The original content of Democracy Now! Headlines appears under the Creative Commons BY-NC-ND 3.0 License (United States). For more, including their other shows and media, visit www.democracynow.org. July 8, 2009 Study: Despite Federal Aid, Banks Ignoring Struggling Homeowners ---------------------------------------------------------------- A new study says billions in government aid has failed to induce mortgage lenders to help homeowners facing foreclosure. According to the Federal Reserve Bank of Boston, only three percent of delinquent borrowers have had their loans restructured to lower monthly payments. The Obama administration has committed some $75 billion dollars to mortgage lenders with the stated purpose of funding the restructuring loans. The study recommends that the money instead be given directly to the borrowers instead of the lenders that have refused to help.