|
What do you consider to be the biggest scam?
########################################################################
|u/FistingSub007 - 9 hours
|
|Luxottica owning 90% of the glasses industry and artificially inflating
|the cost of a pair of glasses made of plastic into the hundreds of
|dollars when the 10% of companies not owned by them, I.E. Warby Parker
|and Zenni Optical can do it for a third of the price.
|u/RIP_GerlonTwoFingers - 7 hours
|
|I can get a pair of Zenni prescription glasses for $20.
|u/rumblepony247 - 5 hours
|
|Zenni is a gift from the Gods
|u/FistingSub007 - 5 hours
|
|I buy all my glasses from Zenni and I get all the fixins for like
|$150 tops.
|u/MenuOwn - 5 hours
|
|My first pair of Zeno glasses in 2014 were 5.95. They scratched
|easily but I would buy 3 or 4 pairs and just switched out. Not it’s
|35$ but scratch resistant ( not to my standards ) and
|photocromatic. Glasses and sunglasses. They have every style in the
|world.
|u/thinkB4WeSpeak - 3 hours
|
|Nearly every industry in the US is an oligopoly and it doesn't get
|talked about enough
|u/PIP_PM_PMC - 2 hours
|
|You can thank Saint Ronnie for that.
|u/T0mBd1gg3R - 6 hours
|
|Is this on global scale or local?
|u/LittleNobody60 - 5 hours
|
|Global. 60 Minutes did an exposé on it. It’s crazy.
|u/irun50 - 5 hours
|
|Pretty sure Walmart and Costco optical shops aren’t owned by Lux.
|Target Optical and LensCrafters are Lux properties though.
|u/francokitty - 4 hours
|
|I bought Warby Patker glasses and they reamed me on the cost of the
|lenses. Will never buy from them again
|u/Honeyalmondbagel - 6 hours
|
|And not to mention the owner died, so his kids who are in their early
|20s each inherited $5 billion. Yay 🎉🥳😵💫
|u/Aware_Impression_736 - 4 hours
|
|America's Best. $69 gets you an exam and two pair of glasses. But
|only if your prescription falls within certain parameters. I ended up
|paying $350.
|u/bought_high_sold_low - 8 hours
|
|Having to pay for daily parking at your place of employment
|u/Hetotope - 8 hours
|
|free parking is listed in my works benefits guide as a perk... WTF do
|you mean it's a fucking perk, I come to work, parking should always
|be free ffs, I HAVE to park in your lot.
|u/Previous-Job-391 - 7 hours
|
|Consider yourself lucky. Parking at my job is $100/month & I had to
|negotiate with my employer to pay for it. They only went 50/50 on
|it so I still pay $50/month just to be able to go to work lmao🫠
|u/Anoaba - 7 hours
|
|I pay $70 a month 🙃 that’s after my employer pays some
|u/BaconPit - 5 hours
|
|This is my first time hearing about this shit. Can I just ask,
|"what the actual fuck"?
|u/No_Engineering_718 - 6 hours
|
|Don’t forget about the gas you use to drive to work.
|u/goddammitryan - 5 hours
|
|It’s $400/month in my city! Forces a lot of people to use
|transit, I guess.
|u/Kimbeci - 6 hours
|
|WTF this is crazy! In The Netherlands its just a 'facility' the
|companies should provide or pay for. I work in a factory with
|around 1500 more people. They build their own parking garage for
|the werkers.... as it should be.
|u/FukYourGoodbye - 7 hours
|
|If I wasn’t at work, I wouldn’t need to park. I’m tired of things
|listed as free that should be free. If I rent this apartment I
|should be able to park on front of it but now I need a permit…TF,
|the only attraction to this block is living on it.
|u/PositivePassenger453 - 7 hours
|
|universities as well
|u/MamaTMoney - 6 hours
|
|paying to park at the university where I work…and then my nurse
|friend has to pay to work at the hospital
|u/sailor_bat_90 - 6 hours
|
|Also hospitals. I'm happy I work the grave shift parking is easier
|to find for free.
|u/whateverp123 - 7 hours
|
|That's a thing?
|u/bought_high_sold_low - 7 hours
|
|Yep, the parking garage that's part of my office building downtown
|is not owned by my employer (which is crazy since my employer owns
|the building), so employees have to pay to park since the employer
|isn't covering it..
|u/whateverp123 - 7 hours
|
|I'm starting to understand public freakouts more and more. That
|is bullshit
|u/bought_high_sold_low - 7 hours
|
|It gets really fun when employers will sell their office
|building/parking to a sister company and then lease it back to
|the first company at higher rates to suck profits out of the
|main entity and line the pockets of fewer owners of the sister
|company vs the big operating company. And then when your
|employees all want to work remote and you lose that income at
|the sister company then you gotta force them all back to the
|office.
|u/styxxx80 - 6 hours
|
|That’s why a lot of chain restaurants folded. Parent company
|sold the property and rent sky rocketed
|u/throwaway4231throw - 6 hours
|
|On one hand I totally think that employers should cover the cost of
|these things because employees have to go in, but on the other, I do
|support incentivizing use of public transit or alternatives or
|private vehicles, and there are so few levers to pull that forcing
|people to pay for parking is often one of the most effective ways to
|get people to consider alternates to driving.
|u/moschtert - 2 hours
|
|Context is important. I work in a central location in a big
|European city with plenty of public transit and biking options. I
|think parking should absolutely cost money at my work and luckily
|it does.
|u/Top_Shoe_9562 - 7 hours
|
|When I was a commercial glazier in the greater Seattle area, paid
|parking was in our contract, but we had to pay up front and we'd get
|compensated on our next check. It was tough for people just starting
|out
|u/b_tight - 7 hours
|
|Ive turned down 2 jobs because of it. Not because of the cost of it
|but because if the company is that cheap in parking i cant imagine
|what else theyre skimping on
|u/automatorsassemble - 4 hours
|
|It's part of something I was always told to factor in, the cost of
|going to work: is there paid parking, fuel costs, bus fares if
|needed, is there a free/subsided canteen etc. I live really rurally
|so have to drive a ways to work, I spend €400/month on fuel and the
|canteen is subsided but probably spend another €100 /month on lunches
|even if I make some at home
|u/Megnuggets - 9 hours
|
|Ticketmaster
|u/Alarming-Setting-592 - 8 hours
|
|Yes! And all the resellers like StubHub, Seat Geek, and Vivid! The
|amount of fees they are allowed to add to tickets is highway robbery!
|Why are fees based on percentages, rather than a flat fee? I recently
|bought 3 tickets for around $300 each and the total fees were an
|additional $400! WTF!?! And the fact that tickets can be resold for
|astronomical amounts of money (hello Era’s tour) is out of this
|world!! Something has to be done about it. And the artists aren’t
|profiting off of these markups and fees. It’s so difficult to see a
|live show these days without breaking the bank.
|u/NateLPonYT - 8 hours
|
|Especially considering the fact that people used to easily buy
|tickets before it without paying extra fees. But unfortunately many
|concerts, sports events, etc. force their tickets onto these sites
|u/cupholdery - 8 hours
|
|It's like if DoorDash became the only place to keep food
|deliveries, so you have to pay a required fee to them to simply
|order food and pick it up yourself.
|u/jcrreddit - 6 hours
|
|NYC restaurants used to have their own delivery services OR
|various small delivery services. Often times it was free within
|a certain area because otherwise… nobody buys your fucking food
|and you don’t stay in business. Now it’s almost all UberEats
|or DoorDash or whatever the fuck and if you want ANY restaurant
|food delivered to you it’s an ungodly amount of money. Even
|for NYC!
|u/Glittering_knave - 7 hours
|
|If I can't buy the tickets in any other manner, there should not
|be hidden "convenience" fees allowed. It's not really convenient
|when I have no choice in the matter.
|u/BrokenCowsSayWoof - 7 hours
|
|I bought Astros tickets on StubHub in October. The tickets
|themselves cost $40 for two. Then they added taxes and fees. Boom
|my final total was $77.
|u/biebiedoep - 7 hours
|
|Not buying the tickets would help forcing a change
|u/Thejustinset - 5 hours
|
|Ticketmaster scalps their own tickets and regulators have done fuck
|all about it
|u/Semi_Lovato - 5 hours
|
|That's what killed it. They used to not allow scalpers at all but
|now they operate the scalping site and they make a service fee
|every time the ticket resells. $85 used to be a good seat at an
|all day multi band event but now it's hundreds for cheap seats at
|any popular event
|u/GrumpyCoo - 7 hours
|
|Ticketmaster is one of the primary reasons I stopped going to
|concerts...
|u/InternationalFig400 - 7 hours
|
|ticket bastard
|u/twelve112 - 6 hours
|
|No kidding, they really are just selling me a paper with a code on it
|to permit me into an event for a couple hours.
|u/urumqi_circles - 8 hours
|
|Yeah, fuck Michael Rapino, their CEO. I have no idea how this guy
|doesn't get more hate and isn't seen on equal "evil" territory as
|guys like Elon Musk, Koch Brothers, Galen Weston in Canada, etc.
|u/Past-Cut-2795 - 7 hours
|
|It’s less about buying tickets and more about experiencing *peak
|frustration* while watching fees pile up
|u/lloyd705 - 6 hours
|
|Ticketmaster is the smallest man who ever lived 🫶🏻
|u/spookyydog - 7 hours
|
|Bought tickets for an event recently. Two for 300 hundred each. Final
|total 820 bucks. Absolute bullshit
|u/CurvyFlowerzx - 10 hours
|
|Printer ink. My printer cost $50 but replacing all the cartridges costs
|$75. Make it make sense.
|u/lfreckledfrontbum - 10 hours
|
|Laser printer. Upfront cost, but pays in dividends
|u/Impossible_Angle752 - 8 hours
|
|That's what we did. We gave up color for longevity.
|u/radiantpenguin991 - 6 hours
|
|But really, how often did you NEED color? If I need to print
|photos, I can go to Kinkos or an equivalent and have them print
|them and they'll do a better job.
|u/Swimming-Ad4869 - 7 hours
|
|I’m still printing shit on the one I bought in 2009!
|u/CaptainPunisher - 6 hours
|
|Color laser printers aren't super expensive. I bought an office
|machine with print, copy, scan, fax with duplexing in color for
|$300 in 2014 when I went back to school. My wife thought I was
|crazy paying so much, but in the term years I've had it, I've
|only paid about $180 for toner in total. Also, I buy the refill
|kits, not toner cartridges. Ink bottle printers are also out
|there and have come down in price.
|u/MarciMay24 - 9 hours
|
|How long have you owned it and how long do you expect it to last?
|Sorry planned opsolesence got me. But seriously I'm curious,
|because Im a review reader and researcher when I buy. Thank you!
|u/CaptainPeachfuzz - 8 hours
|
|I used to work at a university IT dept. Every year they're have
|a sale on any equipment they were trying to get rid of. Once I
|saw a laser printer that I definitely had worked on and fixed
|less than a year ago. Bought it for $20. Took it home, replaced
|the rollers and got a new toner cart for it. Cost me another $30?
|that was 2012 and it still works fine. I don't print much these
|days but it saved me in grad school. It's fast and prints double
|sided, no color though.
|u/FragilousSpectunkery - 7 hours
|
|I bought a surplus HP 5m for like $40, and it lasted 10 years
|for me.
|u/deliciouslyevil - 8 hours
|
|I bought a Brother laser printer in 2007. Still going, on its
|second toner cartridge. Well worth the initial cost.
|u/Saneless - 9 hours
|
|I bought one when I first was asked to work from home in March
|2020. Cost me $180, some brother 3210 I think It made it through
|me printing out my reports and charts to see how they looked all
|over the place, a year of kids' home assignments, and my gf
|printing out forms constantly for who knows what, and lots of
|random things I finally had to change out my starter toner a
|year ago. I opted for the double size black one for $75 and the
|colors weren't very much but they'll be good another 3-4 years
|u/carlosccextractor - 8 hours
|
|Brother seems to make the best printers. Mine is 10 years old
|(color laser), I don't use it a lot but it's still with the
|original toners. Zero problems.
|u/boomdog07 - 8 hours
|
|I have an HP Color Laserjet that is sneaking up on 10 years old.
|I think it’s 8 or 9 can’t remember exactly when I bought it for
|$459. Still works flawlessly and I buy recycled toner carts for
|1/4 the price of the HP ones they haven’t caused any problems
|yet.
|u/kewissman - 8 hours
|
|I have been using two HP LaserJets, one black and white, one
|color, for over 12 years. Use only 2nd party toner carts bought
|on fleaBay. Everything is wunnerful.
|u/Juergen2993 - 9 hours
|
|Printer: Low on cyan. Me: “It’s okay, I’m only printing in black and
|white.” Printer: LOW ON CYAN, BITCH!
|u/Saneless - 9 hours
|
|Why I'll never get a Canon again: Sorry, you can't use the scanner
|to turn that document into a PDF because you're out of yellow ink
|u/CaptainPeachfuzz - 8 hours
|
|I had an HP that wouldn't copy because it couldn't connect to the
|internet.
|u/Klonoadice - 8 hours
|
|HP sucks. I smashed one earlier this year.
|u/Aware_Impression_736 - 4 hours
|
|You went full Initech.
|u/domesticatedprimate - 4 hours
|
|There is nothing more cathartic then yanking a printer with
|the cables still attached and throwing it out the window.
|Sadly I lived on the first floor at the time, so it was a bit
|of an anti climax.
|u/CaptainPunisher - 6 hours
|
|I try to warn friends against buying modern HP printers. They
|might be OK if you don't opt into the ink on demand service,
|but once you do that there's no going back. My neighbor did
|that, HP updated the firmware, neighbors tried to cancel, and
|HP told them they couldn't cancel and roll back the firmware;
|the best they could do was to buy a different printer.
|Seriously, fuck HP printers.
|u/AnytimeInvitation - 8 hours
|
|I get to look forward to that. Just moved house and just got
|internet. I wanna smash that lil HP so badly.
|u/Shoddy-Computer2377 - 8 hours
|
|My Epson won't print jack shit if _any_ of the cartridges are
|depleted. You need to print out a Word document? Nahbro, red
|tank is empty. Go away. You need to print out a Word document,
|there is ink in the main black tank, but the "Photo Black" tank
|is low or depleted? Haha loser. Likewise, the main black is
|gone so can I pretty please use Photo Black instead? Well, what
|do you think. The only saving grace is that it accepts knock-off
|cartridges with nothing more than a polite warning about the
|quality maybe not being as good. Many printers won't even do
|that.
|u/drdeadringer - 7 hours
|
|Queue up Robin Williams in 1 hour photo. I need more Cyan!
|u/tc6x6 - 10 hours
|
|I bought a Brother laser printer/scanner. I've never been happier.
|u/Past-Cut-2795 - 7 hours
|
|It’s like upgrading from a tricycle to a motorcycle.
|u/Automatic-Concert-62 - 9 hours
|
|Just buy a Brother : https://www.theverge.com/23642073/best-
|printer-2023-brother-laser-wi-fi-its-fine
|u/robertsij - 9 hours
|
|That's the model They sell you a printer for a loss then sell you
|the ink at an insane markup
|u/Jumpy_Cobbler7783 - 10 hours
|
|Next time buy an Epson Ecotank like I did. Sure it will cost a
|couple hundred more initially but save a fortune in ink.
|u/DoubleOrNothing90 - 10 hours
|
|Thanks, Shaq.
|u/Velghast - 10 hours
|
|The first time I saw that commercial I thought it was hilarious.
|"If you're anything like me you're constantly worried about
|printer ink" Like really? I wouldn't think that Shaquille
|O'Neal of all people is plagued by the constant threat of printer
|ink prices.
|u/WobblyBacon - 9 hours
|
|Well with the Epson EcoTank he isn't.
|u/Weird_Fiches - 8 hours
|
|Yeah? Well who are YOU to know the concerns of the great
|Shaquille O'Neal?
|u/EmmaInFrance - 9 hours
|
|I didn't have to buy new ink for mine for two years - I use it
|regularly to print boardgames rulebooks, in colour - and when I
|did, it was the cyan ink only, and a bottle of Epson brand ink only
|cost €8. It wasn't even worth trying to find generic ink at that
|price.
|u/Jumpy_Cobbler7783 - 9 hours
|
|The important thing to remember with the Ecotank is to print
|regularly in color otherwise the plumbing from the tank to the
|print heads can clog and then you have to do a power clean and
|hope that works. And Epson printers don't like generic ink or
|remanufactured cartridges on the older ones. The reason I have
|always used Epson is the separate ink colors - companies like HP
|where all three are together is highway robbery.
|u/becomejvg - 9 hours
|
|So planned Epsolesence.
|u/Pinktiger11 - 9 hours
|
|Razor and blades. They usually sell printers at a loss because once
|you have a printer it’s hard to justify switching to a different one,
|and now you are stuck buying their ink basically forever. Do yourself
|a favor and buy a laser printer
|u/shewy92 - 9 hours
|
|The included cartridges are only like half full I think. Which is why
|the separate ink costs more than the printer.
|u/PowayCa - 8 hours
|
|I once saw a Fry’s ad for a Lexmark printer that said - “Free printer
|with purchase of ink.” When I worked for HP, we sold the printers for
|about 80% of manufacturing cost. Yes, we lost $$ on every printer.
|When I worked at Kodak printer division, our mission was sell the
|printer at a very small profit and sell black ink for $10 and color
|for $15. That made our printer 20% higher than similar… Do you see
|any Kodak printers on the market? Hint: NO!
|u/PJHFortyTwo - 10 hours
|
|The printer was a loss leader for a business that's only really
|interested in long-term ink sales.
|u/bigev007 - 10 hours
|
|Replacement cartridges hold way more ink
|u/bdbr - 10 hours
|
|The biggest scam is one we all just accept and take anyway. Like
|commercials on paid subscriptions, and sites that we can only use if we
|sign away all indemnity.
|u/RemyOregon - 8 hours
|
|My favorite thing about my Amazon TV now is that upon powering on,
|it’s IMMEDIATE ADS. Wasn’t that way when I bought it. They just find
|new ways to sneak em in and there’s nothing we can do about it.
|Marketing is a remarkably easy career choice these days now that all
|product integrity has been thrown out the door.
|u/CaptainPunisher - 5 hours
|
|Have you ever considered piracy? You'd make an excellent Dread
|Pirate Roberts.
|u/doneski - 6 hours
|
|I go for the dummy TV, focusing on the overall picture quality,
|refresh rate, etc. big box stores have these smart TVs for cheaper
|but the trade-off is the ads. I use an NVIDIA Shield for just about
|everything, that's the extent of my ads. Otherwise it's just inputs
|to other media devices. Long story long, stay out of Best Buy and
|other box box stores, order your TVs moving forward. You'll enjoy
|not having them dictate to you the "experience."
|u/RemyOregon - 4 hours
|
|It was a software update that I never accepted that started the
|ads on start up. That’s what pisses me off about it. I just want
|the same shit I bought 4 years ago. I did just get an LG C
|series for the other room tho and that motherfucker is now my
|favorite.
|u/Porn_Extra - 4 hours
|
|Dude, I *hate* Walmart, but I was in the market for a new streaming
|box snd heard everyone say the onn 4k pro is good. I held my nose
|and picked one up. It's just a straight Google TV experience with
|no extra ads. You can even out it into app only mode. The only
|downside is that the remote doesn't control your TV or audio
|device. But it has internal audio controls, so I just turn my
|soundboard up and control the internal volume. It's SO MUCH
|better than any fire tv.
|u/Different-Horror-581 - 8 hours
|
|We get mad about billboards on the road but allow them in our living
|rooms.
|u/jwbrkr21 - 8 hours
|
|Who gets mad about billboards?
|u/Dodson-504 - 7 hours
|
|Some places ban billboards because its visual blight.
|u/BullshitUsername - 7 hours
|
|Sounds clever but actually nonsense.
|u/RIP_GerlonTwoFingers - 7 hours
|
|Amazon. My wife won’t let me get rid of it because she likes the
|crappy holiday baking shows on there. But the moment they added ads
|to some movies and shows I wanted to axe it
|u/Ignoth - 9 hours
|
|Multi Level Marketing. * Working for money is a job. * Working for no
|money is slavery * Working while LOSING money is an MLM.
|u/redRum705 - 8 hours
|
|Back when I was probably 18/19 years old (I’m 34 now), I had a co-
|worker who told me about this “business”, obviously never went into
|detail about anything but told me they were having a conference. I
|showed up, I was at awe with the speakers but at the end of it, I was
|still genuinely confused on what this “business” even was. 😂. Then
|I learned about MLM afterwards and discovered what it’s all about. I
|gotta say, the people that are in them, god bless 😂. There’s a
|YouTuber named “Always Marco”, been following him for years now and
|he’s made plenty of videos on taking down some MLM companies. It’s
|great
|u/StoriesandStones - 6 hours
|
|1999, I was 23 and worked at a grocery store. Younger co-worker
|that I got along well with told me she was quitting, she was
|starting a business and gonna be a millionaire! And I should do it
|too! Born a skeptic, but less annoying about it as I got older, I
|said oh yeah? How ya gonna do that? She showed me this DVD-ROM
|that said “Quixtar” and was going on and on about how it was such a
|great program and I’d be crazy to not do it too, I’ll regret it,
|blah blah. My skeptic senses tingled, “too good to be true” never
|sounded remotely legit to me, for anything. I once bought a
|scratch-off and won $20 and took it to the gas station like “this
|probably isn’t really $20 but could you check it just in case?” I
|was like ok sounds cool good luck. Thinking no way was this thing
|legit, this girl was 19, she was getting scammed but I guess better
|she learns that now than when she’s older. So she quit. A few
|months later, I got to catch her up on some minor changes at the
|store when she came back to work there. She didn’t mention why her
|millionaire status had her back at the grocery store, and for once
|in my obnoxious-ass youth, I didn’t bring it up. Many years later
|I was reading a lot of mlm info as I had a friend who got into Mary
|Kay and was trying to convince me to join. I did not. But I did
|find out that “Quixtar” was Amway trying to not sound like Amway.
|u/kswildcatmom - 5 hours
|
|I joined Mary Kay when I was in my early twenties. I don’t know
|what I was thinking! I had acne and acne scars and all makeup
|looked like crap on me so there was no way I could convince
|someone to buy it! 😅And my social circle was like three friends
|who were poor like me. I spent most $200 on the whole kit. Stupid
|stupid stupid!
|u/QuickAd751 - 2 hours
|
|So what happened with the scratch card?
|u/ColloquialCloaca - 6 hours
|
|Haha I had a classmate try to sucker me into one of these in high
|school. I begged my mom for the money and she told me "absolutely
|not, it's a scam" and I was so mad at the time! But now I'm glad
|she had the common sense that I didn't. I still can't believe they
|were allowing minors to buy in on their "business"
|u/Past-Cut-2795 - 7 hours
|
|It’s like a pyramid, but instead of climbing it your burying yourself
|alive in it
|u/Equivalent-Syrup-506 - 7 hours
|
|I remember being 18 when a friend brought me to an event. I had no
|clue what anything was and it was so fun and why not. But she’s like
|we can make so much money! We went back to a house with one of the
|guys that makes a ton of money and I kept asking questions because
|none of it made sense. Why would I work hard and make YOU money and I
|make nothing? I remember he was so irritated with me looking back.
|All he cared about was his BMW and shit
|u/code_delmonte - 6 hours
|
|I was 18 in college, I did cutco knife selling that was abysmal. I
|past all of 1 day before quitting. The "pay structure" was such a
|pyramid scheme but dumbass couldn't see it
|u/gemsoftargon - 9 hours
|
|Had a coworker like this man. He loved to gamble to. I really don’t
|get how people can’t see they’re getting scammed. They all think it’s
|easy money and they’re gonna be rich.
|u/Finn235 - 7 hours
|
|They see their uplines making bank. Wife was big on Lularoe
|(thankfully just buying some of the leggings and not signing up)
|and one of the ladies she followed "made" $60k per month, mostly
|from kickbacks from her downlines. They make it seem like any idiot
|can become a millionaire. The reality of course is that your
|obligations to the company grow with your "income", and often these
|people are pressured into taking on massive debt to keep up the
|appearances of a millionaire lifestyle in order to draw more people
|in.
|u/gemsoftargon - 7 hours
|
|Thanks for the insight. Makes more sense on they get folks to
|sign up. I wonder if Scientology uses some of these same
|practices with their scam.
|u/Ziczak - 7 hours
|
|Don't forget all the mental games and abuse they give when you're not
|performing. It all trickles up to the top. Qanon nuts love this
|shit
|u/skempoz - 6 hours
|
|Honestly I’ll never know how this isn’t illegal
|u/Prestigious_Emu6039 - 11 hours
|
|About half of all phone calls coming out of India.
|u/KarateKid917 - 8 hours
|
|At work, on our main telephone line, I keep getting calls from
|“Medicare about your joint pain.” Sure buddy. I mess with them and
|ask them to describe my supposed pain. When they can’t, I tell them
|the only pain I have is the pain in my ear from listening to them.
|That usually gets them to hang up. I want to pretend it’s a morgue
|when I pick up, but since it’s a work line (at a nursing home no
|less), I kinda can’t.
|u/JennJoy77 - 4 hours
|
|"Thank you for calling Abe Froman's crematory and sausage
|factory...where today's grief is tomorrow's beef."
|u/Osmo250 - 7 hours
|
|I answer "county morgue. You stab me we slab em". 🤣
|u/KarateKid917 - 7 hours
|
|That’s the exact line I used to use when crap would call my
|parent’s house phone (that they’ve since gotten rid of)
|u/FromundaCheeseLigma - 10 hours
|
|This is Harinder from the Air Duct Cleaning Serv- *click*
|u/AskMeAboutPigs - 9 hours
|
|I see the ads for the same copy and text paste sad story all the
|time, usually it's about their struggling business that's local and
|a reduced rate. I've moved 3x and still see the more or less same
|fucking ad on FB
|u/FromundaCheeseLigma - 9 hours
|
|The times I've talked to them I said my address was the local
|police station and farted into the mic lol
|u/rottenbox - 9 hours
|
|I sent them to an address on my street that doesn't exist. They
|actually showed up and called me. They were not happy.
|u/Low_Car394 - 7 hours
|
|I gave them address to a mine in Baffin Island in the arctic.
|Fuck those guys
|u/PowayCa - 8 hours
|
|No exactly… “This is Kevin (in Harinder’s voice) from Air Duck
|Cleaning”
|u/Impossible_Angle752 - 8 hours
|
|I once had "Dave from VisaMastercard" call me. His name
|definitely wasn't Dave.
|u/Raychao - 10 hours
|
|Half? Lol.
|u/RemyOregon - 8 hours
|
|I would change this to customer service in general. If I’m calling
|my bank, I don’t want to talk to someone in India that reads a
|script then kicks it to the next person to read the same script in
|broken English. Just a massive circle of nothing - no help. They
|just wait til you hang up and fuck off
|u/bremergorst - 8 hours
|
|Well I hang up but I certainly never fuck off Never have, never
|will
|u/dellive - 9 hours
|
|If you pick that one call by mistake, it’s going to exponentially
|increase for the next two weeks.
|u/Square_Ad8710 - 8 hours
|
|I am currently job seeking and I answered a call that wasn't a Spam
|Risk and fuck, some asshole talking about their new car warranty
|program. I was waiting for something else, and I am an asshole, so
|I strung the guy on, asked him questions. When he asked what kind
|of car to I drove, I asked "My ride?" He said "Yes, what is your
|ride?" I said "Your momma because she is a hoe who loves taking
|my dick up her ass." He hung up on me.
|u/skyteir - 8 hours
|
|chad
|u/CoverYourSafeHand - 7 hours
|
|Was expecting a call back from someone else, answered one of these
|calls by mistake. The lady on the line told me that their offer
|for a personal loan to me is expiring this week. I told her Thank
|god! Does that mean you guys are finally going to stop calling me?
|She told me she would take me off of their call list and I think
|she actually did since I haven’t got another call from them since.
|u/Beefwhistle007 - 7 hours
|
|Yeah, I don't think I've ever gotten a legitimate phone call from
|India. I can't imagine a context in which someone from India would
|call me.
|u/BiLo-Brisket-King - 8 hours
|
|Half?!! If I answer the phone and I hear an Indian accent, I
|instantly think scam and hang up. I’d say it’s closer to 80%, not
|half.
|u/DJBerryman - 7 hours
|
|If you're a "local" business but the call is coming from a crowded
|call centre overseas, I'm not going to use you, ever
|u/misanthrope2327 - 7 hours
|
|Half seems awfully generous
|u/EatYourCheckers - 8 hours
|
|Kenneth Copeland Not just preying on people's greed to try to save
|money or get rich. But preying on their hope and faith.
|u/EvaSirkowski - 3 hours
|
|The prosperity gospel is a fucking cancer and a plague upon those
|preachers and their followers too.
|u/G-Unit11111 - 5 hours
|
|Especially since he's gone all in on his Trump support. Dude needs
|to lose his tax exempt status immediately!
|u/Earnestappostate - 6 hours
|
|>When it comes to bullshit, big-time, major league bullshit, you have
|to stand in awe of the all-time champion of false promises and
|exaggerated claims: religion. -George Carlin
|u/Desirable-Sweetheart - 10 hours
|
|Health insurance in America. Paying $400 monthly only to still have a
|$5000 deductible and argue with insurance companies about 'in-network'
|doctors. It's basically paying for the privilege of paying more.
|u/sundownandout - 8 hours
|
|My husbands premium for family through his work went up $400 for
|2025. I had to look into the marketplace and found a plan for around
|little cheaper than what we were paying now. But I don’t know what’s
|going to happen to the marketplace in the next few years.
|u/hillbillytech - 7 hours
|
|And they provide nothing in return besides setting prices so high
|that they are guaranteed to make a fortune. I hate those bastards!
|u/OddRaspberry3 - 7 hours
|
|My husband’s company insurance premium is like $80 for just him and
|almost $300 for me and we don’t even have kids yet. It’s crazy.
|Marketplace has some cheaper-ish plans but the deductible is
|literally $15k so what’s the point
|u/sundownandout - 7 hours
|
|Yeah. I think my husband pays around $50/mo for himself but it
|was going to be $1200 to have us on his plan. I couldn’t find
|any with a deductible lower than $11-12k that had an affordable
|premium. We don’t qualify for the premium credit but the plans
|were still cheaper than what we would be paying on my husband’s
|plan.
|u/Apprehensive_Gain597 - 6 hours
|
|Don't worry, there is a concept of a plan.
|u/tanstaafl90 - 9 hours
|
|The US government pays more per citizen than countries with
|universal. This is outside the individual costs via private
|insurance. It's a billion dollar industry based on consumer
|ignorance.
|u/itsagoodtime - 8 hours
|
|It's not ignorance when it's made up. Buy something from a store
|and the price is on the shelf. Shop around and find it for a lower
|price. Cost of healthcare is made up. You never know until the made
|up bill arrives that the insurance made up what they cover.
|u/229-northstar - 6 hours
|
|It’s usually marked up three times the real price so they can
|negotiate rates with insurance companies
|u/-something_original- - 2 hours
|
|Yep. I had some bouts of recurring pancreatitis that would
|start in the ER and end 3-5 days inpatient. I’d see the bill
|and the negotiated rate was pennies on the dollar. But if a
|person was paying it they’d be on the hook for the full amount.
|u/MsSanchezHirohito - 1 hour
|
|I went to the er 3 mths after my kidney transplant for feeling
|acutely weak and lightheaded and it scared me. I was there for 1
|hr, saw the dr for less than 3 minutes. They took my blood
|pressure. I was fully covered through Medicare and backed up
|through my health insurance who sent me a copy of the bill. It
|was almost $6000. And the report I got from the visit was so much
|bullshit I actually called the (imaginary all caps….> ) insurance
|company itself to report the dr. It’s not just the insurance
|companies it’s the fkng drs and hospitals.
|u/rottenbox - 8 hours
|
|And the health outcomes aren't better than other western countries
|for the money. Canada's system is far from perfect but my younger
|child was in the NICU for 7 weeks. Our direct cost was parking. I
|broke my ankle, cost was a walking boot (at market price, I
|comparison shopped after) and parking. Vasectomy? Parking.
|u/Neverthelilacqueen - 6 hours
|
|Jealous American here.
|u/Cleercutter - 7 hours
|
|Ignorance? How the fuck does that make us ignorant? I know what’s
|happening, I know I’m getting fucked in the ass. What am I supposed
|to do about it as an individual?
|u/Past-Cut-2795 - 7 hours
|
|It’s like paying for a VIP pass to a club that keeps kicking you out
|u/Substantial-Box-8022 - 7 hours
|
|We have always used my husband's insurance because I was a SAHM for a
|while, and it didn't make sense to switch when I went to work. But
|because I could get insurance through my job, and decided to stick
|with the family plan, we pay a $150 penalty per month because I
|"refused" my employer's insurance. My husband reached out to HR if
|that penalty is the difference in premium costs for a employee+family
|plan, vs employee+kids, or if we will save an additional $150 on top
|of that if I get my own insurance, but could not get an answer from
|anyone. And who does that penalty even go to? It's a scam at every
|level.
|u/rroberts3439 - 7 hours
|
|I truly don't understand this one. And it's maddening that you get
|sick, many time for reasons you don't control and not only have to
|worry about the illness but it's financial impact as well. If I was
|king for a day, this is the one thing I would change in the US as
|fast as possible. Would cost us no more as a country as it does
|today.
|u/techmaster242 - 6 hours
|
|I got a dental crown a few weeks ago. The dentist charged me about
|$1000. Then I got the paperwork from the insurance company. They paid
|the dentist about $200, I paid $1000, and they wrote off about $1600.
|So the insurance company just forces the dentist to give me a
|discount and they don't actually pay much of anything. I don't get
|it.
|u/coldfishcat - 8 hours
|
|No we love our insurance companies. They make our dicks hard. I think
|that was the main Republican argument against any talk towards single
|payer. I'm convinced at this point, the right is more concerned with
|being anti-left than bettering the country.
|u/Xanadu87 - 7 hours
|
|I seem to recall the Republican argument about government single-
|payer healthcare is that there would be “death panels“ to determine
|care, but that’s a bunk argument because that’s what insurance
|companies already do
|u/shepardshe - 6 hours
|
|My health insurance is more than my mortgage. The price of life
|u/unclewombie - 9 hours
|
|Subscription models on everything. Cars! Ink! Tv! Useless apps! Games
|you paid full amounts for! Micro transactions ruin games so badly. I
|mean the list is endless. It is pure insanity and we pay for it, so
|they keep doing it.
|u/Major-Check-1953 - 10 hours
|
|Payday loans. The interest rates are atrocious. They prey on the poor.
|u/APizzaWithEverything - 8 hours
|
|I took a payday loan once, made 2 payments and then changed my bank
|account
|u/SoftWalkerBigStik - 7 hours
|
|I did this too back in the day and most were some tribal
|corporations out in the Midwest. Payday loans are now banned here
|in Massachusetts.
|u/Hy-phen - 7 hours
|
|😠Good. Fuck those goblins.
|u/APizzaWithEverything - 6 hours
|
|It was really funny when I’d get calls from “the FBI” threatening
|to suspend my drivers license if I didn’t pay I told them to go
|ahead because I moved states, and didn’t have that license
|anymore
|u/Hy-phen - 6 hours
|
|👍😁👍Hahahaha good for you! Edit: food for you? I meant good.
|Good for you.
|u/hamorbacon - 8 hours
|
|I keep seeing commercials for those payday loans on Hulu, really hope
|people don’t fall for them.
|u/bonos_bovine_muse - 7 hours
|
|Of course people fall* for them, they wouldn’t keep running them
|otherwise. \*don’t have any other choice besides homelessness
|u/Timely-Inspector3248 - 6 hours
|
|The best thing my state did was outlaw those paycheck advance stores.
|Used to have a ton here and now there’s zero.
|u/shadowimage - 8 hours
|
|Ruined my life for 2 years. Fuck those assholes and fuck me for being
|poor
|u/stoneman9284 - 9 hours
|
|That’s not a scam. It’s just predatory.
|u/TobogonXero - 9 hours
|
|Alkaline Water It's does nothing. It's just bad tasting water.
|Nothing marketing claims is true.
|u/dartdoug - 8 hours
|
|You can add a squeeze of lemon to make it taste better! /s
|u/ExpandKnowhow - 7 hours
|
|And depending on the chemical making it alkaline, it can increase
|your chances of kidney stones
|u/maxboondoggle - 7 hours
|
|It sounds like a battery.
|u/Tyflowshun - 7 hours
|
|Battery water baby! Get fucking charged! They don't tell you the
|secret stuff is alkaline water. No go beat those Mon-Stars!
|u/patty_ice420 - 6 hours
|
|I find it can help with acid reflux
|u/Unicorn_8632 - 5 hours
|
|I have also experienced this - thought it may have been all in my
|head. When I had some “regular” water, I had awful heart burn the
|rest of the day, even though I didn’t eat anything that would have
|caused heart burn.
|u/atticusfinch1973 - 9 hours
|
|The entire wedding industry, from the two months salary diamond, to the
|engagement photos to the need to spend tens of thousands of dollars on
|a party where everything is three times as expensive as usual because
|it has the word wedding attached to it.
|u/theAshleyRouge - 7 hours
|
|Not to mention wedding venue prices. Absolutely ridiculous
|u/MenudoFan316 - 6 hours
|
|Oh, would you like your guests to breath at the reception? We have
|a 25 dollar per guest oxygen supply fee. Would you like your
|guests to be able to use the restroom at their convenience during
|the celebration? You're in luck. If you book in the next week, we
|are running a special. Only 15 dollars per guest for that special
|allowance. Now how many people will be attending?
|u/1980kw - 6 hours
|
|I know 2 different couples that have gotten married within the last
|year or so and each wedding was over $50,000. I’ll have to stay
|single for that price.
|u/Flamburghur - 6 hours
|
|Or just find someone that is on the same page as you re:
|priorities?
|u/Embarrassed-Skin2770 - 5 hours
|
|To be fair, part of it is how obnoxious people get about their
|wedding and how quick many are to break contracts/sue/cancel payments
|etc because the wind blew awkwardly on their “special day.” So many
|wedding patrons can be unreasonable and use the slightest error as an
|excuse to be terrible. Think of how many awful bride/groom stories
|exist, even against their own guests. Then imagine that but targeted
|at “the help.” One venue I knew of only allowed photographers who
|were insured so if the equipment got damaged by a wedding guest the
|venue wouldn’t be held liable. An insured photographer is going to
|cost a little bit more than someone who risks not being insured. Or a
|bakery might charge more for a wedding cake because weddings can very
|easily end up changing or canceling and disgruntled customers don’t
|see why they have to pay for someone’s work, OR more often than not,
|they expect a different quality of work because it’s their ✨wedding✨
|as opposed to a regular birthday party, even if the baker does a good
|job on all their work regardless. I’m not saying some prices aren’t
|outrageous or taking advantage of folks with wedding goggles on, but
|it’s not as simple as some one-sided industry of expense for no
|reason.
|u/styxxx80 - 6 hours
|
|My entire wedding was under 10k with around 100 guests and 2500 ring
|u/beertruck77 - 4 hours
|
|Diamonds aren't rare or really even valuable. They are just an
|incredibly effective marketing scheme.
|u/41VirginsfromAllah - 5 hours
|
|My mom passed away about a year before my wedding. The “thank you” or
|whatever you call them cards we sent out to people that sent flowers
|and stuff cost about 1/3 as much as the exact same cards we sent out
|for our wedding from the same place. Only difference was what they
|printed on them.
|u/Trendbeautybrit - 1 hour
|
|I was just married two weeks ago! We had the wedding of our dreams
|that was so unconventional that people loved it… I refused to pay for
|a party for our friends to celebrate us. We had the most magical
|wedding and the most magical “reception.” we got married in a
|community garden that cost us $100 and we had a reception as an after
|party pub crawl, and it was amazing and we didn’t pay for anybody.
|Normalize not having hundred thousand dollar weddings.
|u/StunningMadamyolo - 10 hours
|
|Internet service providers advertising 'up to' certain speeds. I'm
|paying for 'up to' 100mbps but getting 15 on a good day. It's like
|paying for a full tank of gas but only getting a quarter.
|u/OilVamp - 8 hours
|
|Like having a speedometer that goes up to 200, but you cant speed
|past 80
|u/dfc849 - 5 hours
|
|Another piece of this analogy is figuring out whether it's the
|engine or the road that's the problem. If you're having engine
|problems, you hold the seller accountable. If the road isn't
|suitable for 200, you take a different road. I had gigabit
|internet access 15 years ago and many content providers (roads)
|that hosted files didn't care to allow downloading higher than
|100Mbps. Speed test websites would show gigabit every time though.
|u/ECoult771 - 7 hours
|
|They have to say ‘up to’. There are FAR too many variables that come
|into play for them to promise any kind of particular speed. It’s not
|a scam, it’s actually a bit of honesty once you know the tech behind
|it all
|u/Newish88 - 7 hours
|
|You may be able to fix this by calling your provider if you have a
|certain type of internet. We were able to fix it this way and are
|now getting the full speed all the time.
|u/RareFatAfrican - 5 hours
|
|Sorry to counter your point but what they advertise is Mb (megabits)
|and what you are likely talking about is MB (megabytes) which is
|eight times the size of a megabit. It is annoying though when they
|say that.
|u/Archon-Toten - 2 hours
|
|Add to that advertising in megabits requiring people to divide by 8
|for a real world maximum.
|u/Your-cousin-It - 2 hours
|
|Recently, American companies were forced to up their speeds a bit
|because of EU standards. I got an email from Comcast saying they want
|to make their customers happy, in stead of, you know, having to.
|The EU is also the reason Apple is finally being forced to
|standardize their charging port. Thank goodness for international
|standards 👏
|u/freshly-stabbed - 9 hours
|
|Subscription software. I don’t mind subscriptions for things like
|streaming services or gyms or even Audible. But paying a monthly fee to
|use a software program is insane.
|u/Little_Newt1023 - 2 hours
|
|I found the opposite to be true. I don’t like paying for
|media/content streaming, because I think it should be a one off
|purchase and that I should own it like in the old days. As for apps,
|I don’t mind paying for a subscription if it genuinely gives more
|value to my life. Developers need to make money somehow to keep
|improving the apps. I wish more of them considered selling yearly
|licenses though, instead of monthly sub (so that I can keep getting
|updates for a year, but have to extend my license OPTIONALLY if I
|want to get more updates).
|u/AncientSumerianGod - 10 hours
|
|Prosperity ministries
|u/kswildcatmom - 5 hours
|
|Name it and claim it! Can I get an amen?! 💵💵
|u/dwsinpdx - 9 hours
|
|Scientology
|u/ColoradoWeasel - 7 hours
|
|Argh. Just lost $10. I had the bet with two friends on what would be
|higher as I scrolled down. I had the Tyson / Paul fight. One had
|Mormonism. Winner had Scientology.
|u/shelbytwest - 6 hours
|
|Best thing about that whole event was the women boxers. That was a
|gnarly fight.
|u/snowy_oncilla - 10 hours
|
|The biggest scam is the promise of easy money. Whether it's get-rich-
|quick schemes, pyramid schemes, or crypto scams, they all prey on
|people's desire for a quick buck.
|u/Level_Bridge7683 - 8 hours
|
|let me tell you all my secrets to success!! sign up for my online
|course that i could easily give away through youtube videos if i was
|being genuine about helping people.
|u/EducationalBread5323 - 9 hours
|
|Non-refundable application fees for rental applications
|u/nymphetamine-x-girl - 2 hours
|
|My favorite is when you see a good deal of a house that someone
|ripped from redfinned that isn't for rent but they listed it on
|Zillow below market price and they already have 800 applications
|over... 6 months. THAT RENTAL DOESN'T EXIST. THEY JUST MADE 4K OFF
|OF THIS SCAM.
|u/frankylovee - 7 hours
|
|Diamonds
|u/Mitka69 - 10 hours
|
|Auto and Health insurance in the USA
|u/gigashadowwolf - 10 hours
|
|Auto insurance is about the only insurance I think that isn't a scam,
|home insurance is a TOTAL scam.
|u/That_Line_1968 - 9 hours
|
|Without my homeowners insurance, I would have been responsible for
|just shy of $60k of damage my home suffered due to a tornado this
|summer.
|u/bryands89 - 7 hours
|
|Doesn't the premium go up for using them?
|u/pudding7 - 8 hours
|
|I had massive water damage in my house. State Farm paid for every
|penny of repairs.
|u/Original-P - 9 hours
|
|Auto insurers are literally able to engage in age and gender
|discrimination, penalizing responsible drivers for accidents they
|weren’t even involved in. Also, we’re required by state law to
|purchase insurance from FOR-PROFIT companies. This means that we’re
|always going to pay more in premiums than we can expect to receive
|in claims over our lifetime. Paying money for something you aren’t
|going to receive is what I’d call a scam. With that said, I’d
|still have to keep my car insurance even if it wasn’t mandatory.
|Can’t afford to pay liability out of pocket 😬.
|u/mr_positron - 8 hours
|
|One man’s “discrimination” is another man’s “noticing the huge
|difference in accident rates for different populations”
|u/rickfish99999 - 7 hours
|
|Yeah. I'm like: "dude, you know it's not as simple as that."
|u/Ok_Information427 - 7 hours
|
|It’s not age discrimination lol. Insurance companies use
|actuarial data to understand which populations and areas are more
|likely to be of a certain risk. For example, if I’m in Detroit
|vs some rural town in MI, my comp premiums are going to skyrocket
|due to the frequency of property crimes in the area, increasing
|the likelihood of a claim. You should be glad it’s a state law
|to carry coverage. Can you imagine how screwed you would be if
|you yourself weren’t covered and some asshole tboned you (without
|coverage themselves) and you land in the hospital with a wrecked
|vehicle? Those damages all become out of pocket costs to you.
|To be frank, the general population is too stupid to not be
|required by law to purchase insurance.
|u/Pattastic - 7 hours
|
|This is probably the most dunning kruger comment I've read in a
|long time. Every aspect of this is almost wrong to the point of
|it being the opposite and you say it with so much confidence.
|It's literally so painful to read.
|u/Segull - 8 hours
|
|I mean… they should be able to… Insurance works by grouping a
|segment of people and analyzing the risk of ‘whatever is being
|insured’. If they are not allowed to exclude certain groups from
|this, the premiums they need to charge to cover the costs go up.
|Government regulations on health age discrimination are
|essentially a tax on the young pushed through insurance. This is
|not the case for car insurance because it would show the
|opposite. Younger people are more expensive to insure vs the
|older/boomer crowd (to a certain extent).
|u/Original-P - 8 hours
|
|This makes sense to me overall. I understand that companies are
|making their decisions based on financial motives rather than
|illogical bigotry. Where is the “line” though? (Disclaimer… I
|say this as an actual black man lol) If GEICO discovered that
|their black customers were a greater risk to ensure, is there
|any reason why the same logic shouldn’t apply?
|u/buttplugpeddler - 9 hours
|
|Come to Wisconsin my dude. I’ll teach you how to shovel. It’s no
|big deal, really.
|u/SpritzLike - 8 hours
|
|Wisconsin here. Not being shitty, but I’m not sure what you are
|referring to? I thought home insurance was for fires and or
|plumbing issues? Edit to add I try to keep the driveway and
|walkway cleared but I’m certainly not staying up all night to
|shovel every hour during a storm.
|u/DeeJudanne - 10 hours
|
|how much is auto insurance in the US? here in sweden I pay roughly
|converted to USD 13 bucks monthly
|u/Mitka69 - 10 hours
|
|Depends on the area. I pay about $600 / year - minimum liability.
|For higher coverage it goes up from that.
|u/SpritzLike - 8 hours
|
|It also depends on your driving record.
|u/alwaysmyfault - 10 hours
|
|Jeez, that's insane. There's a lot of factors that go into it,
|like where you live, the kind of car you have, your driving record.
|But it's relatively common for people to pay anywhere from 500-2500
|USD a year for insurance. I have 2 vehicles, one a really nice
|car, and one a beater daily driver, and I pay about 1600/year.
|u/DeeJudanne - 10 hours
|
|That sounds absurd to be completely honest with you
|u/SpritzLike - 8 hours
|
| Check dudes driving/accident record. After I had a DUI (very
|ashamed) my insurance shot up 3x.
|u/beastpilot - 8 hours
|
|How does that even work? $150 a year for car insurance? When a
|simple car accident can cost $10K to repair? That means the average
|person in Sweden gets into an accident every 70+ years, or every
|700,000 miles. No group of drivers is that good. This must be
|massively subsidized by the government. Why is the government
|subsidizing individuals owning cars?
|u/No_Angle875 - 10 hours
|
|Paying $3600 a year for 2 cars, but have 2 claims waiting to fall
|off next payment time
|u/Mogwai_Farmer - 9 hours
|
|> ow much is auto insurance in the US 3 drivers & 2 vehicles costs
|me $422/month.
|u/pinkxsorbet - 9 hours
|
|Funerals, weddings, and pretty much every other thing we blindly accept
|have to be insanely expensive without even thinking about it.
|u/coffeecupcakes - 7 hours
|
|My one hard rule for when I die is that I want whatever the cheapest
|legal option is. If they try to upsale or add anything my answer from
|beyond the grave is. “No.” So probably donating to science.
|u/1980kw - 6 hours
|
|Our local funeral home is really good. I know the owner personally
|and he goes out of his way to make it as cheap as possible. Even
|when the family has lots of money he doesn’t try to screw them.
|He’s also very charitable when people can’t pay. Some times I
|wonder how he stays in business.
|u/texasfan512 - 10 hours
|
|Credit ratings
|u/Zigxy - 7 hours
|
|What would you change? They seem fine?
|u/UWMN - 6 hours
|
|Pay something and close it, credit score goes down. Go above what
|they say should be your credit utilization, score goes down.
|Someone looks into your credit for a home, auto loan, etc, credit
|goes down. Make a late payment, credit goes down. Make any
|mistake or have a life event where you can’t pay your bills and you
|will live with ruined credit for years. It’s easy to ruin and
|extremely difficult to fix. It’s a scam.
|u/ThatGirlSince83 - 5 hours
|
|Credit ratings are bullshit. Every other country seems to operate
|just fine (some even better) without them.
|u/Zip_Zoopity_Bop - 8 hours
|
|Rent payments not helping your credit score.
|u/RandyRhoadsLives - 5 hours
|
|I would argue that the real scam is the “credit score”.
|u/Embarrassed-Skin2770 - 5 hours
|
|Especially since many places want you to have a good credit score to
|rent with them. Though nowadays more options are becoming available
|for rent payments to improve your credit score. Like paying rent via
|credit card and then paying it off that way. I wonder if the reason
|is what goes up must come down; if rent can help your credit score,
|but you fall into hard times and have to work something out with your
|landlord that can then hurt your credit score. It might not be
|considered legally fair to penalize people having difficulty keeping
|a roof over their head, which is fair. Honestly the whole
|rent/housing system has plenty of room for improvement, at least in
|the USA.
|u/FletchWazzle - 10 hours
|
|Tipping and tip workers tip shame tip expectations
|u/The_Dork_Knight7 - 8 hours
|
|[Mr. Pink was
|right!](https://youtu.be/M4sTSIYzDIk?si=fsw4YcoAAV42cmgO)
|u/whysojealousjaun - 9 hours
|
|ill agree., I enjoy tipping but sometimes the tip is not worth the
|service and fuck Starbucks tipping
|u/b0w_monster - 6 hours
|
|I saw a 30% tip suggestion today. Jfc
|u/ChosenBunny - 4 hours
|
|This is why I stopped tipping completely. For the first time last
|night i didn't tip at a Michelin star restaurant and walked out nice
|and proud. Start the no tipping movement so people start to expect no
|tip
|u/PaleRussh - 1 hour
|
|totally feel you on the health insurance scam. It's insane paying so
|much and still having crazy deductibles. A friend of mine constantly
|battles with finding in-network doctors and it's just such a headache.
|It's like paying for a service that barely works when you need it most.
|u/Petey_Blue - 9 hours
|
|Influencers
|u/redRum705 - 8 hours
|
|“Influencers”
|u/mooseforce1 - 9 hours
|
|Tyson vs Paul fight
|u/VerifiedMother - 3 hours
|
|People actually watched that?
|u/screwedupinaz - 10 hours
|
|The "healthcare" system in the USA!!
|u/petalsoftxo - 8 hours
|
|Cable TV/Internet monopolies.
|u/Vic-Trola - 8 hours
|
|Like they don’t get enough revenue from the commercials.
|u/NovaFabli - 1 hour
|
|totally feel you on the printer ink thing. It's like they make printers
|cheap just to get us with the ink prices later. My friend switched to a
|laser printer, and it's been way more cost-effective for her in the
|long run. Something worth considering!
|u/Et2097 - 9 hours
|
|Health insurance. I pay a lot of money every month to have the
|privilege to pay a lot of money if I ever need to use it.
|u/Initial-Damage1605 - 9 hours
|
|American healthcare.
|u/DeeJudanne - 10 hours
|
|printer ink
|u/TheGreatGamer1389 - 7 hours
|
|Just don't go for the cheap printers. That's how they get you.
|Spend a good premium on a printer. Few hundred. And ink becomes
|much cheaper.
|u/EroticTragedy - 9 hours
|
|Credit scores. I could understand verifying a credit card for credit
|oriented inquiries, loans and such, but the amount of things nowadays
|that hard or soft pull your credit makes it almost impossible to build
|when you're actively looking for a job or a new rental unit or
|whatever. The other thing is how much the older generation views
|carrying debt as a bad thing where the younger generations accept it as
|a fact of life. The earlier you take on debt to build your credit,
|the more likely you are to screw up or make bad financial decisions.
|Your credit score is good for a while, but you get behind on a car
|payment or miss a credit card payment. It takes months for the on time
|payments to reflect and accumulate, months to dispute with reaction,
|months to gain 20 points that can quickly be lost applying for 3 or 4
|different loans. You display this number but the fact is your
|credit history isn't long enough. Now you've got history, but you also
|have debts, collections, your score isn't good enough anymore. On time
|payments and history now no longer matter. There must be a reason
|there are so many websites to manage and raise your credit score,
|credit building services for $5 a month here and there for Bs loans for
|the reporting, when your parents are telling you that even looking at
|it is bad. How does this even work now?
|u/SayNoToStim - 8 hours
|
|Credit scores would be fine if the formula wasn't cryptic garbage.
|Payment history and debt/income ratio should be 90% of the score.
|u/EroticTragedy - 7 hours
|
|My problem is there is no clear cut criteria anymore and anything
|that determines very big life decisions shouldn't be based on bleep
|bloop numbers decided by some organization. The rating of credit
|scores is inconsistent as to what is good, fair, bad, awful,
|excellent etc. if it could be calculated using an algorithm or
|actual math like any other score or grade, it would be fine. But
|it's inconsistent across the board and so many major life things
|are decided based on it now when there are much better ways of
|determining someone's 'credit worthiness' (or just worthiness)
|using tools we already have that can show income, payments, and
|consistency. Besides, the credit building companies have to make
|money somehow
|u/unlikelypisces - 6 hours
|
|I don't think credit scores factor in debt to income ratio at all.
|Sure. When you apply for credit, they factor it in your credit
|score and your income and your debts, but that's done separately,
|it's not part of the score.
|u/pokeysyd - 7 hours
|
|I just experienced this the other day - check engine light. How is it
|that with the electronics in today’s cars, that the car cannot just
|tell me what the code is and what it needs? And dealers charging $100+
|to plug in a reader to get the code? That task takes 5 minutes or
|less. It should be mandated that anytime a CEL light comes on, the
|infotainment system tells you exactly what the problem is. Turns out on
|my car, the problem was the radiator flaps were not opening and closing
|properly. Luckily it was still under warranty.
|u/AllSugaredUp - 5 hours
|
|They'll check the code for free at auto zone, fyi. But yeah agreed
|it's dumb that the car doesn't just tell you.
|u/iwontcommenthere - 9 hours
|
|Service fees for concert tickets 😩 Like, just tell me the price upfront
|without the sneaky extras!
|u/Bease344512 - 9 hours
|
|Timeshares
|u/twilightxbelle - 9 hours
|
|I think Student Loan servicers. For example, Navient manages Federally
|guaranteed debt for the US Gov in Student loans, has the IRS as their
|personal collection agency. They constantly, I mean CONSTANTLY fuck up
|to the extent they get dragged in front of Congressional Hearings, and
|their CEO is paid $7.7M annually.
|u/OnlyTheBLars89 - 6 hours
|
|Giving a billionare your money for pay for his legal bills for being a
|fraud.
|u/Meta-Fox - 8 hours
|
|Life. We pay for the privilege to live. Those too poor to pay for it
|don't live at all, they simply exist. That's not life.
|u/phoenixofsun - 6 hours
|
|How is life the scam though?
|u/usermayar - 10 hours
|
|How expensive is laser hair removal in the western countries, literally
|scamming you all.
|u/Kacey-R - 8 hours
|
|How inexpensive is it elsewhere?
|u/hillbillytech - 7 hours
|
|Health insurance.
|u/PerfectBunny00 - 10 hours
|
|Insurance deductibles. Like, I'm paying you monthly just so I can pay
|even more money when I actually need to use the insurance?
|u/colonelsmoothie - 9 hours
|
|In theory you could get insurance with no deductible, it would just
|be absurdly expensive because small claims cost more to administer
|than the actual amount of damages. When you have a claim, it costs
|money to get the adjuster to administer your claim so if a claim is
|small, more of the premium has to go towards just paying the adjuster
|to do their job. Deductibles help to lower the premium and
|incentivize the insureds to take basic risk control measures (like
|regular car maintenance). The higher the deductible, the lower your
|premium.
|u/ttaylo28 - 8 hours
|
|People in the bottom 99% voting for trickle down 'economics'.
|u/iamnotdownwithopp - 7 hours
|
|The information a person needs in order to be informed before making
|a decision can be challenging to find, hard to understand, and
|opposite of that person's bias. Political media has gotten quite
|adept at making people feel like they are informed while
|simultaneously mis- or dis- informing them. Personally, I think it's
|happening in both liberal and conservative spheres but one is better
|than the other at motivating action.
|u/elpezpr - 9 hours
|
|Paying for parking! 99% of the time you are there to buy something
|anyways. It's just a way to milk you more money. Specially considering
|most have a "we are not responsable for anything" notices. Pure scam!!!
|u/redRum705 - 8 hours
|
|ie paying to park at a hotel!!!!
|u/sirhappynuggets - 8 hours
|
|Literally my biggest pet peeve. We stayed in Sarasota and the hotel
|had a 40 dollar parking fee. I parked like 8 blocks away and I
|still had to pay 20 bucks
|u/Substantial-Strain-6 - 8 hours
|
|I always try to find pay parking at a local garage. Its usually a
|third of the price and the chargers actually work.
|u/LMP0623 - 8 hours
|
|Health Insurance
|u/vTorii_ - 7 hours
|
|Greeting cards. You’re telling me I have to spend like $5 just so
|someone can throw this thing away?
|u/Sci-fra - 1 hour
|
|RELIGION by far is the biggest scam. Religion has actually convinced
|people that there's an invisible man living in the sky who watches
|everything you do, every minute of every day. And the invisible man has
|a special list of ten things he does not want you to do. And if you do
|any of these ten things, he has a special place, full of fire and smoke
|and burning and torture and anguish, where he will send you to live and
|suffer and burn and choke and scream and cry forever and ever 'til the
|end of time! But He loves you. He loves you, and He needs money! He
|always needs money! He's all-powerful, all-perfect, all-knowing, and
|all-wise, somehow just can't handle money! George Carlin
|u/Ofugeranca - 11 hours
|
|The five day work week
|u/catonsteroids - 7 hours
|
|Especially since very few employees are THAT productive that they’re
|actively working all 8 hours a day, 40 hours a week. Some of those
|are wasted because we’re not robots.
|u/Jumpy_Cobbler7783 - 10 hours
|
|The Mormon "Church" - check out the r/exmormon subreddit for more
|details.
|u/pereuse - 9 hours
|
|Same with scientology
|u/b0w_monster - 6 hours
|
|All religions. Obedience in exchange for eternal life.
|u/Square_Ad8710 - 8 hours
|
|Check out all the videos on YouTube exposing the shit with the
|Jehovah's Witnesses. They make the Mormons look sane.
|u/Shoddy-Computer2377 - 8 hours
|
|There have been Mormons roaming my town in the UK of late. American
|mormons. In a total dump of a town.
|u/ce_666 - 9 hours
|
|Religion, FTFY
|u/scarves_and_miracles - 10 hours
|
|Hate to break it to you, but the other religions aren’t a whole lot
|less silly. They’re just older and you’re more used to them.
|u/eljo555 - 8 hours
|
|The difference is "high demand" religion or not. It seems like
|newer is more demanding.
|u/Jumpy_Cobbler7783 - 9 hours
|
|I was a member from the time I was 8 in 1965 until a year ago when
|I got an attorney and resigned from that dangerous cult. The
|reasons I left were that the top leadership committed criminal
|violations of the Securities Act of 1934 for two decades
|intentionally lying to the membership and SEC by hiding a quarter
|billion dollars in assets in 13 shell companies and turning in
|fraudulent tax returns. Basically it is a real estate and
|securities hedge fund masquerading as a church. The second big
|reason is that child sexual abuse is rampant within the church and
|their legal team at Kirton McConkie tells local leaders not to
|report it to the police even though they are mandatory reporters.
|The last reference I listed was an example of a very sickening
|egregious way that the church prevented justice for two girls for
|years and how the church was PLEASED in winning an appeals court
|ruling absolving them from liability The doctrines and history
|behind made up are just icing on the cake.
|https://www.sec.gov/newsroom/press-
|releases/2023-35?origin=serp_auto https://en.m.wikipedia.org/wiki/
|List_of_wealthiest_religious_organizations
|https://thewidowsmite.org/ep2024q1/
|https://www.sltrib.com/religion/2023/11/08/court-cites-clergy-
|penitent/?origin=serp_auto
|u/No_Individual_672 - 9 hours
|
|Health insurance US
|u/flowerodell - 9 hours
|
|Municipal vehicle stickers
|u/AdPsychological990 - 7 hours
|
|USA healthcare
|u/Stunning-Queenx - 10 hours
|
|Those 'detox' teas that influencers push on Instagram. Spent $60 on
|that garbage and all it did was give me terrible stomach cramps and
|destroy my bathroom.
|u/FromundaCheeseLigma - 10 hours
|
|You know regular pissing and shitting is your body detoxing on its
|own right? Your liver and kidneys are powerful organs
|u/catonsteroids - 7 hours
|
|I’ve always rolled my eyes at detox cleanses or juices or whatever.
|If you have a healthy and functioning liver and kidneys then they’re
|a total waste of money and effort. Even if you don’t, those things
|aren’t gonna help you and you need dialysis and medications, not
|these scammy detox products.
|u/Ok_Film233 - 11 hours
|
|School loans.
|u/sleepparalysisdemang - 9 hours
|
|Whole foods. You get the same shit at a normal grocery store for much
|less. I just filled a cart at whole foods and it was $448...
|u/Bednars_lovechild69 - 8 hours
|
|Religion. They collect billions every year. Pay no taxes. And never
|deliver any goods to people with the exception that paying the church
|makes them feel better🤷🏻♂️🤷🏻♂️🤷🏻♂️🤷🏻♂️🤷🏻♂️🤷🏻♂️
|u/Athena123YT - 8 hours
|
|Paying a monthly subscription fee to digital newspapers and still
|getting the page filled with ads
|u/ohtheresbecky - 8 hours
|
|Politics in a democracy 😢
|u/Constant_Device_4414 - 7 hours
|
|I mean most ‘wellness’ products - it’s insane that almost everyone you
|know uses some sort of pseudo remedy that does absolutely nothing
|whether that’s essential oils, multi vitamins, celery juice, gua sha or
|‘natural’ skincare, everyone falls for it to some extent.
|u/ExcitingSpray- - 11 hours
|
|Subscription services that make it hard to cancel—it's like they’re
|betting on your laziness.
|u/Affectionate-Elk8098 - 11 hours
|
|When the iPad comes after ordering a coffee and bagel at the counter
|you know your going to tip hard ffs scammy asf
|u/NateLPonYT - 8 hours
|
|My general rule of thumb is if I’m standing I don’t tip
|u/Danoga_Poe - 7 hours
|
|Yea, agree. Food delivered, or sit down restaurants only time I
|tip
|u/AngelGirlBella7 - 11 hours
|
|Buying new iPhones. They’re extremely overpriced.
|u/Proof_Potential3734 - 9 hours
|
|Apple specifically has a 50% profit policy, so they charge twice what
|anything they sell costs.
|u/lbjazz - 8 hours
|
|That might be gross margin, but Apple’s net margin looks to be
|around 26% overall. Those are, simply put, healthy and appropriate
|margins, especially for the level of service Apple provides
|compared to most competitors. When I’ve worked for companies with
|less than a 50% gross margin, we’ve struggled with product and
|support quality and been under constant pressure to find cuts
|because the bottom line was negative. I’ve worked for a company
|with over 70% gross margin, and everybody was happy. The owner made
|money, we hit our bonuses, the channel made enough money to care in
|the first place and support the installations well, and the end
|users felt well-served. On the opposite extreme, I recently left a
|company with 20-30% gross margins. I left because they basically
|collapsed under the consequences of corner-cutting, under qualified
|staffing, poor product quality, and crushing customer support load.
|You want companies to have healthy margins—there’s at least then
|the possibility of good outcomes long-term.
|u/UnremarkabklyUseless - 7 hours
|
|>They’re extremely overpriced. Don't most flagship phones from other
|manufacturers more or less cost the same these days?
|u/Visual-Squirrel3629 - 9 hours
|
|Property taxes. Paying for what you already own? Total scam.
|u/LzrdKing70 - 11 hours
|
|Extended warranties
|u/Bubudel - 10 hours
|
|Not the biggest, but two of the most irritating: chiropractic and
|osteopathy, especially when they call themselves "doctors".
|u/heylookitsdanica - 7 hours
|
|Ok - doctors of osteopathic medicine DO go to medical school and ARE
|medical doctors.
|u/TicTacKnickKnack - 4 hours
|
|Only in the US. Overseas they're equally as quacky as chiropractors
|u/villettegirl - 7 hours
|
|I’ve given up on arguing with my friends who like chiropractors. It’s
|like a cult.
|u/IndyRoadie - 5 hours
|
|My friend's dad was a well known Neuro Surgeon. When people asked
|him what he thought of chiropractors, he said : "I love them.
|Fixing their screw ups put my kids through college"
|u/Impressive_Tap7635 - 8 hours
|
|I saw a reel where a "medical doctor" was telling ppl that eating
|seed oils cuts ur life expectancy in half and when I checked the acc
|he's a ducking chiropractor
|u/Bubudel - 8 hours
|
|That's exactly what I mean. Their behavior borders on fraud.
|u/Significant-Hyena634 - 5 hours
|
|Only in the sense that Ontario borders on Canada.
|u/Alma-Rose - 8 hours
|
|Trump Bible.
|u/MagicManicPanic - 9 hours
|
|Health insurance. I pay almost $200/month in premiums. I need a
|procedure done but it will cost $15,000. Insurance will cover a large
|portion, but I still need to give the hospital $2,000, up front, to
|have the procedure done. I’ve still not had the procedure done and
|probably never will.
|u/Azby504 - 7 hours
|
|Timeshare vacation purchases
|u/catonsteroids - 7 hours
|
|Televangelism. Prosperity gospel.
|u/More_Secretary_1819 - 7 hours
|
|the price of an college education
|u/RonniePickles - 6 hours
|
|Working 5 days a week. We used to work 14 hours a day, 6 days a week.
|When many countries went to a 40 hour week, the world didn't collapse.
|A lot of countries now have a 35 hour week and they tick along nicely.
|I'm sure if we cut back to a 20 hour week across the board most
|economies would manage. I wonder how we all got scammed into running
|inside this "hamster wheel" in the first place.
|u/gumbii_bg - 6 hours
|
|Funerals... Just bury my ashes in the raised bed...
|u/kc43thesequel - 4 hours
|
|Fluctuating rental prices
|u/iMagZz - 4 hours
|
|The price of printer ink.
|u/Yammer1 - 8 hours
|
|Getting people to vote against their own best interests by spreading
|misinformation
|u/Playfulfaz - 10 hours
|
|I'd have to say the biggest scam is probably the **student loan debt
|crisis**. I mean, we're expected to take on tens of thousands of
|dollars in debt for a piece of paper that doesn't always guarantee a
|decent job. It's like a legalized form of indentured servitude. And
|don't even get me started on the interest rates! It's a total rip-off.
|u/Ancient-Ad-2474 - 7 hours
|
|Religion
|u/grogudalorian - 8 hours
|
|Dental insurance. It barely covers anything.
|u/NordicGypsy1 - 11 hours
|
|DJT
|u/kamratjoel - 8 hours
|
|Honestly just the GOP itself, and the American Dream. I don’t know
|how these guys have managed to brainwash so many working class
|Americans to vote for shit that will only make their lives worse,
|while making the rich even richer.
|u/notmyfirst_throwawa - 9 hours
|
|Idk I think darjeeling tea is usually worth it
|u/amateursmartass - 10 hours
|
|I get taxed on money when I make it, then get taxed when I spend it,
|then when I die my family will get taxed again for inheriting it.
|u/bonos_bovine_muse - 7 hours
|
|Not so much (under 20% unless you’re making bank), very little (under
|10% just about everywhere), and not at all (unless you’re worth at
|least several million when you croak). But I see how you’re falling
|for my scam about voting in the interests of the billionaires.
|u/iamnotdownwithopp - 7 hours
|
|Are you in the US? There's no federal inheritance tax and as of 2025,
|only 5 states impose one. Each state has different limits before an
|inheritance tax kicks in, but fewer than 2% of people meet them. As
|for income and sales tax, yes, those are awful, skewed in a way that
|hurts the working class more than the wealthy, and should be revised.
|I know governments need money to operate, but the system as it is
|doesn't work.
|u/Butterdish4 - 7 hours
|
|OK, but you have to have some tax otherwise you wouldn’t have a way
|to get to work
|u/enriquedelcastillo - 10 hours
|
|Ok I’m gonna add the ticket buying racket
|u/Flutterflut - 9 hours
|
|The price of advanced education
|u/baked_beansntaters - 9 hours
|
|The food pyramid
|u/thehoagieboy - 5 hours
|
|The food pyramid has been dead for a while
|u/p0lar_chronic - 7 hours
|
|Religion.
|u/sigaven - 7 hours
|
|Religion
|u/romuloskagen - 7 hours
|
|Religion.
|u/Not-2Day - 7 hours
|
|Christianity
|u/anthro4ME - 7 hours
|
|religion
|u/woodbutcher6000 - 7 hours
|
|Religion
|u/Jutch_Cassidy - 7 hours
|
|Church
|u/thePhilosopher_Pepe - 7 hours
|
|Religion
|u/filiusjm - 7 hours
|
|Trump....
|u/Dervrak - 6 hours
|
|Probably those $10 "extended warranties" retail stores like Wal-Mart
|sell on small ticket items like toasters and headphones. The statistics
|show that over 95% of them are never used because people either forget
|they purchased them, lost the receipt, or the item was so cheap they
|don't even bother fooling with it. It's basically pure profit for the
|stores.
|u/juliavalentine - 5 hours
|
|Honestly, college if you don’t have a stem degree or a niche field. A
|lot of my friends that spent thousands of dollars on degrees now have
|jobs that pay slightly more than minimum wage and do not use any of the
|skills they learned. It would have been better financially for them to
|work those 4 years instead.
|u/NickDanger3di - 11 hours
|
|Our government system in the US.
|u/Feisty-Fish1909 - 9 hours
|
|Biggest scam ? Most of the elements of life in western “civilized
|society “ , going to a job you don’t like, to buy things you don’t need
|, to impress people you don’t even like. Insurance , most jobs , taxes,
|commercials , corrupt financial system , religion etc. pretty much
|everything our entire existence is founded upon or defined by . Most
|things are a scam and there’s not much we can do about it without being
|killed or imprisoned.
|u/Significant-Hyena634 - 7 hours
|
|I work so I can buy things I don’t ‘need’, but instead want. Good
|wine, restaurant meals, classic albums on vinyl, overseas holidays,
|boardgames. Life would be crap if we could only get what we needed,
|and not what we wanted.
|u/HydeParkSwag - 7 hours
|
|The American insurance industry
|u/flaming0-1 - 7 hours
|
|Borders. We all just assume they need to be there… I watched a recent
|Johnny Harris video on the fallacy of the need for borders, changed my
|life.
|u/ScooterFun - 10 hours
|
|Insurance Companies without a doubt, they generally run over 300%
|profit margins, and policies are often required by law. But no price
|oversight,
|u/butrumM - 8 hours
|
|The Catholic Church as an organization.
|u/Timmy24000 - 8 hours
|
|Trump.
|u/ratmoon25 - 10 hours
|
|Working my whole life and not having enough.
|u/OldManBossett - 8 hours
|
|Private equity, venture capital, and corporate welfare - excuse me I
|mean corporate tax breaks.
|u/lol022 - 9 hours
|
|banks. They borrow everyone’s money, lend it out with high interest
|rates, but they only give you like .01% for having it there.
|u/Celloschmello - 9 hours
|
|paying for laundry in an apartment complex. i pay 1400 in rent, and the
|electric, gas, and water bills why should i have to scrounge for
|quarters to wash my clothes. just give me an in-unit washer/dryer!
|u/Sumocolt768 - 8 hours
|
|Credit scores. I got a loan for ~$10k from the bank to buy a car. Paid
|it off after 13 months. Didn’t get any credit for it because the bank
|didn’t make the money they wanted.
|u/corncaked - 8 hours
|
|Bottled water. I live in one of the top 3 US cities with the worst
|water quality but we have a large 5 gallon jug to refill at the local
|grocery store. Unless it’s an absurd drive/you don’t have a car, I
|truly think you’re wasting your money paying for huge packs of bottled
|water. Way more expensive ounce by ounce and you’re casually killing
|the planet too. Oh and as a dentist, dental or health insurance.
|Actuaries who have never seen a day of dentistry or medicine in their
|lives get to decide whether you get a critical procedure done or not.
|An old dentist buddy of mine used to say just have a savings account
|and put some money in there per month and when you need dental work
|just access that.
|u/KoLobotomy - 8 hours
|
|Mormonism
|u/LeagueAggravating595 - 7 hours
|
|Anyone calling you with an Indian accent claiming to be from Microsoft
|or the IRS.
|u/Cherrylime164 - 7 hours
|
|vitamin and mineral supplements/gummies etc (majority of it is all a
|market scheme). It is a billon dollar industry and markets well to
|people who have a desire for good health…but a lot of false product
|claims. I also think it is poorly regulated and lack of awareness on
|vitamins in society. Needs more scientific proven evidence and
|research. A lot of multivitamins have very low dosages and are
|ineffective. Save your money and try to get your vitamin from organic
|sources
|u/Life_End_97 - 7 hours
|
|#Toll roads You paid for the roads with your taxes, yet you still have
|to pay for tolls. On top of that, you pay for the police who issue
|tickets on these toll roads—all at your expense.
|u/Outrageous-Policy510 - 7 hours
|
|Insurance, of any kind.
|u/dfaidley - 6 hours
|
|Multi level marketing
|u/Feisty_Lack_5630 - 6 hours
|
|Life is the biggest scam.
|u/billiarddaddy - 6 hours
|
|Gerrymandering
|u/SnoopyisCute - 6 hours
|
|marriage
|u/BlueBlooper - 4 hours
|
|payday loans
|u/eyeballburger - 4 hours
|
|Rent
|u/Midnight5un - 4 hours
|
|Health insurance is one of the biggest reasons healthcare costs are so
|high. They have you over a barrel though bc w out it you’re fucked.
|u/KonaKumo - 4 hours
|
|Bottled Water -> Most is just your city tap water that has been bottled
|and sold to you at a significant upcharge. Most/if not all - Low
|fat/diet items - Fat is replaced by sugars or other replacements that
|are worse for you than the fat would have been. OR they trigger your
|body to not be satiated...so you end up snacking and consuming more
|than you would have. Organic - more reputable now but still a scam
|when evaluating the claims made by the proponents/producers/advertising
|firms.
|u/Front-Hovercraft-721 - 4 hours
|
|When your country’s massive natural resources don’t ever benefit the
|citizens and taxpayers because your government sells out to
|corporations.
|u/ScrewReddit123456789 - 4 hours
|
|Insurance of any kind—Life, Health, Auto-Total scam.
|u/Fickle_Wrongdoer_753 - 3 hours
|
|Most forms of insurance
|u/shong109 - 3 hours
|
|Insurance………till you need it 😅
|u/NaiveOpening7376 - 2 hours
|
|Religion
|u/Tasty_Pepper5867 - 2 hours
|
|Insurance companies. They keep raising rates but when you want to file
|a claim, somehow that one thing isn’t covered.
|u/WinSomeLoseSomeWin - 2 hours
|
|Religion non-profit tax status.
|u/Mrhotel-ca2654 - 2 hours
|
|Trump getting elected!
|u/uofajoe99 - 2 hours
|
|Religion
|u/Freestila - 1 hour
|
|Churches. First because the underlying premise of an all powerful all
|knowing entity is laughable. Second because most of that what people
|believe in can be proven to be wrong, and for the other stuff there is
|no evidence to prove it true. Third because under the name of religion
|Soo many bad stuff is done. Racist stuff, hate crime, pedophile stuff,
|killing and masses of violence. And lastly, there are some special
|rules for Christian churches in my country. They get their fee / church
|money from a church tax that every to that religion registered person
|has to pay in relation to their income. Meaning after you baptism as a
|kid you have to pay, automatically and without exceptions. Moving or so
|does not change anything. You want to leave church to not pay - you
|need to go to your municipal office and pay money.. Then they have
|themselves a tax exception, are excepted from certain laws like for
|example work laws and equality laws. They get a big sum every year from
|the country, they operate kindergarten and other stuff under their
|rules but paid mostly from the state. Yeah no big fan of religion...
|u/redsteve72 - 1 hour
|
|Working until I have probably less than a quarter of my life left and
|then retiring, it’s not a good system for a long happy life and the
|fact that a bunch of politicians who retire younger and richer than I
|do keep extending when I can retire is crap!
|u/greenwood90 - 1 hour
|
|Working a 40-hour week for 40 years, only to retire on 40% of a salary
|that wasn't enough to live on in the first place.
|u/Eight216 - 1 hour
|
|Money, as a concept. We have the technology, right now. We could pool
|resources and get robots to start doing shit and start worrying about
|getting our entire population food, healthcare, and shelter. We could
|100% function on a trade based economy once everybodies basic needs are
|attended to because if we're honest, who you know is already more
|valuable than how much money you have. We can also find ways to
|compensate people who really just want to BE the means of production,
|there will always be a niche market for human labor and any given
|person can bargain for privileges and/or access to technology that's
|less easily mass produced.
|u/Jlbennett2001 - 1 hour
|
|Most Insurance. It just seems crazy to me that you can give 1000s to a
|company that can decide to give you nothing back. I got in a motorcycle
|accident back in 2019, and it would have been more expensive for me to
|have full coverage than to pay out of pocket.
|u/housebun - 1 hour
|
|American healthcare
|u/BeyondReflexes - 1 hour
|
|College application fees on schools that brag about their low
|acceptance rates. I remember I worked the numbers for all the schools I
|had to pay a fee to when my daughter went off to college. Just free
|money in their pocket. Examples: from 2023 (aka class of 2027)
|Harvard Application Fee Cost $85 Fee. 56,937 applicants with 1,937
|admitted. New York University $85 Fee. 120,000 applicants. 9,600
|accepted. University of Southern California $85 Fee. 80,790
|applicants. 9,277 accepted. Columbia University $85 Fee. 57,129
|applicants. 2,246 admitted. Brown University $75 Fee. 51,302
|applicants. 2606 accepted. The math is easy to see. (Numbers might
|not be exact but they are close. I kept finding different amounts even
|on the schools websites.) My daughters app fee was credited to her
|account after she confirmed enrollment. Now I don't know if every
|big University does that for all enrollees, but they sure as hell can
|afford to do it with the percentages that actually enroll vs accepted,
|vs applied. Millions in fees every year.
|u/cheetahprintshawty - 1 hour
|
|insurance
|u/Abacussin - 1 hour
|
|Insurance.
|u/whygpt - 48 minutes
|
|Jake Paul vs Tyson
|u/Ok-Turnip-7500 - 10 hours
|
|90% of this thread thinks receiving exactly what was offered at the
|quoted price is somehow a scam.
|u/ExpertRegister1353 - 9 hours
|
|Religion
|u/MeCheapo - 8 hours
|
|Marriage.
|u/izzyk - 7 hours
|
|Living
|u/NewsboyHank - 10 hours
|
|The insurance industry
|u/linesinthewater - 9 hours
|
|Religion.
|u/clancy-ok - 8 hours
|
|Donald Trump pretending to care about other people.
|u/ElectrumDragon28 - 8 hours
|
|Religion, all of it.
|u/bobroberts1954 - 10 hours
|
|Religion.
|u/Impossible-Taro-2330 - 6 hours
|
|MAGA
|u/BustySunshine03 - 10 hours
|
|Wedding photography packages. Got quoted $4000 for 6 hours of photos.
|Like, I get it's a skill, but charging extra just because the word
|'wedding' is attached is ridiculous.
|u/WPG_Charger - 10 hours
|
|The wedding industry in general is ridiculous. Everything is jacked
|up in price just cause the word wedding is attached. Want a limo ride
|cool, oh did you say it's for a wedding party? We'll we have to
|charge extra now.
|u/Kodomachine - 10 hours
|
|Setup a Google photos link and pass it out via QR code and hand them
|out or attach to a program or something. You can get a ton of photos
|and different perspectives from your whole event. Hire a photographer
|just to do the "traditional family" and "bride & groom" photos and
|then cut them loose. May help some save some cash.
|u/Periodic_Disorder - 10 hours
|
|I wanted to book a cabaret act for my upcoming reception. Friends
|with the venue owner and he says to let him ask, because the second
|you mention a wedding it increases in price by 100%
|u/Binky216 - 9 hours
|
|The current President-Elect.
|u/SirVeritas79 - 8 hours
|
|Trickle down economics. But this next tax cut will make up for the last
|40 years!!!
|u/Civil_Biscotti_7446 - 8 hours
|
| MAGA
|u/Mono_Clear - 11 hours
|
|Federal taxes
|u/Quadstriker - 9 hours
|
|In the history of man? Religion.
|u/Infostarter2 - 10 hours
|
|Amazon Prime. A monthly fee to get free deliveries is only useful if
|you get a ton of stuff from Amazon, otherwise you’re just putting more
|of your money in their coffers. You can filter a search by “free
|shipping “ and avoid that nonsense.
|u/pogo528 - 10 hours
|
|Any time share, especially Wyndham resorts
|u/FromundaCheeseLigma - 10 hours
|
|Renting a water heater
|u/Murada11 - 9 hours
|
|Insurance and property tax come to mind
|u/Dnlx5 - 9 hours
|
|Car financing, with the consumer stock market a close second. The dark
|pools ensure we will never get more than 15%
|u/Pinktiger11 - 9 hours
|
|Just a reminder that overpriced is not the same as a scam. Overpriced
|is subjective, which the person who wrote this knew, as they wrote
|“consider” in the title. A scam is when a person/ company offers you a
|product or service in exchange for a certain agreed upon payment, and
|then does not deliver on what was agreed upon.
|u/ffffh - 9 hours
|
|Hotel reward points.
|u/Babou13 - 9 hours
|
|I've enjoyed them.. Company paid for my hotel. Went from no status to
|ambassador elite for Marriott. Cashed in points to get a new OLED TV
|for cheap and a bunch of peripherals for my PC from Amazon for free
|u/ylmor92 - 9 hours
|
|Financial Advisors
|u/MarciMay24 - 9 hours
|
|Charging cords for phones.
|u/HotCarl169 - 9 hours
|
|The Tyson Paul fight is up there.
|u/Azurnight - 9 hours
|
|The current housing market. Most houses are either bought out by a big
|company or just completely empty.
|u/lil_chungy - 9 hours
|
|Currently the Paul vs Tyson fight. Complete scam
|u/tblazen87 - 8 hours
|
|Triple taxed wages, home n auto insurance
|u/chasingsunset42 - 8 hours
|
|Taxes.
|u/thatscrollingqueen - 8 hours
|
|Taxes in the USA. Where is my money going?
|u/FanGroundbreaking176 - 8 hours
|
|Insurance
|u/Letstreehouse - 8 hours
|
|Social media
|u/Imaginary_Being5286 - 8 hours
|
| Publishing manuscripts in academia
|u/kit-christopher - 8 hours
|
|New York City
|u/According_Smoke1385 - 8 hours
|
|Health Insurance. Advertising
|u/The_Great_Googly_Moo - 8 hours
|
|Dating apps as a guy. It's no different than a slot machine
|u/three_quarter_ - 8 hours
|
|Most taxes
|u/hamorbacon - 8 hours
|
|The IRS
|u/Imaginary-Rub5758 - 8 hours
|
|Mike Tyson vs. Jake Paul.
|u/Great_Obligation_375 - 8 hours
|
|Car insurance
|u/Easy-Mongoose-9952 - 7 hours
|
|A Boxing match between a retired champ with a broken body and a you
|tube influencer half his age. I mean c'mon they didn't even pretend to
|be my long lost twin from a far away land. #JakePaulvMikeTyson
|u/dyingbreedsociety - 7 hours
|
|Life.
|u/knowsnothing316 - 7 hours
|
|Having to pay to park at hospitals. Built with taxpayer money and
|maintained with it too.
|u/Inanotherworld2025 - 7 hours
|
|What we think life’s gonna be like when we are a grown up vs the
|reality that it is.
|u/SoloDev1 - 7 hours
|
|Insurance
|u/cygnusX1and2 - 7 hours
|
|Mortgages. Why the fuck does a lending institution get to collect twice
|the amount (or more) paid for a property. Ok, maybe on an investment
|property but for a primary residence? Bullshit.
|u/ironheadrat - 7 hours
|
|Insurance! Car insurance, home insurance, flood insurance. It's like
|throwing money into a hole until you need to make a claim, then they
|will try any way they can not to pay.
|u/Brian2005l - 7 hours
|
|The amount of money that goes to ownership and, in some cases,
|management. It’s baked into the rules, and it dwarfs what you lose to
|taxes. Most people don’t even notice it.
|u/MethodNo4625 - 7 hours
|
|Insurance
|u/Plus_Syrup9701 - 7 hours
|
|Tax
|u/VonTastrophe - 7 hours
|
|MAGA
|u/Payasita403 - 7 hours
|
|Fees of any kind. Having to pay for parking anywhere. A bag of chips
|being half filled with air
|u/moto400 - 7 hours
|
|Insurance… of all types.
|u/SlashZom - 7 hours
|
|Definitely Insurance.
|u/rmunoz1994 - 7 hours
|
|US capitalism, as it currently stands.
|u/taco_jones - 7 hours
|
|Elections
|u/Ziggysan - 6 hours
|
|Organized religion.
|u/310mbre - 6 hours
|
|LinkedIn Premium. I've activated it both as a job holder and job
|seeker, literally never gotten a response with hundreds of outreach
|attempts
|u/gorohoroh - 6 hours
|
|Did someone say insurance?
|u/BeeWee2020 - 6 hours
|
|Life
|u/Hermetlk - 6 hours
|
|Life
|u/kjacobs03 - 6 hours
|
|Religion
|u/Sandpaper_Pants - 6 hours
|
|"Socialism is baaaaad" At least in the US, we can't come together and
|do things that advance the well-being of humanity because we are just
|too goddamn stupid.
|u/BrandtCharlemagne - 6 hours
|
|Taxes
|u/GingyBreadMan420 - 6 hours
|
|Property and income taxes
|u/Raegnarr - 6 hours
|
|Politicians... they act like they're trying to help.. then get insanely
|rich even though their salaries don't support that huge net worth
|u/Lilgorbe - 6 hours
|
|Life itself….we all die. Just to repeat the cycle all over again. The
|universe balancing out the equations
|u/MudMade1316 - 6 hours
|
|The American governments taxation system
|u/SavagRavioli - 6 hours
|
|Trickle down economics
|u/jessicalee_3 - 6 hours
|
|Scientology
|u/SantaClausOG - 6 hours
|
|Paying taxes and walking past homeless people living on the street
|while the government sends money to Ukraine and Israel.
|u/TrainerBubbly2497 - 6 hours
|
|Most things apple makes
|u/Economy-Prune-8600 - 6 hours
|
|Democratic Party
|u/Mr_Grumpy_Pant5 - 6 hours
|
|Insurance
|u/SuccessfulMumenRider - 6 hours
|
|Insurance
|u/Ice-ColdThunderCloud - 6 hours
|
|Easy. Convenience fees for buying tickets online. You're already doing
|all the work by using the website, finding your seat, entering your
|payment details and yet they have the audacity to charge you extra for
|it. Absolute robbery and we all just accept it like it's normal.
|u/HappyMealCrocs - 5 hours
|
|Reddit
|u/DM0331 - 5 hours
|
|Casino gambling. Psychologically casinos are made to keep you playing
|and give false sense of winning. They are completely okay with stealing
|thousands to millions of dollars from players but the second you are
|deemed an ‘advantage player’ by shifting odds by a percent or two in
|your favor, you are done. They will make it extremely difficult for you
|to win any money since you can beat them at their own game.
|u/G-Unit11111 - 5 hours
|
|In app purchases Pay $50 for worthless power ups and you still can't
|pass the level.
|u/isleoffurbabies - 5 hours
|
|Crypto
|