    | 
    | A tangential relative died a couple of months ago from a drug
    | overdose. Her immediate family tells everyone she died from
    | the COVID vaccine.
    | 
    | Apparently now it's a thing among families who can't come to
    | grips with a drug death to blame the new vaccines. I wonder
    | if this is where the conspiracy theorists get their
    | ammunition.
 
    | dillondoyle wrote:
    | And it's not just opiate users. People buying coke & 'molly'
    | are overdosing too from fent and analogues too.
    | 
    | Why in the world would a dealer put fent into coke. I guess a
    | speedball feels great but the average weekend partier doing a
    | bump or a pill are not looking to walk that death tightrope.
    | 
    | Just sad all around and we still have a long way to go with
    | stigma and science based treatment.
    | 
    | If you happen to be in that scene might be a good idea to
    | start carrying naloxone.
 
      | worik wrote:
      | A very powerful argument for legalising forms of those
      | drugs for recreational use.
 
    | PragmaticPulp wrote:
    | All of the non-COVID deaths I've heard of among younger
    | people (<60) from my extended social circle and their
    | family/friends have been drug related.
    | 
    | Working from home can remove a lot of the accountability that
    | keeps addicts in check. When your coworkers can't see you,
    | it's much easier to be inebriated or otherwise suffering from
    | addiction-related issues without feeling social pressure to
    | correct it.
 
      | syshum wrote:
      | This is one of the problem with all the people focusing on
      | "excess deaths" as a metric for COVID Deaths.
 
      | romanovcode wrote:
      | > Working from home can remove a lot of the accountability
      | that keeps addicts in check.
      | 
      | Not only that but the lockdowns making people low-key
      | depressed which would also be a reason for using addictive
      | substances since they often go hand-in-hand together.
      | 
      | I could be pretty much classified an alcoholic during most
      | of 2019-2020 because a six-pack a day keeps the boredom
      | away.
 
        | danielheath wrote:
        | That's... a substantial way past "pretty much".
 
        | romanovcode wrote:
        | I just realized that I was not a real alcoholic when I
        | stopped drinking altogether without any withdrawal
        | symptoms or anything like that. But yeah, it's a slippery
        | slope for sure.
 
      | jeffbee wrote:
      | That's pretty normal, at least for the last few decades of
      | American life. There is not a major natural cause of death
      | for people 18-65. They die of suicide, accidental
      | overdoses, and car crashes.
 
        | stavros wrote:
        | When we say "overdoses", doesn't it sound like the
        | person's fault, when it was probably that they were sold
        | a poisoned/cut batch? I wonder how many "overdoses" would
        | have been avoided if you could buy drugs at a pharmacy.
 
        | prirun wrote:
        | A lot of times an overdose occurs if a person got clean
        | for a while then went back to using. They tend to start
        | using at their previous levels even though their body is
        | no longer used to that level, so it's a sudden jolt that
        | kills them. So I've read - I have zero experience with
        | drugs, luckily.
 
        | stavros wrote:
        | Yeah, I've read that too, but I have no idea which is
        | more frequent. I'd assume the tainted drugs are more
        | frequent, just because getting tainted product is more
        | frequent than getting clean and relapsing, but I don't
        | know.
        | 
        | I'll definitely recommend LSD or mushrooms, though. They
        | are lots of fun.
 
        | worik wrote:
        | Almost all, if there were some sensible regulation.
        | 
        | People do not die from smoking opium, much. But die a lot
        | from popping pills.
        | 
        | Concentrated synthetic opioids are deadly.
 
      | woodruffw wrote:
      | > Working from home can remove a lot of the accountability
      | that keeps addicts in check.
      | 
      | This is a cruel twist, given that suicide deaths actually
      | decreased in 2020[1], probably for the reason you've
      | mentioned: spending nearly all of your time with others
      | makes you accountable and removes opportunities for self-
      | harm.
      | 
      | [1]: https://www.cdc.gov/nchs/data/vsrr/VSRR016.pdf
 
        | kirse wrote:
        | _spending nearly all of your time with others makes you
        | accountable and removes opportunities for self-harm._
        | 
        | Never would have seen it coming that encouraging people
        | to stay isolated for years at a time and actively fearing
        | their own proximity to one another would be detrimental.
 
        | fundad wrote:
        | Well economic anxiety you see...
 
        | woodruffw wrote:
        | I think you mis-read my comment. The irony is that people
        | are actually closer than ever to their family (or house-
        | mates) due to COVID, which is pushing suicide rates down.
 
        | kirse wrote:
        | I did not mis-read your comment, it was a continuation of
        | the commentary on how mandated WFH and government-
        | enforced isolation has essentially just moved deaths from
        | column A to column B over the long run.
        | 
        |  _people are actually closer than ever to their family
        | (or house-mates) due to COVID_
        | 
        | Yes, this is the perception for many people who have
        | family or housemates. In the same way the rich have
        | gotten richer, the socially connected have become more
        | socially connected, while the millions who already
        | struggled with disconnection or loneliness have become
        | even more strained at the behest of numerous politicians
        | who mandate their "rules for thee and not for me" under
        | the new anxiety-laced normal.
 
        | abyssin wrote:
        | I'm not a native speaker, but there seems to be something
        | inappropriately judgmental about the wording of "keeping
        | in check". Loneliness is hard for many and causes
        | suffering, and drugs are sometimes used to try to manage
        | suffering. More use is linked to more accidents.
 
        | MathCodeLove wrote:
        | It's not judgemental - it just is. Many addicts in
        | recovery themselves use similar language. I spend a lot
        | of time with recovering addicts and alcoholics and
        | accountability is an important component of treatment.
 
        | woodruffw wrote:
        | I can see the judgemental interpretation, but I don't
        | think that's what the GP intended. I read it as "most
        | people suffering from addiction benefit from
        | accountability, one form of which is the in-person
        | responsibilities of work."
 
      | jdavis703 wrote:
      | Coincidentally all the natural cause deaths in my circle
      | were "natural" diseases like cancer and COVID-19. I'm in my
      | 30s now, and no longer really hang out with (non-
      | functional) drug addicts anymore though. YMMV.
 
    | [deleted]
 
    | exdsq wrote:
    | I read fentanyl killed more people than Covid in SF last year
    | - don't think there were any age brackets on that either
 
  | mcguire wrote:
  | " _1,350 versus 1,319_ "
  | 
  | Without knowing anything else, I seriously doubt that is
  | statistically significant.
  | 
  | The normal pre-COVID ICU bed occupancy rate was somewhere near
  | 57-82% (https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3840149/).
  | 54% is quite low. I suspect that the bar for getting into an
  | ICU bed has been raised by the number of COVID patients.
  | 
  | BTW, Indiana has ~1,940 ICU beds
  | (https://www.wfyi.org/news/articles/indiana-releases-
  | specific...). In numbers, that means
  | 
  | * ~173 are unoccupied,
  | 
  | * ~718 are occupied by COVID patients, and
  | 
  | * ~1048 are occupied by non-COVID patients.
 
  | Retric wrote:
  | > something has happened
  | 
  | Changes in death rates directly relate to relative vaccination
  | rates. Vaccination was initially rolled out to the elderly they
  | where also more willing to get vaccinated. It's strange to
  | think that 75 year olds grew up in a time period where several
  | horrific diseases disappeared due to vaccination efforts. It
  | it's clear they have a lot more faith in vaccination.
  | 
  | https://data.cdc.gov/Vaccinations/COVID-19-Vaccination-and-C...
 
  | joe_the_user wrote:
  | _Well a lot of people were avoiding medical care (precisely
  | because of Covid concerns), so this makes some sense. Couple
  | that with the increased death rate for younger people and
  | something has happened to worsen the health and outcomes
  | generally for that population. Cue wild speculation and
  | theories._
  | 
  | Not sure how your first two sentences above aren't speculation.
  | It's like you're preemptively attack all the other speculation
  | as "wild".
 
  | cik2e wrote:
  | It's strange that this article doesn't actually mention the
  | number of deaths for each year. They only mention the 40%
  | increase for the younger demographic and the source says "the
  | increase in deaths represents huge, huge numbers".
  | 
  | Let's assume deaths for older people haven't changed so the
  | increase is entirely among the younger group.
  | 
  | x: younger y: older
  | 
  | 1.4x + y = 1350 x + y = 1319 0.4x = 31 x = 77.5 (younger 2020)
  | 1.4x = 108.5 (younger 2021) y = 1241.5 (older 2020 and 20201)
  | 
  | So assuming no increase in non-COVID deaths in the older group,
  | we have 77.5 deaths in 2020 and 108.5 deaths in 2021 in the
  | younger demographic. The actual numbers would be even lower
  | since there have obviously been deaths in the older population.
  | 
  | Unless I am embarrassingly wrong on the calculation, these
  | figures don't make sense. The source says this 40% increase
  | figure is based on his life insurance customers who are
  | "primarily working-age people 18 to 64". This being just among
  | his policy holders could explain the tiny absolute figures in
  | the younger group. But where are the numbers for the older
  | group coming from? His statement doesn't exclude the
  | possibility of policies for ages < 18 and > 64. But if that's a
  | small fraction of their customer base, it would imply a huge
  | death rate for the older policy holders.
  | 
  | These numbers seem very fishy. Even if his older members are
  | dying at astronomical rates and his numbers are correct, this
  | is about as far from a representative sample as you could get
  | and cannot be extrapolated to the general population. And I
  | assume that's what the source means when he says "the increase
  | in deaths represents huge, huge numbers."
  | 
  | By the way, I am not implying that there hasn't been an
  | increase in non-COVID deaths among the young and old in these
  | last two years. We know that's the because there is actually
  | real data on this that the article could have included.
 
    | shrimpx wrote:
    | It could be due to random perturbations in the small data
    | size. Like if 10 people died last year, and 14 people died
    | this year, deaths are up 40%, but the 4 extra deaths could be
    | random. You'd have to look at a long trend to infer meaning
    | from such small data. But I'm not sure how big the data is in
    | this case.
    | 
    | Something similar happened in my town when I saw a huge-
    | looking spike in a graph of covid deaths. But when I looked
    | closer, deaths had spiked from 0 to 3 on a particular day,
    | and the average is 0.3/day. So that crazy looking spike is
    | probably meaningless over a longer time window.
 
| nikkinana wrote:
 
| hnburnsy wrote:
| Just for background and not trying to malign the source, but the
| was at a press conference where the Chamber of Commerce and
| hospital leaders were imploring state residents to get vaccinated
| as to avoid a vaccine mandate that the state legislature was
| considering for employers
| 
| Feels like the insurance guy at this press conference is trying
| to 'scare' young folks into getting the vaccine.
| 
| My question is, the life insurance company would see all the
| death certificates, if they don't say Covid, what do they say?
 
  | seoaeu wrote:
  | You allege bias, but the CEO of your life insurance company is
  | like the textbook example of someone whose incentives are
  | aligned with yours...
 
    | maxerickson wrote:
    | How come they market whole life policies?
    | 
    | There's narrow circumstances where they might make sense, but
    | that's about it.
 
      | LorenPechtel wrote:
      | Good for locking in a customer.
 
    | whatgoodisaroad wrote:
    | Not strictly so. An example of misaligned incentives would be
    | an insurance salesman/CEO overstating the likelihood of
    | death, and thus overstating the likelihood of a payout to the
    | customer. This hypothetical would result in greater margin
    | for the insurer.
 
  | LorenPechtel wrote:
  | In a lot of cases we don't even have a good cause of death.
  | There are a lot of areas without a good medical examiner system
  | and the systems are overloaded even when they normally are
  | good.
  | 
  | Covid is quite capable of killing with a clot when your
  | symptoms aren't to the point that you'll be in the hospital
  | these days. This will show up as a stroke or a heart attack or
  | pulmonary embolism--and if the docs don't put in the effort
  | they won't know it was Covid (and for that matter it can't be
  | proven anyway--lethal clots happen even without Covid. While
  | it's a reasonable presumption that Covid caused the clot
  | there's no proof in any given case.) There's also a lot of
  | families that don't want Covid on the death certificate--even
  | more reason the clot won't be attributed to Covid.
  | 
  | (And, yes, there are plenty of other ways clots can kill--I'm
  | just looking at the cases that are likely to kill without ever
  | reaching the hospital.)
  | 
  | Undertakers have also been noticing this--lots of bodies
  | showing Covid clotting even though they aren't reported as
  | Covid deaths.
  | 
  | Edit: I forgot an additional factor. If you do survive your
  | Covid hospital stay you have a substantially elevated all-cause
  | mortality rate at least for the next year. AFIAK the mechanism
  | has not yet been identified.
 
| yehosef wrote:
| Here's an interesting video about an increase in sports-related
| deaths and heart-attacks. Maybe it's related?
| 
| https://rumble.com/vpnxkr-are-these-side-effects-extremely-r...
 
  | [deleted]
 
  | BillyTheKing wrote:
  | it's not really a video about increase of deaths and heart-
  | attacks - it's just a video that compiles all sorts of sport-
  | related deaths and heart-attacks, we do not actually know if
  | there's an increase or not, since no data from before 2020 was
  | presented
 
  | JaimeThompson wrote:
  | [1] is featured on the channel you liked as an expert but it
  | appears that he has some issues / trouble being factual.
  | 
  | [1] https://byrambridle.com/
 
  | 542458 wrote:
  | Sudden cardiac death has always been surprisingly frequent in
  | healthy athletes, so there's a _lot_ of room for observational
  | bias here.
  | 
  | (2016) https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4969030/
  | 
  | > A recent estimate of SCD incidence ranged from 1 in 40,000 to
  | 1 in 80,000 athletes per year.
 
    | daenz wrote:
    | https://en.wikipedia.org/wiki/List_of_association_footballer.
    | ..                 21 in 2021       3  in 2020       3  in
    | 2019       4  in 2018       7  in 2017       8  in 2016
    | 9  in 2015       5  in 2014       10 in 2013       8  in 2012
    | 3  in 2011       9  in 2010
    | 
    | Something is different about 2021. I'm not a data analyst,
    | but maybe somebody can quantify how 2021 is an outlier.
 
      | 542458 wrote:
      | That's not a complete list for any year, so comparisons of
      | counts is meaningless - again, lots of room for biases to
      | creep in here.
 
        | daenz wrote:
        | >comparisons of counts is meaningless
        | 
        | Even if the data is biased, it's still useful when you
        | account for the biases. What are you proposing is the
        | bias for 2021?
 
        | 542458 wrote:
        | A potential bias for 2021 would be that: In 2021 some
        | people are worried about a vaccine->heart link and for
        | any given event may be more likely to document it online
        | and/or add it to Wikipedia. As such we might not be
        | measuring number of cardiac arrests, and actually may be
        | measuring public attention paid to cardiac arrest.
 
        | daenz wrote:
        | What test could prove or disprove that hypothesis?
        | Creating some criteria by which to include a death in the
        | statistic? (eg, notability)
 
      | [deleted]
 
    | csee wrote:
    | > surprisingly frequent in healthy athletes
    | 
    | More common than in general population?
 
      | jack_squat wrote:
      | My understanding is cardiac deaths early in life are mostly
      | caused by congenital issues that are more likely to shake
      | out under stress, and those late in life are dominated by
      | issues acquired via lifestyle.
      | 
      | Among people under 35 (most athletes) athletes are at
      | significantly higher risk. It's possible tables turn later
      | in life, can't really find a source. Anecdotally I knew two
      | people growing up who died suddenly of congenital heart
      | issues, and both were athletes.
 
  | newacc9 wrote:
  | There's funeral directors on youtube and bitchute that say
  | their workload has increased 5x and the deaths are all heart
  | related.
 
    | truffdog wrote:
    | That's a potential COVID complication, right?
 
    | joenathanone wrote:
    | Link(s)?
 
      | newacc9 wrote:
      | https://www.bitchute.com/video/d8NJweAfvzEC/
      | 
      | Also I've seen Anglican ministers saying the same thing on
      | youtube, so not just funeral directors.
 
    | 542458 wrote:
    | That doesn't pass smell test to me. A 5x increase in workload
    | for funeral homes would mean ballpark 5x as many deaths. That
    | would be apocalyptic and impossible to miss. Every ER doc and
    | ambulance driver in the US would be talking about it. For
    | reference, the 2020 death rate is only about 1.15x the 2019
    | rate due to covid.
 
    | cycrutchfield wrote:
    | I too get my trusted news from random YouTube sources
 
| agmsr wrote:
| I wonder what the fentanyl factor is.
 
  | steelstraw wrote:
  | It was by far the top cause of death for 18 to 45 year olds in
  | 2020 and 2021.
  | 
  | https://www.snopes.com/fact-check/fentanyl-overdose-death/
 
  | whatever1 wrote:
  | Fentanyl factor did not start in March of 2020.
 
    | deepnotderp wrote:
    | Social isolation is well known to probably be the number one
    | factor driving drug abuse (see eg Rat park experiments).
    | Lockdowns, no school, etc...
    | 
    | In teenagers this has already caused a spike in mental
    | illnesses.
 
    | nick__m wrote:
    | Too many fentanyl shipments got sized in 2020, so they
    | partially switched to the 100x more potent (and lethal)
    | carfentanyl. Since it's so powerful a slightly badly mixed
    | product that would have been safe-ish using fentanyl become
    | assuredly lethal with carfentanyl.
    | 
    | Have a look at the picture on this page to see how much
    | lethal it is : https://www.bioonesantaclarita.com/biohazard-
    | and-crime-scene...
 
    | austinkhale wrote:
    | 2020 and 2021 both saw a sharp rise in fentanyl seizures at
    | the border.
    | 
    | https://www.nbcnews.com/politics/immigration/fentanyl-
    | seizur...
 
      | whatever1 wrote:
      | Not sure what fentanyl death rates did in a particular
      | neighborhood in the US, what I know is that CDC reported
      | 100k overdose deaths /year for 2020-2021. That pales in
      | comparison to the 600k excess deaths we had in the first 9
      | months of the pandemic in the US.
      | 
      | Specially if you consider that the overdose deaths did not
      | suddenly appear in 2020.
 
        | oneoff786 wrote:
        | Numbers are tricky though. There's much less than 100k
        | covid deaths for those under 50. Whereas I would guess
        | that's the lion share of opioid deaths. 50-64 is another
        | weird inflection point. It's totally possible for covid
        | to kill 6x as many people but for opioids to have a
        | bigger impact of life expectancy. One 20 year old death
        | is only offset by 60 or so 80 year old deaths.
 
      | wayoutthere wrote:
      | That's simply because fentanyl is cheap enough that the
      | drug syndicates in the golden triangle are flooding the
      | market with it. It's so cheap to produce in industrial
      | quantities using perfectly legal, easily acquired
      | industrial chemicals that they really don't care how many
      | shipments get seized because a small amount can be cut into
      | a whole lot of sellable product, so they don't try as hard
      | to smuggle it in.
 
      | bsza wrote:
      | You should remove markdown syntax from that link, it messes
      | it up.
 
        | austinkhale wrote:
        | Thank you. Done.
 
  | austinkhale wrote:
  | Fentanyl, P2P meth, and the world being turned upside down all
  | at the same time was really a bad combo.
 
    | jfim wrote:
    | > P2P meth
    | 
    | For those confused by the P2P acronym as I was, it's
    | apparently a synthesis route that was developed in response
    | to the crackdowns on OTC ephedrine products. It's apparently
    | a lot more pure than the older stuff, at least according to
    | https://dynomight.net/p2p-meth/
 
      | sudosysgen wrote:
      | Huh wasn't that a plot point in breaking bad?
 
        | black-tusk wrote:
        | Jesse and Walter steal a barrel of methylamine so Jesse
        | no longer has to boost ephedrine across the state. It
        | does not, however make the end product blue
 
        | truffdog wrote:
        | Yup. Apparently some of the broad strokes of the plot are
        | accurate, including the move to industrialized p2p
        | production.
 
      | throwawayboise wrote:
      | Sort of a little case study in how clamping down on
      | precursors just drives producers to change the formula,
      | while making things more difficult for all the legitimate
      | users of the precursor materials.
 
      | austinkhale wrote:
      | The Atlantic wrote a really good deep dive piece into the
      | differences recently. Highly recommend reading through it.
      | There are a lot of unknowns about the long term
      | consequences. Anecdotally, people close to me in the mental
      | health industry are really distraught about it.
      | 
      | https://www.theatlantic.com/magazine/archive/2021/11/the-
      | new...
 
        | [deleted]
 
        | martinpw wrote:
        | Book by the same author here
        | 
        | https://www.amazon.com/Least-Us-Tales-America-
        | Fentanyl/dp/16...
        | 
        | It's a devastating read.
 
  | jeffbee wrote:
  | Just idly wondering about information readily available from
  | primary sources (CDC WISQARS database) does not advance the
  | conversation.
 
    | agmsr wrote:
    | I was referring to the Indiana life insurance company's data,
    | which doesn't seem to be broken out.
 
  | lazyjones wrote:
  | It's the same here in Europe, where nobody talks about
  | Fentanyl.
 
| lettergram wrote:
| People tend not to die in that age range from natural causes.
| Even covid has a relatively low impact in that range. For
| instance, I'd expect higher deaths in 2020 from covid than this
| year, assuming the vaccines are effective and not causing the
| issues (perhaps they are...?)
| 
| I'm curious what factors are the major causes. I'm guessing
| mental health, obesity and drugs. Although anecdotal, I know
| multiple people who had a major downward spiral the past 12
| months, particularly in mental health. Delaying treatment the
| last 18-24 months for basic checkups could also lead to some
| major issues.
 
  | throwntoday wrote:
  | >assuming the vaccines are effective and not causing the issues
  | (perhaps they are...?)
  | 
  | The numbers on vaccine complications are almost certainly
  | underreported, you could surmise this just by observing how
  | they have made every effort to shut down any negative media
  | about it to prevent "vaccine hesitancy".
  | 
  | Perhaps it's not the vaccines even, but mistakes during
  | administration from undertrained or exhausted medical workers
  | (i.e. malpractice). At any rate the media appears to be making
  | no fuss about the increasing number of young people getting
  | heart attacks.
 
| colordrops wrote:
| Another data point that the cure for the pandemic has been worse
| than the disease.
 
  | ManuelKiessling wrote:
  | Well guess we have to build a time machine and run an A/B test
  | where we don't do any of the COVID-19 measures to have a fair
  | comparison, no?
 
    | Flankk wrote:
    | It's called a long-term study. B is the placebo group. The
    | Pfizer vaccine was rolled out after a two-month study instead
    | of the usual 5-10 years. Slide 12 of this document [1] shows
    | an increase in death following the Pfizer inoculation. The
    | Pfizer vaccine is causing acute myocarditis in people under
    | the age of 50. This is causing people to collapse months
    | later when the heart is put under strain with seemingly no
    | symptoms. But don't listen to me, I'm just a crazy conspiracy
    | theorist. In fact, go ahead and trust science and get
    | yourself a booster shot.
    | 
    | [1] https://www.canadiancovidcarealliance.org/wp-
    | content/uploads...
 
| erdewit wrote:
| Here in the Netherlands there's also a sharp increase in the
| excess mortality that can't be explained by COVID deaths.
| 
| https://www.rivm.nl/monitoring-sterftecijfers-nederland
 
  | CodeGlitch wrote:
  | People not wanting to see a doctor or go to hospital for non
  | COVID related health issues out of fear?
  | 
  | Reduced capacity in the health service for stuff like cancer?
 
  | viktorcode wrote:
  | Different countries have different methods of determining if
  | COVID was the cause of death, but so far if I remember
  | correctly only Belgium has excess mortality equivalent to
  | attributed COVID deaths, thanks to their cause qualification
  | method (if COVID is only suspected but wasn't diagnosed, it is
  | attributed to COVID).
 
  | bazooka_penguin wrote:
  | Lockdown/wfh related perhaps? I would definitely say I've
  | become significantly more sedentary, likewise for many of my
  | friends and coworkers, given we're all in tech.
 
| fundad wrote:
| There's our labor shortage
 
| hervature wrote:
| My hypothesis is that this is caused from diabetes. I first
| learned about this when my friend was diagnosed with diabetes at
| the beginning of the pandemic. He said that Stanford was
| investigating a potential connection. Now there is a bit more
| literature [1]. If you go to [2] and select "Weekly Number of
| Deaths by Cause Subgroup" and then "Other select causes" from the
| dropdown, you will see that diabetes jumped up at the start of
| the pandemic and has stayed at ~40% increased levels since.
| 
| [1] - https://www.nih.gov/how-covid-19-can-lead-diabetes
| 
| [2] -
| https://www.cdc.gov/nchs/nvss/vsrr/covid19/excess_deaths.htm
 
  | yucky wrote:
  | Interestingly enough, over 40% of all COVID deaths are
  | diabetics. - https://nypost.com/2021/07/16/diabetics-make-
  | up-40-of-covid-...
 
    | snarf21 wrote:
    | Well, that makes a lot of sense since covid is particularly
    | lethal among those that are immuno-compromised.
 
  | yosito wrote:
  | The effects of covid on the pancreas are interesting to me. I
  | started having what appear to be pancreatic issues in May. I'm
  | wondering if it may have been triggered by an otherwise
  | asymptomatic covid infection but I'm not sure how to confirm.
 
  | NaturalPhallacy wrote:
  | A good chunk is fentanyl and suicide:
  | https://townhall.com/tipsheet/micaelaburrow/2020/07/28/redfi...
 
| howmayiannoyyou wrote:
 
  | vmception wrote:
  | Fentanyl, most likely.
  | 
  | https://www.abc12.com/news/fentanyl-number-one-cause-of-deat...
 
| TRossi wrote:
| "Just to give you an idea of how bad that is, a three-sigma or a
| one-in-200-year catastrophe would be 10% increase over pre-
| pandemic," he said. "So 40% is just unheard of."
| 
| This sounds very strange indeed, I'd like to see the numbers. For
| instance Euromomo https://www.euromomo.eu collects the statistics
| about death rates, here is a plot for the Italian death rate and
| you can see the mortality spikes with the covid waves, but those
| are quite specific for the elderly https://imgur.com/a/8cUdNcb
| 
| It sounds very strange that the death spike is "over" 3 sigma,
| which should mean over 3 standard deviations, which is really
| unbelievable, to me this looks like an artefact of some sort
 
  | pletnes wrote:
  | If the dataset which went into the <<3 sigma>> had no major
  | catastrophes, like WW2 / covid / ... then such an event can
  | probably get you into <<3 sigma territory>>.
 
  | resoluteteeth wrote:
  | > It sounds very strange that the death spike is "over" 3
  | sigma, which should mean over 3 standard deviations, which is
  | really unbelievable, to me this looks like an artefact of some
  | sort
  | 
  | Why does the fact that it is larger than 3 standard deviations
  | suggest to you that it must be an artifact? If the death rate
  | is normally very stable then the standard deviation will be
  | small, so it will be easy for any unusual increase to exceed
  | that.
 
    | hn_throwaway_99 wrote:
    | I think the other thing that may be possible (just guessing,
    | I'm not a statistician or actuarial) is that by using the
    | term "3 sigma" I'm assuming they're modeling the data as a
    | normal distribution. But these types of outlier events often
    | follow power laws, such that you get "fat tails" when looking
    | at a bell curve.
 
      | sigstoat wrote:
      | > that by using the term "3 sigma" I'm assuming they're
      | modeling the data as a normal distribution
      | 
      | variance and standard deviation don't only apply to normal
      | distributions. and "sigma" is the symbol normally used for
      | variance regardless of the underlying distribution.
      | 
      | > I'm assuming
      | 
      | sigh.
 
        | hn_throwaway_99 wrote:
        | Yes, I'm fully aware that variance and standard deviation
        | apply to any sample or population, and that sigma is
        | normally used for standard deviation.
        | 
        | However, in everyday usage, saying something is a "2 or 3
        | sigma" event nearly always refers to a normal
        | distribution unless otherwise noted, because otherwise
        | that information doesn't really tell you anything. Is
        | only with a specific distribution that can imply a
        | percentage likelihood, e.g. 5% for a 2 sigma event or .3%
        | for a 3 sigma event. Also, if you're looking at at annual
        | probability, 1-in-200 year event would correspond to just
        | about 3 sigma on a normal distribution.
        | 
        |  _Sigh_
 
        | FabHK wrote:
        | And the number of people dying per (large) unit of time
        | is almost certainly well approximated by a normal
        | distribution, modulo seasonal variation and events such
        | as this (which break the "independence" assumption of the
        | CLT).
 
        | worik wrote:
        | The point is that you expect a normal distribution
        | without fat tails. Fat tails are a sign of non random
        | processes. Which lets you know some non random process is
        | happening.
 
        | hn_throwaway_99 wrote:
        | As the sibling comment wrote, it's not non-random
        | processes in this instance, it's processes that aren't
        | independent.
        | 
        | That is, when generally looking over any death rates in a
        | relatively large population, most deaths in a given year
        | are uncorrelated, so things look like a normal
        | distribution. Obviously with a transmissible virus, the
        | fact that two people died in the same year of Covid is
        | correlated.
        | 
        | Similarly, if you did the math from the insurance
        | company's data, I'd bet you'd find the chance of
        | everybody dying in the same year would be like 1 in many,
        | many trillions of years. But of course things like
        | supervolcanos or meteor strikes are possible. Those
        | aren't non-random, it's just that everyone's death would
        | correlate with that single event.
 
  | justinpombrio wrote:
  | > It sounds very strange that the death spike is "over" 3
  | sigma, which should mean over 3 standard deviations, which is
  | really unbelievable, to me this looks like an artefact of some
  | sort
  | 
  | It's not an artifact, it's incorrect modeling. If they're
  | talking about sigmas, then they're modeling deaths as being
  | normally distributed. But deaths aren't normally distributed,
  | as you can tell by glancing at a graph of deaths over time:
  | there's way more probability mass in the extremes than you
  | would expect from a normal distribution. This sort of thing
  | (modelling something poorly, then getting all surprised when
  | reality violates your model) is depressingly common.
  | 
  | https://www.macrotrends.net/countries/USA/united-states/deat...
 
    | jameshart wrote:
    | Overall death rates are highly affected by age distribution
    | in the population - the proportion of 80-100 year olds in
    | your population in a given year is going to have a big impact
    | on the death rate that year.
    | 
    | Death rates for an age range (like 18-45) are likely to be
    | much more stable.
    | 
    | Also, pretty dubious about that specific dataset - it looks
    | like it includes linear interpolations between a much smaller
    | set of actual datapoints, so not sure you can use it to infer
    | the actual distribution of death rate statistics
 
      | justinpombrio wrote:
      | > Death rates for an age range (like 18-45) are likely to
      | be much more stable.
      | 
      | Do you have a data set for this to look at? I'm skeptical
      | that death rates of any kind are close to normally
      | distributed. If nothing else, there are big spikes during
      | plagues, like the black plague and spanish flu.
 
  | chmod600 wrote:
  | Isn't sigma for normal distributions of data? Is death rate
  | normal on a 200-year timescale?
 
  | fallingknife wrote:
  | You can't assume a standard normal distribution for something
  | like death rates that are know to have a very high prevalence
  | of right tail events like famine, war, and disease.
 
  | michaelt wrote:
  | _> 3 standard deviations, which is really unbelievable_
  | 
  | People reporting on deaths have to average over a period,
  | otherwise you find deaths drop on weekends and spike on mondays
  | because that's when the paperwork gets processed. In this case,
  | they're averaging over an entire quarter.
  | 
  | I could well believe that the variance in death rates between
  | Q4 2008 and Q4 2018 had a standard deviation of 3% - an entire
  | quarter is a lot of averaging.
 
    | FabHK wrote:
    | If you did it annually, you'd get rid of seasonal effects and
    | probably get a smaller std dev. Using quarters gives you the
    | full variability of the seasons, so it is a more conservative
    | 3 sigma, in a sense.
 
  | hn_throwaway_99 wrote:
  | Doesn't seem that is unbelievable at all to me. Instead I think
  | it just highlights how humans can discount the severity of
  | something when it moves slowly and continues for years.
  | 
  | Remember the Boxing Day tsunami in 2004 that was a major
  | catastrophe around the world? According to a Google search it
  | killed 227,898 people. Last I checked Covid had killed about
  | 5.5 million, which is worse that every single war since WWII.
  | 
  | Of course, I think it's very fair to say the devastation from a
  | war is _much_ worse than Covid (a war destroys infrastructure
  | and primarily kills the young), but from a pure  "number of
  | deaths" perspective I think most people have a huge difficulty
  | comprehending the severity of the pandemic.
 
    | amelius wrote:
    | You probably should use this measure instead:
    | https://en.wikipedia.org/wiki/Life-years_lost
 
      | atom_arranger wrote:
      | Regardless of what measure you're using it would also be
      | good to make it per person.
 
    | lukeschlather wrote:
    | Covid has obviously caused infrastructure problems, though
    | the contrast with a war is similar. There are tons of minor
    | maintenance tasks where there are one or two people who need
    | to do some thing every week. Maybe all the people who are
    | responsible for the task are laid up for a week and incapable
    | of doing the maintenance. Multiply that by hundreds of
    | thousands of people getting infected every week you end up
    | with a lot of missed maintenance. And of course the risk that
    | those one or two or three key people die and the task never
    | gets done again until the system just hits the failure mode
    | that the task was intended to avoid.
 
      | SuoDuanDao wrote:
      | It was definitely a rickety system before Covid impacted
      | it. But I suspect any strong shock could have caused a
      | similar destabilization.
 
    | stickfigure wrote:
    | > but from a pure "number of deaths" perspective I think most
    | people have a huge difficulty comprehending the severity of
    | the pandemic.
    | 
    | Some 55 million people die each year. An extra 5 million is a
    | big deal, yes, but there's almost 8 billion people on the
    | planet. I think most people have a huge difficulty
    | comprehending just how many humans there are on earth.
 
| whiddershins wrote:
| I think these numbers are so extreme as to invite skepticism.
| 
| Too often (omicron is 72% of cases) unbelievable numbers are, in
| fact, not to be believed.
 
  | yosito wrote:
  | Being skeptical doesn't mean that the numbers are not to be
  | believed. It means that the numbers are to be investigated.
  | Often, unintuitive numbers turn out to be accurate after
  | investigation, but unless we do the hard work of investigation,
  | we can't know.
 
  | LorenPechtel wrote:
  | The 72% figure was a computer prediction somehow gone wrong, I
  | don't know the details of what went wrong.
  | 
  | However, it's obvious Omicron is absolutely exploding--the
  | testing system is completely swamped at this point so we don't
  | know the real rate. That's enough to say that by now the 72%
  | likely is right.
 
| paragisatool wrote:
 
| amznbyebyebye wrote:
| Careful there, don't want to give fodder to the anti vax crowd
 
  | pclmulqdq wrote:
  | If the data suggests that lockdowns are causing excess
  | mortality, that should be important to public policy
  | discussions regardless of how it feels.
 
| dukeofdoom wrote:
| I run the same trail for over 10 years. In the last year, I had
| to call 911 for a guy with chest pains and twice for suicidal
| women waiting on the train tracks for the train. Never happened
| before.
| 
| I'm a little scared we may be entering a period of mass psychosis
| which is more deadly than any virus. The psychological conditions
| that lead people to burn witches and the rise of dictatorships
| are here.
| 
| If I was richer I would probably be buying a home on some tiny
| island in the Caribbean.
| 
| Great video on mass psychosis
| https://www.youtube.com/watch?v=09maaUaRT4M
 
  | mellavora wrote:
  | huh, I thought New Zealand was the preferred bug-out island.
 
  | fundad wrote:
  | Definitely a period of mass misery
  | 
  | I see it also in the school vandalism, increase in shooting
  | deaths and general uncertainty about rule of law
 
| spenrose wrote:
| This story [1] (NYT paywall) is clearer IMHO:
| 
| 1. 600,000 more elderly Americans, or 1 of 100, have died during
| the Covid epidemic than would have died had the epidemic not
| occurred.
| 
| 2. 200,000 more non-elderly Americans, or 1 of 1,400, have died--
| but that's mostly ages 15-64, so more like 1 in 1,000 adults of
| working age.
| 
| 3. The CDC says adult death rates were up 20%. [2]
| 
| [1] https://www.nytimes.com/2021/12/13/us/covid-deaths-
| elderly-a...
| 
| [2]
| https://www.cdc.gov/nchs/products/databriefs/db427.htm#secti...
 
  | jtc331 wrote:
  | Worth noting that while there is a clear and measurable
  | increase, the CDC makes a nonetheless significant error by
  | assuming 2019 is the baseline when in fact we see a baseline
  | increase every year even without other factors (both because of
  | increasing population and because of slowing advances in
  | medically extending lifespans).
 
    | edmundsauto wrote:
    | Population growth is about 0.4% in the US, so that's probably
    | not a big factor. In 2019, the CDC estimated that age-
    | adjusted expected lifespan increased by 1.2% [0].
    | 
    | I think the population growth would indicate a lower death
    | rate than implied by direct counting, since total pop is the
    | denominator. However, I think the increased lifespan would
    | work in the counter direction - Americans should live longer
    | in 2020 than in '19 without C19.
    | 
    | So while the CDC made methodological mistakes, I don't think
    | it would affect the conclusion.
    | 
    | [0] https://www.cdc.gov/nchs/pressroom/nchs_press_releases/20
    | 20/...
 
  | Manuel_D wrote:
  | > 600,000 more elderly Americans, or 1 of 100, have died during
  | the Covid epidemic than would have died had the epidemic not
  | occurred.
  | 
  | The article does not say this. The substantial majority of
  | Covid deaths occur among people close to or beyond the typical
  | life expectancy [1]. It's hard to measure how many people would
  | have died during this time frame due to complications other
  | than Covid, and the NYT article you linked to did not claim
  | that these are additional deaths beyond what "would have died
  | had the epidemic not occurred."
  | 
  | 1. https://www.cdc.gov/nchs/nvss/vsrr/covid_weekly/index.htm
 
    | mcguire wrote:
    | The "typical life expectancy" is not a terribly useful number
    | (unless you are considering emigration). A much more useful
    | measure is the life expectancy _at a person 's current age_
    | (which will always be greater than their current age).
    | 
    | And I note it is quite easy to figure out how many people you
    | _would expect_ to die from complications other than Covid---
    | as a first order approximation it will be the same as in 2019
    | (unless you happen to know of a significant change other than
    | COVID).
 
| dv_dt wrote:
| I wonder if vaccination status is going to be an policy pricing
| input
 
| frellus wrote:
| Pandemics are defined by "excess deaths" so nothing really
| surprising here.
 
  | benjaminwootton wrote:
  | Covid is vanishingly unlikely to kill people in this age group.
  | I always find it hard to find a clear number when I Google for
  | a recent IFR, but it's a fraction of a fraction of a percent.
 
    | throwawayboise wrote:
    | Death from any cause is unlikely in this age group. When the
    | denominator is already small, small changes mortality can be
    | cast as an alarming-sounding "40% increase" you really need
    | to look at the raw numbers.
 
    | nu11ptr wrote:
    | The problem is the age group they gave is very wide: 18-64.
    | It would be helpful if they could sub-divide this to give
    | better perspective to which age group is seeing the largest
    | shift.
 
    | csee wrote:
    | What is your best guess based on what you've read, and for
    | what age group is that figure for specifically? I have also
    | been googling and have found no good source.
 
| BillyTheKing wrote:
| I feel like article like this one are commonly used by the anti-
| vaccine community. They point to those ominous, rising death
| numbers and understand them as evidence for the dangers of mRNA
| vaccines. It would therefore (among other reasons) be helpful to
| understand where exactly that rise in numbers comes from, is it
| vaccines (which I don't think, else we'd be seeing a similar
| spike in, say, Europe)? Or is it being caused by other factors,
| such as fetanyl?
 
  | halfjoking wrote:
  | You're right - I'm anti-vaxx when it comes to mRNA vaccines and
  | I often link to mainstream articles like this:
  | 
  | https://www.yahoo.com/news/analysis-thousands-more-usual-dyi...
  | 
  | Mainstream articles are biased with the spin of the situation
  | but the facts are there. It goes over some causes of deaths -
  | mostly heart/clotting issues, exactly what you'd expect from
  | the vaxx. That's why we call it the "clot-shot"
  | 
  | In England people who took the vaxx are twice as likely to die
  | as those who don't:
  | 
  | https://alexberenson.substack.com/p/vaccinated-english-adult...
  | 
  | If you want an opposing view of that data read this fact-check:
  | 
  | https://www.reuters.com/article/factcheck-coronavirus-britai...
  | 
  | Notice how they don't deny the statistic. They just say it's
  | taken "out of context" because covid deaths, and vaccines save
  | lives. No matter how they spin it they can't deny government
  | data says vaccinated 18-59 are much more likely to die. That's
  | a fact, even though it's marked as false by Reuters.
 
    | jack_squat wrote:
    | Doesn't that all make sense? I'm not sure what the issue is
    | here.
    | 
    | The statistic that vaccinated people 18-59 are dying at twice
    | the rate presumably true, so of course the reuters article
    | doesn't deny it. The Reuters article presents a totally
    | believable explanation, which is also in the original
    | article's comments. What they are saying is that this can be
    | true for the age range 18-59, but simultaneously not be true
    | for any specific age brackets within that range.
    | 
    | This is called Simpson's paradox. The explanation is that
    | vaccination rates are higher among the elderly than among the
    | young, and that the elderly have a higher baseline rate of
    | death, and the Reuters article breaks out the numbers to
    | demonstrate this. What's the big mystery exactly?
    | 
    | https://en.wikipedia.org/wiki/Simpson%27s_paradox
 
      | joshuahedlund wrote:
      | Simpson's paradox is fascinating. If the result above does
      | not seem intuitive, think of an extremely simplified
      | version: imagine that half of everyone in their 50's is
      | vaxxed and no one on their 20's is. Next imagine that of
      | 1000 people in their 50's, 100 of 500 vaxxed people die
      | from non-covid sources, 100 of 500 unvaxxed people die from
      | non-covid sources, plus 50 unvaxxed people in their 50's
      | die from covid and no vaxxed people do. And imagine that 0
      | out of 2000 people in their 20's die from anything.
      | 
      | 150 out of 2500 unvaxxed deaths in 18-59
      | 
      | 100 out of 500 vaxxed deaths in 18-59 (higher rate)
      | 
      | But: 150 of 500 unvaxxed deaths in 50-59
      | 
      | 100 of 500 vaxxed deaths in 50-59 (lower rate)
      | 
      | It would be true that more vaxxed people died than unvaxxed
      | in the 18-59 age group without the vaccine causing any
      | death, but only because the larger number of surviving
      | young people swamps the higher relative death rates among
      | the higher relative vaxxed elderly.
 
    | [deleted]
 
    | jollybean wrote:
    | You are confusing your data badly.
    | 
    | Each of your references are saying completely different
    | things.
    | 
    | 1) non-covid excess mortality
    | 
    | 2) mortality _rate_ between those vaxxed and not vaxxed.
    | 
    | 3) Reteurs was not 'debunking' point 2 or point 1. They are
    | 'debunking' crap statements on Joe Rogan Podcast about the
    | absollute numbers of those dying from COVID in general.
    | 
    | Alex Berenson is terribly misrepresenting information.
    | 
    | So when you say "That's a Fact" - you don't even seem to be
    | sure what facts you're referring to, and they are obviously
    | taken out of context, at face value.
    | 
    | A)
    | 
    | For point 3, the Reuters debunking of 'Most of the COVID
    | deaths are those vaccinated' (Alex Berenson on Joe Rogan
    | Podcast misinformation).
    | 
    | Suppose 100% of the citizens of the UK are vaccinated.
    | 
    | The vaxx is good, but not perfect - so some will die.
    | 
    | Are you going to run around saying '100% of those dying were
    | vaccinated - therefore the vaxx is crap'.
    | 
    | That would be 'a fact' i.e. '100% of deaths are those who are
    | vaccinated'.
    | 
    | But how helpful is that fact? It's not.
    | 
    | It'd be like saying '99% of those dying from car accidents
    | were wearing seatbelts, therefore seat-belts are dangerous'
    | 
    | B)
    | 
    | Data point 2, which shows that 'Vaxxed people aged 10-59 are
    | dying at 2x the rate those unvaxxed' - is also misleading.
    | 
    | (FYI they are talking about 'death rates' not absolute
    | deaths, which is why it's different than the Joe Rogan
    | Podcast misinformation.)
    | 
    | The likelihood of someone being vaccinated goes up
    | dramatically with their likelihood of dying from COVID.
    | 
    | 59-year-olds are vaxxed at a much higher rate than 10 or 20
    | year olds.
    | 
    | Especially those with underlying conditions.
    | 
    | And it's going to be overwhelmingly people in those
    | situations that die from COVID.
    | 
    | Here's an analogy:
    | 
    | People aged 50+ and those 30+ with underlying conditions are
    | going for a 'dangerous car ride'.
    | 
    | Everyone else is going for a 'safe car ride'.
    | 
    | Everyone is asked to wear their seatbelts.
    | 
    | Some people, particularly those going on the 'safe car ride'
    | - are not wearing seatbelts.
    | 
    | As a result: all the 'big crashes' are in the 'dangerous car-
    | ride' cohort.
    | 
    | That means almost all of the deaths will be among those who
    | are wearing seatbelts, because, well, they were going on a
    | 'dangerous car ride'.
    | 
    | The kids who didn't bother to wear seatbelts, were mostly
    | going on the 'safe ride' and there were not many accidents at
    | all.
    | 
    | If we popularized the notion of 'People with seatbelts more
    | likely to die' - it would be totally misleading, because
    | people would come to believe that 'Seatbelts Kill You' -
    | when, the total opposite is true - seatbelts save lives.
    | 
    | ...
    | 
    | People that are smart enough to know the difference, and
    | continue to propagate it, are deliberately misleading people.
    | 
    | People that aren't bright enough (or don't have the time) to
    | spot the difference ... shouldn't be propagating information.
 
    | NaturalPhallacy wrote:
 
  | lazyjones wrote:
  | Official numbers for Europe are available at
  | https://euromomo.eu/graphs-and-maps/
  | 
  | They have graphs with excess deaths by age groups and you can
  | see that 2021 looks worse than 2020, with a noticeable upwards
  | trend starting around week 16 of 2021.
 
  | Spooky23 wrote:
  | The anti-vaccination people don't need facts, so anything that
  | creates FUD works for them.
  | 
  | I live in a protest corridor, and the "freedom lovers" were
  | demanding that we sacrifice the weak and old so that they could
  | enjoy not getting a vaccine. It's a gross type of mental
  | illness.
 
    | csee wrote:
    | > "freedom lovers" were demanding that we sacrifice the weak
    | and old
    | 
    | Isn't it the opposite? I recall various right-leaning figures
    | talking about 'sacrificing' the _young_. Release them in
    | order to get natural immunity, while locking up the old until
    | that process is done. I think that was a rather bad idea,
    | especially with the hindsight of knowing how quickly the
    | vaccines were ready, but that 's separate.
 
      | alisonkisk wrote:
 
      | Spooky23 wrote:
      | Like I said, they don't make a lot of sense. I think
      | there's a few different branches of that approach.
      | 
      | Why people were picketing a hospital with "sacrifice the
      | weak" signs was very puzzling. But they were!
 
    | dukeofdoom wrote:
    | The vaccine does not prevent anyone from getting or spreading
    | covid. In Ontario same case rate of covid per 100k residents,
    | in unxxed as vaxxed and heading higher. 3rd graph.
    | 
    | https://covid-19.ontario.ca/data?fbclid=IwAR2pRUq9GN9EEoDTm0.
    | ..
 
      | Spooky23 wrote:
      | I don't think that is seriously questioned with the Delta
      | and Omicron variants. Vaccines do seem, however, to reduce
      | the probability of having a serious infection that requires
      | hospitalization or ICU admission. It's a novel virus and it
      | and the situation around it evolves very quickly.
      | 
      | The anti-vax crowd conveniently ignores that detail, and
      | unfortunately the people who give them credence are paying
      | the price through needless suffering or even death.
 
      | sm4rk0 wrote:
      | "The anti-vaccination people don't need facts" but pro-
      | vaccination people will downvote the official data.
      | 
      | Edit: ...as the parent comment was downvoted when I wrote
      | this
 
        | manwe150 wrote:
        | The page also shows that vaccinated people are far less
        | likely to be in the ICU, which is an even more important
        | metric.
 
        | dukeofdoom wrote:
        | This is the only metric still left, which ma be just time
        | delayed.
        | 
        | Also people in ICU with covid may not be the same thing
        | as people in ICU because of covid. It may likely just be
        | that very sick people in hospitals are refusing the
        | vaccine and catching it. Hospitals are confined spaces
        | that aid in transmission of all kinds of diseases.
        | 
        | The difference is 40 people out of a population of 14.5
        | million. So small it could literally be people with
        | terminal diseases catching covid on their death beds.
        | 
        | To use this to advocate for any preventative effect in a
        | healthy individual in the general population would be
        | misleading. Very likely the difference is just sampling
        | bias.
 
        | Spooky23 wrote:
        | It could be many things.
        | 
        | The simple explanation, that getting a vaccination that
        | prevents or reduces the impact of a disease makes more
        | sense. To the point that it's a no-brainer.
        | 
        | It's a moot point now, as this phase of the pandemic is
        | played out. People embraced fear, ignorance and doubt in
        | the name of freedom. Many will needlessly suffer as a
        | result.
 
  | Developerx wrote:
 
    | sudosysgen wrote:
    | We can look at stats. The US isn't the only country with
    | vaccines.
 
      | Developerx wrote:
      | Stat from who? Are you sure you can believe the official
      | stats and so called opendata? I'm not
 
        | sudosysgen wrote:
        | So you don't trust any data from any country in the
        | world?
 
        | Developerx wrote:
 
      | nu11ptr wrote:
      | There are statisticians who have made such claims by
      | modeling many highly vaccinated countries. I am not
      | claiming they are right or wrong, but there are people who
      | claim they have found this signal in the data using
      | statistical methods.
 
        | sudosysgen wrote:
        | Link?
 
        | Developerx wrote:
 
| civilized wrote:
| This may well be true in some suitably qualified sense, but it's
| odd to be hearing it from an insurance company first. General
| population death records would enable government health agencies
| to catch such large statistical shifts more quickly than an
| insurance company. I suspect what they're seeing is real, but
| they're exaggerating how representative it is of all geographic
| regions and socioeconomic strata. Maybe there's another wave of
| fentanyl ODs hitting the Rust Belt / Appalachia.
 
  | nu11ptr wrote:
  | Key word: should
  | 
  | I'm not suggesting they are suppressing or missing anything,
  | but I would suggest we stay open to both possibilities.
 
  | wjnc wrote:
  | Working as an actuary. The only way I can make sense of this
  | headline (GDPR block) is: normally for age X deaths Y. Of those
  | Y there are many with health preconditions that can't get life
  | coverage. Now a disease hits that kills some and effects
  | everyone (this is somewhat contrary to the usual view of
  | corona). You can have a massive increase in deaths without
  | preconditions even if the absolute rise is small. So their
  | deaths are up 40% compared to the expectation of the insurer
  | (not general mortality).
  | 
  | In other words: because of selection at the gate for long life
  | you can get up to 50-70% lower premiums than the standard table
  | assumes. So this insurer is having quite the scare.
  | 
  | It's one of the reasons why many EU insurers have balanced
  | portfolios (and are strongly favored by regulation to be
  | balanced). Long life, short life, pensions all in a basket with
  | reinsurance to get these risks of the books. Throw in some P&C
  | and A&H books as well (lower incidence of traffic accidents for
  | example) and the company could be robust to corona. Now the
  | interest rate and inflation, that's a different story.
 
    | [deleted]
 
    | red_trumpet wrote:
    | This let's you circumvent the GDPR block: https://web.archive
    | .org/web/20220102164149/https://www.thece...
 
    | civilized wrote:
    | They're in group life so selection should be limited. And
    | they said the deaths are mostly not COVID.
 
      | wjnc wrote:
      | From the article: "working-age people who are employees of
      | businesses with group life insurance policies" - that's a
      | quite comparable effect although indeed not via the
      | individual health screening thus less pronounced. Those not
      | working are quite more likely to die.
      | 
      | What I don't under from the article: they mention a $100
      | million loss on disability, but the effect of this size on
      | mortality should be many billions.
 
        | civilized wrote:
        | Somewhat smaller denominator, sure, but changes in the
        | numerator should also be smaller for similar reasons:
        | healthier population, employed, therefore more shielded
        | from socioeconomic stresses around the pandemic.
        | 
        | I sort of agree that the insurance financial risks
        | associated with a low mortality population can be high in
        | unusual situations, but it's not a blanket explanation
        | for any particular situation.
 
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