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Mental Liquidity

Mar 29, 2023
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by Morgan Housel @morganhousel

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I recently heard a phrase I love: Mental liquidity. It's the ability
to quickly abandon previous beliefs when the world changes or when
you come across new information.

It shouldn't be controversial. But mental liquidity is so rare.
Changing your mind is hard because it's easier to fool yourself into
believing a falsehood than admit a mistake.

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Albert Einstein hated the idea of quantum physics.

His own brand of physics was an extension of classic Newtonian
physics, which viewed the universe as working in clean, rational,
ways that could be measured with precision. Then quantum theory came
along with the wild idea that some parts of the physical world could
not be measured, because the very act of measuring a subatomic
particle changed its movement. The best we could do when trying to
measure parts of the world was to come up with probabilities and
likelihoods.

That was practically heresy to Einstein, who let his quantum theory
peers know how he felt.

"One cannot make a theory out of a lot of 'maybes,'" he once told a
group of physicists in 1927. God, he said, "does not play dice."

Even when he remained professional about his misgivings, Einstein
stood firm. "I admire to the highest degree the achievements of the
younger generation of physicists that goes by the name quantum
mechanics," he once told an interviewer, "But I believe that the
restriction to statistical laws will be a passing one."

His peers were disappointed. "Einstein, I'm ashamed of you," said
quantum physicist Paul Ehrenfest, who felt the great physicist was
being as stubborn as those who once doubted Einstein's theory of
relativity.

Within five years, a group of quantum physicists would win the Nobel
Prize, solidifying their contributions and validating quantum theory.

Left unmentioned during the award ceremony was that the group was
nominated by Einstein himself.

"I am convinced that this [quantum] theory undoubtedly contains a
part of the ultimate truth," he wrote in his nomination.

He had come around.

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So much of what people call "conviction" is actually a willful
disregard for facts that might change their minds. It's dangerous
because conviction feels like a good attribute, while its opposite -
being wishy-washy - makes you feel and sound like an idiot.

There's this thing in psychology called the end of history illusion,
which is the idea that people are aware of how much their personality
has changed in the past, but they assume it will be stable in the
future. I laugh at who I was at age 20, but I assume that by age 60
I'll roughly be the same person I am today. Part of the reason it
occurs is because it's too painful to accept that the beliefs I hold
today might be wrong, temporary, or subjective.

Beliefs take effort and investment, and it hurts to realize that
there may be limited ROI on your hard-fought convictions. For a lot
of things in life - particularly politics, investing, and
relationships - people don't necessarily want the truth; they want
certainty. Changing your mind is hard because it's an admission that
the certainty you once thought you held was an illusion. The path of
least resistance is to cling to beliefs for dear life.

A question I love to ask people is, "What have you changed your mind
about in the last decade?" I use "decade" because it pushes you into
thinking about big things, not who you think will win the Super Bowl.

I am always so suspicious of people who say, "nothing." They act like
it's a sign of intelligence - that their beliefs are so accurate that
they couldn't possibly need to change. But I think it's the surest
sign of ignorance and stubbornness.

Visa founder Dee Hock had a great saying: "A belief is not dangerous
until it turns absolute." That's when you start ignoring information
that might require you to update your beliefs. It might sound crazy,
but I think a good rule of thumb is that your strongest convictions
have the highest chance of being wrong or incomplete, if only because
they are the hardest beliefs to challenge, update, and abandon when
necessary.

Two critical things to keep in mind here:

Be careful what beliefs you let become part of your identity.
Religion and politics are contentious because almost by definition
your beliefs are part of your identity - you're not just dealing with
ideas and philosophies, but tribes and belonging. Another Dee Hock
quote applies here: "We are built with an almost infinite capacity to
believe things because the beliefs are advantageous for us to hold,
rather than because they are even remotely related to the truth."
Things get dangerous when people let their investing and economic
beliefs fall into the same category.

Most fields have lots of rules, theories, ideas, and hunches. But
laws - things that are unimpeachable and cannot ever change - are
extremely rare. Some fields only have a handful. A big problem arises
when you try to force rules and theories to become laws. The few laws
tend to be the most important things in any field. But everything
else, like Einstein said, is just a theory of maybes.

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